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    • 2. 发明申请
    • System and Method for One-Time Payment Authorization in a Portable Communication Device
    • 便携式通信设备一次性支付授权的系统和方法
    • US20130159186A1
    • 2013-06-20
    • US13448193
    • 2012-04-16
    • David BrudnickiMichael CraftHans ReisgiesAndrew Weinstein
    • David BrudnickiMichael CraftHans ReisgiesAndrew Weinstein
    • G06Q20/40G06Q20/32
    • G06Q20/3224G06Q20/227G06Q20/3274G06Q20/3278G06Q20/385G06Q20/4012
    • A system for using a dynamic temporary credential with a portable communication device for use in a transaction with an electronic control point (e.g. point of sale, NFC access point) wherein the portable communication device has a geo-location module (e.g. GPS). The system has a centralized module that receives the portable communication device's current geo-location and transmits the dynamic temporary credential to the portable communication device and provides predictive transaction information—including the dynamic temporary credential and portable communication device's geo-location—to an authorization system operably associated with the electronic control point. The dynamic temporary credential has a predetermined time to live, which allows for the recycling of the dynamic credential, such recycling may take into account the geo-location for which the credential has been recently issued. A method for using a dynamic temporary credential with a portable communication device is also disclosed.
    • 一种使用具有便携式通信设备的动态临时证书的系统,用于与电子控制点(例如销售点,NFC接入点)的交易中使用,其中便携式通信设备具有地理位置模块(例如,GPS)。 该系统具有接收便携式通信设备的当前地理位置并将动态临时证书发送到便携式通信设备的集中式模块,并将包括动态临时证书和便携式通信设备的地理位置的预测性交易信息提供给授权系统 与电子控制点可操作地相关联。 动态临时凭证具有预定的生存时间,这允许动态凭证的回收,这种回收可以考虑最近发布证书的地理位置。 还公开了一种使用便携式通信设备的动态临时证书的方法。