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1. 发明申请

US20080300924A1 METHOD AND SYSTEM FOR PROJECTING CATASTROPHE EXPOSURE 审中-公开
标题翻译：用于投射烟草暴露的方法和系统
公开(公告)号：US20080300924A1
公开(公告)日：2008-12-04
申请号：US12130497
申请日：2008-05-30
申请人： John Savage , David Lee , Lucy Lyulkin , Charles R. Schader
发明人： John Savage , David Lee , Lucy Lyulkin , Charles R. Schader
IPC分类号： G06Q10/00 , G06Q40/00
CPC分类号： G06Q10/06 , G06Q10/0635 , G06Q40/08
摘要： A web-based application for an insurance carrier that combines national account information and detailed insurance policy information with catastrophe modeling technology. As an event occurs, the modeling technology determines a projected damage area that the event will cause. The insurance carrier can cross-reference that information with its account and policy information. In a short time, the insurance carrier can generate the following catastrophe exposure data: (1) summary reports indicating the projected number of damaged locations for each account; (2) maps and graphs of each account's affected locations that provide a visual image of the epicenter and the concentration of the losses; and (3) tables with detailed property location information. After receiving this data, the insurance carrier can secure the services of independent adjusters and assign other resources according to the scope and magnitude of the projected loss.
摘要翻译：保险公司的网络应用程序，将国家帐户信息和详细的保险政策信息与灾难建模技术相结合。当事件发生时，建模技术确定事件将导致的预计损坏区域。保险公司可以用其帐户和政策信息交叉引用该信息。在短时间内，保险公司可能产生以下灾难风险暴露数据：（1）汇总报告，显示每个账户的损坏地点的预计数量; （2）提供震中视觉形象的每个帐户的受影响地点的图表和损失的集中; 和（3）具有详细的物业位置信息的表。收到这些资料后，保险公司可以根据预计损失的范围和规模确保独立调整人员的服务，并分配其他资源。

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