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    • 3. 发明申请
    • TRANSACTION AUTHORIZATION SYSTEM FOR A MOBILE COMMERCE DEVICE
    • 移动商业设备的交易授权系统
    • US20120197740A1
    • 2012-08-02
    • US13017835
    • 2011-01-31
    • DAVID M. GRIGGPatrick B. KellyAlicia C. JonesMarc B. Keller
    • DAVID M. GRIGGPatrick B. KellyAlicia C. JonesMarc B. Keller
    • G06Q20/00G06Q40/00H04W4/00
    • G06Q20/3278G06Q20/20H04M1/72522H04M1/7258
    • Embodiments of the invention include apparatuses and methods that allow a user to wirelessly transmit payment information from a mobile device to a point-of-sale terminal by the user performing only a single action or supplying only a single input to the mobile device. For example, some embodiments of the invention allow a user to assign a default payment vehicle to a particular key or “pay now” icon of the mobile device so that activation of the particular key or icon, alone, causes the mobile device to wirelessly transmit information about the default payment vehicle. In some embodiments of the invention, a user using the single action option of the mobile device does not need to go through an authentication procedure before the mobile device transmits the default payment information. In some embodiments of the invention, if a user uses the single action option, the mobile device is configured to transmit the payment information without needing to first launch an electronic wallet software application installed on the device.
    • 本发明的实施例包括允许用户由用户仅执行单个动作或仅向移动设备提供单个输入的方式将支付信息从移动设备无线地传送到销售点终端的装置和方法。 例如,本发明的一些实施例允许用户将默认支付车辆分配给移动设备的特定键或“现在付款”图标,使得单独激活特定键或图标使得移动设备无线地传输 关于默认支付车辆的信息。 在本发明的一些实施例中,在移动设备发送默认支付信息之前,使用移动设备的单个动作选项的用户不需要经历认证过程。 在本发明的一些实施例中,如果用户使用单个动作选项,则移动设备被配置为传送支付信息而不需要首先启动安装在该设备上的电子钱包软件应用程序。
    • 4. 发明申请
    • MOBILE DEVICE DATA MANAGEMENT
    • 移动设备数据管理
    • US20130173743A1
    • 2013-07-04
    • US13342080
    • 2012-01-01
    • DAVID M. GRIGGJOHN FRANKLIN TUDERSPETER BERTANZETTI
    • DAVID M. GRIGGJOHN FRANKLIN TUDERSPETER BERTANZETTI
    • G06F15/16G06F7/00H04W4/02
    • H04W8/205G06Q30/0207H04W4/50
    • Embodiments of the invention include systems, methods, and computer-program products that assist a user in managing data on a mobile device. In one embodiment of the invention, the computer-implemented method receives data associated with a mobile device and stores the data in a database. The computer-implemented method then periodically updates the data in the database until the user desires to load the data onto the mobile device or onto a new mobile device. At the user's request, the computer-implemented method loads the data onto the mobile device. In some embodiments, the computer-implemented method determines the operating system of the mobile device and assists the user in conveniently transferring data from one mobile device to another mobile device. In further embodiments, the computer-implemented method augments the data with publicly or privately available information.
    • 本发明的实施例包括帮助用户管理移动设备上的数据的系统,方法和计算机程序产品。 在本发明的一个实施例中,计算机实现的方法接收与移动设备相关联的数据并将数据存储在数据库中。 然后,计算机实现的方法周期性地更新数据库中的数据,直到用户期望将数据加载到移动设备或新的移动设备上。 根据用户的要求,计算机实现的方法将数据加载到移动设备上。 在一些实施例中,计算机实现的方法确定移动设备的操作系统,并且帮助用户方便地将数据从一个移动设备传送到另一个移动设备。 在另外的实施例中,计算机实现的方法利用公开或私有的信息来增加数据。