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1. 发明授权

US08073775B1 Method and system for using an electronic check system 有权
标题翻译：使用电子检查系统的方法和系统
公开(公告)号：US08073775B1
公开(公告)日：2011-12-06
申请号：US11796375
申请日：2007-04-27
申请人： James R. Del Favero , Paul J. Rosenfeld , Robert Gaynor
发明人： James R. Del Favero , Paul J. Rosenfeld , Robert Gaynor
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/042 , G06Q20/102
摘要： In general, the invention relates to a method for transferring funds. The method includes receiving a request to initiate a secure fund transfer, where the request specifies a sender, a recipient, and an amount of funds to transfer from the sender to the recipient. The method further includes sending a request to verify that an account associated with the sender comprises at least the amount of funds to be transferred, receiving notification that the account comprises at least the amount of funds to be transferred, requesting a reservation of funds in the account corresponding to the amount of funds to be transferred, receiving notification of the reservation, notifying the recipient that the amount of funds to be transferred is reserved, initiating a transfer of funds, to the recipient, in the amount of the reserved funds, and receiving acknowledgment that the transfer of the funds is complete.
摘要翻译：一般来说，本发明涉及一种用于转移资金的方法。该方法包括接收启动安全资金转移的请求，其中请求指定发送者，接收方以及从发送者到接收者的资金量。所述方法还包括发送请求以验证与所述发送者相关联的账户至少包括所述要转移的资金的数量，接收到所述账户至少包括要转移的资金的通知的通知，请求所述资金的预留账户对应转账资金，收到预约通知书，通知收件人转账资金预留，资金转移给予收款人，预留资金金额，以及收到资金转帐完成的确认。

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