专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明申请

US20140006259A1 SYSTEM FOR ITEM LEVEL PAYMENT VEHICLE SUGGESTION 审中-公开
标题翻译：用于物品水平支付车辆建议的系统
公开(公告)号：US20140006259A1
公开(公告)日：2014-01-02
申请号：US13536466
申请日：2012-06-28
申请人： David M. Grigg , Matthew A. Calman , Susan Smith Thomas , Elizabeth S. Votaw , Alicia C. Jones , Peter John Bertanzetti
发明人： David M. Grigg , Matthew A. Calman , Susan Smith Thomas , Elizabeth S. Votaw , Alicia C. Jones , Peter John Bertanzetti
IPC分类号： G06Q20/22
CPC分类号： G06Q30/06 , G06Q10/10 , G06Q20/36 , G06Q30/0278
摘要： Embodiments of the present invention allow a user to use multiple different payment vehicles in a single transaction to purchase a variety of different items wherein the different payment vehicles are chosen because of favorable payment terms associated with a category assigned to the item by receiving information about a transaction, assigning the items in the transaction to at least one category, determining a payment vehicle to use in completing the transaction for each item and using the communication device to transmit to the transaction device the information related to the payment vehicles determined for use in completing the transaction for each item.
摘要翻译：本发明的实施例允许用户在单个事务中使用多个不同的支付车辆来购买各种不同的项目，其中由于通过接收关于所述项目的信息而与分配给该项目的类别相关联的有利的支付条款来选择不同的支付车辆交易，将交易中的项目分配给至少一个类别，确定用于完成每个项目的交易的支付车辆，并且使用通信设备向交易设备发送与确定用于完成的支付车辆相关的信息每个项目的交易。

2. 发明申请

US20140006128A1 SYSTEMS AND METHODS FOR PRESENTING OFFERS DURING A SHOPPING EXPERIENCE 审中-公开
标题翻译：在购物经历期间提供优惠的系统和方法
公开(公告)号：US20140006128A1
公开(公告)日：2014-01-02
申请号：US13536806
申请日：2012-06-28
申请人： David M. Grigg , Alicia C. Jones , Matthew A. Calman , Susan Smith Thomas
发明人： David M. Grigg , Alicia C. Jones , Matthew A. Calman , Susan Smith Thomas
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0253 , G06Q30/0251 , G06Q30/0255
摘要： Embodiments of the invention are directed to systems, methods, and computer program products for presenting one or more offers to a user during an online shopping experience including the steps of receiving an input that the user has initiated the online shopping experience, receiving one or more product identifiers, comparing the one or more product identifiers to at least one rule, determining the one or more offers for one or more products associated with the one or more product identifiers, presenting to the user, via a user interface, the offer for the product before the consumer enters the point of transaction area of the store, receiving an input from the user accepting the one or more offers; and transmitting acceptance of the one or more offers by the user to at least one of a financial institution of the user or the merchant.
摘要翻译：本发明的实施例涉及用于在在线购物体验期间向用户呈现一个或多个提供的系统，方法和计算机程序产品，包括以下步骤：接收用户已经启动在线购物体验的输入，接收一个或多个产品标识符，将一个或多个产品标识符与至少一个规则进行比较，确定与一个或多个产品标识符相关联的一个或多个产品的一个或多个提供，经由用户界面呈现给用户的报价在消费者进入商店的交易区域之前的产品，从接收一个或多个优惠的用户接收输入; 以及将用户的一个或多个提议的接受传送给用户或商家的金融机构中的至少一个。

3. 发明申请

US20140006272A1 NOTIFYING MOBILE DEVICE USERS OF A SUGGESTED PAYMENT TYPE PRIOR TO CONDUCTING A TRANSACTION AT A MERCHANT 审中-公开
标题翻译：在商户进行交易之前通知移动设备的用户使用建议付款
公开(公告)号：US20140006272A1
公开(公告)日：2014-01-02
申请号：US13536795
申请日：2012-06-28
申请人： Matthew A. Calman , David M. Grigg , Susan Smith Thomas , Alicia C. Jones
发明人： Matthew A. Calman , David M. Grigg , Susan Smith Thomas , Alicia C. Jones
IPC分类号： G06Q40/00
CPC分类号： G06Q20/20 , G06Q20/227 , G06Q20/32 , G06Q20/405 , G06Q30/06
摘要： Devices, methods and computer program are defined that provide for notifying (e.g., alerting) users of mobile devices as to suggested payment types accepted by the merchant at which the user is located. The suggested payment type may be one that is favorable or beneficial to the user in terms of discounts/rebates, transaction fee reduction, rewards points transaction processing security and/or extended warranty coverage for items transacted and/or the like. As a result the user makes informed decisions on which payment type to use for an impending transaction at the merchant.
摘要翻译：定义了设备，方法和计算机程序，用于向移动设备的用户通知（例如，提醒）关于用户所在的商家所接受的建议的支付类型。建议的支付类型可以是在折扣/回扣，交易费减免，奖励积分交易处理安全性和/或处理的物品的延长保修范围等方面对用户有利或有益的支付类型。因此，用户对商家即将进行的交易使用哪种支付类型做出明智的决定。

4. 发明申请

US20140006183A1 AUTOMATIC ACTIVATION OF MOBILE PAYMENT MECHANISMS BASED ON IDENTIFIED MOBILE PAYMENT TYPES ACCEPTED BY A MERCHANT 有权
标题翻译：基于商标接受的移动支付类型的移动支付机制的自动激活
公开(公告)号：US20140006183A1
公开(公告)日：2014-01-02
申请号：US13536783
申请日：2012-06-28
申请人： David M. Grigg , Alicia C. Jones , Matthew A. Calman , Susan Smith Thomas
发明人： David M. Grigg , Alicia C. Jones , Matthew A. Calman , Susan Smith Thomas
IPC分类号： G06Q20/32 , G06Q20/20 , G06Q40/02
CPC分类号： G06Q20/20 , G06Q20/322 , G06Q20/3224 , G06Q20/3278 , G06Q40/02
摘要： Systems, methods, and computer program products are provided for automatic activation of mobile payment mechanisms (e.g., software applications, devices/hardware and the like) on a mobile communication device in response to automated determination of the mobile payment types accepted by a merchant at which the user/consumer is located. As such, the present invention serves to automatically make the user/consumer aware of an option for mobile payment. In addition, the mobile payment transaction is made more efficient, in that, the user/consumer does not have to manually configure and/or activate the software or hardware associated with the mobile payment type.
摘要翻译：系统，方法和计算机程序产品被提供用于在移动通信设备上自动激活移动支付机制（例如，软件应用，设备/硬件等）以响应商家接受的移动支付类型的自动确定用户/消费者所在的位置。因此，本发明用于自动使用户/消费者了解移动支付的选项。此外，移动支付交易更有效，因为用户/消费者不必手动配置和/或激活与移动支付类型相关联的软件或硬件。

5. 发明申请

US20140006136A1 EXPEDITED REGISTRATION AND PROCESSING OF OFFERS AT A POINT OF TRANSACTION 审中-公开
标题翻译：在交易点进行退税登记和处理
公开(公告)号：US20140006136A1
公开(公告)日：2014-01-02
申请号：US13536730
申请日：2012-06-28
申请人： David M. Grigg , Matthew A. Calman , Peter John Bertanzetti , Alicia C. Jones , Susan Smith Thomas
发明人： David M. Grigg , Matthew A. Calman , Peter John Bertanzetti , Alicia C. Jones , Susan Smith Thomas
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0238
摘要： Embodiments of the invention include systems, methods, and computer-program products for providing an expedited presentment, registration, processing, and using offers and/or loyalty accounts at a point-of-transaction. The system may determine when a user is initiating a transaction at a point-of-transaction associated with a merchant. After the user has initiated the transaction, he/she may be presented with a detectable indicia at the point-of-transaction. An image of the indicia may be captured or scanned by the user via his/her user device. The captured indicia may provide the user with available offers and/or loyalty account or a communication link to receive available offers and/or loyalty accounts. Upon user selection, the available offers and/or loyalty accounts may be applied to the user's current transaction.
摘要翻译：本发明的实施例包括用于在交易点提供加速呈现，注册，处理和使用报价和/或忠诚度账户的系统，方法和计算机程序产品。系统可以确定用户何时在与商家相关联的交易点发起交易。在用户启动交易之后，他/她可以在交易点被呈现一个可检测的标记。标记的图像可以由用户经由他/她的用户设备来捕获或扫描。捕获的标记可以向用户提供可用的报价和/或忠诚度帐户或通信链接以接收可用的报价和/或忠诚度帐户。在用户选择时，可用的报价和/或忠诚度帐户可以应用于用户的当前交易。

6. 发明授权

US09026460B2 Automatic activation of mobile payment mechanisms based on identified mobile payment types accepted by a merchant 有权
标题翻译：基于商家接受的识别的移动支付类型来自动激活移动支付机制
公开(公告)号：US09026460B2
公开(公告)日：2015-05-05
申请号：US13536783
申请日：2012-06-28
申请人： David M. Grigg , Alicia C. Jones , Matthew A. Calman , Susan Smith Thomas
发明人： David M. Grigg , Alicia C. Jones , Matthew A. Calman , Susan Smith Thomas
IPC分类号： G06Q20/00 , G06Q20/20 , G06Q20/32 , G06Q40/02
CPC分类号： G06Q20/20 , G06Q20/322 , G06Q20/3224 , G06Q20/3278 , G06Q40/02
摘要： Systems, methods, and computer program products are provided for automatic activation of mobile payment mechanisms (e.g., software applications, devices/hardware and the like) on a mobile communication device in response to automated determination of the mobile payment types accepted by a merchant at which the user/consumer is located. As such, the present invention serves to automatically make the user/consumer aware of an option for mobile payment. In addition, the mobile payment transaction is made more efficient, in that, the user/consumer does not have to manually configure and/or activate the software or hardware associated with the mobile payment type.
摘要翻译：系统，方法和计算机程序产品被提供用于在移动通信设备上自动激活移动支付机制（例如，软件应用，设备/硬件等）以响应商家接受的移动支付类型的自动确定用户/消费者所在的位置。因此，本发明用于自动使用户/消费者了解移动支付的选项。此外，移动支付交易更有效，因为用户/消费者不必手动配置和/或激活与移动支付类型相关联的软件或硬件。

7. 发明申请

US20140006165A1 SYSTEMS AND METHODS FOR PRESENTING OFFERS DURING AN IN-STORE SHOPPING EXPERIENCE 审中-公开
标题翻译：在店内购物体验中提供优惠的系统和方法
公开(公告)号：US20140006165A1
公开(公告)日：2014-01-02
申请号：US13536796
申请日：2012-06-28
申请人： David M. Grigg , Alicia C. Jones , Matthew A. Calman , Susan Smith Thomas
发明人： David M. Grigg , Alicia C. Jones , Matthew A. Calman , Susan Smith Thomas
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0281 , G06Q30/0207
摘要： Embodiments of the invention are directed to systems, methods, and computer program products for presenting one or more offers to a user during a shopping experience including the steps of receiving an input that the user has entered a store, receiving product identifiers, comparing the product identifiers to the at least one rule, determine the one or more offers for one or more products associated with the product identifiers to the at least one rule, presenting to the user, via a user interface, the one or more offers for the one or more products before the user enters the point of transaction area of the store, receiving an input from the user accepting the one or more offers; and transmitting acceptance of the one or more offers by the user to at least one of a financial institution of the user or the merchant.
摘要翻译：本发明的实施例涉及用于在购物体验期间向用户呈现一个或多个提供的系统，方法和计算机程序产品，包括以下步骤：接收用户已经进入商店的输入，接收商品标识符，比较产品至少一个规则的标识符，确定与所述产品标识符相关联的一个或多个与所述至少一个规则相关联的产品的一个或多个提供，经由用户界面向所述用户呈现所述一个或多个规则的一个或多个提议在用户输入商店的交易区域之前的更多产品，从接收一个或多个优惠的用户接收输入; 以及将用户的一个或多个提议的接受传送给用户或商家的金融机构中的至少一个。

8. 发明申请

US20140006113A1 ELIGIBILITY ASSISTANCE IN SOCIAL MEDIA OFFER SYSTEM 审中-公开
标题翻译：社会媒体提供系统的资助
公开(公告)号：US20140006113A1
公开(公告)日：2014-01-02
申请号：US13536373
申请日：2012-06-28
申请人： DAVID M. GRIGG , Alicia C. Jones , Laura Corinne Bondesen , Susan Smith Thomas , Matthew A. Calman
发明人： DAVID M. GRIGG , Alicia C. Jones , Laura Corinne Bondesen , Susan Smith Thomas , Matthew A. Calman
IPC分类号： G06Q30/02
CPC分类号： G06Q30/02 , G06Q50/01
摘要： Embodiments of the invention relate to systems, methods, and computer program products for providing a social media offer system to users. The system assists users in determining whether the users are eligibly for offers provided through social media. In some situations, the system also facilitates eligibility by assisting the user in qualifying for the offer. The system determines that a primary user shared an offer with a secondary user; determines an identity of the secondary user; and determines whether the secondary user is eligible for the offer based on the identity of the secondary user. If the secondary user is not eligible, the system provides information to the secondary user, such as instructions in how to become eligible.
摘要翻译：本发明的实施例涉及用于向用户提供社交媒体提供系统的系统，方法和计算机程序产品。该系统协助用户确定用户是否符合通过社交媒体提供的优惠。在某些情况下，系统还通过协助用户符合资格的方式提供资格。系统确定主用户与次用户共享报价; 确定次要用户的身份; 并基于次要用户的身份来确定辅助用户是否符合资格。如果辅助用户不符合条件，则系统会向次级用户提供信息，例如如何符合条件的说明。

9. 发明申请

US20140006175A1 SOCIAL MEDIA OFFER SYSTEM 审中-公开
标题翻译：社会媒体提供系统
公开(公告)号：US20140006175A1
公开(公告)日：2014-01-02
申请号：US13536390
申请日：2012-06-28
申请人： DAVID M. GRIGG , Alicia C. Jones , Laura Corinne Bondesen , Susan Smith Thomas , Matthew A. Calman
发明人： DAVID M. GRIGG , Alicia C. Jones , Laura Corinne Bondesen , Susan Smith Thomas , Matthew A. Calman
IPC分类号： G06Q30/02
CPC分类号： G06Q30/02
摘要： Embodiments of the invention relate to systems, methods, and computer program products for providing a social media offer system to users. The system determines that a primary user is eligible for an offer; identifies a social media site of the primary user; provides the offer to the primary user through the social media site; receives instructions from the primary user to share the offer with at least one secondary user; and shares the offer with the secondary user based on the instructions received from the primary user. The system allows users to establish hierarchies and criteria for whom should receive the offers, how the offers should be provided to the user's social media sites, and whether the offers may be shared with others.
摘要翻译：本发明的实施例涉及用于向用户提供社交媒体提供系统的系统，方法和计算机程序产品。系统确定主要用户有资格获得报价; 识别主要用户的社交媒体网站; 通过社交媒体网站向主要用户提供优惠; 接收来自主用户的指令与至少一个次要用户共享报价; 并且基于从主用户接收到的指令与次用户共享该报价。该系统允许用户建立对谁应该收到的优惠的层次结构和标准，如何向用户的社交媒体网站提供优惠，以及这些优惠是否可以与他人共享。

10. 发明申请

US20140006149A1 NOTIFYING CUSTOMERS POST-TRANSACTION OF ALTERNATIVE PAYMENT TYPES ACCEPTED BY A MERCHANT 审中-公开
标题翻译：通知客户交易后由买方接受的替代付款类型
公开(公告)号：US20140006149A1
公开(公告)日：2014-01-02
申请号：US13536808
申请日：2012-06-28
申请人： David M. Grigg , Alicia C. Jones , Matthew A. Calman , Susan Smith Thomas
发明人： David M. Grigg , Alicia C. Jones , Matthew A. Calman , Susan Smith Thomas
IPC分类号： G06Q20/22 , G06Q30/02
CPC分类号： G06Q30/02 , G06Q20/12 , G06Q20/387
摘要： Systems, methods, and computer program products are provided provide for notifying customers, post-transaction, of additional payment types accepted by the merchant and, in some embodiments, an option to change the payment type to one of the additional payment types. As such, the present invention serves to make the customer aware of new and emerging payment types, such as specific mobile payment types, that the customer may otherwise be unaware of their acceptance by the merchant. In addition, the merchant may provide and notify the customer of benefits (e.g., discounts, rebates/cash-back or the like) for using one of the additional payment types for a future transaction, thereby, enticing the customer to use the new and emerging payment type.
摘要翻译：提供了系统，方法和计算机程序产品，用于通知客户，后交易，商家接受的额外付款类型，以及在一些实施例中，将支付类型改变为附加支付类型之一的选项。因此，本发明用于使客户了解客户可能不会意识到商家接受的新的和新兴的支付类型，例如特定的移动支付类型。此外，商家可以向用户提供并通知客户利益（例如，折扣，回扣/现金回赠等）以使用用于未来交易的附加支付类型之一，从而诱使客户使用新的和新兴支付类型。

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式