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1. 发明授权

US08799033B2 Methods and systems for providing longevity insurance with or without an asset based premium 有权
标题翻译：提供有或没有资产保费的长寿保险的方法和系统
公开(公告)号：US08799033B2
公开(公告)日：2014-08-05
申请号：US13536205
申请日：2012-06-28
申请人： Jodi L. Kravitz , John R. Meyer , Michael J. Gordon
发明人： Jodi L. Kravitz , John R. Meyer , Michael J. Gordon
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q40/08
摘要： The present invention provides methods and systems for providing longevity insurance by obtaining information useful for issuing a longevity insurance contract for an individual, and determining a premium or an income payment for the individual that are computed based at least in part on an individual's age at a predetermined date that income payments are deferred to. The longevity insurance contract generally provides deferred income payments for a period of time, such as for the life of the individual, beginning at a predetermined date that is after an individual's anticipated retirement, or at a predetermined date that is after the individual's life expectancy, or on or after a specified birthday of the individual.
摘要翻译：本发明提供了通过获得有用于为个人签发长寿保险合同的信息来提供寿命保险的方法和系统，以及至少部分地根据个人的年龄来确定个人的保费或收入支付收入支付延期的预定日期。长寿保险合同通常在个人预期退休后的预定日期或者个人预期寿命之后的预定日期从一段时间内提供递延收入支付，例如个人的生命，或在个人的指定生日之后或之后。

2. 发明授权

US08234132B2 Methods and systems for providing longevity insurance with or without an asset based premium 有权
标题翻译：提供有或没有资产保费的长寿保险的方法和系统
公开(公告)号：US08234132B2
公开(公告)日：2012-07-31
申请号：US11744522
申请日：2007-05-04
申请人： Jodi L. Kravitz , John R. Meyer , Michael J. Gordon
发明人： Jodi L. Kravitz , John R. Meyer , Michael J. Gordon
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q40/08
摘要： The present invention provides methods and systems for providing longevity insurance by obtaining information useful for issuing a longevity insurance contract for an individual, and determining a premium or an income payment for the individual that are computed based at least in part on an individual's age at a predetermined date that income payments are deferred to. The longevity insurance contract generally provides deferred income payments for a period of time, such as for the life of the individual, beginning at a predetermined date that is after an individual's anticipated retirement, or at a predetermined date that is after the individual's life expectancy, or on or after a specified birthday of the individual.
摘要翻译：本发明提供了通过获得有用于为个人签发长寿保险合同的信息来提供寿命保险的方法和系统，以及至少部分地根据个人的年龄来确定个人的保费或收入支付收入支付延期的预定日期。长寿保险合同通常在个人预期退休后的预定日期或者个人预期寿命之后的预定日期从一段时间内提供递延收入支付，例如个人的生命，或在个人的指定生日之后或之后。

3. 发明申请

US20120271662A1 METHODS AND SYSTEMS FOR PROVIDING LONGEVITY INSURANCE WITH OR WITHOUT AN ASSET BASED PREMIUM 有权
标题翻译：提供或不使用资产的优先保险的方法和系统
公开(公告)号：US20120271662A1
公开(公告)日：2012-10-25
申请号：US13536205
申请日：2012-06-28
申请人： Jodi L. Kravitz , John R. Meyer , Michael J. Gordon
发明人： Jodi L. Kravitz , John R. Meyer , Michael J. Gordon
IPC分类号： G06Q40/08
CPC分类号： G06Q40/00 , G06Q40/08
摘要： The present invention provides methods and systems for providing longevity insurance by obtaining information useful for issuing a longevity insurance contract for an individual, and determining a premium or an income payment for the individual that are computed based at least in part on an individual's age at a predetermined date that income payments are deferred to. The longevity insurance contract generally provides deferred income payments for a period of time, such as for the life of the individual, beginning at a predetermined date that is after an individual's anticipated retirement, or at a predetermined date that is after the individual's life expectancy, or on or after a specified birthday of the individual.
摘要翻译：本发明提供了通过获得有用于为个人签发长寿保险合同的信息来提供寿命保险的方法和系统，以及至少部分地根据个人的年龄来确定个人的保费或收入支付收入支付延期的预定日期。长寿保险合同通常在个人预期退休后的预定日期或者个人预期寿命之后的预定日期从一段时间内提供递延收入支付，例如个人的生命，或在个人的指定生日之后或之后。

4. 发明申请

US20150324921A9 METHODS AND SYSTEMS FOR STABILIZING REVENUE DERIVED FROM VARIABLE ANNUITIES REGARDLESS OF MARKET CONDITIONS 审中-公开
公开(公告)号：US20150324921A9
公开(公告)日：2015-11-12
申请号：US14157938
申请日：2014-01-17
申请人： John R. Meyer
发明人： John R. Meyer
IPC分类号： G06Q40/08
CPC分类号： G06Q40/08
摘要： The present invention provides methods and systems for stabilizing revenue derived by a variable annuity provider from variable annuities having a mortality and expense fee computed based on at least one variable that is not directly affected by market conditions, e.g., the annuity premium or a portion thereof, such as the premium that has been paid, or the premium that has been paid and invested in one or more investment divisions available to an annuity owner. The mortality and expense fee may also account for any withdrawals paid out of and disbursements made from the premium paid accordingly. The mortality and expense fee generally funds at least in part a risk associated with an annuity death benefit, such as a return of premium that has been paid death benefit.

5. 发明授权

US5452481A Portable ventilation system 失效
标题翻译：便携式通风系统
公开(公告)号：US5452481A
公开(公告)日：1995-09-26
申请号：US234928
申请日：1994-04-28
申请人： John R. Meyer
发明人： John R. Meyer
IPC分类号： E03D9/052
CPC分类号： E03D9/052
摘要： A portable ventilation system includes an air filter unit located remotely from a toilet and having an air duct extending from the filter unit to the toilet to exhaust and deodorize air from the toilet bowl. The filter unit includes an impeller which moves air through charcoal type filter media and exits the filter unit through a plurality of apertures in the bottom of the unit. An air duct is slidably journaled between the toilet seat and toilet bowl rim upper surface at the rearward end of the seat, and is connected to the filter unit to draw air from the toilet bowl and through the filter unit. A control unit is electrically connected to the filter unit and includes a switch to activate the impeller in the filter unit to operate the ventilation system. In one embodiment of the invention, a sensor is mounted in the control unit so as to sense the presence of a person on the toilet to automatically activate the filtration system.
摘要翻译：便携式通风系统包括空气过滤器单元，该空气过滤器单元远离马桶而具有从过滤器单元延伸到马桶的空气管道，以从马桶排出并除臭空气。过滤器单元包括叶轮，该叶轮通过木炭型过滤介质移动空气并通过单元底部的多个孔离开过滤器单元。空气管道可滑动地位于座椅后端的马桶座和马桶轮圈上表面之间，并且连接到过滤器单元以从马桶抽取空气并通过过滤器单元。控制单元电连接到过滤器单元，并且包括用于启动过滤器单元中的叶轮以操作通风系统的开关。在本发明的一个实施例中，传感器安装在控制单元中，以便感测到马桶上的人的存在以自动激活过滤系统。

6. 发明授权

US08666783B1 Methods and systems for stabilizing revenue derived from variable annuities regardless of market conditions 有权
标题翻译：稳定来自可变年金的收入的方法和系统，无论市场情况如何
公开(公告)号：US08666783B1
公开(公告)日：2014-03-04
申请号：US10661346
申请日：2003-09-12
申请人： John R. Meyer
发明人： John R. Meyer
IPC分类号： G06Q40/00
CPC分类号： G06Q40/06
摘要： The present invention provides methods and systems for stabilizing revenue derived by a variable annuity provider from variable annuities having a mortality and expense fee computed based on at least one variable that is not directly affected by market conditions, e.g., the annuity premium or a portion thereof, such as the premium that has been paid, or the premium that has been paid and invested in one or more investment divisions available to an annuity owner. The mortality and expense fee may also account for any withdrawals paid out of and disbursements made from the premium paid accordingly. The mortality and expense fee generally funds at least in part a risk associated with an annuity death benefit, such as a return of premium that has been paid death benefit.
摘要翻译：本发明提供了用于稳定由可变年金提供者获得的收入的方法和系统，该可变年金具有基于至少一个不直接受市场状况影响的变量计算的死亡率和费用费用，例如年金溢价或其一部分，例如已经支付的保费，或已经支付并投资于一个或多个投资部门的年金业主的保费。死亡率和费用费用也可以解释由相应支付的保险费支付和支付的任何提款。死亡率和费用费用通常至少部分与年金死亡抚恤金有关的风险，例如已支付死亡抚恤金的保险费的返还。

7. 发明授权

US5263433A Hybrid hydrofoil strut leading edge extension 失效
标题翻译：混合水翼支柱前缘延伸
公开(公告)号：US5263433A
公开(公告)日：1993-11-23
申请号：US930936
申请日：1992-08-17
申请人： John R. Meyer
发明人： John R. Meyer
IPC分类号： B63B1/06 , B63B1/32
CPC分类号： B63B1/24 , B63B1/06 , B63B1/107
摘要： A strut leading edge extension for a marine vehicle has an upper hull, a strut, a lower hull, and a foil. The strut leading edge extension includes a device for defining an extended strut leading edge, the device being adjustable to a plurality of positions including a fully retracted position and a fully extended position. The defining device is disposed at a front portion of the strut. An actuator moves the defining means to a plurality of positions; wherein a directional dynamic stability of the marine vehicle may be controlled by the position of the defining device.
摘要翻译：用于船用车辆的支柱前缘延伸具有上船体，支柱，下船体和铝箔。支柱前缘延伸部包括用于限定延伸支柱前缘的装置，该装置可调整到包括完全缩回位置和完全伸出位置的多个位置。限定装置设置在支柱的前部。致动器将限定装置移动到多个位置; 其中所述船用车辆的定向动态稳定性可由所述限定装置的位置来控制。

8. 发明申请

US20150206247A1 METHODS AND SYSTEMS FOR STABILIZING REVENUE DERIVED FROM VARIABLE ANNUITIES REGARDLESS OF MARKET CONDITIONS 审中-公开
标题翻译：用于稳定来自不同市场条件的不同年限的收入的方法和系统
公开(公告)号：US20150206247A1
公开(公告)日：2015-07-23
申请号：US14157938
申请日：2014-01-17
申请人： John R. Meyer
发明人： John R. Meyer
IPC分类号： G06Q40/08
CPC分类号： G06Q40/08
摘要： The present invention provides methods and systems for stabilizing revenue derived by a variable annuity provider from variable annuities having a mortality and expense fee computed based on at least one variable that is not directly affected by market conditions, e.g., the annuity premium or a portion thereof, such as the premium that has been paid, or the premium that has been paid and invested in one or more investment divisions available to an annuity owner. The mortality and expense fee may also account for any withdrawals paid out of and disbursements made from the premium paid accordingly. The mortality and expense fee generally funds at least in part a risk associated with an annuity death benefit, such as a return of premium that has been paid death benefit.
摘要翻译：本发明提供了用于稳定由可变年金提供者获得的收入的方法和系统，该可变年金具有基于至少一个不直接受市场状况影响的变量计算的死亡率和费用费用，例如年金溢价或其一部分，例如已经支付的保费，或已经支付并投资于一个或多个投资部门的年金业主的保费。死亡率和费用费用也可以解释由相应支付的保险费支付和支付的任何提款。死亡率和费用费用通常至少部分与年金死亡抚恤金有关的风险，例如已支付死亡抚恤金的保险费的返还。

9. 发明授权

US5594454A Global positioning system (GPS) linked satellite and missile communication systems 失效
标题翻译：全球定位系统（GPS）链接卫星和导弹通信系统
公开(公告)号：US5594454A
公开(公告)日：1997-01-14
申请号：US630559
申请日：1996-04-10
申请人： William S. Devereux , Michael H. Boehme , Lloyd Linstrom , Thomas R. McKnight, Jr. , Robert C. Moore , John R. Meyer , Paul R. Snow , Paul D. Grimm
发明人： William S. Devereux , Michael H. Boehme , Lloyd Linstrom , Thomas R. McKnight, Jr. , Robert C. Moore , John R. Meyer , Paul R. Snow , Paul D. Grimm
IPC分类号： G01S5/00 , G01S5/14 , G01S19/02 , G01S5/02
CPC分类号： G01S19/18 , G01S19/09 , G01S19/36 , G01S19/07
摘要： A small, multi-function device called the GPS/Telemetry Transmitter (GTT) that can recover telemetry (TM) data from missiles, spacecraft, balloons, or any moving platform or vehicle, and generate high accuracy trajectory estimates using GPS data is disclosed. Additionally, the concept underlying the GTT of transmitting high-data-rate telemetry and instrument data concurrently with transdigitized GPS data is incorporated in a GPS-Linked Transponder (GLT) resulting in a simpler and cheaper satellite positioning system.
摘要翻译：公开了一种称为GPS /遥测发射机（GTT）的小型多功能设备，可以从导弹，航天器，气球或任何移动平台或车辆恢复遥测数据，并使用GPS数据生成高精度轨迹估计。此外，GTT与传输GPS数据同时发送高数据速率遥测和仪器数据的概念被纳入到GPS链接转发器（GLT）中，导致更简单和更便宜的卫星定位系统。

10. 发明授权

US5222454A Hybrid hydrofoil interface with wet well deck 失效
标题翻译：混合水翼界面与湿井甲板
公开(公告)号：US5222454A
公开(公告)日：1993-06-29
申请号：US920731
申请日：1992-07-28
申请人： John R. Meyer
发明人： John R. Meyer
IPC分类号： B63B35/40
CPC分类号： B63B35/40
摘要： Bottom panels of a wet well structure of a vessel are shaped to enclose theingle strut of a smaller vessel of hybrid hydrofoil design such that the pod and foils of the hybrid hydrofoil protrude from between the bottom panels. Inflatable seals allow the wet well to be drained and the smaller vessel supported within the wet well by solid or inflatable blocks to secure the smaller vessel and for repair, reprovisioning and the like. The motive power system of the smaller vessel can also be used to provide auxiliary power for the larger vessel.
摘要翻译：容器的湿井结构的底板被成形为包围混合水翼设计的较小容器的单个支柱，使得混合水翼的舱和盖从底板之间突出。充气密封件允许将湿井排出，并且较小的容器通过固体或充气块支撑在湿井内，以固定较小的容器并进行修理，重新配置等。较小船舶的动力系统也可用于为较大船舶提供辅助动力。

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