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    • 2. 发明申请
    • METHOD AND SYSTEM FOR VERIFYING AN ACCOUNT OPERATION
    • 用于验证帐户操作的方法和系统
    • WO2015109947A1
    • 2015-07-30
    • PCT/CN2015/070328
    • 2015-01-08
    • TENCENT TECHNOLOGY (SHENZHEN) COMPANY LIMITED
    • ZHANG, XiaolongWEI, YonglongZHA, WenCEN, LifangYAN, JunhongHUANG, Wenhao
    • H04W12/06
    • H04L63/0853G06F21/316G06F21/36H04L63/18H04M15/47H04W4/80H04W12/06
    • Method and server system for user login verification are disclosed. The method includes: obtaining a verification request from a first device for an account operation requested by a user using a first account; identifying, from the server system, usage history data associated with the first account, including data regarding usage of the first account on the first device; determining, in accordance with the data regarding the usage of the first account on the first device and one or more predetermined usage history criteria, whether the account operation associated with the first account on the first device is safe; and in accordance with a determination that the account operation associated with the first account on the first device is not safe, initiating a verification process based on a second device that qualifies as being safe for the account operation.
    • 披露了用户登录验证的方法和服务器系统。 该方法包括:从第一设备获得用户使用第一帐户请求的帐户操作的验证请求; 从所述服务器系统识别与所述第一帐户相关联的使用历史数据,包括关于所述第一设备上的所述第一帐户的使用的数据; 根据关于第一设备上的第一帐户的使用的数据和一个或多个预定使用历史标准,确定与第一设备上的第一帐户相关联的帐户操作是否安全; 并且根据确定与第一设备上的第一帐户相关联的帐户操作不安全,基于对帐户操作具有安全性的第二设备启动验证过程。
    • 9. 发明申请
    • FRAUD PREVENTION TECHNIQUES
    • 预防欺诈手段
    • WO2010062986A3
    • 2010-08-19
    • PCT/US2009065976
    • 2009-11-25
    • RINGCENTRAL INCVENDROW VLADYOUNG BRUCESHAH PRAFULELPINER BORISSHMUNIS VLADIMIR
    • VENDROW VLADYOUNG BRUCESHAH PRAFULELPINER BORISSHMUNIS VLADIMIR
    • G06Q50/00
    • H04W12/12G06Q20/32G06Q20/4016G06Q50/265H04M15/00H04M15/47H04M15/58H04M2215/0148H04M2215/0188
    • System, apparatus, computer program products and methods for preventing fraud attacks (e.g., on a virtual PBX service provider) are disclosed. In some implementations, a set of fraud evaluation processes are performed, an overall fraud evaluation score is incremented as each of the set of fraud evaluation processes are performed and a step result is obtained. A user request (e.g., account activation) can be denied or accepted based on the overall fraud evaluation score. In some implementations, the set of fraud evaluation processes can include one or more of: an internal fraud evaluation process, a process for checking multiple trial accounts associated with a common account parameter, a process for geolocation verification of multiple account parameters, a process for device type verification for a contact phone number, a process for credit card verification, and a process for placing a contact number verification call.
    • 公开了用于防止欺诈攻击的系统,装置,计算机程序产品和方法(例如,在虚拟PBX服务提供商上)。 在一些实现中,执行一组欺诈评估处理,当执行每组欺诈评估处理并获得步骤结果时,总体欺诈评估分数递增。 可以基于总体欺诈评估分数来拒绝或接受用户请求(例如,帐户激活)。 在一些实施中,该欺诈评估过程集可以包括以下一个或多个:内部欺诈评估过程,用于检查与公共账户参数相关联的多个试用账户的过程,多帐户参数的地理位置验证过程, 联系电话号码的设备类型验证,信用卡验证的处理以及进行联系号码验证呼叫的处理。