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1. 发明申请

US20140006259A1 SYSTEM FOR ITEM LEVEL PAYMENT VEHICLE SUGGESTION 审中-公开
标题翻译：用于物品水平支付车辆建议的系统
公开(公告)号：US20140006259A1
公开(公告)日：2014-01-02
申请号：US13536466
申请日：2012-06-28
申请人： David M. Grigg , Matthew A. Calman , Susan Smith Thomas , Elizabeth S. Votaw , Alicia C. Jones , Peter John Bertanzetti
发明人： David M. Grigg , Matthew A. Calman , Susan Smith Thomas , Elizabeth S. Votaw , Alicia C. Jones , Peter John Bertanzetti
IPC分类号： G06Q20/22
CPC分类号： G06Q30/06 , G06Q10/10 , G06Q20/36 , G06Q30/0278
摘要： Embodiments of the present invention allow a user to use multiple different payment vehicles in a single transaction to purchase a variety of different items wherein the different payment vehicles are chosen because of favorable payment terms associated with a category assigned to the item by receiving information about a transaction, assigning the items in the transaction to at least one category, determining a payment vehicle to use in completing the transaction for each item and using the communication device to transmit to the transaction device the information related to the payment vehicles determined for use in completing the transaction for each item.
摘要翻译：本发明的实施例允许用户在单个事务中使用多个不同的支付车辆来购买各种不同的项目，其中由于通过接收关于所述项目的信息而与分配给该项目的类别相关联的有利的支付条款来选择不同的支付车辆交易，将交易中的项目分配给至少一个类别，确定用于完成每个项目的交易的支付车辆，并且使用通信设备向交易设备发送与确定用于完成的支付车辆相关的信息每个项目的交易。

2. 发明申请

US20140006136A1 EXPEDITED REGISTRATION AND PROCESSING OF OFFERS AT A POINT OF TRANSACTION 审中-公开
标题翻译：在交易点进行退税登记和处理
公开(公告)号：US20140006136A1
公开(公告)日：2014-01-02
申请号：US13536730
申请日：2012-06-28
申请人： David M. Grigg , Matthew A. Calman , Peter John Bertanzetti , Alicia C. Jones , Susan Smith Thomas
发明人： David M. Grigg , Matthew A. Calman , Peter John Bertanzetti , Alicia C. Jones , Susan Smith Thomas
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0238
摘要： Embodiments of the invention include systems, methods, and computer-program products for providing an expedited presentment, registration, processing, and using offers and/or loyalty accounts at a point-of-transaction. The system may determine when a user is initiating a transaction at a point-of-transaction associated with a merchant. After the user has initiated the transaction, he/she may be presented with a detectable indicia at the point-of-transaction. An image of the indicia may be captured or scanned by the user via his/her user device. The captured indicia may provide the user with available offers and/or loyalty account or a communication link to receive available offers and/or loyalty accounts. Upon user selection, the available offers and/or loyalty accounts may be applied to the user's current transaction.
摘要翻译：本发明的实施例包括用于在交易点提供加速呈现，注册，处理和使用报价和/或忠诚度账户的系统，方法和计算机程序产品。系统可以确定用户何时在与商家相关联的交易点发起交易。在用户启动交易之后，他/她可以在交易点被呈现一个可检测的标记。标记的图像可以由用户经由他/她的用户设备来捕获或扫描。捕获的标记可以向用户提供可用的报价和/或忠诚度帐户或通信链接以接收可用的报价和/或忠诚度帐户。在用户选择时，可用的报价和/或忠诚度帐户可以应用于用户的当前交易。

3. 发明申请

US20130054368A1 MOBILE DOOR BUSTER OFFER TRANSMISSION WITH VARYING OFFER VALUES 审中-公开
标题翻译：移动门总线提供变化与变化的价值
公开(公告)号：US20130054368A1
公开(公告)日：2013-02-28
申请号：US13215016
申请日：2011-08-22
申请人： David M. Grigg , Raja Bose , Matthew A. Calman , Alicia C. Jones , Carrie Anne Hanson , Elizabeth S. Votaw , Erik Stephen Ross
发明人： David M. Grigg , Raja Bose , Matthew A. Calman , Alicia C. Jones , Carrie Anne Hanson , Elizabeth S. Votaw , Erik Stephen Ross
IPC分类号： G06Q30/00
CPC分类号： G06Q30/06 , G06Q30/02
摘要： A method for communicating one or more offers to users determines a distance between each of the users and one or more merchants, based at least in part on a first set of data including information related to users and locations, each corresponding to one or more of the users, correlates the distance between each of the users and the merchants to one or more offers, wherein the offers are intended to entice one or more users to travel to one or more locations corresponding with the merchants, determines to which of the users to make offers, communicates the offers to the determined users based on the correlated distance between each of the users and the merchants, monitors acceptance rate of the offers, and communicates one or more modified offers to one or more users based on the monitored acceptance rate of the offers.
摘要翻译：用于向用户传达一个或多个提议的方法至少部分地基于包括与用户和位置相关的信息的第一组数据来确定每个用户与一个或多个商家之间的距离，每一个对应于一个或多个用户将每个用户和商户之间的距离与一个或多个提供相关联，其中，所述提议旨在诱使一个或多个用户前往与商家相对应的一个或多个位置，确定哪个用户为根据所述用户和所述商户之间的相关距离，向所确定的用户传送所述优惠，监视所述优惠的接受率，并且基于所监视的接受率将一个或多个修改的优惠传送给一个或多个用户优惠。

4. 发明申请

US20130046609A1 USER-DRIVEN REVERSE AUCTIONS SYSTEMS AND METHODS 审中-公开
公开(公告)号：US20130046609A1
公开(公告)日：2013-02-21
申请号：US13213922
申请日：2011-08-19
申请人： David M. Grigg , Raja Bose , Matthew A. Calman , Alicia C. Jones , Carrie Anne Hanson , Elizabeth S. Votaw
发明人： David M. Grigg , Raja Bose , Matthew A. Calman , Alicia C. Jones , Carrie Anne Hanson , Elizabeth S. Votaw
IPC分类号： G06Q30/00
CPC分类号： G06Q30/08
摘要： Systems and methods for providing user-driven reverse auctions are provided. The systems and methods enable a user to request bids for products or services, receive bids in response to the offers, and manage the bids. The methods provide receiving, at a computing device, a request from a user for an offer for products or services, the request including search criteria; identifying, via the computing device, at least one merchant of said products or services based on the search criteria; sending the request to the at least one merchant and receiving one or more bids from the at least one merchant; and presenting, via a computing device, the one or more bids to the user.

5. 发明申请

US20130054369A1 MOBILE DOOR BUSTER OFFER TRANSMISSION WITH MOBILE USER OFFER ACCEPTANCE OR REDEMPTION 审中-公开
标题翻译：手机用户提供的移动门总线传输接受或赎回
公开(公告)号：US20130054369A1
公开(公告)日：2013-02-28
申请号：US13215020
申请日：2011-08-22
申请人： David M. Grigg , Raja Bose , Matthew A. Calman , Alicia C. Jones , Carrie Anne Hanson , Elizabeth S. Votaw , Erik Stephen Ross
发明人： David M. Grigg , Raja Bose , Matthew A. Calman , Alicia C. Jones , Carrie Anne Hanson , Elizabeth S. Votaw , Erik Stephen Ross
IPC分类号： G06Q30/00
CPC分类号： G06Q30/02 , G06Q30/06
摘要： A method for communicating one or more offers to one or more users determines a distance between each of the plurality of users and one or more merchants, based at least in part on a first set of data, wherein the first set of data comprises information related to a plurality of users and a plurality of locations, each of the plurality of locations corresponding to one or more of the plurality of users, correlates the distance between each of the users and the one or more merchants to one or more offers, wherein the offers are intended to entice one or more users to travel to one or more locations corresponding with the one or more merchants, determines to which of the plurality of users to make offers, communicates one or more offers to the determined users based at least in part on the correlated distance between each of the users and the one or more merchants, and receives, communicated from a mobile device of a user, acceptance or redemption of one or more of the offers.
摘要翻译：至少部分地基于第一组数据来将一个或多个提议传送给一个或多个用户的方法确定多个用户中的每一个与一个或多个商家之间的距离，其中第一组数据包括相关信息对多个用户和多个位置，对应于多个用户中的一个或多个的多个位置中的每个位置将每个用户和一个或多个商家之间的距离与一个或多个提供相关联，其中，旨在诱使一个或多个用户旅行到与一个或多个商家相对应的一个或多个位置，确定多个用户中的哪一个进行提供，至少部分地向所确定的用户传达一个或多个优惠在每个用户和一个或多个商家之间的相关距离上，并从用户的移动设备接收，接收或兑换一个或多个优惠。

6. 发明申请

US20130054367A1 MOBILE DOOR BUSTER OFFER TRANSMISSION BASED ON HISTORICAL TRANSACTION DATA 审中-公开
标题翻译：基于历史交易数据的移动门总线传输
公开(公告)号：US20130054367A1
公开(公告)日：2013-02-28
申请号：US13215012
申请日：2011-08-22
申请人： David M. Grigg , Raja Bose , Matthew A. Calman , Alicia C. Jones , Carrie Anne Hanson , Elizabeth S. Votaw , Erik Stephen Ross
发明人： David M. Grigg , Raja Bose , Matthew A. Calman , Alicia C. Jones , Carrie Anne Hanson , Elizabeth S. Votaw , Erik Stephen Ross
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0207
摘要： A method communicates one or more offers to a customer by determining a distance between each of the plurality of users and one or more merchants, based at least in part on a first set of data, wherein the first set of data comprises information related to a plurality of users and a plurality of locations, each of the plurality of locations corresponding to one or more of the plurality of users. The method then correlates the distance between each of the users and the one or more merchants to one or more offers, wherein the offers are intended to entice one or more users to travel to one or more locations corresponding with the one or more merchants, collects a second set of data, wherein the second set of data comprises information related to historical transaction data corresponding to one or more of the plurality of users, determines to which of the plurality of users to make offers based at least in part on historical transaction data, and communicates one or more offers to the determined users based at least in part on the correlated distance between each of the users and the one or more merchants.
摘要翻译：一种方法至少部分地基于第一组数据，通过确定多个用户中的每一个与一个或多个商家之间的距离来向客户传送一个或多个优惠，其中第一组数据包括与多个用户和多个位置，所述多个位置中的每一个对应于所述多个用户中的一个或多个。该方法然后将每个用户和一个或多个商家之间的距离与一个或多个提供相关联，其中，所述提议旨在诱使一个或多个用户前往与一个或多个商家对应的一个或多个位置，收集第二组数据，其中所述第二组数据包括与对应于所述多个用户中的一个或多个的历史交易数据相关的信息，至少部分地基于历史交易数据确定所述多个用户中的哪个用户提供报价并且至少部分地基于每个用户和一个或多个商家之间的相关距离将一个或多个优惠传达给所确定的用户。

7. 发明授权

US09177308B2 Readable indicia for fuel purchase 有权
标题翻译：燃料购买的可读指示
公开(公告)号：US09177308B2
公开(公告)日：2015-11-03
申请号：US13562614
申请日：2012-07-31
申请人： David M. Grigg , Glenn Grossman , Matthew A. Calman , Laura Corinne Bondesen , Alicia C. Jones , Peter John Bertanzetti
发明人： David M. Grigg , Glenn Grossman , Matthew A. Calman , Laura Corinne Bondesen , Alicia C. Jones , Peter John Bertanzetti
IPC分类号： G06Q20/00 , G06Q20/20 , G06Q30/02 , G06Q20/32 , G07F13/02
CPC分类号： G06Q20/20 , G06Q20/204 , G06Q20/3276 , G06Q30/02 , G07F13/025
摘要： Embodiments of the invention are directed to purchasing fuel for a vehicle from a fuel station. An exemplary apparatus is configured to: receive pre-configured information associated with an information-providing source associated with at least one of the fuel station or a fuel pump at the fuel station; determine identification information associated with the fuel pump that will be used for fueling the vehicle; and transmit a purchase authorization request to an external server based on the identification information and the pre-configured information.
摘要翻译：本发明的实施例涉及从燃料站购买车辆的燃料。示例性装置被配置为：接收与在燃料站处的燃料站或燃料泵中的至少一个相关联的信息提供源相关联的预配置信息; 确定与将用于为车辆加油的燃料泵相关联的识别信息; 并根据所述识别信息和所述预先配置的信息向外部服务器发送购买授权请求。

8. 发明申请

US20140006188A1 MOBILE DEVICE FOR FUEL PURCHASE 审中-公开
标题翻译：用于燃料购买的移动设备
公开(公告)号：US20140006188A1
公开(公告)日：2014-01-02
申请号：US13562633
申请日：2012-07-31
申请人： David M. Grigg , Glenn Grossman , Matthew A. Calman , Laura Corinne Bondesen , Alicia C. Jones , Peter John Bertanzetti
发明人： David M. Grigg , Glenn Grossman , Matthew A. Calman , Laura Corinne Bondesen , Alicia C. Jones , Peter John Bertanzetti
IPC分类号： G06Q20/40 , G06Q20/20 , G06Q20/34
CPC分类号： G06Q20/20 , G06Q20/204 , G06Q20/3276 , G06Q30/02 , G07F13/025
摘要： Embodiments of the invention are directed to purchasing fuel for a vehicle from a fuel station using a portable mobile communication apparatus. An exemplary portable mobile communication apparatus is configured to: receive pre-configured information associated with an information-providing source in a vehicle; determine identification information associated with a fuel pump that will be used for fueling the vehicle; and transmit a purchase authorization request to an external server based on the identification information and the pre-configured information.
摘要翻译：本发明的实施例涉及使用便携式移动通信装置从燃料站购买用于车辆的燃料。示例性便携式移动通信装置被配置为：接收与车辆中的信息提供源相关联的预先配置的信息; 确定与将用于为车辆加油的燃料泵相关联的识别信息; 并根据所述识别信息和所述预先配置的信息向外部服务器发送购买授权请求。

9. 发明申请

US20140006186A1 READABLE INDICIA FOR FUEL PURCHASE 有权
标题翻译：燃料购买的可读指示
公开(公告)号：US20140006186A1
公开(公告)日：2014-01-02
申请号：US13562614
申请日：2012-07-31
申请人： David M. Grigg , Glenn Grossman , Matthew A. Calman , Laura Corinne Bondesen , Alicia C. Jones , Peter John Bertanzetti
发明人： David M. Grigg , Glenn Grossman , Matthew A. Calman , Laura Corinne Bondesen , Alicia C. Jones , Peter John Bertanzetti
IPC分类号： G06Q20/40 , G06Q20/34 , G06Q20/20
CPC分类号： G06Q20/20 , G06Q20/204 , G06Q20/3276 , G06Q30/02 , G07F13/025
摘要： Embodiments of the invention are directed to purchasing fuel for a vehicle from a fuel station. An exemplary apparatus is configured to: receive pre-configured information associated with an information-providing source associated with at least one of the fuel station or a fuel pump at the fuel station; determine identification information associated with the fuel pump that will be used for fueling the vehicle; and transmit a purchase authorization request to an external server based on the identification information and the pre-configured information.
摘要翻译：本发明的实施例涉及从燃料站购买车辆的燃料。示例性装置被配置为：接收与在燃料站处的燃料站或燃料泵中的至少一个相关联的信息提供源相关联的预配置信息; 确定与将用于为车辆加油的燃料泵相关联的识别信息; 并根据所述识别信息和所述预先配置的信息向外部服务器发送购买授权请求。

10. 发明申请

US20140006187A1 READABLE INDICIA FOR FUEL PURCHASE 有权
标题翻译：燃料购买的可读指示
公开(公告)号：US20140006187A1
公开(公告)日：2014-01-02
申请号：US13562623
申请日：2012-07-31
申请人： David M. Grigg , Glenn Grossman , Matthew A. Calman , Laura Corinne Bondesen , Alicia C. Jones , Peter John Bertanzetti
发明人： David M. Grigg , Glenn Grossman , Matthew A. Calman , Laura Corinne Bondesen , Alicia C. Jones , Peter John Bertanzetti
IPC分类号： G06Q20/40 , G06Q20/20 , G06Q20/34
CPC分类号： G06Q20/20 , G06Q20/204 , G06Q20/3276 , G06Q30/02 , G07F13/025
摘要： Embodiments of the invention are directed to purchasing fuel for a vehicle from a fuel station. An exemplary apparatus is configured to: initiate a fuel purchase application; determine identification information associated with a fuel pump that will be used for fueling the vehicle; and transmit a purchase authorization request to an external server based on the identification information.
摘要翻译：本发明的实施例涉及从燃料站购买车辆的燃料。示例性装置被配置为：启动燃料购买应用; 确定与将用于为车辆加油的燃料泵相关联的识别信息; 并根据识别信息向外部服务器发送购买授权请求。

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