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1. 发明申请

WO2012037255A2 METHODS, SYSTEMS, AND COMPUTER READABLE MEDIA FOR SECURE NEAR FIELD COMMUNICATION OF A NON-SECURE MEMORY ELEMENT PAYLOAD 审中-公开
标题翻译：用于非安全存储器元件有效载荷的安全近场通信的方法，系统和计算机可读介质
公开(公告)号：WO2012037255A2
公开(公告)日：2012-03-22
申请号：PCT/US2011/051598
申请日：2011-09-14
申请人： VIVOTECH INC. , KHAN, Mohammad , MARTIN, Philippe , KUMAR, Pradeep , RAYNON, Jean-Christophe , ROY, Kaushik , VIJAYSHANKAR, Roshan
发明人： KHAN, Mohammad , MARTIN, Philippe , KUMAR, Pradeep , RAYNON, Jean-Christophe , ROY, Kaushik , VIJAYSHANKAR, Roshan
IPC分类号： H04W12/06 , H04B5/02 , H04W88/02
CPC分类号： G06Q30/0238 , H04B5/0031 , H04L63/0492 , H04L63/0823 , H04W4/80 , H04W12/06
摘要： According to one aspect, the subject matter described herein includes a method for secure near field communication (NFC) of a non-secure memory element payload. The method includes receiving, at an NFC enabled mobile device and from a content provider, a payload. The method also includes storing the received payload in a non-secure memory element of the NFC enabled mobile device. The method further includes transferring the stored payload from the non-secure memory element of the NFC enabled mobile device to a secure memory element of the NFC enabled mobile device, wherein transferring the stored payload includes loading the stored payload into a secure reloadable payload instance. The method further includes establishing a NFC link between the NFC enabled mobile device and an NFC reader. The method further includes communicating, via the NFC link, the transferred payload from the secure reloadable payload instance to the NFC reader.
摘要翻译：根据一个方面，这里描述的主题包括用于非安全存储器元件有效载荷的安全近场通信（NFC）的方法。该方法包括在启用NFC的移动设备和来自内容提供商处接收有效载荷。该方法还包括将接收到的有效载荷存储在支持NFC的移动设备的非安全存储器元件中。该方法进一步包括将所存储的有效载荷从启用NFC的移动装置的非安全存储器元件传输到启用NFC的移动装置的安全存储器元件，其中传输所存储的有效载荷包括将所存储的有效载荷加载到安全可重新加载的有效载荷实例中。该方法还包括在支持NFC的移动设备和NFC读取器之间建立NFC链接。该方法进一步包括经由NFC链路将所传送的有效载荷从安全可重新载入有效载荷实例传送到NFC读取器。

2. 发明申请

WO2011150369A2 METHODS, SYSTEMS AND COMPUTER READABLE MEDIA FOR UTILIZING A CONSUMER OPT-IN MANAGEMENT SYSTEM 审中-公开
标题翻译：使用消费者可选管理系统的方法，系统和计算机可读介质
公开(公告)号：WO2011150369A2
公开(公告)日：2011-12-01
申请号：PCT/US2011/038408
申请日：2011-05-27
申请人： VIVOTECH INC. , KHAN, Mohammad , KUMAR, Pradeep , REISGIES, Hans, Bielefeld , ROY, Kaushik , VIJAYSHANKAR, Roshan
发明人： KHAN, Mohammad , KUMAR, Pradeep , REISGIES, Hans, Bielefeld , ROY, Kaushik , VIJAYSHANKAR, Roshan
IPC分类号： G06Q30/00 , H04B5/02 , H04W4/02
CPC分类号： G06Q30/02 , G06Q30/0224 , G06Q30/0238 , G06Q30/0267 , H04W4/00
摘要： Methods, systems, and computer readable media for utilizing a consumer opt-in management system are disclosed. According to one aspect, the method includes interfacing a near field communication (NFC) enabled mobile device with a touch point associated with an electronic marketing program to obtain touch point identification information from the touch point and receiving, at a trigger management server (TMS), an opt-in request message from the NFC enabled mobile device, wherein the opt-in request message includes a subscriber identifier associated with the NFC enabled mobile device and the touch point identification information. The method further includes accessing a business rules database using at least one of the subscriber identifier and the touch point identification information from the opt-in request message to identify an electronic marketing program identifier and using the electronic marketing program identifier to trigger the provisioning of content data associated with the electronic marketing program to the NFC enabled mobile device.
摘要翻译：公开了用于利用消费者选择加入管理系统的方法，系统和计算机可读介质。根据一个方面，所述方法包括将支持近场通信（NFC）的移动设备与与电子营销程序相关联的触摸点进行接口，以从触摸点获得触摸点识别信息，并在触发管理服务器（TMS）来自NFC启用的移动设备的选择加入请求消息，其中所述选择加入请求消息包括与启用NFC的移动设备相关联的用户标识符和所述触摸点识别信息。该方法还包括使用来自选择加入请求消息的订户标识符和接触点识别信息中的至少一个来访问业务规则数据库，以识别电子营销程序标识符并使用电子营销程序标识符来触发内容的提供将与电子营销程序相关联的数据传送到支持NFC的移动设备。

3. 发明申请

WO2010078530A2 METHODS, SYSTEMS AND COMPUTER READABLE MEDIA FOR REDEEMING AND DELIVERING ELECTRONIC LOYALTY REWARD CERTIFICATES USING A MOBILE DEVICE 审中-公开
标题翻译：使用移动设备来兑换和提供电子忠诚奖励证书的方法，系统和计算机可读介质
公开(公告)号：WO2010078530A2
公开(公告)日：2010-07-08
申请号：PCT/US2009/069971
申请日：2009-12-31
申请人： VIVOTECH INC. , KHAN, Mohammad , KUMAR, Pradeep
发明人： KHAN, Mohammad , KUMAR, Pradeep
IPC分类号： G06Q30/00 , H04W12/00
CPC分类号： G06Q30/02 , G06Q30/0232
摘要： Methods, systems, and computer readable media for redeeming and delivering electronic loyalty reward certificates using a mobile device are disclosed. In one example, the method includes utilizing a loyalty reward certificate selection device to generate electronic loyalty reward certificate selection information and providing the loyalty reward certificate selection information and a recipient mobile device identifier to a loyalty management server. Electronic loyalty reward certificate data derived from the loyalty reward certificate selection information and the recipient mobile device identifier is received from the loyalty management server. The method also includes establishing a communications link with a mobile device corresponding to the recipient mobile device identifier and provisioning the electronic loyalty reward certificate data on the mobile device over the communications link via over the air (OTA) communications.
摘要翻译：公开了用于使用移动设备兑换和递送电子忠诚奖励证书的方法，系统和计算机可读介质。在一个示例中，该方法包括利用忠诚奖励证书选择设备来生成电子忠诚奖励证书选择信息并向忠诚度管理服务器提供忠诚奖励证书选择信息和接收者移动设备标识符。从忠诚度管理服务器接收从忠诚奖励证书选择信息和接收者移动设备标识符导出的电子忠诚奖励证书数据。该方法还包括建立与对应于接收方移动设备标识符的移动设备的通信链路，并且经由通过空中（OTA）通信在通信链路上在移动设备上提供电子忠诚奖励证书数据。

4. 发明申请

WO2012006090A3 METHODS, SYSTEMS, AND COMPUTER READABLE MEDIA FOR REGISTERING IN A MERCHANT SPONSORED PROGRAM USING A NEAR FIELD COMMUNICATION (NFC) DEVICE 审中-公开
公开(公告)号：WO2012006090A3
公开(公告)日：2012-01-12
申请号：PCT/US2011/042186
申请日：2011-06-28
申请人： VIVOTECH INC. , KHAN, Mohammad , KUMAR, Pradeep
发明人： KHAN, Mohammad , KUMAR, Pradeep
IPC分类号： G06Q30/00 , H04B5/02 , G06F9/44
摘要： Methods, systems, and computer readable media for registering in a merchant sponsored program using a near field communication (NFC) device is disclosed. In one embodiment, the method includes interfacing an NFC enabled mobile device with a smart poster associated with a merchant sponsored program to obtain a merchant sponsored program identifier from the smart poster, and receiving, at a merchant backend server, a request message for merchant sponsored program registration information from the NFC enabled mobile device, wherein the request message from the NFC enabled device includes the merchant sponsored program identifier. The method further includes obtaining merchant sponsored program registration information associated with the merchant sponsored program using the merchant sponsored program identifier and providing the merchant sponsored program registration information to the NFC enabled mobile device.

5. 发明申请

WO2011053914A3 METHODS, SYSTEMS, AND COMPUTER READABLE MEDIA FOR FACILITATING USE OF WIRELESS SMART DEVICES TO PURCHASE GOODS OR SERVICES 审中-公开
公开(公告)号：WO2011053914A3
公开(公告)日：2011-05-05
申请号：PCT/US2010/054978
申请日：2010-11-01
申请人： VIVOTECH INC. , KHAN, Mohammad , KUMAR, Pradeep
发明人： KHAN, Mohammad , KUMAR, Pradeep
IPC分类号： G06Q30/00 , G06Q20/00 , H04W88/02 , G06K17/00
摘要： Methods, systems, and computer readable media for facilitating the use of wireless smart devices to purchase goods or services that are not available at a purchaser's location are provided. According to one aspect of the subject matter described herein, a method for facilitating the use of a wireless smart device to purchase goods or services is provided. The method includes providing a smart poster that advertises a good or service and is locatable in an area that is accessible by a potential purchaser of a good or service. The method includes directing, using a mechanism in or on the smart poster, the wireless smart device to access a section of an merchant's website specific to the good or service in response to the wireless smart device interfacing with the smart poster. The method further includes providing, via the wireless smart device, an option for the potential purchaser to purchase the good or service in a manner that bypasses a payment register in a retail location of the merchant.

6. 发明申请

WO2008030307A3 METHODS, SYSTEMS AND COMPUTER PROGRAM PRODUCTS FOR OVER THE AIR (OTA) PROVISIONING OF SOFT CARDS ON DEVICES WITH WIRELESS COMMUNICATIONS CAPABILITIES 审中-公开
公开(公告)号：WO2008030307A3
公开(公告)日：2008-03-13
申请号：PCT/US2007/017091
申请日：2007-07-31
申请人： VIVOTECH INC. , KHAN, Mohammad , KUMAR, Pradeep , VIJAYSHANKAR, Roshan , LIU, Ming-Li , NARAYANAN, Narendra
发明人： KHAN, Mohammad , KUMAR, Pradeep , VIJAYSHANKAR, Roshan , LIU, Ming-Li , NARAYANAN, Narendra
IPC分类号： G06Q99/00 , G06Q30/00 , H04L12/66 , H04L12/56 , H04Q7/20
摘要： Methods, systems, and computer program products for over the air provisioning of soft cards on devices with wireless communications capabilities are disclosed. According to one method, a soft card provisioning application is instantiated on a device with wireless communications capabilities. A card number for a soft card desired to be provisioned on the device is obtained from a user of the device. The card number is communicated to a provisioning configuration server over an air interface. Card-issuer-specific challenges corresponding to the card number and a provisioning issuer server network address are obtained from the provisioning configuration server. The challenges are presented to the user, and the user's responses to the challenges are received. A connection is made to the provisioning issuer server corresponding to the network address. The challenge responses are communicated to the provisioning issuer server. Soft card personalization data for activating the soft card is received from the provisioning issuer server. The soft card is provisioned for use on the device based on the personalization data.

7. 发明申请

WO2010042560A2 SYSTEMS, METHODS, AND COMPUTER READABLE MEDIA FOR PAYMENT AND NON-PAYMENT VIRTUAL CARD TRANSFER BETWEEN MOBILE DEVICES 审中-公开
标题翻译：系统，方法和计算机可读介质，用于移动设备之间的付费和非付费虚拟卡转移
公开(公告)号：WO2010042560A2
公开(公告)日：2010-04-15
申请号：PCT/US2009/059752
申请日：2009-10-06
申请人： VIVOTECH, INC. , KUMAR, Pradeep , KHAN, Mohammad
发明人： KUMAR, Pradeep , KHAN, Mohammad
IPC分类号： G06Q20/00 , H04W4/00
CPC分类号： G06Q20/351 , G06Q20/10 , G06Q20/105 , G06Q20/202 , G06Q20/204 , G06Q20/223 , G06Q20/32 , G06Q20/3278
摘要： The subject matter described herein includes methods, systems, and computer readable media for virtual card transfer between near field communications (NFC)-enabled mobile devices. According to one aspect, a method for over-the-air (OTA) virtual card transfer between NFC-enabled mobile devices is disclosed. The method includes receiving, at an OTA provisioning server, a virtual card, from a sending mobile device, that is intended for a receiving mobile device. The virtual card is provisioned, over the air, to the receiving mobile device, where the virtual card is immediately presentable by the receiving mobile device at a point of sale terminal.
摘要翻译：这里描述的主题包括用于在允许近场通信（NFC）的移动设备之间进行虚拟卡传输的方法，系统和计算机可读介质。根据一个方面，公开了一种用于支持NFC的移动设备之间的空中（OTA）虚拟卡转移的方法。该方法包括在OTA供应服务器处从发送移动设备接收旨在用于接收移动设备的虚拟卡。通过无线将虚拟卡提供给接收移动设备，其中虚拟卡可由销售终端处的接收移动设备立即呈现。

8. 发明申请

WO2011119627A1 METHODS, SYSTEMS, AND COMPUTER READABLE MEDIA FOR TRACKING REDEEMED ELECTRONIC CERTIFICATE AND CONSUMER DATA ASSOCIATED WITH A MOBILE DEVICE 审中-公开
标题翻译：用于跟踪电子证书的方法，系统和计算机可读介质以及与移动设备相关的消费者数据
公开(公告)号：WO2011119627A1
公开(公告)日：2011-09-29
申请号：PCT/US2011/029457
申请日：2011-03-22
申请人： VIVOTECH INC. , KHAN, Mohammad , VIJAYSHANKAR, Roshan , KUMAR, Pradeep
发明人： KHAN, Mohammad , VIJAYSHANKAR, Roshan , KUMAR, Pradeep
IPC分类号： G06Q30/00 , H04B5/02
CPC分类号： G06Q20/32 , G06Q20/0655 , G06Q30/0207 , G06Q30/0225 , G06Q30/0238 , H04L67/12 , H04W4/00 , H04W4/80
摘要： Methods, systems, and computer readable media for tracking redeemed electronic certificate and consumer data associated with a mobile device are disclosed. In one embodiment, a method includes receiving, at a wireless device reader, electronic certificate data and consumer identification data, redeeming the electronic certificate data, and generating redemption tracking data using the redeemed electronic certificate data and consumer identification data.
摘要翻译：公开了用于跟踪与移动设备相关联的兑换的电子证书和消费者数据的方法，系统和计算机可读介质。在一个实施例中，一种方法包括在无线设备读取器处接收电子证书数据和消费者识别数据，兑换电子证书数据，以及使用已兑换的电子证书数据和消费者识别数据生成兑换跟踪数据。

9. 发明申请

WO2010071859A2 METHODS, SYSTEMS AND COMPUTER READABLE MEDIA FOR OVER THE AIR (OTA) PROVISIONING OF SOFT CARDS ON DEVICES WITH WIRELESS COMMUNICATIONS CAPABILITIES 审中-公开
标题翻译：在无线通信能力的设备上提供软件的空中（OTA）方法，系统和计算机可读介质
公开(公告)号：WO2010071859A2
公开(公告)日：2010-06-24
申请号：PCT/US2009/068875
申请日：2009-12-18
申请人： VIVOTECH INC. , KHAN, Mohammad , KUMAR, Pradeep , VIJAYSHANKAR, Roshan , LIU, Ming-li , NARAYANAN, Narendra
发明人： KHAN, Mohammad , KUMAR, Pradeep , VIJAYSHANKAR, Roshan , LIU, Ming-li , NARAYANAN, Narendra
CPC分类号： H04L63/0853 , G06Q20/105 , G06Q20/3278 , G06Q20/355 , G06Q30/0207 , G06Q30/0212 , H04W8/245 , H04W12/06
摘要： Methods, systems, and computer readable media for over the air provisioning of soft cards on devices with wireless communications capabilities are disclosed. According to one method, a soft card provisioning application is instantiated on a device with wireless communications capabilities. A card number for a soft card desired to be provisioned on the device is obtained from a user of the device. An issuer identification number retrieved from the card number is communicated to a provisioning configuration server over an air interface. A provisioning issuer server network address is obtained from the provisioning configuration server based on the issuer identification number. The provisioning information server is connected to, and card-issuer-specific challenge information is obtained therefrom. The challenges are presented to the user, and the user's responses to the challenges are received. A connection is made to the provisioning issuer server corresponding to the network address. The challenge responses are communicated to the provisioning issuer server. Soft card image data and personalization data, where the personalization data includes personalized embossed and pre-printed data, are received from the provisioning issuer server over the air interface. The soft card is provisioned for use on the device based on the data received over the air interface.
摘要翻译：公开了用于通过具有无线通信能力的设备上的软卡的空中供应的方法，系统和计算机可读介质。根据一种方法，在具有无线通信能力的设备上实例化软卡供应应用。从设备的用户获得想要在设备上配置的软卡的卡号。从卡号检索出的发行者识别号码通过空中接口传送到配置配置服务器。基于发行者识别号从供应配置服务器获得配置发行者服务器网络地址。配置信息服务器被连接到，并从其获得特定于发卡者的挑战信息。向用户呈现挑战，并且接收用户对挑战的响应。与配置发行者服务器对应的网络地址进行连接。挑战响应被传送给配置发行者服务器。通过空中接口从配置发行者服务器接收到软卡图像数据和个性化数据，其中个性化数据包括个性化压印和预打印数据。基于通过空中接口接收的数据，软卡被设置在设备上使用。

10. 发明申请

WO2010107994A2 METHODS, SYSTEMS, AND COMPUTER READABLE MEDIA FOR SELECTING AND DELIVERING ELECTRONIC VALUE CERTIFICATES USING A MOBILE DEVICE 审中-公开
标题翻译：使用移动设备选择和传送电子价值证书的方法，系统和计算机可读介质
公开(公告)号：WO2010107994A2
公开(公告)日：2010-09-23
申请号：PCT/US2010/027801
申请日：2010-03-18
申请人： VIVOTECH INC. , KUMAR, Pradeep , DELAGRANGE, Mikel, Robert
发明人： KUMAR, Pradeep , DELAGRANGE, Mikel, Robert
IPC分类号： H04W12/06 , H04W4/14
CPC分类号： H04M15/00 , G06Q20/204 , G06Q30/0207 , G06Q30/0601 , H04M15/7652 , H04M15/88 , H04M17/00 , H04M2215/7245 , H04W4/14 , H04W4/24 , H04W8/245 , H04W12/06
摘要： Methods, systems, and computer readable media for selecting and delivering an electronic value certificate to a mobile device are disclosed. According to one aspect, the method includes utilizing a certificate selection device to generate electronic certificate selection information and providing the electronic certificate selection information and associated recipient data to a merchant server. From the merchant server, electronic value certificate data derived from the certificate selection information is received. The method also includes establishing a communications link with a mobile device corresponding to the recipient data. The electronic value certificate data is provisioned on the mobile device over the communications link via over the air (OTA) communications.
摘要翻译：公开了用于向移动设备选择和传递电子价值证书的方法，系统和计算机可读介质。根据一个方面，所述方法包括利用证书选择装置生成电子证书选择信息，并向商家服务器提供电子证书选择信息和相关联的接收者数据。从商家服务器接收从证书选择信息导出的电子价值证书数据。该方法还包括与对应于接收者数据的移动设备建立通信链路。通过空中通信（OTA）通信通过通信链路在移动设备上提供电子价值证书数据。

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