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1. 发明申请

US20120124659A1 System and Method for Providing Diverse Secure Data Communication Permissions to Trusted Applications on a Portable Communication Device 审中-公开
标题翻译：系统和方法，为便携式通信设备上的可信应用提供不同的安全数据通信权限
公开(公告)号：US20120124659A1
公开(公告)日：2012-05-17
申请号：US13279200
申请日：2011-10-21
申请人： Michael Craft , David Brudnicki , Hans Reisgies , Andrew Weinstein
发明人： Michael Craft , David Brudnicki , Hans Reisgies , Andrew Weinstein
IPC分类号： H04L9/32 , G06F21/20
CPC分类号： G06Q20/3226 , G06F21/34 , G06F21/74 , G06Q20/204 , G06Q20/3567 , G06Q20/3574 , G06Q20/401 , H04L63/08 , H04L63/0807 , H04L63/20
摘要： A system for providing first and second trusted applications diverse permission to communicate via a secure element. The system comprising first digital identifier and digital token operably associated with the first trusted application; a second digital identifier and digital token operably associated with the second trusted application. The system further includes a card services module that provides an application programming interface to the secure element supported by a secure data table including first and second sets of permissions. The card services module issues one or more commands to the secure element based on a first action requested by the first trusted application in conjunction with the presentation of the first digital token only if the one or more commands will not violate the first set of permissions. A method is also disclosed.
摘要翻译：一种用于提供第一和第二可信应用的不同许可通过安全元件进行通信的系统。该系统包括与第一可信应用可操作地相关联的第一数字标识符和数字令牌; 可操作地与第二可信应用相关联的第二数字标识符和数字令牌。该系统还包括一个卡服务模块，该卡服务模块向包括第一和第二组权限的安全数据表支持的安全元件提供应用程序编程接口。仅当所述一个或多个命令不违反第一组权限时，卡服务模块才基于第一可信应用所请求的第一动作与所述第一数字令牌的呈现一起向所述安全元件发出一个或多个命令。还公开了一种方法。

2. 发明申请

US20120122447A1 System and Method for On-Demand Diagnostics of a Device Utilizing Secure Data to Interact Wirelessly with One or More Third Party Systems 审中-公开
标题翻译：使用安全数据与一个或多个第三方系统无线交互的设备的按需诊断系统和方法
公开(公告)号：US20120122447A1
公开(公告)日：2012-05-17
申请号：US13279194
申请日：2011-10-21
申请人： Michael Craft , David Brudnicki , Hans Reisgies , Andrew Weinstein
发明人： Michael Craft , David Brudnicki , Hans Reisgies , Andrew Weinstein
IPC分类号： H04W24/00
CPC分类号： H04W24/00 , G06Q20/20 , G06Q30/0613 , H04L41/5074
摘要： A system and method for remotely providing an end user with a solution to a failure in a mobile transaction is disclosed. The system includes a portable communication device having a diagnostics agent configured to transmit the communication device's unique identification number and present status over a mobile network. The system further includes a retailer subsystem in short proximity communication with the communication device, and a remote system management back end in wireless communication with both the communication devices and the retailer subsystem. The system management back end has a diagnostics management system configured to receive failure data from the portable communication device, and to determine a solution based on the failure data. The system also includes a mobile network in communication with the system management back end, via which the solution is wirelessly transmitted to the end user.
摘要翻译：公开了一种用于向终端用户提供解决移动交易中的故障的系统和方法。该系统包括具有诊断代理的便携式通信设备，该诊断代理被配置为通过移动网络发送通信设备的唯一标识号和当前状态。该系统还包括与通信设备短距离通信的零售商子系统，以及与通信设备和零售商子系统无线通信的远程系统管理后端。系统管理后端具有被配置为从便携式通信设备接收故障数据并基于故障数据确定解决方案的诊断管理系统。该系统还包括与系统管理后端通信的移动网络，通过该移动网络将该解决方案无线传输到最终用户。

3. 发明授权

US09898728B2 System and method for one-time payment authorization in a portable communication device 有权
公开(公告)号：US09898728B2
公开(公告)日：2018-02-20
申请号：US13448193
申请日：2012-04-16
申请人： David Brudnicki , Michael Craft , Hans Reisgies , Andrew Weinstein
发明人： David Brudnicki , Michael Craft , Hans Reisgies , Andrew Weinstein
IPC分类号： G06Q20/40 , G06Q20/32 , G06Q20/22 , G06Q20/38
CPC分类号： G06Q20/3224 , G06Q20/227 , G06Q20/3274 , G06Q20/3278 , G06Q20/385 , G06Q20/4012
摘要： A system for using a dynamic temporary credential with a portable communication device for use in a transaction with an electronic control point (e.g. point of sale, NFC access point) wherein the portable communication device has a geo-location module (e.g. GPS). The system has a centralized module that receives the portable communication device's current geo-location and transmits the dynamic temporary credential to the portable communication device and provides predictive transaction information—including the dynamic temporary credential and portable communication device's geo-location—to an authorization system operably associated with the electronic control point. The dynamic temporary credential has a predetermined time to live, which allows for the recycling of the dynamic credential, such recycling may take into account the geo-location for which the credential has been recently issued. A method for using a dynamic temporary credential with a portable communication device is also disclosed.

4. 发明申请

US20130159186A1 System and Method for One-Time Payment Authorization in a Portable Communication Device 有权
标题翻译：便携式通信设备一次性支付授权的系统和方法
公开(公告)号：US20130159186A1
公开(公告)日：2013-06-20
申请号：US13448193
申请日：2012-04-16
申请人： David Brudnicki , Michael Craft , Hans Reisgies , Andrew Weinstein
发明人： David Brudnicki , Michael Craft , Hans Reisgies , Andrew Weinstein
IPC分类号： G06Q20/40 , G06Q20/32
CPC分类号： G06Q20/3224 , G06Q20/227 , G06Q20/3274 , G06Q20/3278 , G06Q20/385 , G06Q20/4012
摘要： A system for using a dynamic temporary credential with a portable communication device for use in a transaction with an electronic control point (e.g. point of sale, NFC access point) wherein the portable communication device has a geo-location module (e.g. GPS). The system has a centralized module that receives the portable communication device's current geo-location and transmits the dynamic temporary credential to the portable communication device and provides predictive transaction information—including the dynamic temporary credential and portable communication device's geo-location—to an authorization system operably associated with the electronic control point. The dynamic temporary credential has a predetermined time to live, which allows for the recycling of the dynamic credential, such recycling may take into account the geo-location for which the credential has been recently issued. A method for using a dynamic temporary credential with a portable communication device is also disclosed.
摘要翻译：一种使用具有便携式通信设备的动态临时证书的系统，用于与电子控制点（例如销售点，NFC接入点）的交易中使用，其中便携式通信设备具有地理位置模块（例如，GPS）。该系统具有接收便携式通信设备的当前地理位置并将动态临时证书发送到便携式通信设备的集中式模块，并将包括动态临时证书和便携式通信设备的地理位置的预测性交易信息提供给授权系统与电子控制点可操作地相关联。动态临时凭证具有预定的生存时间，这允许动态凭证的回收，这种回收可以考虑最近发布证书的地理位置。还公开了一种使用便携式通信设备的动态临时证书的方法。

5. 发明申请

US20120123880A1 System and Method for On Demand Diagnostics of A Device Utilizing Secure Data to Interact Wirelessly with One or More Third Party Systems 审中-公开
标题翻译：使用安全数据与一个或多个第三方系统无线交互的设备的按需诊断系统和方法
公开(公告)号：US20120123880A1
公开(公告)日：2012-05-17
申请号：US13290056
申请日：2011-11-05
申请人： Michael Craft , David Brudnicki , Hans Reisgies , Andrew Weinstein
发明人： Michael Craft , David Brudnicki , Hans Reisgies , Andrew Weinstein
IPC分类号： G06Q30/06
CPC分类号： H04W24/00 , G06Q20/20 , G06Q30/0613 , H04L41/5074
摘要： A system and method for remotely diagnosing a failure in a mobile transaction is disclosed. The system includes a portable communication device having a diagnostics agent configured to transmit the communication device's unique identification number and present status over a mobile network. The system further includes a retailer subsystem in short proximity communication with the communication device, and a remote system management back end in wireless communication with both the communication devices and the retailer subsystem. The system management back end has a diagnostics management system configured to receive failure data and RF presence data from the portable communication device, and to diagnose the failure based on such data. The system also includes a mobile network in communication with the system management back end, via which the diagnosis and hopefully a solution are wirelessly transmitted to the end user.
摘要翻译：公开了用于远程诊断移动交易中的故障的系统和方法。该系统包括具有诊断代理的便携式通信设备，该诊断代理被配置为通过移动网络发送通信设备的唯一标识号和当前状态。该系统还包括与通信设备短距离通信的零售商子系统，以及与通信设备和零售商子系统无线通信的远程系统管理后端。系统管理后端具有诊断管理系统，其被配置为从便携式通信设备接收故障数据和RF存在数据，并且基于这样的数据来诊断故障。该系统还包括与系统管理后端通信的移动网络，通过该移动网络将解决方案无线地传输到终端用户。

6. 发明授权

US08745716B2 System and method for providing secure data communication functionality to a variety of applications on a portable communication device 有权
标题翻译：用于向便携式通信设备上的各种应用提供安全数据通信功能的系统和方法
公开(公告)号：US08745716B2
公开(公告)日：2014-06-03
申请号：US13279184
申请日：2011-10-21
申请人： David Brudnicki , Michael Craft , Hans Reisgies , Andrew Weinstein
发明人： David Brudnicki , Michael Craft , Hans Reisgies , Andrew Weinstein
IPC分类号： G06F7/04
CPC分类号： G06Q20/3226 , G06F21/34 , G06F21/74 , G06Q20/204 , G06Q20/3567 , G06Q20/3574 , G06Q20/401 , H04L63/08 , H04L63/0807 , H04L63/20
摘要： A system for providing an application associated with a portable communication device the ability to communicate via a secure element. The system has a digital identifier and digital token operably associated with the application; a card services module that provides an application programming interface to the secure element; and a secure data table associated with the card services module. The secure data table includes a list of trusted applications each identifiable by paired digital identifier and token. The card services module [includes] compares the identifier and the token with each of the identifier-token pairs in the table until a match indicates the application is trusted. The card services module issues commands to the secure element based on an action requested by a trusted application in conjunction with the presentation of the digital token. A method of providing an application with the ability to communicate via secure element is also disclosed.
摘要翻译：一种用于提供与便携式通信设备相关联的应用经由安全元件进行通信的能力的系统。该系统具有与应用可操作地相关联的数字标识符和数字令牌; 卡服务模块，其向所述安全元件提供应用程序编程接口; 以及与卡服务模块相关联的安全数据表。安全数据表包括每个由配对的数字标识符和令牌可识别的可信应用的列表。卡服务模块[包括]将标识符和令牌与表中的每个标识符 - 令牌对进行比较，直到匹配指示应用被信任为止。卡服务模块基于可信应用与数字令牌的呈现一起请求的动作向安全元件发出命令。还公开了一种提供具有通过安全元件进行通信的能力的应用的方法。

7. 发明申请

US20120265685A1 System and Method for Physical-World Based Dynamic Contactless Data Emulation in a Portable Communication Device 审中-公开
标题翻译：在便携式通信设备中基于物理世界的动态非接触式数据仿真的系统和方法
公开(公告)号：US20120265685A1
公开(公告)日：2012-10-18
申请号：US13447495
申请日：2012-04-16
申请人： David Brudnicki , Kaushik Roy , Michael Craft , Hans Reisgies , Andrew Weinstein
发明人： David Brudnicki , Kaushik Roy , Michael Craft , Hans Reisgies , Andrew Weinstein
IPC分类号： G06Q20/40
CPC分类号： G06Q30/06 , H04W4/02 , H04W12/06
摘要： This invention involves, in part, a system for automatically selecting a credential among a plurality of credentials on a portable communication device based on a geo-location of the portable communication device and based on a user preference, for use in an electronic wallet transaction. The system includes a geo-location device configured to detect the geo-location of the portable communication device; a location identification service unit configured to be activated by a pre-determined user input, and configured to determine a merchant where the portable communication device is most likely to be located based on said geo-location; means for storing preferences corresponding to the plurality of credentials; and means for automatically determining which of the plurality of credentials to use for the electronic wallet transaction based on the preferences.
摘要翻译：本发明部分地涉及一种用于在便携式通信设备上的多个凭证中基于便携式通信设备的地理位置并且基于用户偏好自动选择凭证的系统，用于电子钱包交易。该系统包括被配置为检测便携式通信设备的地理位置的地理位置设备; 位置识别服务单元，被配置为由预定用户输入激活，并且被配置为基于所述地理位置来确定便携式通信设备最可能位于何地的商家; 用于存储与所述多个凭证相对应的偏好的装置; 以及用于基于偏好自动确定用于电子钱包交易的多个凭证中的哪一个的装置。

8. 发明申请

US20120124658A1 System and Method for Providing Secure Data Communication Functionality to a Variety of Applications on a Portable Communication Device 有权
标题翻译：用于为便携式通信设备上的各种应用提供安全数据通信功能的系统和方法
公开(公告)号：US20120124658A1
公开(公告)日：2012-05-17
申请号：US13279184
申请日：2011-10-21
申请人： David Brudnicki , Michael Craft , Hans Reisgies , Andrew Weinstein
发明人： David Brudnicki , Michael Craft , Hans Reisgies , Andrew Weinstein
IPC分类号： G06F7/04
CPC分类号： G06Q20/3226 , G06F21/34 , G06F21/74 , G06Q20/204 , G06Q20/3567 , G06Q20/3574 , G06Q20/401 , H04L63/08 , H04L63/0807 , H04L63/20
摘要： A system for providing an application associated with a portable communication device the ability to communicate via a secure element. The system has a digital identifier and digital token operably associated with the application; a card services module that provides an application programming interface to the secure element; and a secure data table associated with the card services module. The secure data table includes a list of trusted applications each identifiable by paired digital identifier and token. The card services module [includes] compares the identifier and the token with each of the identifier-token pairs in the table until a match indicates the application is trusted. The card services module issues commands to the secure element based on an action requested by a trusted application in conjunction with the presentation of the digital token. A method of providing an application with the ability to communicate via secure element is also disclosed.
摘要翻译：一种用于提供与便携式通信设备相关联的应用经由安全元件进行通信的能力的系统。该系统具有与应用可操作地相关联的数字标识符和数字令牌; 卡服务模块，其向安全元件提供应用程序编程接口; 以及与卡服务模块相关联的安全数据表。安全数据表包括每个由配对的数字标识符和令牌可识别的可信应用的列表。卡服务模块[包括]将标识符和令牌与表中的每个标识符 - 令牌对进行比较，直到匹配指示应用被信任为止。卡服务模块基于可信应用与数字令牌的呈现一起请求的动作向安全元件发出命令。还公开了一种提供具有通过安全元件进行通信的能力的应用的方法。

9. 发明申请

US20120124394A1 System and Method for Providing a Virtual Secure Element on a Portable Communication Device 审中-公开
标题翻译：在便携式通信设备上提供虚拟安全元件的系统和方法
公开(公告)号：US20120124394A1
公开(公告)日：2012-05-17
申请号：US13279147
申请日：2011-10-21
申请人： David Brudnicki , Michael Craft , Hans Reisgies , Andrew Weinstein
发明人： David Brudnicki , Michael Craft , Hans Reisgies , Andrew Weinstein
IPC分类号： G06F12/14
CPC分类号： G06F21/71 , G06Q20/3227 , G06Q20/3278 , H04W4/50 , H04W4/80 , H04W12/06
摘要： A system for providing a virtual secure element on a portable communication device having a secured element. The system comprising memory; a card management module operably associated with the secure element providing an application programming interface to the secure element and controlling writing to and reading from at least a portion of the memory; a virtual encryption key preferably stored within the secured element; and an encryption engine capable of encrypting data before its placed in the memory and decrypting that data using the virtual encryption key.
摘要翻译：一种用于在具有安全元件的便携式通信设备上提供虚拟安全元件的系统。该系统包括存储器; 与所述安全元件可操作地相关联的卡管理模块，其向所述安全元件提供应用程序编程接口，并控制对所述存储器的至少一部分的写入和读取; 优选地存储在所述安全元件内的虚拟加密密钥; 以及能够在将数据放入存储器之前加密数据并使用虚拟加密密钥解密该数据的加密引擎。

10. 发明申请

US20120123935A1 System and Method for Physical-World Based Dynamic Contactless Data Emulation in a Portable Communication Device 审中-公开
标题翻译：在便携式通信设备中基于物理世界的动态非接触式数据仿真的系统和方法
公开(公告)号：US20120123935A1
公开(公告)日：2012-05-17
申请号：US13279206
申请日：2011-10-21
申请人： David Brudnicki , Michael Craft , Hans Reisgies , Andrew Weinstein
发明人： David Brudnicki , Michael Craft , Hans Reisgies , Andrew Weinstein
IPC分类号： G06Q20/36
CPC分类号： G06Q30/0261 , G06Q20/20 , G06Q20/3224 , G06Q20/3278 , G06Q20/36 , G06Q20/405 , G06Q30/0601 , H04W4/02 , H04W4/08
摘要： Disclosed is as system and method for automatically selecting a credential among a plurality of credentials on a portable communication device based on a geo-location of the portable communication device and based on a user preference, for use in an electronic wallet transaction. The system includes a geo-location device configured to detect the geo-location of the portable communication device; a location identification service unit configured to be activated by a pre-determined user input, and configured to determine a merchant where the portable communication device is most likely to be located based on said geo-location, a storage means for storing preferences corresponding to the plurality of credentials; and means for automatically determining which of the plurality of credentials to use for the electronic wallet transaction based on the preferences.
摘要翻译：公开了一种用于在便携式通信设备上的多个凭证中基于便携式通信设备的地理位置并且基于用户偏好来自动选择凭证的系统和方法，用于电子钱包交易。该系统包括被配置为检测便携式通信设备的地理位置的地理位置设备; 位置识别服务单元，被配置为由预定用户输入激活，并且被配置为基于所述地理位置来确定便携式通信设备最可能位于何处的商家;存储装置，用于存储与多个凭证; 以及用于基于偏好自动确定用于电子钱包交易的多个凭证中的哪一个的装置。

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