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    • 3. 发明授权
    • Secured and unsecured cash transfer system and method
    • 担保和无担保的现金转移系统和方法
    • US08714445B1
    • 2014-05-06
    • US13561014
    • 2012-07-28
    • Howard B. KatzStephen P. Katz
    • Howard B. KatzStephen P. Katz
    • G07F19/00
    • G06Q20/3276G06Q20/042G06Q20/0453G06Q20/3274
    • A method of conveying monetary value between at least two parties, may utilize a computer system or a vending machine. A first party requests an amount of monetary value to be in one or more desired incremental monetary amounts, and provides a payment. A system administrator requests a personal identification number (PIN), which is associated, within an administrator database, with a Globally Unique Identifier (GUID) that is located on one or more QwikCash tickets, which are thereby activated, and thereafter issued to the first party. The GUID is machine scannable, and each QwikCash ticket may comprise a textual reference denoting its incremental monetary amount, and a textual reference identifying issuance of the PIN. The first party may use the PIN and remit the QwikCash ticket: to a second party, as a person-to-person monetary transfer; to a merchant for making a purchase; or to a bank ATM in exchange for cash.
    • 在至少两方之间传送货币价值的方法可以利用计算机系统或自动售货机。 第一方要求一个或多个期望的增量货币金额的金额的金额,并提供付款。 系统管理员请求在管理员数据库内与位于一个或多个QwikCash票据上的全局唯一标识符(GUID)相关联的个人身份号码(PIN),从而被激活,然后被发送到第一 派对。 GUID是机器可扫描的,并且每个QwikCash票可以包括表示其增量货币金额的文本参考,以及标识PIN的发行的文本参考。 第一方可以使用PIN并将QwikCash票据转交给第二方,作为个人对个人的货币转移; 给商人进行购买; 或银行ATM兑换现金。
    • 5. 发明申请
    • Secure and Unsecured Cash Transfer System and Method
    • 安全和无担保的现金转移系统和方法
    • US20150269542A1
    • 2015-09-24
    • US14220384
    • 2014-03-20
    • Howard B. KatzStephen P. Katz
    • Howard B. KatzStephen P. Katz
    • G06Q20/10G06Q20/04G06Q20/40
    • G06Q20/10G06Q20/0425G06Q20/0457G06Q20/4012
    • A method of conveying monetary value between at least two parties, may utilize a computer system or a vending machine. A first party requests an amount of monetary value to be in one or more desired incremental monetary amounts, and provides a payment. A system administrator requests a personal identification number (PIN), which is associated, within an administrator database, with a Globally Unique Identifier (GUID) that is located on one or more QwikCash tickets, which are thereby activated, and thereafter issued to the first party. The GUID is machine scannable, and each QwikCash ticket may comprise a textual reference denoting its incremental monetary amount, and a textual reference identifying issuance of the PIN. The first party may use the PIN and remit the QwikCash ticket: to a second party, as a person-to-person monetary transfer; to a merchant for making a purchase; or to a bank ATM in exchange for cash.
    • 在至少两方之间传送货币价值的方法可以利用计算机系统或自动售货机。 第一方要求一个或多个期望的增量货币金额的金额的金额,并提供付款。 系统管理员请求在管理员数据库内与位于一个或多个QwikCash票据上的全局唯一标识符(GUID)相关联的个人身份号码(PIN),从而被激活,然后被发送到第一 派对。 GUID是机器可扫描的,并且每个QwikCash票可以包括表示其增量货币金额的文本参考,以及标识PIN的发行的文本参考。 第一方可以使用PIN并将QwikCash票据转交给第二方,作为个人对个人的货币转移; 给商人进行购买; 或银行ATM兑换现金。
    • 6. 发明申请
    • Resume ID System
    • 简历ID系统
    • US20130066795A1
    • 2013-03-14
    • US13534205
    • 2012-06-27
    • Howard B. KatzStephan P. Katz
    • Howard B. KatzStephan P. Katz
    • G06Q10/06
    • G06Q10/00G06Q10/10G06Q10/1053
    • A computer-operated method for distributing job-seeker qualifications to hiring entities comprises job-seeker registration and secure internet entry/uploading, of personal data into a program administrator server, to selectively populate one or more data fields, including a résumé module, a photo/video module, a verification module, and a pre-employment screening module. The job-seeker selects a distribution security scheme, which may include requiring a password to view data, and the program administrator encodes a bar code based upon inputted data and filter/security selections, and sends the bar code to the seeker, who forwards the bar code to one or more hiring entities, who use it and a password for online viewing of the seeker's personal data. The bar code is customizable to be hiring-entity-specific and to permit only selective viewing of the entire stored databank, and may also be subsequently disabled. The bar code facilitates seeker tracking of a time/date of data viewing.
    • 用于向招聘实体分发求职者资格的计算机操作方法包括将个人数据的求职者注册和安全互联网输入/上载到程序管理员服务器中,以选择性地填充一个或多个数据字段,包括简历模块, 照片/视频模块,验证模块和预雇用筛选模块。 求职者选择分配安全方案,其中可能包括要求密码查看数据,程序管理员根据输入的数据和过滤器/安全性选择对条形码进行编码,并将条形码发送给寻求者, 一个或多个招聘实体的条形码,谁使用它,以及在线查看求职者个人数据的密码。 条形码可定制为雇用 - 实体特定的,并且仅允许选择性地查看整个存储的数据库,并且还可能随后被禁用。 条形码便于引导者跟踪数据查看的时间/日期。
    • 7. 发明授权
    • Method and system for transferring telecommunication-time units among accounts and exchanging same for goods or services
    • 在帐户之间转移电信时间单位并交换货物或服务的方法和系统
    • US06424706B1
    • 2002-07-23
    • US09282972
    • 1999-03-31
    • Howard B. KatzDaniel E. Boerner
    • Howard B. KatzDaniel E. Boerner
    • H04M1700
    • G06Q20/28H04M15/765H04M15/7652H04M15/77H04M15/85H04M15/851H04M15/853H04M15/854H04M17/00H04M2215/724H04M2215/7245H04M2215/7254H04M2215/815H04M2215/8162
    • A system and method for accessing the value associated with a pre-purchased amount of telecommunication-time for making telephone calls and for uses other than making telephone calls is provided. The system includes a computer system including a prepaid platform adapter for interfacing with a prepaid platform, and a financial network adapter for interfacing with a financial network. Unit minutes, having a value associated with the purchased amount of telecommunication-time, are convertible to telecommunication-time equivalents for making telephone calls and monetary equivalents for uses other than making telephone calls. A database, communicating with the computer, includes subscriber account information and transaction processing protocol information for each adapter. A remote input server, communicating with the computer, provides an input device to access the computer. The input device allows the subscriber to purchase the unit minutes, transfer the unit minutes to others (including non-subscribers) and redeem the unit minutes, and to use the unit minutes to purchase telephone minutes and redeem for goods and services.
    • 提供了一种用于访问与用于进行电话呼叫的预先购买的电信时间量相关联的值和用于不是进行电话呼叫的用途的系统和方法。 该系统包括包括用于与预付费平台进行接口的预付费平台适配器的计算机系统和用于与金融网络对接的金融网络适配器。 具有与购买的电信时间相关联的值的单位分钟可以转换为用于进行电话呼叫的电话时间等同物和用于除电话呼叫以外的用途的货币等价物。 与计算机通信的数据库包括每个适配器的用户帐户信息和事务处理协议信息。 与计算机通信的远程输入服务器提供输入设备来访问计算机。 输入设备允许用户购买单位分钟,将单位分钟转交给其他人(包括非用户)并兑换单位分钟,并使用单位分钟购买电话分钟并兑换商品和服务。