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1. 发明申请

US20120271662A1 METHODS AND SYSTEMS FOR PROVIDING LONGEVITY INSURANCE WITH OR WITHOUT AN ASSET BASED PREMIUM 有权
标题翻译：提供或不使用资产的优先保险的方法和系统
公开(公告)号：US20120271662A1
公开(公告)日：2012-10-25
申请号：US13536205
申请日：2012-06-28
申请人： Jodi L. Kravitz , John R. Meyer , Michael J. Gordon
发明人： Jodi L. Kravitz , John R. Meyer , Michael J. Gordon
IPC分类号： G06Q40/08
CPC分类号： G06Q40/00 , G06Q40/08
摘要： The present invention provides methods and systems for providing longevity insurance by obtaining information useful for issuing a longevity insurance contract for an individual, and determining a premium or an income payment for the individual that are computed based at least in part on an individual's age at a predetermined date that income payments are deferred to. The longevity insurance contract generally provides deferred income payments for a period of time, such as for the life of the individual, beginning at a predetermined date that is after an individual's anticipated retirement, or at a predetermined date that is after the individual's life expectancy, or on or after a specified birthday of the individual.
摘要翻译：本发明提供了通过获得有用于为个人签发长寿保险合同的信息来提供寿命保险的方法和系统，以及至少部分地根据个人的年龄来确定个人的保费或收入支付收入支付延期的预定日期。长寿保险合同通常在个人预期退休后的预定日期或者个人预期寿命之后的预定日期从一段时间内提供递延收入支付，例如个人的生命，或在个人的指定生日之后或之后。

2. 发明授权

US5567490A White thermal control surfaces 失效
标题翻译：白色热控制面
公开(公告)号：US5567490A
公开(公告)日：1996-10-22
申请号：US459124
申请日：1995-06-02
申请人： Harold A. Papazian , Donald F. Shepard , Edward A. Pierson , Michael J. Gordon
发明人： Harold A. Papazian , Donald F. Shepard , Edward A. Pierson , Michael J. Gordon
IPC分类号： C04B35/16 , C04B35/622 , C23C4/10 , B32B18/00
CPC分类号： C04B35/62222 , C04B35/16 , C23C4/11 , Y10T428/131 , Y10T428/1317 , Y10T428/256 , Y10T428/257 , Y10T428/259
摘要： The present invention resides in a white thermal control surface resistant to darkening due to exposure to X-rays and ultraviolet radiation. The surface comprises a substrate and a ceramic zirconium orthosilicate coating on said substrate. The zirconium orthosilicate coating is obtained by plasma-spray applying particles of zirconium orthosilicate onto the substrate. The particles of zirconium orthosilicate are doped with an oxide of a +3 valent metal. The metal ions of said +3 valent metal oxide are dispersed substantially uniformly throughout said particles.
摘要翻译：本发明在于由于暴露于X射线和紫外线辐射而能够变暗的白色热控制表面。所述表面包括基材和所述基材上的原硅酸锆涂层。原硅酸锆涂层通过等离子体喷涂将原硅酸锆颗粒施加到基底上而获得。原硅酸锆的颗粒掺杂有+3价金属的氧化物。所述+3价金属氧化物的金属离子基本均匀地分散在所述颗粒中。

3. 发明授权

US09928552B1 Methods and systems for insurance investment product decision modeling 有权
公开(公告)号：US09928552B1
公开(公告)日：2018-03-27
申请号：US12403474
申请日：2009-03-13
申请人： Scott L. Berlin , Michael J. Gordon , Michelle D. Richter , Aryeh J. Bak
发明人： Scott L. Berlin , Michael J. Gordon , Michelle D. Richter , Aryeh J. Bak
IPC分类号： G06Q40/08 , G06Q40/00
CPC分类号： G06Q40/08 , G06Q40/00
摘要： Methods and systems for insurance investment product decision modeling are disclosed. The methods and systems provide means for determining an objectively appropriate insurance investment product or funding level for a customer including inputting a set of customer data including at least certain customer criteria such as age, gender and policy face amount, selecting insurance products for comparison, calculating an expected investment in each of the selected insurance products or funding levels, calculating an expected benefit from each of the selected insurance products or funding levels using at least an economic model, calculating a value for each of the types of insurance based on the expected investment and respective expected benefits and recommending an insurance product or funding level based at least in part on a comparison of the value or net gain for the selected insurance products or funding levels being compared.

4. 外观设计

USD450789S1 Religious talking doll 失效
标题翻译：宗教说话娃娃
公开(公告)号：USD450789S1
公开(公告)日：2001-11-20
申请号：US29128487
申请日：2000-08-25
申请人： Michael J Gordon
设计人： Michael J Gordon

5. 发明授权

US5476696A White thermal control surfaces containing ZrSiO.sub.4 失效
标题翻译：含有ZrSiO4的白色热控表面
公开(公告)号：US5476696A
公开(公告)日：1995-12-19
申请号：US48774
申请日：1993-04-16
申请人： Harold A. Papazian , Donald F. Shepard , Edward A. Pierson , Michael J. Gordon
发明人： Harold A. Papazian , Donald F. Shepard , Edward A. Pierson , Michael J. Gordon
IPC分类号： C04B35/16 , C04B35/622 , C23C4/10 , B32B5/16
CPC分类号： C04B35/62222 , C04B35/16 , C23C4/11 , Y10T428/131 , Y10T428/1317 , Y10T428/256 , Y10T428/257 , Y10T428/259
摘要： The present invention resides in a white thermal control surface resistant to darkening due to exposure to X-rays and ultraviolet radiation. The surface comprises a substrate and a ceramic zirconium orthosilicate coating on said substrate. The zirconium orthosilicate coating is obtained by plasma-spray applying particles of zirconium orthosilicate onto the substrate. The particles of zirconium orthosilicate are doped with an oxide of a +3 valent metal. The metal ions of said +3 valent metal oxide are dispersed substantially uniformly throughout said particles.
摘要翻译：本发明在于由于暴露于X射线和紫外线辐射而能够变暗的白色热控制表面。所述表面包括基材和所述基材上的原硅酸锆涂层。原硅酸锆涂层通过等离子体喷涂将原硅酸锆颗粒施加到基底上而获得。原硅酸锆的颗粒掺杂有+3价金属的氧化物。所述+3价金属氧化物的金属离子基本均匀地分散在所述颗粒中。

6. 发明授权

US08799033B2 Methods and systems for providing longevity insurance with or without an asset based premium 有权
标题翻译：提供有或没有资产保费的长寿保险的方法和系统
公开(公告)号：US08799033B2
公开(公告)日：2014-08-05
申请号：US13536205
申请日：2012-06-28
申请人： Jodi L. Kravitz , John R. Meyer , Michael J. Gordon
发明人： Jodi L. Kravitz , John R. Meyer , Michael J. Gordon
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q40/08
摘要： The present invention provides methods and systems for providing longevity insurance by obtaining information useful for issuing a longevity insurance contract for an individual, and determining a premium or an income payment for the individual that are computed based at least in part on an individual's age at a predetermined date that income payments are deferred to. The longevity insurance contract generally provides deferred income payments for a period of time, such as for the life of the individual, beginning at a predetermined date that is after an individual's anticipated retirement, or at a predetermined date that is after the individual's life expectancy, or on or after a specified birthday of the individual.
摘要翻译：本发明提供了通过获得有用于为个人签发长寿保险合同的信息来提供寿命保险的方法和系统，以及至少部分地根据个人的年龄来确定个人的保费或收入支付收入支付延期的预定日期。长寿保险合同通常在个人预期退休后的预定日期或者个人预期寿命之后的预定日期从一段时间内提供递延收入支付，例如个人的生命，或在个人的指定生日之后或之后。

7. 发明申请

US20120209629A1 SYSTEMS AND METHODS FOR PROVIDING AN ASSET ALLOCATION WHOLE LIFE INSURANCE OPTION WITH A PREMIUM FUNDING VEHICLE 审中-公开
标题翻译：提供资产分配的系统和方法全部保险选择与高价供应车辆
公开(公告)号：US20120209629A1
公开(公告)日：2012-08-16
申请号：US13025043
申请日：2011-02-10
申请人： Michael J. Gordon , Michelle O. Richter , Paul C. McClung
发明人： Michael J. Gordon , Michelle O. Richter , Paul C. McClung
IPC分类号： G06Q40/00
CPC分类号： G06Q40/08
摘要： The present invention provides methods, computer media and systems for providing a hybrid life insurance and non-life insurance investment product for an individual. Embodiments of the methods, computer media and systems include obtaining an initial investment amount for an investment product comprising a life insurance investment component and a non-life insurance investment component and a face amount of the life insurance investment component, calculating a premium payment amount for the life insurance investment component, determining a payment schedule for the premium payment amount, allocating a portion of the initial investment amount to the life insurance investment component and allocating a portion of the initial investment amount to the non-life insurance investment component, and presenting, based at least in part on the allocations of the initial investment amount to the life insurance investment component and to the non-life insurance investment component, the premium payment amount and the payment schedule, the life insurance investment component and the non-life insurance investment component as a combined investment product for an individual in a singular transaction.
摘要翻译：本发明提供了为个人提供混合人寿保险和非人寿保险投资产品的方法，计算机媒体和系统。方法，计算机媒体和系统的实施方案包括获得投资产品的初始投资金额，包括人寿保险投资部分和非人寿保险投资部分以及人寿保险投资部分的面值，计算保费支付金额人寿保险投资部分，确定缴费金额的付款时间表，将一部分初始投资金额分配给人寿保险投资部分，并将一部分初始投资金额分配给非人寿保险投资部分，并提交至少部分基于对人寿保险投资部分和非人寿保险投资部分的初始投资金额的分配，保费支付金额和支付时间表，人寿保险投资部分和非人寿保险投资组成部分作为联合投资产品个人在一个单一的交易。

8. 发明授权

US08234132B2 Methods and systems for providing longevity insurance with or without an asset based premium 有权
标题翻译：提供有或没有资产保费的长寿保险的方法和系统
公开(公告)号：US08234132B2
公开(公告)日：2012-07-31
申请号：US11744522
申请日：2007-05-04
申请人： Jodi L. Kravitz , John R. Meyer , Michael J. Gordon
发明人： Jodi L. Kravitz , John R. Meyer , Michael J. Gordon
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q40/08
摘要： The present invention provides methods and systems for providing longevity insurance by obtaining information useful for issuing a longevity insurance contract for an individual, and determining a premium or an income payment for the individual that are computed based at least in part on an individual's age at a predetermined date that income payments are deferred to. The longevity insurance contract generally provides deferred income payments for a period of time, such as for the life of the individual, beginning at a predetermined date that is after an individual's anticipated retirement, or at a predetermined date that is after the individual's life expectancy, or on or after a specified birthday of the individual.
摘要翻译：本发明提供了通过获得有用于为个人签发长寿保险合同的信息来提供寿命保险的方法和系统，以及至少部分地根据个人的年龄来确定个人的保费或收入支付收入支付延期的预定日期。长寿保险合同通常在个人预期退休后的预定日期或者个人预期寿命之后的预定日期从一段时间内提供递延收入支付，例如个人的生命，或在个人的指定生日之后或之后。

9. 发明授权

US06700329B2 Method and apparatus for providing flow-stabilized microdischarges in metal capillaries 有权
标题翻译：用于在金属毛细管中提供流动稳定的微放电的方法和装置
公开(公告)号：US06700329B2
公开(公告)日：2004-03-02
申请号：US10115840
申请日：2002-04-03
申请人： Konstantinos P. Giapis , Mohan Sankaran , Michael J. Gordon
发明人： Konstantinos P. Giapis , Mohan Sankaran , Michael J. Gordon
IPC分类号： H01J724
CPC分类号： H05H1/48 , H05H2001/481 , H05H2240/10
摘要： Hollow cathode microdischarges in a tube geometry provides the formation of stable, high-pressure discharges in a variety of flowing gases including argon, helium, nitrogen, and hydrogen. Direct current discharges are ignited in stainless steel capillary tubes (dhole=178 &mgr;m) which are operated as the cathode and using a metal grid or plate as the anode. Argon discharges can be sustained at atmospheric pressure with voltages as low as 260 V for cathode-anode gaps of 0.5 mm. In one embodiment using a molybdenum substrate as the anode, microjets are struck in H2/CH4 mixtures at 200 Torr to deposit diamond films with well-faceted crystals. Optical emission spectroscopy of discharges used for growth confirms the presence of atomic hydrogen and CH radicals. Ballasting of individual tubes allows parallel operation of the microjets for larger area materials processing.
摘要翻译：管状几何形状的空心阴极微放电提供了在各种流动气体（包括氩气，氦气，氮气和氢气）中形成稳定的高压放电。直流放电在不锈钢毛细管（dhole = 178 mum）中点燃，其作为阴极操作，并使用金属栅格或板作为阳极。氩气放电可在大气压下持续，阴极 - 阳极间隙为0.5 mm的电压低至260 V。在使用钼基材作为阳极的一个实施方案中，在200托下在H 2 / CH 4混合物中冲击微孔以沉积具有良好刻面晶体的金刚石膜。用于生长的放电的光发射光谱证实了原子氢和CH自由基的存在。单个管道的压载允许微型喷嘴的并行操作用于较大面积的材料加工。

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