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    • 3. 发明申请
    • Fish-holding arrrowhead
    • 捕鱼arrrowhead
    • US20060154757A1
    • 2006-07-13
    • US11031817
    • 2005-01-07
    • Kevin SullivanDennis Sullivan
    • Kevin SullivanDennis Sullivan
    • F42B6/08
    • F42B6/08
    • An arrowhead comprises an elongated body having front and rear ends, means at the front end of the body for accepting an arrowhead tip, and means at the rear end of the body for coupling the body to an arrow shaft. At least one blade or barb member is pivotably mounted to the body such that the blade member is movable between a first position, in which the free end of the blade is disposed rearward of the mounting location and a major portion of the blade is positioned adjacent the body, and a second position, in which the free end of the blade is disposed radially outward of the mounting location. A flexible ring is disposed around the circumference of the body, and a notch formed in the blade member is configured to engage the flexible ring to releasably retain the blade member in the first position.
    • 箭头包括具有前端和后端的细长主体,在主体的前端处用于接收箭头尖端的装置,以及在主体的后端处用于将主体联接到箭头轴的装置。 至少一个叶片或倒钩构件可枢转地安装到主体上,使得叶片构件能够在第一位置和第二位置之间移动,在第一位置,叶片的自由端设置在安装位置的后方,并且叶片的主要部分位于相邻 主体和第二位置,其中叶片的自由端设置在安装位置的径向外侧。 柔性环设置在主体的圆周周围,并且形成在叶片构件中的凹口被构造成接合柔性环以将叶片构件可释放地保持在第一位置。
    • 4. 发明申请
    • Method and system for using payment cards as a payment option within an online bill payment and presentment solution
    • 使用支付卡作为在线账单支付和呈现解决方案中的付款选项的方法和系统
    • US20060085337A1
    • 2006-04-20
    • US11148939
    • 2005-06-09
    • Cathleen ConfortiThomas CareyDennis SullivanThomas Smith
    • Cathleen ConfortiThomas CareyDennis SullivanThomas Smith
    • G06Q40/00
    • G06Q20/14G06Q20/102G06Q20/24G06Q20/40G06Q30/04
    • An exchange hub is provided that is programmed to receive by way of an open, standardized, secure messaging protocol, a payment card transaction request from a consumer's CSP. A consumer transmits to an EBPP system a request to pay a bill electronically using a payment card. The consumer's payment card transaction request is submitted to the consumer's CSP. The payment card transaction request is then submitted to the exchange hub of the EBPP system. The exchange hub parses the payment card transaction request, and generates a payment message to the biller's acquiring bank (the “acquirer”). The acquirer generates an authorization request message and transmits it to the issuer of the consumer's payment card. The issuer either approves or denies the consumer's payment card transaction request, and notifies the acquirer. The acquirer then, in turn, submits and appropriate approval or denial response to the exchange hub of the EBPP system. If the transaction is approved by the acquirer, the acquirer settles with the biller, and the consumer pays the payment card issuer when the consumer is eventually billed for the payment card transaction.
    • 提供了交换中心,其被编程为通过开放的,标准化的,安全的消息传递协议接收来自消费者CSP的支付卡交易请求。 消费者向EBPP系统发送使用支付卡以电子方式支付账单的请求。 消费者的支付卡交易请求被提交给消费者的CSP。 然后将支付卡交易请求提交给EBPP系统的交换中心。 交换中心解析支付卡交易请求,并向收单银行(“收购方”)生成付款信息。 收单方产生授权请求消息,并将其发送给消费者支付卡的发行者。 发行人批准或拒绝消费者的支付卡交易请求,并通知收单方。 然后,收购方又向EBPP系统的交换中心提交并适当的批准或拒绝回复。 如果交易得到收单方的批准,收单方将与账单结算,消费者最终为支付卡交易付款时,消费者支付支付卡发卡机构。