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    • 7. 发明申请
    • THE OPERATIONAL METHOD AND SYSTEM OF THE TELECOMMUNICATION DEVICE FOR THE ELECTRONIC CASH
    • 电子现货电信设备的运行方法和系统
    • WO2003092348A2
    • 2003-11-13
    • PCT/KR2003/000889
    • 2003-05-02
    • KIM, Sungwoo
    • KIM, Sungwoo
    • G06F19/00G06Q20/00
    • G06Q20/223G06Q20/32G06Q20/322G06Q20/3223G06Q20/327
    • Disclosed are a method and a system for transacting and managing electronic cash by using a mobile communication device. The mobile communication device is neither a partial system, such as card-type electronic cash, nor an auxiliary device for performing a cash-transfer between banks. The mobile communication device itself has an electronic cash function. Withdrawing, saving, cash-transfer, payment-transfer, and balance-checking processes are effectively carried out by utilizing the electronic cash function of the mobile communication device. The By utilizing the electronic cash function of the mobile communication device having the electronic cash function overcomes disadvantages of card-type electronic cash, a mobile phone settlement, in which a charged is included in a phone bill so that a user is required to check the phone bill, and an on-line settlement, so the mobile communication device having the electronic cash function is effectively used as substitute for paper money and coin. Electronic cash used through the portable mobile communication device is relatively economical as compared with conventional paper money and coin and improves convenience of life.
    • 公开了一种通过使用移动通信设备来交易和管理电子现金的方法和系统。 移动通信设备既不是卡式电子现金的部分系统,也不是用于在银行之间进行现金转移的辅助设备。 移动通信设备本身具有电子现金功能。 通过利用移动通信装置的电子现金功能有效地进行提取,保存,现金转移,支付转移和平衡检查处理。 通过利用具有电子现金功能的移动通信设备的电子现金功能,克服了卡式电子现金,移动电话结算的缺点,其中收费被包括在电话帐单中,使得用户需要检查 电话帐单和在线结算,所以具有电子现金功能的移动通信设备被有效地用作纸币和硬币的替代品。 与传统纸币和硬币相比,通过便携式移动通信设备使用的电子现金比较经济,并且提高了生活便利性。
    • 8. 发明申请
    • THE OPERATIONAL METHOD AND SYSTEM OF THE TELECOMMUNICATION DEVICE FOR THE ELECTRONIC CASH
    • WO2003092348A3
    • 2003-11-13
    • PCT/KR2003/000889
    • 2003-05-02
    • KIM, Sungwoo
    • KIM, Sungwoo
    • G06F19/00
    • Disclosed are a method and a system for transacting and managing electronic cash by using a mobile communication device. The mobile communication device is neither a partial system, such as card-type electronic cash, nor an auxiliary device for performing a cash-transfer between banks. The mobile communication device itself has an electronic cash function. Withdrawing, saving, cash-transfer, payment-transfer, and balance-checking processes are effectively carried out by utilizing the electronic cash function of the mobile communication device. The By utilizing the electronic cash function of the mobile communication device having the electronic cash function overcomes disadvantages of card-type electronic cash, a mobile phone settlement, in which a charged is included in a phone bill so that a user is required to check the phone bill, and an on-line settlement, so the mobile communication device having the electronic cash function is effectively used as substitute for paper money and coin. Electronic cash used through the portable mobile communication device is relatively economical as compared with conventional paper money and coin and improves convenience of life.
    • 9. 发明申请
    • THE SYSTEM AND OPERATIONAL METHOD OF MOBILE TELECOMMUNICATION DEVICE FOR ELECTRONIC CASH
    • 电子现场移动通信设备的系统与操作方法
    • WO2003009206A1
    • 2003-01-30
    • PCT/KR2002/001353
    • 2002-07-18
    • KIM, Sungwoo
    • KIM, Sungwoo
    • G06F19/00
    • G07F7/0866G06Q20/223G06Q20/32G06Q20/322G06Q20/327G06Q20/363
    • The functions of conventional mobile communications devices have mainly focused on mobile telephone communications. The present invention provides a mobile communication device having the characteristics of electronic money itself. Accordingly, it is possible to electronically transfer money between mobile communications devices and between a mobile communications device and an electronic terminal device developed for transferring electronic money. However, in order to promote smooth circulation of money, it is necessary to enable money to be transferred between a mobile communications device and a savings account in an electronic money management company using mobile communications functions of the mobile communications device. Electronic money provided by the present invention is cost-effective as compared with conventional plastic cards having electronic money characteristics. In addition, the electronic money can replace bills and coins it terms of smooth circulation of money among people, and thus the amount of work a clerk at the window in a bank is supposed to deal with may considerably decrease.
    • 常规移动通信设备的功能主要集中在移动电话通信。 本发明提供具有电子货币本身特征的移动通信装置。 因此,可以在移动通信设备之间以及为移动电子货币开发的移动通信设备和电子终端设备之间进行电子转帐。 然而,为了促进资金顺利流通,有必要使用移动通信装置的移动通信功能,在电子货币管理公司的移动通信装置和储蓄账户之间转移资金。 与具有电子货币特性的传统塑料卡相比,本发明提供的电子货币是成本有效的。 此外,电子货币可以代替票据和硬币,使人们顺利地流通货币,因此银行窗口的店员应该处理的工作量可能会大大降低。