专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明申请

WO2010011413A1 METHODS AND SYSTEMS FOR ACTIVELY OPTIMIZING A CREDIT SCORE AND MANAGING/REDUCING DEBT 审中-公开
标题翻译：积极优化信用评分和管理/减少债务的方法和系统
公开(公告)号：WO2010011413A1
公开(公告)日：2010-01-28
申请号：PCT/US2009/045298
申请日：2009-05-27
申请人： THE WESTERN UNION COMPANY , CERISE, Nicholas , ROGERS, Michael, W. , GRANT, William, R.
发明人： CERISE, Nicholas , ROGERS, Michael, W. , GRANT, William, R.
IPC分类号： G06Q40/00
CPC分类号： G06Q40/025 , G06Q20/102 , G06Q30/04 , G06Q40/00 , G06Q40/02 , G06Q40/06 , G06Q40/128
摘要： The invention provides various systems and methods for actively optimizing a credit score and reducing debt. The method includes receiving a credit report including credit accounts, balances, interest rates, and rate types for the credit accounts. The method further receives bank account and payroll information, as well as fixed and variable expense information. The method then generates a financial report based on the received information. Based on the financial report, the method calculates a payment amount, and determines available unassigned income. An allocation of the available income for debt reduction and credit score optimization is received, and the method dynamically allocates the funds to pay the credit accounts, the fixed expenses, and variable expenses such that the customer's debt is reduced and the customer's credit score is improved.
摘要翻译：本发明提供了积极优化信用评分和减少债务的各种系统和方法。该方法包括接收信用报告，包括信用账户的信用账户，余额，利率和信用账户的利率类型。该方法还收到银行账户和工资单信息，以及固定和可变费用信息。然后，该方法基于接收到的信息生成财务报告。根据财务报告，该方法计算支付金额，确定未分配收入。收到债务减免和信用评分优化可用收入分配，动态分配资金支付信用账户，固定费用和可变费用，使客户的债务减少，客户信用评分得到改善。

2. 发明申请

WO2018081060A1 METHOD, APPARATUS, AND COMPUTER-READABLE MEDIA FOR VORTEX ARC REACTOR 审中-公开
标题翻译： VORTEX ARC反应器的方法，装置和计算机可读介质
公开(公告)号：WO2018081060A1
公开(公告)日：2018-05-03
申请号：PCT/US2017/057998
申请日：2017-10-24
申请人： ROGERS, Michael, W.
发明人： ROGERS, Michael, W.
IPC分类号： B01J19/26 , B01J8/14
CPC分类号： B01J19/2405 , B01J8/14 , B01J19/088 , B01J19/1806 , B01J19/26 , B01J2208/00867 , B01J2219/00119 , B01J2219/0805 , B01J2219/0875 , C01B3/32 , C01B3/36 , C01B2203/0255 , C01B2203/1223 , C01B2203/1241 , C07C2/80 , C07C2/82 , C10G50/00 , C10G2300/1025 , C10G2400/30
摘要： Vortex arc reactor apparatus and method provide a nozzle with converging, throat, and diverging portions. Input structure inputs a reactant and an oxidant into the converging portion. Ignition structure ignites the input reactant and oxidant. A vortex-creating structure creates a vortex of the ignited reactant and oxidant in the converging portion. The input structure, the vortex-creating structure, and the nozzle converging and throat portions are configured to provide a throat-portion-vortex of ignited reactant and oxidant that has an angular velocity which provides (i) negatively-charged particles in an exterior portion of the throat-portion-vortex, (ii) positively-charged particles in an interior portion of the throat-portion-vortex, and (iii) at least one arcing reaction between the positively- charged particles and the negatively-charged particles, to form syngas and at least one aromatic liquid in the nozzle diverging portion. Gas/liquid separation structure is preferably configured to separate the formed syngas from the at least one aromatic liquid.
摘要翻译：涡流电弧反应器装置和方法提供了具有会聚，喉部和发散部分的喷嘴。输入结构将反应物和氧化剂输入会聚部分。点火结构点燃输入反应物和氧化剂。涡流产生结构在会聚部分中产生点燃的反应物和氧化剂的涡流。输入结构，涡流产生结构以及喷嘴会聚部和喉部部分被配置为提供具有角速度的点燃的反应物和氧化剂的喉部涡流，所述角速度提供（i）外部中的带负电的粒子（ii）喉部涡流的内部中的带正电的粒子，和（iii）带正电的粒子与带负电的粒子之间的至少一次电弧反应，以及在喷嘴分叉部分中形成合成气和至少一种芳香液体。气/液分离结构优选构造成将所形成的合成气与至少一种芳香液体分离。

3. 发明申请

WO2008010789A1 GASIFICATION APPARATUS 审中-公开
标题翻译：气化装置
公开(公告)号：WO2008010789A1
公开(公告)日：2008-01-24
申请号：PCT/US2006/027583
申请日：2006-07-17
申请人： POWER RECLAMATION, INC. , ROGERS, Michael, W.
发明人： ROGERS, Michael, W.
IPC分类号： F23G5/00
CPC分类号： C10J3/482 , C10J3/38 , C10J3/523 , C10J2300/0916 , C10J2300/0946 , C10J2300/0956 , C10K1/08 , C10K1/101
摘要： A gasification system having a combustor vessel, an optional scrubber vessel, an optional fixer vessel, an optional cyclone vessel and an optional demister vessel. A wide variety of possibly moist solid or semi-solid carbonaceous fuels may be partially combusted in the combustor to generate a combustible gas and a mineral ash. An improved ash support and removal subsystem reduces clogging and other problems. The combustible gas is conveyed by optional heavy-duty blowers through the optional vessels to remove liquids and particulates and to undergo catalytic chemical reactions to provide a relatively clean, dry, highly-combustible hydrocarbon gas that captures a relatively high fraction of the potential heating value of the fuel. Internal gases, liquids and particulates from the vessels may be recycled inside the system to improve efficiency and prevent liquid waste. A portion of the internal liquids may also be extracted for other uses.
摘要翻译：具有燃烧器容器，任选的洗涤器容器，任选的定影容器，任选的旋风容器和任选的除雾器容器的气化系统。各种可能潮湿的固体或半固体碳质燃料可以在燃烧器中部分燃烧以产生可燃气体和矿物灰分。改进的灰分支持和去除子系统减少堵塞和其他问题。可燃气体通过可选的重型鼓风机通过任选的容器输送，以除去液体和颗粒物并进行催化化学反应，以提供相对干净，高度可燃的烃气体，其捕获潜在发热值的较高部分的燃料。来自容器的内部气体，液体和颗粒可以在系统内循环，以提高效率并防止液体浪费。内部液体的一部分也可以被提取用于其他用途。

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式