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热词
    • 47. 发明授权
    • Transferring money using a mobile electronic device
    • 使用移动电子设备转账
    • US08489504B1
    • 2013-07-16
    • US13080483
    • 2011-04-05
    • Vikas Gupta
    • Vikas Gupta
    • G06Q40/00
    • G06Q20/108G06Q20/042G06Q20/3223G06Q20/3276G06Q40/02
    • A check service provider enables users to make and receive payments from a financial account via a mobile electronic device, such as a smartphone or tablet computer. The device includes a check module and a camera. A user can capture an image of a check using the camera and the check module deciphers information, such as an account number, bank routing number, and information regarding the account holder, from the image of the check. The user can then make payments from and receive payments into the financial account associated with the imaged check via the check module without having the physically write or deposit a check. The check service provider interacts with the ACH to settle payments directly between the user's accounts without handling the money. Users can be notified of pending payments via text, voice, and e-mail messaging.
    • 检查服务提供商使用户能够通过诸如智能电话或平板电脑的移动电子设备从金融账户发送和接收付款。 该装置包括检查模块和照相机。 用户可以使用相机拍摄支票的图像,并且检查模块从支票的图像中解密信息,例如帐号,银行路由号码和关于账户持有人的信息。 然后,用户可以通过支票模块从付款和接收与成像支票相关联的金融账户,而无需物理写入或存入支票。 检查服务提供商与ACH进行交互,直接在用户帐户之间解决支付,而无需处理该款项。 可以通过文本,语音和电子邮件消息通知用户待付款。
    • 49. 发明授权
    • Providing a reliable distributed queuing service
    • 提供可靠的分布式排队服务
    • US08370395B1
    • 2013-02-05
    • US10967109
    • 2004-10-15
    • Vikas GuptaJohn D. CormieDuane J. KrauseNipoon Malhotra
    • Vikas GuptaJohn D. CormieDuane J. KrauseNipoon Malhotra
    • G06F7/00G06F17/30
    • G06F3/0613G06F3/0614G06F3/0619G06F3/065G06F3/067G06F3/0683G06F9/54G06F17/3089
    • A method, system, and computer-readable medium is described for facilitating interactions between software programs by providing a reliable data queuing service that enables the programs to store and retrieve elements of data queues. In some situations, the data queuing service is provided to users who purchase usage of the data queuing service for application programs executed by or otherwise affiliated with the users. In addition, accessibility of the data queuing service to remote executing programs may be enhanced via a defined API of the data queuing service, such as a Web services-based API. Availability of the data queuing service may also be enhanced in some situations by using multiple alternative distributed systems for a data queue such that each of the alternative systems stores a subset of the elements of the data queue.
    • 描述了一种方法,系统和计算机可读介质,用于通过提供使得程序能够存储和检索数据队列元素的可靠数据排队服务来促进软件程序之间的交互。 在某些情况下,将数据排队服务提供给购买由用户执行或以其他方式附属的应用程序的数据排队服务的使用的用户。 此外,数据排队服务到远程执行程序的可访问性可以通过数据排队服务(例如基于Web服务的API)的定义的API来增强。 在某些情况下,数据排队服务的可用性也可以通过为数据队列使用多个备选分布式系统来增强,使得每个替代系统存储数据队列的元素的子集。