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    • 6. 发明授权
    • Method and system for approving of financial transactions
    • 批准金融交易的方法和制度
    • US07761381B1
    • 2010-07-20
    • US11932325
    • 2007-10-31
    • Todd Matthew FitchJames R. Del Favero
    • Todd Matthew FitchJames R. Del Favero
    • G06Q40/00
    • G06Q40/00G06Q20/40G06Q20/4016G06Q20/42
    • A method for approving of a financial transaction, that includes receiving transaction information related to the financial transaction, wherein the transaction information comprises identification of a financial account controlled by a consumer and an amount of the financial transaction, accessing a policy for the financial account based on a context of the financial transaction, wherein the policy is defined by the consumer, triggering an approval request based on a determination that the amount is above a limit set by the policy, sending the approval request to a mobile device of the consumer, receiving an approval response based on the approval request from the mobile device of the consumer, and approving the transaction based on the approval response.
    • 一种批准金融交易的方法,包括接收与该金融交易相关的交易信息,其中交易信息包括由消费者控制的金融账户的识别和金融交易的金额,访问基于该金融账户的策略 在所述金融交易的上下文中,其中所述策略由所述消费者定义,基于所述金额高于所述策略设置的限制的触发批准请求,向所述消费者的移动设备发送所述批准请求,接收 根据消费者的移动设备的批准请求批准响应,并根据批准响应批准交易。
    • 7. 发明授权
    • Method and system for applicant salary and employment history verification
    • 申请人工资和就业历史验证的方法和制度
    • US08595148B1
    • 2013-11-26
    • US12130940
    • 2008-05-30
    • Joshua Aaron BorgenTodd Matthew Fitch
    • Joshua Aaron BorgenTodd Matthew Fitch
    • G06Q99/00
    • G06Q10/105
    • The invention is directed to a method and system to verify an employment history of an applicant. The method involves obtaining data from a plurality of data sources comprising a business application, aggregating data to obtain aggregated data, where aggregated data includes employment and payroll data from the plurality of data sources, receiving a request for an employment history verification report based on a job application, where the request includes applicant identification information, searching aggregated data for data associated with applicant identification information, and providing the employment history verification report corresponding to applicant identification information, where the employment history verification report is based on the request and aggregated data. The employment history verification report may be based on employment and payroll data associated with applicant identification information.
    • 本发明涉及一种验证申请人的就业历史的方法和系统。 该方法包括从包括业务应用的多个数据源获取数据,聚合数据以获得聚合数据,其中聚合数据包括来自多个数据源的就业和工资单数据,基于以下内容接收对就业历史验证报告的请求 工作申请,其中请求包括申请人识别信息,搜索与申请人识别信息相关联的数据的汇总数据,以及提供与申请人识别信息相对应的就业历史验证报告,其中就业历史验证报告基于请求和聚合数据。 就业历史验证报告可以基于与申请人识别信息相关的就业和工资数据。