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    • 2. 发明申请
    • Guest Limited Authorization For Electronic Financial Transaction Cards
    • 客户授权电子金融交易卡
    • US20080086424A1
    • 2008-04-10
    • US11538991
    • 2006-10-05
    • Sivakumar JambunathanIndran NaickCheranellore Vasudevan
    • Sivakumar JambunathanIndran NaickCheranellore Vasudevan
    • H04L9/00
    • G06Q20/10G06Q20/18G06Q20/367G06Q20/3674G06Q20/382G06Q20/3821G06Q20/40G06Q20/401G06Q20/4012
    • Generally speaking, systems, methods and media for authorizing a guest to use an electronic financial transaction card, such as a credit card or debit card, are disclosed. Embodiments may include receiving information about a desired guest transaction (which may be limited in size, timeframe, nature, etc.) from a customer associated with an EFT card, generating a guest PIN number and artifact information for the guest transaction, and transmitting them to the customer. Embodiments may also include receiving from a financial terminal a PIN number and an indication of a supplied artifact associated with a proposed transaction utilizing the EFT card. Embodiments may include determining whether the proposed transaction should be authorized based on the received PIN number and the supplied artifact and, in response to determining that the proposed transaction should be authorized, transmitting approval of the proposed transaction to the financial terminal.
    • 一般来说,公开了授权客人使用电子金融交易卡(如信用卡或借记卡)的系统,方法和媒体。 实施例可以包括从与EFT卡相关联的客户接收关于期望的客人交易(其大小,时间范围,性质等)的信息,生成客人交易的客人PIN号码和人造物信息,以及传送他们 给客户 实施例还可以包括从金融终端接收PIN号码以及使用该EFT卡与所提议交易相关联的所提供的伪影的指示。 实施例可以包括基于所接收的PIN号码和所提供的伪像来确定是否应该授权所提交的交易,并且响应于确定所提议的交易应被授权,将所提交的交易的批准转交给金融终端。
    • 5. 发明授权
    • Guest limited authorization for electronic financial transaction cards
    • 客人有限授权电子金融交易卡
    • US07739197B2
    • 2010-06-15
    • US11538991
    • 2006-10-05
    • Sivakumar JambunathanIndran NaickCheranellore Vasudevan
    • Sivakumar JambunathanIndran NaickCheranellore Vasudevan
    • G06Q20/00
    • G06Q20/10G06Q20/18G06Q20/367G06Q20/3674G06Q20/382G06Q20/3821G06Q20/40G06Q20/401G06Q20/4012
    • Generally speaking, methods and media for authorizing a guest to use an electronic financial transaction card, such as a credit card or debit card, are disclosed. Embodiments may include receiving information about a desired guest transaction (which may be limited in size, timeframe, nature, etc.) from a customer associated with an EFT card, generating a guest PIN number and artifact information for the guest transaction, and transmitting them to the customer. Embodiments may also include receiving from a financial terminal a PIN number and an indication of a supplied artifact associated with a proposed transaction utilizing the EFT card. Embodiments may include determining whether the proposed transaction should be authorized based on the received PIN number and the supplied artifact and, in response to determining that the proposed transaction should be authorized, transmitting approval of the proposed transaction to the financial terminal.
    • 一般来说,披露授权客人使用电子金融交易卡(如信用卡或借记卡)的方法和媒体。 实施例可以包括从与EFT卡相关联的客户接收关于期望的客人交易(其大小,时间范围,性质等)的信息,生成客人交易的客人PIN号码和人造物信息,以及传送他们 给客户 实施例还可以包括从金融终端接收PIN号码以及使用该EFT卡与所提议交易相关联的所提供的伪影的指示。 实施例可以包括基于所接收的PIN号码和所提供的伪像来确定是否应该授权所提交的交易,并且响应于确定所提议的交易应被授权,将所提交的交易的批准转交给金融终端。
    • 9. 发明申请
    • MANAGEMENT OF TEMPORARY APPLICATION PROGRAM SETTINGS
    • 临时应用程序设置管理
    • US20080126959A1
    • 2008-05-29
    • US11564565
    • 2006-11-29
    • INDRAN NAICKCheranellore Vasudevan
    • INDRAN NAICKCheranellore Vasudevan
    • G06F3/00
    • G06F9/44505G06F3/04847
    • Method for managing temporary settings in an application program and a computer program product including instructions embodied on a computer readable medium for performing the method. The method detects entry of a new application setting, then automatically queries a user to designate the new setting as a default setting or a temporary setting. If the new setting is designated as a temporary setting, then the method automatically queries the user to designate an expiration condition. The application program subsequently uses the temporary setting until occurrence of the expiration condition. In response to the occurrence of the expiration condition, the application program operates using the default setting. Examples of an expiration condition include a time period or an event, such as closing a task pane, closing a document, closing the instantiation of the application, or using the temporary setting more than a set point number of times.
    • 用于管理应用程序中的临时设置的方法和包括实现在用于执行该方法的计算机可读介质上的指令的计算机程序产品。 该方法检测新的应用程序设置的输入,然后自动查询用户将新设置指定为默认设置或临时设置。 如果新设置被指定为临时设置,则该方法自动查询用户以指定到期条件。 应用程序随后使用临时设置,直到出现到期条件。 响应于到期条件的发生,应用程序使用默认设置进行操作。 过期条件的示例包括时间段或事件,诸如关闭任务窗格,关闭文档,关闭应用程序的实例,或者使用超过设定点次数的临时设置。