专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明授权

US07761381B1 Method and system for approving of financial transactions 有权
标题翻译：批准金融交易的方法和制度
公开(公告)号：US07761381B1
公开(公告)日：2010-07-20
申请号：US11932325
申请日：2007-10-31
申请人： Todd Matthew Fitch , James R. Del Favero
发明人： Todd Matthew Fitch , James R. Del Favero
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q20/40 , G06Q20/4016 , G06Q20/42
摘要： A method for approving of a financial transaction, that includes receiving transaction information related to the financial transaction, wherein the transaction information comprises identification of a financial account controlled by a consumer and an amount of the financial transaction, accessing a policy for the financial account based on a context of the financial transaction, wherein the policy is defined by the consumer, triggering an approval request based on a determination that the amount is above a limit set by the policy, sending the approval request to a mobile device of the consumer, receiving an approval response based on the approval request from the mobile device of the consumer, and approving the transaction based on the approval response.
摘要翻译：一种批准金融交易的方法，包括接收与该金融交易相关的交易信息，其中交易信息包括由消费者控制的金融账户的识别和金融交易的金额，访问基于该金融账户的策略在所述金融交易的上下文中，其中所述策略由所述消费者定义，基于所述金额高于所述策略设置的限制的触发批准请求，向所述消费者的移动设备发送所述批准请求，接收根据消费者的移动设备的批准请求批准响应，并根据批准响应批准交易。

2. 发明授权

US08078516B1 Method and system for managing financial data 有权
标题翻译：管理财务数据的方法和系统
公开(公告)号：US08078516B1
公开(公告)日：2011-12-13
申请号：US12140700
申请日：2008-06-17
申请人： Benjamin R. Weiss , James R. Del Favero , Todd Matthew Fitch , George A. Hansen
发明人： Benjamin R. Weiss , James R. Del Favero , Todd Matthew Fitch , George A. Hansen
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/10 , G06Q40/00
摘要： A method for managing financial data involves parsing a digital file to obtain metadata describing the digital file, where the digital file includes financial data. The method further involves importing the digital file to a financial management application, identifying a record in the financial management application that is associated with the digital file, based on metadata describing the digital file, and linking the digital file to the record in the financial management application.
摘要翻译：用于管理财务数据的方法涉及解析数字文件以获得描述数字文件的元数据，其中数字文件包括财务数据。该方法还包括将数字文件导入财务管理应用程序，基于描述数字文件的元数据，将数字文件与财务管理中的记录相链接，识别财务管理应用程序中与数字文件相关联的记录应用。

3. 发明授权

US07725387B1 Method and system for management of financial accounts 有权
标题翻译：财务账目管理办法和制度
公开(公告)号：US07725387B1
公开(公告)日：2010-05-25
申请号：US11932862
申请日：2007-10-31
申请人： Todd Matthew Fitch , James R. Del Favero
发明人： Todd Matthew Fitch , James R. Del Favero
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q40/025
摘要： The invention relates to a method for managing a financial account. The method involves directing a primary transaction request to a holding account controlled by an account owner, evaluating the primary transaction request based on a selected rule to obtain an evaluation, routing the primary transaction request, based on the evaluation, from the holding account to the financial account of a plurality of financial accounts.
摘要翻译：本发明涉及一种管理金融账户的方法。该方法涉及将主要交易请求定向到由账户所有者控制的持有账户，基于所选择的规则评估主要交易请求以获得评估，基于所述评估将所述主要交易请求从持有账户转移到多个财务账户的财务账户。

4. 发明授权

US07930243B1 Method and system for management of financial accounts 有权
标题翻译：财务账目管理办法和制度
公开(公告)号：US07930243B1
公开(公告)日：2011-04-19
申请号：US12756337
申请日：2010-04-08
申请人： Todd Matthew Fitch , James R. Del Favero
发明人： Todd Matthew Fitch , James R. Del Favero
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q40/025
摘要： The invention relates to a method for managing a financial account. The method involves directing a primary transaction request to a holding account controlled by an account owner, evaluating the primary transaction request based on a selected rule to obtain an evaluation, routing the primary transaction request, based on the evaluation, from the holding account to the financial account of a plurality of financial accounts.
摘要翻译：本发明涉及一种管理金融账户的方法。该方法涉及将主要交易请求定向到由账户所有者控制的持有账户，基于所选择的规则评估主要交易请求以获得评估，基于所述评估将所述主要交易请求从持有账户转移到多个财务账户的财务账户。

5. 发明申请

US20090024712A1 METHOD AND SYSTEM FOR SUGGESTING AN EDITION OF PRODUCT SOFTWARE 审中-公开
标题翻译：建议产品软件版本的方法和系统
公开(公告)号：US20090024712A1
公开(公告)日：2009-01-22
申请号：US11779103
申请日：2007-07-17
申请人： Benjamin R. Weiss , James R. Del Favero
发明人： Benjamin R. Weiss , James R. Del Favero
IPC分类号： G06F15/16
CPC分类号： G06Q30/02
摘要： In general, the invention relates to a method for facilitating usage of a product. The method includes obtaining a usage level of a first edition of the product by the user, determining an inactivity level of the user based on the usage level, suggesting a second edition of the product to the user based on the inactivity level and facilitating use of the second edition of the product by the user, where the first edition of the product includes at least one additional feature as compared to the second edition of the product.
摘要翻译：通常，本发明涉及促进产品使用的方法。该方法包括由用户获取产品的第一版本的使用级别，基于使用水平确定用户的不活动级别，基于不活动级别向用户建议产品的第二版本，并促进使用用户的第二版产品，其中第一版的产品与产品的第二版相比包含至少一个附加功能。

6. 发明授权

US08554644B1 Method and system for managing inventory information using a mobile device 有权
标题翻译：使用移动设备管理库存信息的方法和系统
公开(公告)号：US08554644B1
公开(公告)日：2013-10-08
申请号：US13523207
申请日：2012-06-14
申请人： Steven A. Sholtis , Terry F. LeClair , Richard W. Ihrie , James R. Del Favero
发明人： Steven A. Sholtis , Terry F. LeClair , Richard W. Ihrie , James R. Del Favero
IPC分类号： G06Q10/00 , G06K7/10 , G06Q10/08
CPC分类号： G06Q10/087 , G06K7/10851 , G06K7/10881
摘要： A method for managing inventory information that includes displaying the inventory information in a graphical user interface of a mobile device, and adding an item as part of the inventory information, using the mobile device, where adding the item includes adding descriptive metadata about the item to the inventory information.
摘要翻译：一种用于管理库存信息的方法，包括在移动设备的图形用户界面中显示库存信息，并且使用移动设备将项目作为库存信息的一部分添加，其中添加该项目包括将关于该项目的描述性元数据添加到库存信息。

7. 发明授权

US08224718B1 Method and system for managing inventory information using a mobile device 有权
标题翻译：用于使用移动设备管理库存信息的方法和系统
公开(公告)号：US08224718B1
公开(公告)日：2012-07-17
申请号：US11495858
申请日：2006-07-28
申请人： Steven A. Sholtis , Terry F. LeClair , Richard W. Ihrie , James R. Del Favero
发明人： Steven A. Sholtis , Terry F. LeClair , Richard W. Ihrie , James R. Del Favero
IPC分类号： G06Q10/00 , G06K7/10
CPC分类号： G06Q10/087 , G06K7/10851 , G06K7/10881
摘要： A method for managing inventory information that includes displaying the inventory information in a graphical user interface of a mobile device, and adding an item as part of the inventory information, using the mobile device, where adding the item includes adding descriptive metadata about the item to the inventory information.
摘要翻译：一种用于管理库存信息的方法，包括在移动设备的图形用户界面中显示库存信息，并且使用移动设备将项目作为库存信息的一部分添加，其中添加该项目包括将关于该项目的描述性元数据添加到库存信息。

8. 发明授权

US08799122B1 Method and system for user contributed aggregated fraud identification 有权
标题翻译：用户提供的方法和系统进行聚合欺诈识别
公开(公告)号：US08799122B1
公开(公告)日：2014-08-05
申请号：US12060092
申请日：2008-03-31
申请人： James R. Del Favero , Marko Rukonic
发明人： James R. Del Favero , Marko Rukonic
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/4016
摘要： A method for identifying an origin of fraudulent activity including receiving a first affirmative fraud flag from a first user for a financial transaction associated with a first user account and obtaining financial transaction information for the first user account, which includes a first financial transaction entry listing a payee and a first time. The method further includes receiving a second affirmative fraudulent flag from a second user corresponding to a financial transaction and a second user account and obtaining financial transaction information for the second user account, which includes a second financial transaction entry listing the payee and a second time. The method further includes determining an intersection between the first and the second financial transaction entries, identifying a potential origin of fraud from the intersection, and alerting the first and the second user of the potential origin of fraud.
摘要翻译：一种用于识别欺诈活动的来源的方法，包括从第一用户接收与第一用户帐户相关联的金融交易的第一肯定欺诈标志并获得第一用户账户的金融交易信息，该金融交易信息包括列出第一金融交易条目收款人和第一次。该方法还包括从第二用户接收对应于金融交易和第二用户账户的第二肯定欺诈标志，并且获得第二用户账户的金融交易信息，其包括列出收款人的第二金融交易条目和第二次。该方法还包括确定第一和第二金融交易条目之间的交叉点，从交点识别潜在的欺诈来源，以及向第一和第二用户发出潜在的欺诈原因。

9. 发明授权

US08073775B1 Method and system for using an electronic check system 有权
标题翻译：使用电子检查系统的方法和系统
公开(公告)号：US08073775B1
公开(公告)日：2011-12-06
申请号：US11796375
申请日：2007-04-27
申请人： James R. Del Favero , Paul J. Rosenfeld , Robert Gaynor
发明人： James R. Del Favero , Paul J. Rosenfeld , Robert Gaynor
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/042 , G06Q20/102
摘要： In general, the invention relates to a method for transferring funds. The method includes receiving a request to initiate a secure fund transfer, where the request specifies a sender, a recipient, and an amount of funds to transfer from the sender to the recipient. The method further includes sending a request to verify that an account associated with the sender comprises at least the amount of funds to be transferred, receiving notification that the account comprises at least the amount of funds to be transferred, requesting a reservation of funds in the account corresponding to the amount of funds to be transferred, receiving notification of the reservation, notifying the recipient that the amount of funds to be transferred is reserved, initiating a transfer of funds, to the recipient, in the amount of the reserved funds, and receiving acknowledgment that the transfer of the funds is complete.
摘要翻译：一般来说，本发明涉及一种用于转移资金的方法。该方法包括接收启动安全资金转移的请求，其中请求指定发送者，接收方以及从发送者到接收者的资金量。所述方法还包括发送请求以验证与所述发送者相关联的账户至少包括所述要转移的资金的数量，接收到所述账户至少包括要转移的资金的通知的通知，请求所述资金的预留账户对应转账资金，收到预约通知书，通知收件人转账资金预留，资金转移给予收款人，预留资金金额，以及收到资金转帐完成的确认。

10. 发明授权

US07865412B1 Method and system for account tracking 有权
标题翻译：帐户跟踪的方法和系统
公开(公告)号：US07865412B1
公开(公告)日：2011-01-04
申请号：US11809340
申请日：2007-05-31
申请人： Benjamin R. Weiss , James R. Del Favero , George A. Hansen , Glynis L. Hively , David R. Larsen
发明人： Benjamin R. Weiss , James R. Del Favero , George A. Hansen , Glynis L. Hively , David R. Larsen
IPC分类号： G07B17/00 , G07F19/00
CPC分类号： G06Q40/02 , G06Q20/10 , G06Q30/06 , G06Q40/12 , G06Q40/123
摘要： A method for account tracking that includes receiving a request to generate a report for a business entity, wherein the request specifies a tag associated with the business entity, identifying a plurality of transaction records based on the tag to obtain a plurality of identified transaction records for the business entity, assigning a business category from a plurality of business categories to at least one of the plurality of identified transaction records not associated with one of the plurality of business categories, and generating the report for the business entity by grouping the plurality of identified transaction records according to the plurality of business categories.
摘要翻译：一种用于帐户跟踪的方法，包括接收生成针对业务实体的报告的请求，其中所述请求指定与所述业务实体相关联的标签，基于所述标签识别多个事务记录，以获得多个所识别的交易记录，以便所述业务实体将业务类别从多个业务类别分配到所述多个所识别的交易记录中的至少一个，所述交易记录与所述多个业务类别中的一个业务类别之一不相关联，并且通过将所述多个所识别的根据多个业务类别的交易记录。

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式