专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明申请

US20120123938A1 System and Method for Performing Financial Transactions on a Network 有权
标题翻译：在网络上执行金融交易的系统和方法
公开(公告)号：US20120123938A1
公开(公告)日：2012-05-17
申请号：US13355319
申请日：2012-01-20
申请人： Edward John Viera , Emerson Ward Swan, II , Richard Klein , Dmitri Boudtchenko , James Howard Ballagh
发明人： Edward John Viera , Emerson Ward Swan, II , Richard Klein , Dmitri Boudtchenko , James Howard Ballagh
IPC分类号： G06Q40/02
CPC分类号： G06Q40/02 , G06Q20/108 , G06Q20/4016 , G06Q40/025
摘要： Embodiments of the present invention include a computer-implemented method of performing a financial transaction on a network comprising storing a plurality of risk factors and associated severities in a web-enabled remote policy database, the severities defining actions taken when a specific risk factor is detected, storing a plurality of hold override policies that associate a financial transaction type with a hold type in the policy database. Various embodiments can receive transaction data including an image of a check, applying the plurality of risk factors to the transaction data, and applying the plurality of hold override policies to the deposit data. Finally, other embodiments include a web-enabled user interface through with users can review and approve/disapprove the handling of exceptions to the risk factors, severities, and hold override policies on a real-time or near-real time basis.
摘要翻译：本发明的实施例包括在网络上执行金融交易的计算机实现的方法，包括在启用Web的远程策略数据库中存储多个风险因素和相关联的严重性，所述严重性定义当检测到特定危险因素时采取的动作存储将金融交易类型与保留类型相关联的多个保持覆盖策略存储在策略数据库中。各种实施例可以接收交易数据，包括支票的图像，将多个风险因素应用于交易数据，以及将多个保持覆盖策略应用于存款数据。最后，其他实施例包括具有网络功能的用户界面，通过用户可以审查和批准/不批准对风险因素，严重性和持续覆盖策略的实时或接近实时基础的异常的处理。

2. 发明授权

US08131636B1 System and method for performing financial transactions on a network 有权
标题翻译：在网络上执行财务交易的系统和方法
公开(公告)号：US08131636B1
公开(公告)日：2012-03-06
申请号：US11123507
申请日：2005-05-05
申请人： Edward John Viera , Emerson Ward Swan, II , Richard Klein , Dmitri Boudtchenko , James Howard Ballagh
发明人： Edward John Viera , Emerson Ward Swan, II , Richard Klein , Dmitri Boudtchenko , James Howard Ballagh
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/108 , G06Q20/4016 , G06Q40/025
摘要： Embodiments of the present invention include a computer-implemented method of performing a financial transaction on a network comprising storing a plurality of risk factors and associated severities in a web-enabled remote policy database, the severities defining actions taken when a specific risk factor is detected, storing a plurality of hold override policies that associate a deposit type with a hold type in the policy database, receiving deposit data including an image of a deposit check, applying the plurality of risk factors to the deposit data, and applying the plurality of hold override policies to the deposit data.
摘要翻译：本发明的实施例包括在网络上执行金融交易的计算机实现的方法，包括在启用Web的远程策略数据库中存储多个风险因素和相关联的严重性，所述严重性定义当检测到特定危险因素时采取的动作存储将存款类型与保留类型相关联的多个保持覆盖策略，存储在策略数据库中，接收包括存款支票的图像的存入数据，将多个风险因子应用于存款数据，以及应用多个保持覆盖存款数据的政策。

3. 发明授权

US08352359B2 System and method for performing financial transactions on a network 有权
标题翻译：在网络上执行财务交易的系统和方法
公开(公告)号：US08352359B2
公开(公告)日：2013-01-08
申请号：US13355319
申请日：2012-01-20
申请人： Edward John Viera , Emerson Ward Swan, II , Richard Klein , Dmitri Boudtchenko , James Howard Ballagh
发明人： Edward John Viera , Emerson Ward Swan, II , Richard Klein , Dmitri Boudtchenko , James Howard Ballagh
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/108 , G06Q20/4016 , G06Q40/025
摘要： Embodiments of the present invention include a computer-implemented method of performing a financial transaction on a network comprising storing a plurality of risk factors and associated severities in a web-enabled remote policy database, the severities defining actions taken when a specific risk factor is detected, storing a plurality of hold override policies that associate a financial transaction type with a hold type in the policy database. Various embodiments can receive transaction data including an image of a check, applying the plurality of risk factors to the transaction data, and applying the plurality of hold override policies to the deposit data. Finally, other embodiments include a web-enabled user interface through with users can review and approve/disapprove the handling of exceptions to the risk factors, severities, and hold override policies on a real-time or near-real time basis.
摘要翻译：本发明的实施例包括在网络上执行金融交易的计算机实现的方法，包括在启用Web的远程策略数据库中存储多个风险因素和相关联的严重性，所述严重性定义当检测到特定危险因素时采取的动作存储将金融交易类型与保留类型相关联的多个保持覆盖策略存储在策略数据库中。各种实施例可以接收交易数据，包括支票的图像，将多个风险因素应用于交易数据，以及将多个保持覆盖策略应用于存款数据。最后，其他实施例包括具有网络功能的用户界面，通过用户可以审查和批准/不批准对风险因素，严重性和持续覆盖策略的实时或接近实时基础的异常的处理。

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式