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1. 发明申请

US20060141083A1 Hearing protective device and method of making the same 有权
标题翻译：听力保护装置及其制作方法
公开(公告)号：US20060141083A1
公开(公告)日：2006-06-29
申请号：US11357768
申请日：2006-02-17
申请人： Richard Knauer , Alan Seville , Robert Falco , James Hall , Lori Hall
发明人： Richard Knauer , Alan Seville , Robert Falco , James Hall , Lori Hall
IPC分类号： B29C44/58
CPC分类号： A61F11/12 , A61F11/10 , Y10S425/812
摘要： A hearing device including a foam, a foam insertable portion, a component, and a foam handle portion, and a method of forming the same. The component is nestable with and bondable with the foam such that the component is at least partially within the foam insertable portion and the foam handle portion. The hearing protective device includes earplugs attached to a flexible cord, under-the-chin element, or headband. A method of making a hearing protective device including disposing a component into a mold, introducing a foam or foamable mixture into the mold, causing the foam to rise such that the component is nested within and bonded with the foam.
摘要翻译：包括泡沫，泡沫可插入部分，部件和泡沫手柄部分的听力装置及其形成方法。该部件可与泡沫体嵌套并与其结合，使得该部件至少部分地在泡沫可插入部分和泡沫手柄部分内。听力保护装置包括附接到柔性绳索，下巴元件或头带的耳塞。一种制备听力保护装置的方法，包括将组分设置到模具中，将泡沫或可发泡混合物引入模具中，使泡沫体上升，使得该组分嵌套在泡沫体内并与泡沫体结合。

2. 发明申请

US20060138691A1 Hearing protective device and method of making the same 有权
公开(公告)号：US20060138691A1
公开(公告)日：2006-06-29
申请号：US11357792
申请日：2006-02-17
申请人： Richard Knauer , Alan Seville , Robert Falco , James Hall , Lori Hall
发明人： Richard Knauer , Alan Seville , Robert Falco , James Hall , Lori Hall
IPC分类号： B29C44/12
CPC分类号： A61F11/12 , A61F11/10 , Y10S425/812
摘要： A hearing device including a foam, a foam insertable portion, a component, and a foam handle portion, and a method of forming the same. The component is nestable with and bondable with the foam such that the component is at least partially within the foam insertable portion and the foam handle portion. The hearing protective device includes earplugs attached to a flexible cord, under-the-chin element, or headband. A method of making a hearing protective device including disposing a component into a mold, introducing a foam or foamable mixture into the mold, causing the foam to rise such that the component is nested within and bonded with the foam.

3. 发明申请

US20100095585A1 FLOWER ARRANGING APPARATUS AND METHOD 审中-公开
标题翻译：花洒装置和方法
公开(公告)号：US20100095585A1
公开(公告)日：2010-04-22
申请号：US12525030
申请日：2008-02-14
申请人： Lori Hall
发明人： Lori Hall
IPC分类号： A01G5/00
CPC分类号： A47G7/07 , A01G5/04 , A47G7/02
摘要： The present invention involves a method and apparatus facilitating decorative arrangement of flowers or plants including, in one embodiment, a domed holder having a plurality of openings wherein flower or plant stems may be passed therethrough. In one embodiment the apparatus may be reversibly coupled to a vase, in another embodiment, a spherical apparatus may be utilized within the void of a vase. A spherical apparatus may be suspended for decorative appeal. A foam center may be placed within the spherical embodiment to facilitate plant hydration and stability. Alternative embodiment holders may be heart-shaped, torus-shaped, or ring-shaped, and an alternative embodiment holder may be worn as an adornment.
摘要翻译：本发明涉及促进花或植物的装饰布置的方法和装置，包括在一个实施例中，具有多个开口的圆顶支架，其中花或植物茎可以穿过其中。在一个实施例中，装置可以可逆地联接到花瓶，在另一个实施例中，可以在花瓶的空隙内使用球形装置。为了装饰吸引力，可以悬挂球形装置。泡沫中心可以放置在球形实施例内以便于植物水合和稳定性。替代实施例的保持器可以是心形的，环形的或环形的，并且替代实施例的保持器可以作为装饰来佩戴。

4. 发明授权

US08612339B2 System and method for business online account opening 有权
标题翻译：企业网上开户系统和方法
公开(公告)号：US08612339B2
公开(公告)日：2013-12-17
申请号：US12540188
申请日：2009-08-12
申请人： Teresa Rose , Lori Hall , Douglas Joel Zickafoose
发明人： Teresa Rose , Lori Hall , Douglas Joel Zickafoose
IPC分类号： G06Q40/00
CPC分类号： G06Q40/025 , G06Q20/108 , G06Q20/1085 , G06Q20/26 , G06Q40/00 , G06Q40/02 , G06Q40/12
摘要： A system and method for a business customer interfacing with a financial institution through a computer network is presented. The method includes a determination of whether the customer is an on-line client of the financial institution, a verification of customer-provided information with a pre-existing client identification profile for the customer, a determination of whether the customer is a sole proprietorship, a determination of the customer's credit score using a set of predetermined criteria, and presenting a set of account options based at least in part on the verification of the customer-provided information and the customer's credit score. Additional customer-provided information may be received and verified and used to enroll the client in one or more programs offered by the financial institution at a predefined level based at least on one or more predetermined factors.
摘要翻译：提出了一种通过计算机网络与商业客户与金融机构接口的系统和方法。该方法包括确定客户是否是金融机构的在线客户端，用客户提供的信息的验证与客户的预先存在的客户识别简档，确定客户是否是独资企业，使用一组预定标准确定客户的信用评分，并且至少部分地基于客户提供的信息和客户的信用评分的验证来呈现一组帐户选项。可以接收并验证附加的客户提供的信息，并且用于至少基于一个或多个预定因素将客户端以预定级别向金融机构提供的一个或多个程序中注册。

5. 发明授权

US08738488B2 Method for business on-line account opening with early warning system 有权
标题翻译：具有预警系统的业务在线开户方法
公开(公告)号：US08738488B2
公开(公告)日：2014-05-27
申请号：US12603290
申请日：2009-10-21
申请人： Lori Hall , Alicia Silla , Teresa Rose
发明人： Lori Hall , Alicia Silla , Teresa Rose
IPC分类号： G06Q10/00 , G06Q30/06 , G06Q40/00
CPC分类号： G06Q30/06 , G06Q40/00 , G06Q50/265
摘要： A method for a business customer interfacing with a financial institution through a computer network is presented. The method includes an early warning evaluation of the customer and/or entities associated with the customer to identify fraudster/abusers and prevent them from opening online accounts at the financial institution.
摘要翻译：提出了一种通过计算机网络与商业客户与金融机构进行交互的方法。该方法包括对与客户相关联的客户和/或实体进行早期警告评估，以识别欺诈者/滥用者，并阻止他们在金融机构打开在线账户。

6. 发明申请

US20100042533A1 SYSTEM AND METHD FOR BUSINESS ONLINE ACCOUNT OPENING 有权
标题翻译：系统和金融业务在线业务开放
公开(公告)号：US20100042533A1
公开(公告)日：2010-02-18
申请号：US12540188
申请日：2009-08-12
申请人： Teresa Rose , Lori Hall , Douglas Joel Zickafoose
发明人： Teresa Rose , Lori Hall , Douglas Joel Zickafoose
IPC分类号： G06Q40/00
CPC分类号： G06Q40/025 , G06Q20/108 , G06Q20/1085 , G06Q20/26 , G06Q40/00 , G06Q40/02 , G06Q40/12
摘要： A system and method for a business customer interfacing with a financial institution through a computer network is presented. The method includes a determination of whether the customer is an on-line client of the financial institution, a verification of customer-provided information with a pre-existing client identification profile for the customer, a determination of whether the customer is a sole proprietorship, a determination of the customer's credit score using a set of predetermined criteria, and presenting a set of account options based at least in part on the verification of the customer-provided information and the customer's credit score. Additional customer-provided information may be received and verified and used to enroll the client in one or more programs offered by the financial institution at a predefined level based at least on one or more predetermined factors.
摘要翻译：提出了一种通过计算机网络与商业客户与金融机构接口的系统和方法。该方法包括确定客户是否是金融机构的在线客户端，用客户提供的信息的验证与客户的预先存在的客户识别简档，确定客户是否是独资企业，使用一组预定标准确定客户的信用评分，并且至少部分地基于客户提供的信息和客户的信用评分的验证来呈现一组帐户选项。可以接收并验证附加的客户提供的信息，并且用于至少基于一个或多个预定因素将客户端以预定级别向金融机构提供的一个或多个程序中注册。

7. 发明申请

US20100057599A1 METHOD FOR BUSINESS ON-LINE ACCOUNT OPENING WITH EARLY WARNING SYSTEM 有权
标题翻译：使用早期警告系统开启业务在线帐户的方法
公开(公告)号：US20100057599A1
公开(公告)日：2010-03-04
申请号：US12603290
申请日：2009-10-21
申请人： Lori Hall , Alicia Silla , Teresa Rose
发明人： Lori Hall , Alicia Silla , Teresa Rose
IPC分类号： G06Q10/00 , G06Q40/00 , G06F15/16 , G06F3/048
CPC分类号： G06Q30/06 , G06Q40/00 , G06Q50/265
摘要： A method for a business customer interfacing with a financial institution through a computer network is presented. The method includes an early warning evaluation of the customer and/or entities associated with the customer to identify fraudster/abusers and prevent them from opening online accounts at the financial institution.
摘要翻译：提出了一种通过计算机网络与商业客户与金融机构进行交互的方法。该方法包括对与客户相关联的客户和/或实体进行早期警告评估，以识别欺诈者/滥用者，并阻止他们在金融机构打开在线账户。

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