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    • 4. 发明申请
    • SYSTEMS AND METHODS FOR ASSET BASED LENDING (ABL) VALUATION AND PRICING
    • 用于资产借贷(ABL)估值和定价的系统和方法
    • US20070214077A1
    • 2007-09-13
    • US11677488
    • 2007-02-21
    • Robert BarnesDaniel Duncan
    • Robert BarnesDaniel Duncan
    • G06Q40/00
    • G06Q40/02G06Q40/025
    • An automated asset based lending (ABL) system that integrates supplier receivables data, allowing financial institutions optimally to value and price lending against those receivables, thus enabling financial institutions to offer suppliers a maximum borrowing base with minimum risk and highest return to the financial institution, further enabling the financial institution to conduct business in multiple currencies, time zones and countries using a computer based ABL process. In an asset based lending system having a client and at least one financial institution, a method for valuing and pricing client's receivables, the method comprising, downloading accounts receivable information from the client, the accounts receivable information having a specified currency, calculating a borrowing base for the client via utilizing debtor risk ratings, pricing profiles, valuation profiles and pricing tiers, and applying fees and interest as specified in the pricing profile associated with the valuation profile.
    • 一种自动化的资产贷款(ABL)系统,整合供应商应收账款数据,使金融机构能够最佳地对这些应收款进行价值和价格放贷,从而使金融机构能够为金融机构提供最低风险和最高回报的供应商, 进一步使金融机构能够使用基于计算机的ABL流程在多种货币,时区和国家开展业务。 在具有客户和至少一个金融机构的资产借贷系统中,对客户应收款进行估价和定价的方法,该方法包括从客户下载应收账款信息,具有指定货币的应收账款信息,计算借款基数 通过利用债务人风险评级,定价简介,估值资料和定价层次,以及在与估值资料相关的定价资料中规定的费用和利息,为客户提供服务。
    • 6. 发明申请
    • ASSET BASED LENDING (ABL) SYSTEMS AND METHODS
    • 资产借贷(ABL)系统和方法
    • US20070282724A1
    • 2007-12-06
    • US11754215
    • 2007-05-25
    • Robert BarnesDaniel Duncan
    • Robert BarnesDaniel Duncan
    • G06Q40/00
    • G06Q40/02G06Q40/00
    • In an automated asset based lending (ABL) system, a method of enabling the client and the financial institution to automate reconciliation of deposit data against a borrowing base, the method comprising receiving cash application data from the client, receiving deposit data from the client and matching the deposit data to a client ledger, the deposit data including a deposit amount, identifying the client and identifying a client bank account, the client ledger including draws, cash applications and invoices, denoting the deposit amount as unapplied cash, determining a minimum immediate refund amount, the refund amount corresponding to non-funded cash, matching the deposit amount to cash applications and creating cash applications against the invoices, the cash application corresponding to the deposit amount, and applying a balance remaining from the deposit amount to at least one draw and/or recovery account, wherein the balance is applied to the oldest draw and/or recovery account available.
    • 在基于自动化的资产贷款(ABL)系统中,一种使客户和金融机构能够使借用基础自动对存款数据进行协调的方法,该方法包括从客户接收现金申请数据,从客户接收存款数据,以及 将存款数据与客户分类帐匹配,存款数据包括存款金额,识别客户和识别客户银行帐户,客户分类帐包括抽签,现金申请和发票,将存款金额表示为未应用现金,确定最小直接 退款金额,与非资金现金相对应的退款金额,将存款金额与现金申请相匹配,并对发票创建现金申请,与存款金额相对应的现金申请,并将余额余额从存款金额应用至少一 绘图和/或恢复帐户,其中余额应用于最旧的绘制和/或恢复帐户 有帮助
    • 8. 发明授权
    • Method of transporting or storing perishable produce
    • 运输或储存易腐产品的方法
    • US06615908B1
    • 2003-09-09
    • US09624343
    • 2000-07-24
    • Paul Raymond BosherRobert Barnes
    • Paul Raymond BosherRobert Barnes
    • A23B704
    • B65D81/18A23L3/3418A23L3/364F25D11/003F25D15/00F25D17/04F25D17/042F25D23/069
    • The invention allows cool rooms or sea containers designed for frozen goods to handle produce requiring more precisely controlled temperatures and conditions, e.g., vegetables and fruits requiring temperatures in the chilling range and often also needing control or modification of the atmosphere. Each load of produce (100) (e.g. of pallet size) is held in the sea container or cool room but is sealed from the air of the refrigerated environment by, for example, a plastics bag (56). The atmosphere within the bag is then circulated by a fan (12) (or by convection currents from a heating element) so as to pass through the load and around it via ducts (30) provided adjacent the bag (56). Heat exchange (50) between the circulating gas and the refrigerated environment, via the plastics film, serves to cool the load. However, if cooling is excessive a heating element can be used to raise the temperature of the circulating atmosphere. Gas composition of the atmosphere can be controlled by scrubbing, flushing, etc. via pipes from a central unit or at each load individually or by choosing semi-permeable plastic for the sealing bags.
    • 本发明允许设计用于冷冻物品的冷藏室或海洋容器处理需要更精确控制的温度和条件的产品,例如需要在寒冷范围内温度的蔬菜和水果,并且通常也需要控制或改变大气。 产品(100)(例如托盘尺寸)的每个负载被保持在海水容器或冷藏室中,但是通过例如塑料袋(56)与冷藏环境的空气密封。 然后,袋子内的气氛通过风扇(12)(或通过来自加热元件的对流)循环,以便通过邻近袋子(56)设置的管道(30)穿过负载和其周围。 通过塑料膜在循环气体和冷藏环境之间的热交换(50)用于冷却负载。 然而,如果冷却过多,则可以使用加热元件来提高循环气氛的温度。 可以通过中央单元的管道或单独的每个负载的管道或通过选择用于密封袋的半透性塑料来洗涤,冲洗等气体组成。
    • 9. 发明申请
    • Clutches
    • 离合器
    • US20070023250A1
    • 2007-02-01
    • US10556371
    • 2004-05-13
    • Shaun MephamRobert Barnes
    • Shaun MephamRobert Barnes
    • F16D48/06
    • F16D48/02F16D25/0638F16D48/04F16D2048/0215F16D2048/0221F16D2048/0284
    • A clutch includes two rotary shafts, one of which (2) is connected to one or more first clutch plates (8) which cooperate with a second set of clutch plates (10), the clutch plates being acted on by an actuating piston (12) having a portion exposed on two opposite sides to first and second chambers (16, 18) in a hydraulic cylinder. A torque control valve is provided comprising a cylindrical inner valve member (48) rotatably and linearly movably received in a cylindrical opening in an outer valve member (46), the inner and outer valve members affording cooperating cylindrical surfaces, in one of which an elongate first recess (64) is formed, which communicates with one of the chambers (16), and in the other of which two circumferentially spaced elongate second recesses (56, 54) are formed communicating with a source of pressurised hydraulic fluid (26) and a substantially unpressurised hydraulic reservoir (30), respectively. The elongate recesses (64, 56, 54) extend in the longitudinal direction and in the same circumferential direction in the cylindrical surface in which they are formed and are positioned such that longitudinal movement of the inner valve member (48) within the outer valve member (46) will vary the degree of communication between the first and second elongate recesses. The second clutch plates (10) are connected to one side of a spring (82) of predetermined spring rate, which is also connected to one of the valve members, and the other side of the spring is connected to the other of the valve members and to the other rotary shaft (4).
    • 离合器包括两个旋转轴,其中一个旋转轴(2)连接到与第二组离合器板(10)配合的一个或多个第一离合器板(8),离合器板由致动活塞(12) )具有在液压缸中的与第一和第二腔室(16,18)在两个相对侧上露出的部分。 提供了一种扭矩控制阀,其包括可旋转地且可直线地可移动地容纳在外部阀构件(46)中的圆柱形开口中的圆柱形内部阀构件(48),内部和外部阀构件提供协作的圆柱形表面,其中一个细长 形成第一凹部64,其与一个腔室16连通,另一个形成有与加压液压流体源26连通的两个周向间隔开的细长的第二凹部56,54, 基本上不加压的液压储存器(30)。 细长凹槽(64,56,54)在其形成的圆柱形表面中在纵向方向和相同的圆周方向上延伸并且定位成使得内部阀构件(48)在外部阀构件内的纵向运动 (46)将改变第一和第二细长凹槽之间的连通程度。 第二离合器片(10)连接到预定弹簧刚度的弹簧(82)的一侧,该弹簧的一侧也连接到一个阀构件,弹簧的另一侧连接到另一个阀构件 和另一旋转轴(4)。