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    • 57. 发明授权
    • System and method for performing financial transactions on a network
    • 在网络上执行财务交易的系统和方法
    • US08352359B2
    • 2013-01-08
    • US13355319
    • 2012-01-20
    • Edward John VieraEmerson Ward Swan, IIRichard KleinDmitri BoudtchenkoJames Howard Ballagh
    • Edward John VieraEmerson Ward Swan, IIRichard KleinDmitri BoudtchenkoJames Howard Ballagh
    • G06Q40/00
    • G06Q40/02G06Q20/108G06Q20/4016G06Q40/025
    • Embodiments of the present invention include a computer-implemented method of performing a financial transaction on a network comprising storing a plurality of risk factors and associated severities in a web-enabled remote policy database, the severities defining actions taken when a specific risk factor is detected, storing a plurality of hold override policies that associate a financial transaction type with a hold type in the policy database. Various embodiments can receive transaction data including an image of a check, applying the plurality of risk factors to the transaction data, and applying the plurality of hold override policies to the deposit data. Finally, other embodiments include a web-enabled user interface through with users can review and approve/disapprove the handling of exceptions to the risk factors, severities, and hold override policies on a real-time or near-real time basis.
    • 本发明的实施例包括在网络上执行金融交易的计算机实现的方法,包括在启用Web的远程策略数据库中存储多个风险因素和相关联的严重性,所述严重性定义当检测到特定危险因素时采取的动作 存储将金融交易类型与保留类型相关联的多个保持覆盖策略存储在策略数据库中。 各种实施例可以接收交易数据,包括支票的图像,将多个风险因素应用于交易数据,以及将多个保持覆盖策略应用于存款数据。 最后,其他实施例包括具有网络功能的用户界面,通过用户可以审查和批准/不批准对风险因素,严重性和持续覆盖策略的实时或接近实时基础的异常的处理。
    • 58. 发明申请
    • OBSTRUCTIVE SLEEP APNEA DEMONSTRATION MODEL DEVICE
    • 阻塞睡眠APNEA演示模型设备
    • US20100330546A1
    • 2010-12-30
    • US12823109
    • 2010-06-24
    • Charles Richard LloydRichard Klein
    • Charles Richard LloydRichard Klein
    • G09B23/30
    • G09B23/32
    • The present invention is an obstructive sleep apnea demonstration model device for a user and a patient. The device includes a vertical display stand with a horizontal base, a vertical front surface and a horizontal flange, a vertical side profile base with a removed oral cavity portion attached to the display stand and disposed within the horizontal flange, a top movable side piece with an upper lip, a set of upper teeth, a hinge and a palate. The device also includes a back elongated movable side piece disposed behind the top side piece that hinges on the palate, a chin assembly side piece with a chin, a lower lip, a set of lower teeth and a tongue and an intraoral appliance that is placed between the upper teeth and the lower teeth to treat the patient with an obstructive sleep apnea condition.
    • 本发明是用于患者和患者的阻塞性睡眠呼吸暂停演示模型装置。 该装置包括具有水平底座,垂直前表面和水平凸缘的垂直显示支架,具有附接到显示支架并且设置在水平凸缘内的移除的口腔部分的垂直侧面基座, 上唇,一组上牙,铰链和上颚。 该装置还包括一个后伸长的可移动的侧片,该后片设置在铰接在上颚上的顶侧件的后面,具有下巴的下巴组件侧件,下唇,一组下牙和一舌片以及一口腔内器具, 在上牙和下牙之间,以阻塞性睡眠呼吸暂停状态治疗患者。