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    • 4. 发明申请
    • METHODS AND SYSTEMS FOR SELF-SERVICE CHECKOUT
    • 自助服务检查的方法和系统
    • US20130054395A1
    • 2013-02-28
    • US13594470
    • 2012-08-24
    • Michael CyrDavid Brown
    • Michael CyrDavid Brown
    • G06Q20/18G06Q20/40
    • G06Q20/3224G06Q20/18G06Q20/20G06Q20/202G06Q20/204G06Q20/3223G06Q20/40G06Q30/06
    • In an embodiment, a self-service checkout computer receives checkout data from a mobile device of a consumer. The checkout data includes merchant identity data, transaction details and payment account data. The transaction details and the payment account data are transmitted to a merchant server or a gateway server for purchase transaction authorization. If the purchase is authorized, the self-service checkout computer transmits a purchase transaction authorization message to the consumer's mobile device for display on a display screen. In some embodiments, if a transaction declined notification is received instead of a purchase transaction authorization, the self-service checkout computer transmits the transaction declined notification to the consumer's mobile device for display.
    • 在一个实施例中,自助服务结帐计算机从消费者的移动设备接收结账数据。 结帐数据包括商家身份数据,交易详情和支付帐户数据。 交易细节和支付账户数据被发送到商家服务器或网关服务器进行购买交易授权。 如果购买被授权,则自助结帐计算机向消费者的移动设备发送购买交易授权消息以在显示屏幕上显示。 在一些实施例中,如果交易拒绝通知而不是购买交易授权,则自助结帐计算机将交易拒绝通知发送到消费者的移动设备以进行显示。