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1. 发明申请

WO2005028318A2 FINANCIAL PRESENTATION INSTRUMENTS WITH INTEGRATED HOLDER AND METHODS FOR USE 审中-公开
标题翻译：具有一体化持有人的财务报表和使用方法
公开(公告)号：WO2005028318A2
公开(公告)日：2005-03-31
申请号：PCT/US2004/030760
申请日：2004-09-20
申请人： FIRST DATA CORPORATION , MCGEE, Christopher, R. , NEWBROUGH, Keith, A. , ALGIENE, Kenneth
发明人： MCGEE, Christopher, R. , NEWBROUGH, Keith, A. , ALGIENE, Kenneth
IPC分类号： B65D
CPC分类号： G06K19/04
摘要： The present invention provides improved apparatus, methods, and systems for displaying and packaging financial presentation instruments, particularly stored value, gift, or other pre-paid debit cards. In one embodiment of the present invention, a method for displaying a financial presentation instrument with an integrated holder is provided. The method comprises providing a data card having an information storage medium and an aperture therethrough. The data card is then suspended from a display hook through the at least one aperture. Hence, the present invention advantageously allows for convenient displaying and easy access to the data card for activation at the time the card is purchased by a consumer. Further, the integrated holder on the data card decreases the operating costs and increases the efficiency for selling such debit cards as no additional materials, packaging, or carriers other than the data card itself are needed for the presentation and display of such debit cards.
摘要翻译：本发明提供了用于显示和包装金融演示文书，特别是存储的价值，礼物或其他预付费借记卡的改进的装置，方法和系统。在本发明的一个实施例中，提供了一种用于显示具有集成保持器的财务呈现工具的方法。该方法包括提供具有信息存储介质和穿过其的孔径的数据卡。数据卡然后通过至少一个孔悬挂在显示钩上。因此，本发明有利地允许在消费者购买卡片时方便地显示和容易地访问数据卡以进行激活。此外，数据卡上的集成持有人降低了操作成本，并且提高了销售这种借记卡的效率，因为不需要除了数据卡本身之外的额外的材料，包装或载体来呈现和显示这样的借记卡。

2. 发明申请

WO2005049158A2 STORED VALUE LOTTERY CARD AND METHODS 审中-公开
标题翻译：存储价值彩盒和方法
公开(公告)号：WO2005049158A2
公开(公告)日：2005-06-02
申请号：PCT/US2004/037343
申请日：2004-11-08
申请人： FIRST DATA CORPORATION , MCGEE, Chris , ARTHUR, Steven , BROWN, Jaime, Paul , ALGIENE, Kenneth
发明人： MCGEE, Chris , ARTHUR, Steven , BROWN, Jaime, Paul , ALGIENE, Kenneth
IPC分类号： A63F
CPC分类号： G07F17/32 , G07F17/329
摘要： In one embodiment, a method for authorizing lottery transactions comprises receiving an account identifier for a stored value lottery account from a lottery system. The account identifier is authenticated at a host computer system and an authentication is transmitted to the lottery system. A cost associated with one or more lottery picks for a lottery transaction is received from the lottery system, a determination is made at the host computer system that the cost does not exceed an account balance associated with the account identifier, and an authorization for the lottery transaction is transmitted to the lottery system.
摘要翻译：在一个实施例中，用于授权彩票交易的方法包括从彩票系统接收存储的彩票帐户的帐户标识符。帐号标识符在主机系统上进行认证，认证被传送给彩票系统。从彩票系统接收与彩票交易的一个或多个彩票选择相关联的成本，在主计算机系统确定成本不超过与帐户标识符相关联的账户余额，以及彩票授权交易被传送到彩票系统。

3. 发明申请

WO2007044750A2 EMERGENCY SERVICES NOTIFICATION FROM AN ATM SYSTEMS AND METHODS 审中-公开
标题翻译： ATM系统和方法的紧急服务通知
公开(公告)号：WO2007044750A2
公开(公告)日：2007-04-19
申请号：PCT/US2006/039617
申请日：2006-10-10
申请人： FIRST DATA CORPORATION , CROWELL, Donald, R. , ALGIENE, Kenneth
发明人： CROWELL, Donald, R. , ALGIENE, Kenneth
IPC分类号： H04L12/56
CPC分类号： H04L67/125 , H04L51/00 , H04L2012/5629
摘要： Systems, methods, and software are described for facilitating contact with an emergency services provider from an ATM. An ATM network host computer system may receive a first communications signal from the ATM, comprising a request for emergency services. The ATM network host may determine at least one financial account associated with the user. The ATM network Host may then transmit a second communications signal directed at the financial institution to freeze the user's account.
摘要翻译：描述了系统，方法和软件，以便于从ATM接收紧急服务提供商。 ATM网络主机系统可以从ATM接收第一通信信号，包括对紧急服务的请求。 ATM网络主机可以确定与用户相关联的至少一个金融账户。然后，ATM网络主机可以发送指向金融机构的第二通信信号来冻结用户的账户。

4. 发明申请

WO2006068854A2 TRANSACTION CARD ASSEMBLIES AND METHODS 审中-公开
标题翻译：交易卡组件和方法
公开(公告)号：WO2006068854A2
公开(公告)日：2006-06-29
申请号：PCT/US2005/044542
申请日：2005-12-07
申请人： FIRST DATA CORPORATION , LEWIS, Cynthia, M. , ALGIENE, Kenneth , PRICE, James, F , DUESENBERG, John, R
发明人： LEWIS, Cynthia, M. , ALGIENE, Kenneth , PRICE, James, F , DUESENBERG, John, R
IPC分类号： G06K5/00 , G06K19/06 , G06K7/00
CPC分类号： A45C11/182 , G06K19/04 , G06K19/06187 , G06K19/06196 , G06K19/07739
摘要： Transaction card assemblies, systems and methods of making are provided. One such assembly includes a card carrier having a card integrally formed within. The card peripherally engages the card carrier and is adapted to be removed from the card carrier. An encodable strip is disposed on the card. The strip has first and second encodable tracks. The first encodable track is positioned to be read by a point-of-sale device when the card is engaged with the card carrier, and the second encodable track is positioned to be read by the point-of-sale device after the card is separated from the carrier. In this manner, the card can be read using the same point-of-sale device whether or not the card has been separated from the carrier.
摘要翻译：提供了交易卡组件，系统和制造方法。一个这样的组件包括具有在其内整体形成的卡的卡载体。该卡在外围与卡载体接合并且适于从卡载体移除。可编码的条被放置在卡上。该条具有第一和第二可编码轨道。第一可编码轨道定位成当卡与卡载体接合时由销售点装置读取，并且第二可编码轨道定位成在卡分离后由销售点装置读取来自运营商。以这种方式，无论卡是否与运营商分开，都可以使用相同的销售点设备读取卡。

5. 发明申请

WO2006053194A2 PERSONALIZED PRESENTATION INSTRUMENT PRODUCTION SYSTEMS AND METHODS 审中-公开
标题翻译：个性化演示仪器生产系统和方法
公开(公告)号：WO2006053194A2
公开(公告)日：2006-05-18
申请号：PCT/US2005/040887
申请日：2005-11-08
申请人： FIRST DATA CORPORATION , ALGIENE, Kenneth , BEEMER, Layne, David
发明人： ALGIENE, Kenneth , BEEMER, Layne, David
IPC分类号： G06K5/00
CPC分类号： B42D25/425 , B42D25/00 , B42D25/309 , B42D25/40 , G06Q20/341 , G06Q20/40145 , G07F7/1008
摘要： In one embodiment, a method for producing a customized presentation instrument comprises receiving at a production computer system production information needed to produce a customized presentation instrument. The production information may comprise customized design information from a purchaser of the presentation instrument, recipient information and a unique identifier. The design information is placed onto a piece of stock material to form the customized presentation instrument. The identifier is stored on the presentation instrument. Further, the completed presentation instrument is sent to the recipient.
摘要翻译：在一个实施例中，一种用于生产定制呈现工具的方法包括在生产计算机系统处接收生成定制呈现工具所需的生产信息。生产信息可以包括来自演示乐器的购买者的定制设计信息，接收者信息和唯一标识符。将设计信息放置在一块原料上以形成定制的展示工具。标识符存储在演示文稿上。此外，完成的演示文稿将发送给收件人。

6. 发明申请

WO2006017033A3 SYSTEM AND METHODS FOR DISCLOSING TRANSACTION INFORMATION TO CUSTOMERS 审中-公开
公开(公告)号：WO2006017033A3
公开(公告)日：2006-02-16
申请号：PCT/US2005/023240
申请日：2005-06-28
申请人： FIRST DATA CORPORATION , THE WESTERN UNION COMPANY , ALGIENE, Kenneth , THOMPSON, Mark
发明人： ALGIENE, Kenneth , THOMPSON, Mark
IPC分类号： G06G1/12
摘要： A method of disclosing transaction information to customers includes receiving at a host computer system a file comprising processing information. The processing information comprises a plurality of transaction categories and fee information associated with each transaction category. The method also includes receiving a message from a point-of-sale device requesting the fee information associated with at least one particular transaction category relating to a transaction with a customer and sending from the host computer system an electronic message comprising the fee information. The method further comprises displaying transaction information relating to the electronic message at the point-of-sale device and providing the customer the opportunity to cancel the transaction. The transaction may involve an exchange between at least two different forms of value.

7. 发明申请

WO2004107096A3 ACCEPTING TRAVEL RELATED PAYMENTS FROM CONSUMER 审中-公开
公开(公告)号：WO2004107096A3
公开(公告)日：2004-12-09
申请号：PCT/US2004/012630
申请日：2004-04-22
申请人： FIRST DATA CORPORATION , HANSEN, Kurt, L. , BLAIR, Paul , SEIFERT, Dean, A. , ALGIENE, Kenneth , SAYOR, Thomas, B. , VIALPANDO, Sharon, K.
发明人： HANSEN, Kurt, L. , BLAIR, Paul , SEIFERT, Dean, A. , ALGIENE, Kenneth , SAYOR, Thomas, B. , VIALPANDO, Sharon, K.
IPC分类号： G06F17/60
摘要： A method for accepting payments from a consumer for travel tickets from a travel company comprises receiving at a point of sale device (1018) a transaction request that includes a transaction identifier that identifies a travel arrangement made with the travel company and a payment amount. The payment amount and transaction identifier is transmitted to a host computer (1016) for validation. To make a reservation, a consumer may contact reservation system (1010) using phone (1014) or computer (1012).

8. 发明申请

WO2009023572A3 METHODS AND SYSTEMS FOR BULK ACTIVATION OF MULTIPLE, DISPARATE STORED VALUE ACCOUNTS 审中-公开
公开(公告)号：WO2009023572A3
公开(公告)日：2009-02-19
申请号：PCT/US2008/072638
申请日：2008-08-08
申请人： FIRST DATA CORPORATION , DWYRE, Douglas, P. , ARTHUR, Steven, E. , TOOMER, Christopher, L. , ALGIENE, Kenneth
发明人： DWYRE, Douglas, P. , ARTHUR, Steven, E. , TOOMER, Christopher, L. , ALGIENE, Kenneth
IPC分类号： G06Q30/00
摘要： According to one embodiment of the invention, a method of activating a plurality of disparate stored value accounts utilizes a set of multiple presentation instruments redeemable at different merchants. Each presentation instrument includes a unique presentation instrument identifier used to associate value with the presentation instrument. Also, the set includes a set identifier, which may be included on a package that secures the presentation instruments together. In one embodiment, the set identifier is received over an electronic network, a list of the presentation instruments in the set is accessed from a computer database, and each of the presentation instruments is activated.

9. 发明申请

WO2006036710A3 WIRELESS NETWORK ACCESS PREPAYMENT SYSTEMS AND METHODS 审中-公开
公开(公告)号：WO2006036710A3
公开(公告)日：2006-04-06
申请号：PCT/US2005/033882
申请日：2005-09-13
申请人： FIRST DATA CORPORATION , CRAWFORD, Erik S. , SAYOR, Thomas, B. , ALGIENE, Kenneth
发明人： CRAWFORD, Erik S. , SAYOR, Thomas, B. , ALGIENE, Kenneth
IPC分类号： G06Q30/00 , H04L9/00
摘要： A method of providing network access includes entering network access information into a merchant device (106) at a merchant location (107). The information relates to a request from a customer to obtain network access. The method also includes causing the information to be transmitted to a host computer system (102) from the merchant device (106), receiving a payment from the customer, receiving activation confirmation from the host computer system (102) at the merchant device (106), and providing a presentation instrument to the customer. The presentation instrument may be used by the customer to obtain network access. The method further includes using the presentation instrument to settle a transaction with the customer for merchandise.

10. 发明申请

WO2004086170A3 SYSTEM AND METHODS FOR DISCLOSING TRANSACTION INFORMATION TO CUSTOMERS 审中-公开
公开(公告)号：WO2004086170A3
公开(公告)日：2004-10-07
申请号：PCT/US2004/006633
申请日：2004-03-04
申请人： FIRST DATA CORPORATION , ALGIENE, Kenneth , THOMPSON, Mark
发明人： ALGIENE, Kenneth , THOMPSON, Mark
IPC分类号： G06K15/00
摘要： A method of disclosing transaction information to customers includes receiving at a host computer system a file comprising processing information. The processing information comprises a plurality of transaction categories and fee information associated with each transaction category. The method also includes receiving a message from a point-of-sale device requesting the fee information associated with at least one particular transaction category relating to a transaction with a customer and sending from the host computer system an electronic message comprising the fee information. The method further comprises displaying transaction information relating to the electronic message at the point-of-sale device and providing the customer the opportunity to cancel the transaction. The transaction may involve an exchange between at least two different forms of value.

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