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1. 发明授权

US06520408B1 Method for operating automated banking machine 有权
标题翻译：自动银行业务操作方法
公开(公告)号：US06520408B1
公开(公告)日：2003-02-18
申请号：US09565415
申请日：2000-05-05
申请人： Matthew Force , H. Thomas Graef , Robert Bowser , Jeffrey Eastman , Michael Harty , Andrew Junkins , Michael E. Lindroos , Mark Owens , Mike Ryan , Alan Looney , Roy Shirah
发明人： Matthew Force , H. Thomas Graef , Robert Bowser , Jeffrey Eastman , Michael Harty , Andrew Junkins , Michael E. Lindroos , Mark Owens , Mike Ryan , Alan Looney , Roy Shirah
IPC分类号： G06K1500
CPC分类号： B65H3/047 , B65H5/222 , B65H9/002 , B65H9/20 , B65H29/58 , B65H31/3027 , B65H2301/331 , B65H2301/422546 , B65H2301/42262 , B65H2511/13 , B65H2701/1912 , G06Q20/00 , G06Q20/1085 , G07D11/0012 , G07D11/0018 , G07D11/0051 , G07D11/0054 , G07D11/0063 , G07D11/0072 , G07D11/0075 , G07D11/0081 , G07F19/20 , G07F19/201 , G07F19/202 , G07F19/203 , G07F19/205
摘要： An automated banking machine (10) identifies and stores in storage areas documents such as currency bills deposited by a user. The machine selectively recovers such documents from storage areas and dispenses them. The machine includes a central transport (70) wherein documents deposited in a stack are unstacked, oriented and identified. Such documents are then routed to storage areas in canisters (92, 94, 96, 98). Documents in the storage areas are selectively picked therefrom and delivered to a user through an input/output area (50) of the machine. Each canister includes a memory (626) which holds information concerning the number and type of documents housed in the canister as well as other information concerning the hardware and software resident on the canister. The memory also includes data representative of individuals responsible for loading and transporting the canister. The machine conducts self-auditing activities to verify that the documents held in the storage areas corresponds to the information stored in memory and indicate discrepancies.
摘要翻译：自动银行机（10）在存储区域中识别和存储诸如用户存放的货币单据等文件。机器从存储区域选择性地恢复这些文件并分配它们。该机器包括中央传送器（70），其中堆放在堆叠中的文件被拆开，定向和识别。然后将这样的文件路由到罐（92,94,96,98）中的存储区域。存储区域中的文档被选择性地从中提取并通过机器的输入/输出区域（50）传递给用户。每个罐包括存储器（626），其存储关于容纳在罐中的文件的数量和类型的信息，以及关于驻留在罐上的硬件和软件的其它信息。该记忆还包括代表负责装载和运送罐的个人的数据。机器进行自我审核活动，以验证存储区域中保存的文件是否与存储在内存中的信息相对应，并指出差异。

2. 发明授权

US07448535B2 RF communication of data between currency canister and automated banking machine 失效
标题翻译：货币罐与自动银行机之间的数据的RF通信
公开(公告)号：US07448535B2
公开(公告)日：2008-11-11
申请号：US11789075
申请日：2007-04-23
申请人： Matthew Force , H. Thomas Graef , Robert Bowser , Jeffrey Eastman , Michael Harty , Andrew Junkins , Michael E. Lindroos , Mark Owens , Mike Ryan , Alan Looney , Roy Shirah
发明人： Matthew Force , H. Thomas Graef , Robert Bowser , Jeffrey Eastman , Michael Harty , Andrew Junkins , Michael E. Lindroos , Mark Owens , Mike Ryan , Alan Looney , Roy Shirah
IPC分类号： G06F17/00
CPC分类号： B65H3/047 , B65H5/222 , B65H9/002 , B65H9/20 , B65H29/58 , B65H31/3027 , B65H2301/331 , B65H2301/422546 , B65H2301/42262 , B65H2511/13 , B65H2701/1912 , G06Q20/00 , G06Q20/1085 , G07D11/0012 , G07D11/0018 , G07D11/0051 , G07D11/0054 , G07D11/0063 , G07D11/0072 , G07D11/0075 , G07D11/0081 , G07F19/20 , G07F19/201 , G07F19/202 , G07F19/203 , G07F19/205
摘要： An automated canister reloading machine is able to reload a currency canister removed from an ATM. The reloading machine includes a supply of currency notes. The reloading machine can transfer currency notes from the supply into a storage area of the canister. The canister includes a memory that can store data representative of information concerning the canister, such as data representative of the type and number of currency notes held in the canister. The reloading machine is able to update the canister memory.
摘要翻译：自动化罐重新加载机器能够重新装载从ATM移除的货币盒。重新加载机器包括一个货币供应。重新加载机器可以将纸币从供应转移到罐的存储区域。该罐包括可以存储代表关于罐的信息的数据的存储器，例如表示保持在罐中的钞票的类型和数量的数据。重新加载机器能够更新罐内存。

3. 发明授权

US07331513B2 Automated currency canister reloading machine with ability to update canister memory 有权
标题翻译：自动货币罐重新加载机，能够更新罐内存
公开(公告)号：US07331513B2
公开(公告)日：2008-02-19
申请号：US10861277
申请日：2004-06-04
申请人： Matthew Force , H. Thomas Graef , Robert Bowser , Jeffrey Eastman , Michael Harty , Andrew Junkins , Michael E. Lindroos , Mark Owens , Mike Ryan , Alan Looney , Roy Shirah
发明人： Matthew Force , H. Thomas Graef , Robert Bowser , Jeffrey Eastman , Michael Harty , Andrew Junkins , Michael E. Lindroos , Mark Owens , Mike Ryan , Alan Looney , Roy Shirah
IPC分类号： G07D11/00
CPC分类号： B65H3/047 , B65H5/222 , B65H9/002 , B65H9/20 , B65H29/58 , B65H31/3027 , B65H2301/331 , B65H2301/422546 , B65H2301/42262 , B65H2511/13 , B65H2701/1912 , G06Q20/00 , G06Q20/1085 , G07D11/0012 , G07D11/0018 , G07D11/0051 , G07D11/0054 , G07D11/0063 , G07D11/0072 , G07D11/0075 , G07D11/0081 , G07F19/20 , G07F19/201 , G07F19/202 , G07F19/203 , G07F19/205
摘要： An automated canister reloading machine is able to reload a currency canister removed from an ATM. The reloading machine includes a supply of currency notes. The reloading machine can transfer currency notes from the supply into a storage area of the canister. The canister includes a memory that can store data representative of information concerning the canister, such as data representative of the type and number of currency notes held in the canister. The reloading machine is able to update the canister memory.
摘要翻译：自动化罐重新加载机器能够重新装载从ATM移除的货币盒。重新加载机器包括一个货币供应。重新加载机器可以将纸币从供应转移到罐的存储区域。该罐包括可以存储代表关于罐的信息的数据的存储器，例如表示保持在罐中的钞票的类型和数量的数据。重新加载机器能够更新罐内存。

4. 发明申请

US20090140039A1 RF communication of data between currency canister and automated banking machine 失效
标题翻译：货币罐与自动银行机之间的数据的RF通信
公开(公告)号：US20090140039A1
公开(公告)日：2009-06-04
申请号：US12291535
申请日：2008-11-10
申请人： Matthew Force , H. Thomas Graef , Robert Bowser , Jeffrey Eastman , Michael Harty , Andrew Junkins , Michael E. Lindroos , Mark Owens , Mike Ryan , Alan Looney , Roy Shirah
发明人： Matthew Force , H. Thomas Graef , Robert Bowser , Jeffrey Eastman , Michael Harty , Andrew Junkins , Michael E. Lindroos , Mark Owens , Mike Ryan , Alan Looney , Roy Shirah
IPC分类号： G06Q40/00
CPC分类号： B65H3/047 , B65H5/222 , B65H9/002 , B65H9/20 , B65H29/58 , B65H31/3027 , B65H2301/331 , B65H2301/422546 , B65H2301/42262 , B65H2511/13 , B65H2701/1912 , G06Q20/00 , G06Q20/1085 , G07D11/0012 , G07D11/0018 , G07D11/0051 , G07D11/0054 , G07D11/0063 , G07D11/0072 , G07D11/0075 , G07D11/0081 , G07F19/20 , G07F19/201 , G07F19/202 , G07F19/203 , G07F19/205
摘要： An automated canister reloading machine is able to reload a currency canister removed from an ATM. The reloading machine includes a supply of currency notes. The reloading machine can transfer currency notes from the supply into a storage area of the canister. The canister includes a memory that can store data representative of information concerning the canister, such as data representative of the type and number of currency notes held in the canister. The reloading machine is able to update the canister memory.
摘要翻译：自动化罐重新加载机器能够重新装载从ATM移除的货币盒。重新加载机器包括一个货币供应。重新加载机器可以将纸币从供应转移到罐的存储区域。该罐包括可以存储代表关于罐的信息的数据的存储器，例如表示保持在罐中的钞票的类型和数量的数据。重新加载机器能够更新罐内存。

5. 发明授权

US06745939B2 Method of operating a self-auditing automated banking machine 有权
标题翻译：操作自动审核自动银行业务的方法
公开(公告)号：US06745939B2
公开(公告)日：2004-06-08
申请号：US10315284
申请日：2002-12-09
申请人： Matthew Force , H. Thomas Graef , Robert Bowser , Jeffrey Eastman , Michael Harty , Andrew Junkins , Michael E. Lindroos , Mark Owens , Mike Ryan , Alan Looney , Roy Shirah
发明人： Matthew Force , H. Thomas Graef , Robert Bowser , Jeffrey Eastman , Michael Harty , Andrew Junkins , Michael E. Lindroos , Mark Owens , Mike Ryan , Alan Looney , Roy Shirah
IPC分类号： G06F1760
CPC分类号： B65H3/047 , B65H5/222 , B65H9/002 , B65H9/20 , B65H29/58 , B65H31/3027 , B65H2301/331 , B65H2301/422546 , B65H2301/42262 , B65H2511/13 , B65H2701/1912 , G06Q20/00 , G06Q20/1085 , G07D11/0012 , G07D11/0018 , G07D11/0051 , G07D11/0054 , G07D11/0063 , G07D11/0072 , G07D11/0075 , G07D11/0081 , G07F19/20 , G07F19/201 , G07F19/202 , G07F19/203 , G07F19/205
摘要： An automated banking machine (10) identifies and stores documents such as currency bills deposited by a user. The machine selectively recovers stored documents and dispenses them. The machine includes a central transport (70) wherein documents deposited in a stack are unstacked, oriented and identified. Such documents are then routed to storage areas in canisters (92, 94, 96, 98). Documents in the storage areas are selectively picked therefrom and delivered to a user. Each canister includes a memory (626) which holds information concerning the number and type of documents housed in the canister as well as other information concerning the hardware and software resident on the canister. The memory also includes data representative of individuals responsible for loading and transporting the canister. The machine conducts self-auditing activities to verify that the documents held in the storage areas correspond to the information stored in memory and indicate discrepancies.
摘要翻译：自动银行机（10）识别和存储由用户存放的诸如货币单据等文件。机器选择性地恢复存储的文件并分配它们。该机器包括中央传送器（70），其中堆放在堆叠中的文件被拆开，定向和识别。然后将这样的文件路由到罐（92,94,96,98）中的存储区域。存储区域中的文档被选择性地从中提取并传送给用户。每个罐包括存储器（626），其存储关于容纳在罐中的文件的数量和类型的信息，以及关于驻留在罐上的硬件和软件的其它信息。该记忆还包括代表负责装载和运送罐的个人的数据。机器进行自我审核活动，以验证存储区域中保存的文件与存储在内存中的信息相对应，并指出差异。

6. 发明申请

US20070194106A1 RF communication of data between currency canister and automated banking machine 失效
标题翻译：货币罐与自动银行机之间的数据的RF通信
公开(公告)号：US20070194106A1
公开(公告)日：2007-08-23
申请号：US11789075
申请日：2007-04-23
申请人： Matthew Force , H. Graef , Robert Bowser , Jeffrey Eastman , Michael Harty , Andrew Junkins , Michael Lindroos , Mark Owens , Mike Ryan , Alan Looney , Roy Shirah
发明人： Matthew Force , H. Graef , Robert Bowser , Jeffrey Eastman , Michael Harty , Andrew Junkins , Michael Lindroos , Mark Owens , Mike Ryan , Alan Looney , Roy Shirah
IPC分类号： G07F19/00 , G06F7/08
CPC分类号： B65H3/047 , B65H5/222 , B65H9/002 , B65H9/20 , B65H29/58 , B65H31/3027 , B65H2301/331 , B65H2301/422546 , B65H2301/42262 , B65H2511/13 , B65H2701/1912 , G06Q20/00 , G06Q20/1085 , G07D11/0012 , G07D11/0018 , G07D11/0051 , G07D11/0054 , G07D11/0063 , G07D11/0072 , G07D11/0075 , G07D11/0081 , G07F19/20 , G07F19/201 , G07F19/202 , G07F19/203 , G07F19/205
摘要： An automated canister reloading machine is able to reload a currency canister removed from an ATM. The reloading machine includes a supply of currency notes. The reloading machine can transfer currency notes from the supply into a storage area of the canister. The canister includes a memory that can store data representative of information concerning the canister, such as data representative of the type and number of currency notes held in the canister. The reloading machine is able to update the canister memory.
摘要翻译：自动化罐重新加载机器能够重新装载从ATM移除的货币盒。重新加载机器包括一个货币供应。重新加载机器可以将纸币从供应转移到罐的存储区域。该罐包括可以存储代表关于罐的信息的数据的存储器，例如表示保持在罐中的钞票的类型和数量的数据。重新加载机器能够更新罐内存。

7. 发明授权

US07735723B2 RF communication of data between currency canister and automated banking machine 失效
标题翻译：货币罐与自动银行机之间的数据的RF通信
公开(公告)号：US07735723B2
公开(公告)日：2010-06-15
申请号：US12291535
申请日：2008-11-10
申请人： Matthew V. Force , H. Thomas Graef , Robert A. Bowser , Jeffrey M. Eastman , Michael J. Harty , Andrew Junkins , Michael E. Lindroos , Mark J. Owens , Mike R. Ryan , Alan Looney , Roy Shirah
发明人： Matthew V. Force , H. Thomas Graef , Robert A. Bowser , Jeffrey M. Eastman , Michael J. Harty , Andrew Junkins , Michael E. Lindroos , Mark J. Owens , Mike R. Ryan , Alan Looney , Roy Shirah
IPC分类号： G07D11/00 , G07F19/00
CPC分类号： B65H3/047 , B65H5/222 , B65H9/002 , B65H9/20 , B65H29/58 , B65H31/3027 , B65H2301/331 , B65H2301/422546 , B65H2301/42262 , B65H2511/13 , B65H2701/1912 , G06Q20/00 , G06Q20/1085 , G07D11/0012 , G07D11/0018 , G07D11/0051 , G07D11/0054 , G07D11/0063 , G07D11/0072 , G07D11/0075 , G07D11/0081 , G07F19/20 , G07F19/201 , G07F19/202 , G07F19/203 , G07F19/205
摘要： An automated canister reloading machine is able to reload a currency canister removed from an ATM. The reloading machine includes a supply of currency notes. The reloading machine can transfer currency notes from the supply into a storage area of the canister. The canister includes a memory that can store data representative of information concerning the canister, such as data representative of the type and number of currency notes held in the canister. The reloading machine is able to update the canister memory.
摘要翻译：自动化罐重新加载机器能够重新装载从ATM移除的货币盒。重新加载机器包括一个货币供应。重新加载机器可以将纸币从供应转移到罐的存储区域。该罐包括可以存储代表关于罐的信息的数据的存储器，例如表示保持在罐中的钞票的类型和数量的数据。重新加载机器能够更新罐内存。

8. 发明授权

US08328085B1 Banking system that operates to cause financial transfers responsive to data read from data bearing records 有权
标题翻译：根据从数据记录中读取的数据，可以进行财务转移的银行系统
公开(公告)号：US08328085B1
公开(公告)日：2012-12-11
申请号：US12803512
申请日：2010-06-28
申请人： Roy Shirah , Andrew Junkins , Matthew Force , Mike Ryan , William D. Beskitt , Robert Bowser , Mark D. Smith
发明人： Roy Shirah , Andrew Junkins , Matthew Force , Mike Ryan , William D. Beskitt , Robert Bowser , Mark D. Smith
IPC分类号： G07F19/00 , G06Q40/00
CPC分类号： G07F19/211 , G06Q30/04 , G07F19/20 , G07F19/207
摘要： A banking system includes a plurality of automated banking machines and operates to cause financial transfers responsive to data read from data bearing records. Each machine (10) includes a user interface (16), a card reader (18) of data bearing records, a cash dispenser (42), and other transaction function devices. The card reader operates to read card data corresponding to financial accounts from user cards. In exchange for providing the machines at no charge to a merchant, user transaction fees assessed to machine users are shared by both the machine provider and the merchant.
摘要翻译：银行系统包括多个自动银行机，并且操作以响应于从数据承载记录读取的数据进行财务转移。每个机器（10）包括用户接口（16），数据承载记录的读卡器（18），自动提款机（42）和其他交易功能设备。读卡器操作以从用户卡读取对应于财务帐户的卡数据。为了向商家免费提供机器，对机器用户评估的用户交易费用由机器提供商和商家共享。

9. 发明授权

US06648220B1 Cash dispenser and method 有权
标题翻译：自动提款机和方法
公开(公告)号：US06648220B1
公开(公告)日：2003-11-18
申请号：US09993451
申请日：2001-11-13
申请人： Andrew Junkins , Roy Shirah , Matthew Force , Mike Ryan , William Beskitt , Robert Bowser , Mark D. Smith
发明人： Andrew Junkins , Roy Shirah , Matthew Force , Mike Ryan , William Beskitt , Robert Bowser , Mark D. Smith
IPC分类号： G06F1760
CPC分类号： G07F19/211 , G06Q30/04 , G07F19/20 , G07F19/207
摘要： An automated banking machine (10) has a housing (12) which is suitable for mounting in various manners and configurations. The machine includes a bill dispenser (42), a receipt printer (66) and other transaction function devices. The machine further includes a user interface (16) including input and output devices which customers may use to carry out transactions. The machine is configured to be dedicated to carrying out transactions through communication with a transaction switch (110). The machine is provided at little or no charge to a merchant who installs the machine at their facility. The merchant receives a portion of the transaction fees derived from transactions conducted by consumers at the machine. The process of qualifying the merchant and configuring the machine may be automated to facilitate installation and operation of the machine by the machine provider for the merchant.
摘要翻译：自动银行机（10）具有适于以各种方式和配置安装的壳体（12）。机器包括纸币分配器（42），收据打印机（66）和其他交易功能装置。该机器还包括用户接口（16），其包括客户可以用于执行交易的输入和输出设备。机器被配置为专用于通过与交易开关（110）的通信来执行交易。该机器几乎免费提供给在其设施上安装机器的商人。商家收到由机器上消费者进行的交易所得的一部分交易费用。可以自动地对商家进行限定和配置机器的过程以便于机器提供商为商家安装和操作机器。

10. 发明授权

US07641107B1 Fault monitoring and notification system for automated banking machines 失效
标题翻译：自动银行机的故障监控和通知系统
公开(公告)号：US07641107B1
公开(公告)日：2010-01-05
申请号：US11904639
申请日：2007-09-27
申请人： Robert Bradley Gill , Gaby Baghdadi , Robert D. Symonds , Irek Singer , Peter St. George , Roy Shirah , Timothy M. Stock
发明人： Robert Bradley Gill , Gaby Baghdadi , Robert D. Symonds , Irek Singer , Peter St. George , Roy Shirah , Timothy M. Stock
IPC分类号： G06F17/50 , G06G7/62
CPC分类号： G06Q20/18 , G06Q20/1085 , G07F5/18 , G07F9/026 , G07F11/002 , G07F19/20 , G07F19/207
摘要： An automated banking machine includes a card reader operative to read data from user cards and to use the data read by the card reader in operation of the machine. Status messages are received from automated banking machines operating in a network. The messages are received by an event management system operating at least one computer in operative connection with a data store. The data store includes information representative of the banking machines in the network, status messages generated by the banking machines and actions to be taken including entities to be notified of conditions which cause status messages to be sent by the various banking machines.
摘要翻译：自动银行机包括读卡器，用于从用户卡读取数据，并使用由读卡机在机器操作中读取的数据。从在网络中运行的自动银行机器接收状态消息。消息由操作至少一台与数据存储器可操作连接的计算机的事件管理系统接收。数据存储器包括代表网络中的银行机器的信息，由银行机器产生的状态消息和要采取的动作，包括要通知各种银行机器发送状态消息的条件的实体。

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