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1. 发明申请

WO2014202261A1 DISPLAY CARD WITH USER INTERFACE 审中-公开
标题翻译：显示卡与用户界面
公开(公告)号：WO2014202261A1
公开(公告)日：2014-12-24
申请号：PCT/EP2014/058550
申请日：2014-04-28
申请人： MASTERCARD INTERNATIONAL INCORPORATED , RADU, Cristian , POCHIC, Sebastien , ATES, Fikret
发明人： RADU, Cristian , POCHIC, Sebastien , ATES, Fikret
IPC分类号： G07F7/08 , G06Q20/32
CPC分类号： G06K19/07701 , G06K19/073 , G06K19/07705 , G06K19/07707 , G06K19/07709 , G06Q20/3574 , G07F7/0806
摘要： A display card (301) with a user interface for providing one or more services. The card (301) comprises: an external interface (302, 303) for communication with a terminal external from the card (301); a Chip (401) comprising one or more servers for storing one or more applications, wherein the Chip (401) is arranged to communicate with the external interface (302, 303); a user interface (304, 305, 306) for interacting with a user of the card (301); a micro-terminal (402) for controlling the provision of one or more services, wherein the micro-terminal (402) is arranged to communicate with the user interface (304, 305, 306); and the Chip (401) and microterminal (402) are arranged to communicate with each other via an internal interface (403) of the Chip (401). Applications include payment cards and passes.
摘要翻译：一种具有用于提供一个或多个服务的用户界面的显示卡（301）。卡（301）包括：用于与从卡（301）外部的终端通信的外部接口（302,303）; 芯片（401）包括用于存储一个或多个应用的一个或多个服务器，其中所述芯片（401）被布置为与所述外部接口（302,303）通信; 用于与所述卡（301）的用户交互的用户界面（304,305,306）; 用于控制提供一个或多个服务的微终端（402），其中所述微终端（402）被布置为与所述用户界面（304,305,306）通信; 并且芯片（401）和微终端（402）被布置成经由芯片（401）的内部接口（403）彼此通信。应用程序包括支付卡和通行证。

2. 发明申请

WO2014076686A3 METHODS AND APPARATUS FOR CARD TRANSACTIONS 审中-公开
公开(公告)号：WO2014076686A3
公开(公告)日：2014-05-22
申请号：PCT/IB2013/060252
申请日：2013-11-19
申请人： MASTERCARD INTERNATIONAL INCORPORATED , RADU, Cristian
发明人： RADU, Cristian , ATES, Fikret , EKSELIUS, Lukas , POCHIC, Sebastien , LOURENCO, Fernando
IPC分类号： G06Q20/20 , G06Q20/32 , G07F7/08 , G06K19/077 , G06K7/00
摘要： A secure payment system comprises a merchant POS client and a remote POS server. The merchant POS client comprises a reading device for reading a customer user token and for accepting transaction details and customer verification data, and also a computing device with access to a communications network and in communication with the reading device. The merchant POS client also comprises a merchant token associated with the remote POS server. The remote POS server is in communication with the merchant POS client through the communications network, and one or more elements of the merchant POS client business logic are assured by the remote POS server and not the merchant POS client. A merchant token for use in such a merchant POS client is described, as is a suitable reader device, and a method of conducting a transaction using such a payment system.

3. 发明申请

WO2015063181A1 A SYSTEM AND METHOD FOR DISSEMINATING FUNCTIONALITY TO A TARGET DEVICE 审中-公开
标题翻译：一种用于将目标设备功能释放的系统和方法
公开(公告)号：WO2015063181A1
公开(公告)日：2015-05-07
申请号：PCT/EP2014/073262
申请日：2014-10-29
申请人： MASTERCARD INTERNATIONAL INCORPORATED , MASTERCARD IRELAND LIMITED
发明人： EKSELIUS, Lukas , ATES, Fikret , POCHIC, Sebastien
IPC分类号： G06Q20/32 , G06Q20/36 , H04N21/436 , H04N21/81
CPC分类号： H04N21/2543 , G06Q20/32 , G06Q20/36 , G06Q20/3672 , H04N21/25816 , H04N21/4126 , H04N21/4367 , H04N21/4781 , H04N21/4788
摘要： A method of disseminating a digital wallet to a target device is described. The method comprises searching, with a searching device, on a local network for the target device, and pushing the digital wallet to the target device.
摘要翻译：描述了将数字钱包传播到目标设备的方法。该方法包括用搜索设备搜索用于目标设备的本地网络，并将数字钱包推送到目标设备。

4. 发明申请

WO2015063183A3 A SYSTEM AND METHOD FOR FACILITATING INTERACTION VIA AN INTERACTIVE TELEVISION 审中-公开
标题翻译：通过交互式电视促进交互的系统和方法
公开(公告)号：WO2015063183A3
公开(公告)日：2015-05-07
申请号：PCT/EP2014/073264
申请日：2014-10-29
申请人： MASTERCARD INTERNATIONAL INCORPORATED , MASTERCARD IRELAND LIMITED
发明人： EKSELIUS, Lukas , ATES, Fikret , POCHIC, Sebastien
IPC分类号： H04N21/41 , H04N21/4722 , H04N21/478 , H04N21/8545 , H04H20/00
摘要： A method of providing interaction options to a user of a device is described. The device is capable of receiving broadcast content from a broadcaster and content via a network. The method comprises receiving, at the device, both broadcast content and a call-to-action related to the broadcast content. The call-to-action is received via a network. The method includes presenting the broadcast content and the call-to-action to the user, receiving a trigger signal from the user in response to the call-to-action, and initiating, in response to the trigger signal, an interaction over the network between the user and a call-to-action party associated with the call-to-action. The method enables an interaction to be established between the user and the call-to-action party regardless of whether the call-to-action party is the same entity as or a different entity to the broadcaster.
摘要翻译：描述了向设备的用户提供交互选项的方法。该设备能够通过网络接收来自广播公司和内容的广播内容。该方法包括在设备处接收广播内容和与广播内容有关的呼叫 - 动作。呼吁行动通过网络接收。该方法包括向用户呈现广播内容和号召性用语，响应于号召性用语从用户接收触发信号，并且响应于触发信号发起通过网络的交互在用户和与号召性用语相关联的号召性用语方之间。该方法使得能够在用户和号召行动方之间建立交互，而不管呼叫方是否是与广播方相同的实体或不同的实体。

5. 发明申请

WO2017030832A1 CONTROLLING TRANSFER OF ELECTRICAL POWER 审中-公开
标题翻译：控制电力传输
公开(公告)号：WO2017030832A1
公开(公告)日：2017-02-23
申请号：PCT/US2016/046139
申请日：2016-08-09
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： EKSELIUS, Lukas , ATES, Fikret , POCHIC, Sebastien
IPC分类号： H02J3/00 , G06Q50/06 , H02J13/00
CPC分类号： H02J3/14 , G06Q20/18 , G06Q50/06 , G07F15/005 , G07F15/008 , H02J2003/143 , Y02T90/12 , Y02T90/128
摘要： According to a first aspect there is provided a method of controlling transfer of electrical power, said method comprising: in response to formation of an electrical power transfer connection between an electrical power supply network and an electrical device, controlling electrical power transfer through said connection according to the contents, presence or absence of a message received over the connection from said device comprising one or more credentials. According to a second aspect there is provided a method of obtaining electrical power from and/or providing electrical power to an electrical power supply network, said method comprising an electrical device: forming an electrical power transfer connection with said electrical power supply network; and in response thereto, transmitting a power transfer request over said connection, said request comprising one or more credentials. According to further aspects there are provided a system for controlling transfer of electrical power and an electrical device.
摘要翻译：根据第一方面，提供了一种控制电力传递的方法，所述方法包括：响应于形成电力供应网络和电气设备之间的电力传输连接，通过所述连接控制电力传输，根据通过包括一个或多个证书的所述设备在连接上接收到的消息的内容，存在或不存在。根据第二方面，提供从电力供应网络获得电力和/或向电力供应网络提供电力的方法，所述方法包括电气装置：与所述电力供应网络形成电力传输连接; 并且响应于此，通过所述连接发送功率传送请求，所述请求包括一个或多个证书。根据另外的方面，提供了一种用于控制电力传输和电气设备的系统。

6. 发明申请

WO2018175055A1 METHOD AND SYSTEM FOR ISSUER-DEFINED PROMPTS AND DATA COLLECTION 审中-公开
公开(公告)号：WO2018175055A1
公开(公告)日：2018-09-27
申请号：PCT/US2018/019870
申请日：2018-02-27
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： RICE, Enda , VAN DE VELDE, Eddy , POCHIC, Sebastien , AQUILINA, Mark , BOTES, Charl, Frederik
IPC分类号： G07G1/00 , G06Q20/34 , G07F9/02
CPC分类号： G06Q20/401 , G06Q20/20 , G06Q20/34 , G06Q20/356 , G06Q2220/00 , G07F9/02 , G07G1/0009
摘要： A method for providing scripts for execution as part of an electronic transaction includes: storing, in a memory of an integrated circuit payment card, at least one or more executable scripts, payment credentials, and a cryptogram rule; receiving, by a receiving device of the integrated circuit payment card, a transaction request from a point of sale device, wherein the transaction request includes at least one or more transaction items and a script request; generating, by a generation module of the integrated circuit payment card, at least one payment cryptogram based on at least the cryptogram rule and at least one of the one or more transaction items; and electronically transmitting, by a transmitting device of the integrated circuit payment card, at least one of the one or more executable scripts, the payment credentials, and the generated at least one payment cryptogram to the point of sale device.

7. 发明申请

WO2016171942A1 MOBILE DEVICE SECURE PAYMENT ACCEPTANCE FOR IN-STORE SHOPPING 审中-公开
标题翻译：移动设备安全购物的安全接受
公开(公告)号：WO2016171942A1
公开(公告)日：2016-10-27
申请号：PCT/US2016/026948
申请日：2016-04-11
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： POCHIC, Sebastien , ATES, Fikret , EKSELIUS, Erik, Lukas
IPC分类号： G06Q20/20 , G06Q20/32 , G06Q20/36 , G06Q20/40
CPC分类号： G06Q20/322 , G06Q20/027
摘要： Methods and systems for facilitating operation of mobile devices as either consumer payment devices and/or merchant payment devices for completing purchase transactions. A process includes a consumer mobile device initializing a two-sided payment application, receiving a handshake indication at a merchant location from a merchant device running a copy of the two-sided payment application, and establishing a communications path between the consumer mobile device and the merchant device via a remote network connection. Purchase transaction detail data is then exchanged, the purchase transaction detail data is transmitted to a mobile gateway computer for authorization processing, and both the mobile device processor and the merchant device processor receive an authorization message to consummate the purchase transaction.
摘要翻译：用于促进作为消费者支付设备和/或用于完成购买交易的商家支付设备的移动设备的操作的方法和系统。一种过程包括消费者移动设备初始化双面支付应用程序，在运营双面支付应用的副本的商家设备的商户位置处接收握手指示，以及建立消费者移动设备与消费者移动设备之间的通信路径商家设备通过远程网络连接。然后交换购买交易细节数据，将购买交易明细数据发送到移动网关计算机进行授权处理，并且移动设备处理器和商家设备处理器都接收授权消息以完成购买交易。

8. 发明申请

WO2014026101A1 AUTOMATIC REGISTRATION AND GENERATION OF CONSUMER PAYMENT CREDENTIALS USING INTERNET-CONNECTED APPLIANCES 审中-公开
标题翻译：使用互联网连接的电器自动注册和生成消费者付款证明
公开(公告)号：WO2014026101A1
公开(公告)日：2014-02-13
申请号：PCT/US2013/054318
申请日：2013-08-09
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： RADU, Cristian , ATES, Fikret , POCHIC, Sebastien , EKSELIUS, Lukas
IPC分类号： G06Q30/00
CPC分类号： G06Q20/405 , G06Q10/00 , G06Q20/027 , G06Q20/12 , G06Q20/40 , G06Q20/401 , G06Q30/00
摘要： Systems, apparatus and methods for allowing cardholders to conveniently and securely purchase items online using an Internet-connected appliance. An Internet-connected appliance reads payment account data from a cardholder payment device and transmits a cardholder registration request to a gateway server. The Internet-connected appliance receives a cardholder verification request, prompts the cardholder to respond, transmits the response, receives a cardholder authentication message, and then stores the cardholder payment account data in a dedicated storage element. In an implementation, the Internet- connected appliance receives a purchase instruction for an online purchase, automatically generates and transmits a purchase transaction request, receives a purchase transaction response, and provides the purchase transaction response to the cardholder.
摘要翻译：允许持卡人使用互联网连接的设备在线方便地安全地购买商品的系统，设备和方法。互联网连接的设备从持卡人支付设备读取支付账户数据，并向网关服务器发送持卡人注册请求。互联网连接的设备收到持卡人验证请求，提示持卡人进行回复，发送回复，接收持卡人认证消息，然后将持卡人支付账户数据存储在专用存储元素中。在一个实现中，互联网连接的设备接收用于在线购买的购买指令，自动生成并发送购买交易请求，接收购买交易响应，并向持卡人提供购买交易响应。

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