会员体验
专利管家(专利管理)
工作空间(专利管理)
风险监控(情报监控)
数据分析(专利分析)
侵权分析(诉讼无效)
联系我们
交流群
官方交流:
QQ群: 891211   
微信请扫码    >>>
现在联系顾问~
热词
    • 3. 发明授权
    • System of charging for automobile insurance
    • 汽车保险收费制度
    • US07542915B2
    • 2009-06-02
    • US10674929
    • 2003-09-30
    • Rodney B. Kendrick
    • Rodney B. Kendrick
    • G06Q40/00
    • G06Q40/08
    • A method and apparatus for determining an incremental cost of insurance for the operation of a motor vehicle and billing the same to an operator of the vehicle. The system uses an internal system for determining one or more operational factors associated with the vehicle, such as its geographic location, speed, acceleration, etc, in at least near real time, and recording the information in a database. From this information incremental insurance cost information is determined relating to the cost of insuring the vehicle for a predetermined time during, for example one day. The insurance cost information is transmitted to a contracting company, which may comprise an underwriting company responsible for providing the insurance coverage for the vehicle. The invention makes it possible for an operator to better gauge how driving habits and/or usage of the vehicle affect the cost of the insurance, as well as providing insurance companies with near real time information from which even more accurate determinations of risk can be made, and insurance costs to the operator adjusted accordingly.
    • 一种用于确定用于机动车辆的操作的保险的增量成本并将其计费给车辆的操作者的方法和装置。 系统使用内部系统来至少近实时地确定与车辆相关联的一个或多个操作因素,例如其地理位置,速度,加速度等,并将该信息记录在数据库中。 根据该信息,在例如一天中的预定时间内确定与保险车辆的成本有关的增量保险成本信息。 保险费用信息传送给承包公司,承包公司可能包括负责提供车辆保险的承保公司。 本发明使得运营商有可能更好地衡量车辆的驾驶习惯和/或使用如何影响保险的成本,以及为保险公司提供近乎实时的信息,从而可以进行更准确的风险确定 ,并对运营商的保险费用进行了相应的调整。