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1. 发明申请

US20080086424A1 Guest Limited Authorization For Electronic Financial Transaction Cards 有权
标题翻译：客户授权电子金融交易卡
公开(公告)号：US20080086424A1
公开(公告)日：2008-04-10
申请号：US11538991
申请日：2006-10-05
申请人： Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
发明人： Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
IPC分类号： H04L9/00
CPC分类号： G06Q20/10 , G06Q20/18 , G06Q20/367 , G06Q20/3674 , G06Q20/382 , G06Q20/3821 , G06Q20/40 , G06Q20/401 , G06Q20/4012
摘要： Generally speaking, systems, methods and media for authorizing a guest to use an electronic financial transaction card, such as a credit card or debit card, are disclosed. Embodiments may include receiving information about a desired guest transaction (which may be limited in size, timeframe, nature, etc.) from a customer associated with an EFT card, generating a guest PIN number and artifact information for the guest transaction, and transmitting them to the customer. Embodiments may also include receiving from a financial terminal a PIN number and an indication of a supplied artifact associated with a proposed transaction utilizing the EFT card. Embodiments may include determining whether the proposed transaction should be authorized based on the received PIN number and the supplied artifact and, in response to determining that the proposed transaction should be authorized, transmitting approval of the proposed transaction to the financial terminal.
摘要翻译：一般来说，公开了授权客人使用电子金融交易卡（如信用卡或借记卡）的系统，方法和媒体。实施例可以包括从与EFT卡相关联的客户接收关于期望的客人交易（其大小，时间范围，性质等）的信息，生成客人交易的客人PIN号码和人造物信息，以及传送他们给客户实施例还可以包括从金融终端接收PIN号码以及使用该EFT卡与所提议交易相关联的所提供的伪影的指示。实施例可以包括基于所接收的PIN号码和所提供的伪像来确定是否应该授权所提交的交易，并且响应于确定所提议的交易应被授权，将所提交的交易的批准转交给金融终端。

2. 发明申请

US20080140782A1 SYSTEMS AND METHODS FOR PROJECT-RELATED COMMUNICATIONS 有权
标题翻译：项目相关通信系统与方法
公开(公告)号：US20080140782A1
公开(公告)日：2008-06-12
申请号：US11567776
申请日：2006-12-07
申请人： Derek P. Bagwell , Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
发明人： Derek P. Bagwell , Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
IPC分类号： G06F15/16 , G06F17/30
CPC分类号： G06F17/30634
摘要： Systems, methods and media for processing project related communications between users of computers and to provide listening functionality for the users. In one embodiment, a system allows a third party project member to optionally listen in on an electronic conversation between two or more project members. The system further allows the third party project member to conduct a keyword search of messages relating to the project.
摘要翻译：用于处理计算机用户之间的项目相关通信的系统，方法和媒体，并为用户提供收听功能。在一个实施例中，系统允许第三方项目成员可选地收听两个或更多个项目成员之间的电子对话。该系统进一步允许第三方项目成员对与该项目有关的消息进行关键字搜索。

3. 发明授权

US08601054B2 Project-related communications 有权
标题翻译：与项目有关的沟通
公开(公告)号：US08601054B2
公开(公告)日：2013-12-03
申请号：US11567776
申请日：2006-12-07
申请人： Derek P. Bagwell , Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
发明人： Derek P. Bagwell , Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
IPC分类号： G06F15/16
CPC分类号： G06F17/30634
摘要： Systems, methods and media for processing project related communications between users of computers and to provide listening functionality for the users. In one embodiment, a system allows a third party project member to optionally listen in on an electronic conversation between two or more project members. The system further allows the third party project member to conduct a keyword search of messages relating to the project.
摘要翻译：用于处理计算机用户之间的项目相关通信的系统，方法和媒体，并为用户提供收听功能。在一个实施例中，系统允许第三方项目成员可选地收听两个或更多个项目成员之间的电子对话。该系统进一步允许第三方项目成员对与该项目有关的消息进行关键字搜索。

4. 发明授权

US08515809B2 Dynamic modification of advertisements displayed in response to a search engine query 有权
标题翻译：响应搜索引擎查询显示的广告的动态修改
公开(公告)号：US08515809B2
公开(公告)日：2013-08-20
申请号：US11609642
申请日：2006-12-12
申请人： Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
发明人： Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0256 , G06F17/30867 , G06Q30/02 , G06Q30/0263 , G06Q30/0277
摘要： A computer implemented method, apparatus, and computer program product for modifying advertisements. A set of keywords is received from a user. A query is performed in a search engine with the set of keywords. A set of websites comprising ranked search results and ranked advertisements is displayed. Responsive to detecting a user input selecting a first website in the set of websites, modifying the ranked advertisements, based on the content of the first website, to form modified advertisements.
摘要翻译：一种用于修改广告的计算机实现的方法，装置和计算机程序产品。从用户那里收到一组关键字。在搜索引擎中使用一组关键字执行查询。显示包括排名搜索结果和排名广告的一组网站。响应于检测用户输入选择网站集合中的第一网站，基于第一网站的内容修改排名广告，以形成修改的广告。

5. 发明授权

US07739197B2 Guest limited authorization for electronic financial transaction cards 有权
标题翻译：客人有限授权电子金融交易卡
公开(公告)号：US07739197B2
公开(公告)日：2010-06-15
申请号：US11538991
申请日：2006-10-05
申请人： Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
发明人： Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
IPC分类号： G06Q20/00
CPC分类号： G06Q20/10 , G06Q20/18 , G06Q20/367 , G06Q20/3674 , G06Q20/382 , G06Q20/3821 , G06Q20/40 , G06Q20/401 , G06Q20/4012
摘要： Generally speaking, methods and media for authorizing a guest to use an electronic financial transaction card, such as a credit card or debit card, are disclosed. Embodiments may include receiving information about a desired guest transaction (which may be limited in size, timeframe, nature, etc.) from a customer associated with an EFT card, generating a guest PIN number and artifact information for the guest transaction, and transmitting them to the customer. Embodiments may also include receiving from a financial terminal a PIN number and an indication of a supplied artifact associated with a proposed transaction utilizing the EFT card. Embodiments may include determining whether the proposed transaction should be authorized based on the received PIN number and the supplied artifact and, in response to determining that the proposed transaction should be authorized, transmitting approval of the proposed transaction to the financial terminal.
摘要翻译：一般来说，披露授权客人使用电子金融交易卡（如信用卡或借记卡）的方法和媒体。实施例可以包括从与EFT卡相关联的客户接收关于期望的客人交易（其大小，时间范围，性质等）的信息，生成客人交易的客人PIN号码和人造物信息，以及传送他们给客户实施例还可以包括从金融终端接收PIN号码以及使用该EFT卡与所提议交易相关联的所提供的伪影的指示。实施例可以包括基于所接收的PIN号码和所提供的伪像来确定是否应该授权所提交的交易，并且响应于确定所提议的交易应被授权，将所提交的交易的批准转交给金融终端。

6. 发明申请

US20080140521A1 Dynamic Modification Of Advertisements Displayed In Response To A Search Engine Query 有权
标题翻译：针对搜索引擎查询响应的广告的动态修改
公开(公告)号：US20080140521A1
公开(公告)日：2008-06-12
申请号：US11609642
申请日：2006-12-12
申请人： Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
发明人： Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
IPC分类号： G06Q30/00 , G06F17/30 , G06F7/06
CPC分类号： G06Q30/0256 , G06F17/30867 , G06Q30/02 , G06Q30/0263 , G06Q30/0277
摘要： A computer implemented method, apparatus, and computer program product for modifying advertisements. A set of keywords is received from a user. A query is performed in a search engine with the set of keywords. A set of websites comprising ranked search results and ranked advertisements is displayed. Responsive to detecting a user input selecting a first website in the set of websites, modifying the ranked advertisements, based on the content of the first website, to form modified advertisements.
摘要翻译：一种用于修改广告的计算机实现的方法，装置和计算机程序产品。从用户那里收到一组关键字。在搜索引擎中使用一组关键字执行查询。显示包括排名搜索结果和排名广告的一组网站。响应于检测用户输入选择网站集合中的第一网站，基于第一网站的内容修改排名广告，以形成修改的广告。

7. 发明申请

US20080077553A1 DYNAMIC REPRIORITIZATION OF SEARCH ENGINE RESULTS 审中-公开
标题翻译：搜索引擎结果动态更新
公开(公告)号：US20080077553A1
公开(公告)日：2008-03-27
申请号：US11534304
申请日：2006-09-22
申请人： Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
发明人： Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
IPC分类号： G06F17/30
CPC分类号： G06F16/9535
摘要： A computer implemented method and computer program product for reprioritizing the search results of a search engine. A user, using a search engine performs an initial search. The search engine ranks and displays the search results to the user. The user then accesses one or more links displayed on the page. The improved search engine infers additional information from the links accessed on the displayed page. Based upon the inferred information, the improved search engine reprioritizes the remaining search results.
摘要翻译：一种计算机实现的方法和计算机程序产品，用于重新定位搜索引擎的搜索结果的优先级。使用搜索引擎的用户执行初始搜索。搜索引擎将搜索结果排列并显示给用户。然后用户访问页面上显示的一个或多个链接。改进的搜索引擎从显示的页面上访问的链接推断出其他信息。基于推断的信息，改进的搜索引擎重新确定剩余搜索结果的优先级。

8. 发明申请

US20080035725A1 METHOD TO USE CELL PHONE LOCATION TO AUTHENTICATE OR ENABLE/DISABLE AUTHORIZATION OF CREDIT CARDS 审中-公开
标题翻译：使用单元电话位置来认证或者启用/禁止信用卡授权的方法
公开(公告)号：US20080035725A1
公开(公告)日：2008-02-14
申请号：US11463902
申请日：2006-08-11
申请人： Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
发明人： Sivakumar Jambunathan , Indran Naick , Cheranellore Vasudevan
IPC分类号： G06K5/00 , G06Q40/00
CPC分类号： G06Q20/32 , G06Q20/3224 , G06Q20/325 , G06Q20/40 , G06Q30/06
摘要： A method for reducing fraudulent usage of credit cards/debit cards, the method comprising: allowing a user owning the credit cards/debit cards to register the credit cards/debit cards to a GPS (Global Positioning System) enabled device, the GPS enabled device connected to a network; allowing the user to define a range at which the credit cards/debit cards are out of range with respect to the GPS enabled device; authorizing use of the credit cards/debit cards owned by the user after it is determined that the credit cards/debit cards and the GPS enabled device are within the user defined range; and denying the authorization of the credit cards/debit cards owned by the user after it is determined that the credit cards/debit cards and the GPS enabled device are outside the user defined range.
摘要翻译：一种用于减少信用卡/借记卡的欺诈性使用的方法，所述方法包括：允许拥有信用卡/借记卡的用户将信用卡/借记卡注册到启用GPS（全球定位系统）的设备，GPS启用设备连接到网络; 允许用户相对于启用GPS的设备定义信用卡/借记卡超出范围的范围; 在确定信用卡/借记卡和启用GPS的设备在用户定义的范围内之前，授权使用用户拥有的信用卡/借记卡; 在确定信用卡/借记卡和启用GPS的设备超出用户限定范围之后，拒绝用户拥有的信用卡/借记卡的授权。

9. 发明授权

US09672493B2 Systems and methods for detecting and managing recurring electronic communications 有权
公开(公告)号：US09672493B2
公开(公告)日：2017-06-06
申请号：US13353740
申请日：2012-01-19
申请人： Kulvir S. Bhogal , William Arthur Griffith , Indran Naick , Mark William Talbot
发明人： Kulvir S. Bhogal , William Arthur Griffith , Indran Naick , Mark William Talbot
IPC分类号： G06Q10/10 , G06F17/30 , G06F3/048
CPC分类号： G06Q10/10 , G06F3/048 , G06F17/30
摘要： Described are systems and methods for detecting and processing recurring electronic communications. A graphical user interface (GUI) event is detected that includes a selection and a drag-and-drop of a first electronic communication object onto a second electronic communication object. A similarity is determined between the first and second electronic communication objects. At least one search criteria rule is automatically generated from the at least one similarity in response to detecting the GUI event.

10. 发明申请

US20130191759A1 SYSTEMS AND METHODS FOR DETECTING AND MANAGING RECURRING ELECTRONIC COMMUNICATIONS 有权
标题翻译：用于检测和管理电子通信的系统和方法
公开(公告)号：US20130191759A1
公开(公告)日：2013-07-25
申请号：US13353740
申请日：2012-01-19
申请人： Kulvir S. Bhogal , William Arthur Griffith , Indran Naick , Mark William Talbot
发明人： Kulvir S. Bhogal , William Arthur Griffith , Indran Naick , Mark William Talbot
IPC分类号： G06F3/048
CPC分类号： G06Q10/10 , G06F3/048 , G06F17/30
摘要： Described are systems and methods for detecting and processing recurring electronic communications. A graphical user interface (GUI) event is detected that includes a selection and a drag-and-drop of a first electronic communication object onto a second electronic communication object. A similarity is determined between the first and second electronic communication objects. At least one search criteria rule is automatically generated from the at least one similarity in response to detecting the GUI event.
摘要翻译：描述了用于检测和处理重复的电子通信的系统和方法。检测到包括第一电子通信对象的选择和拖放到第二电子通信对象上的图形用户界面（GUI）事件。在第一和第二电子通信对象之间确定相似性。响应于检测到GUI事件，至少一个相似性自动生成至少一个搜索条件规则。

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