专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明申请

US20190259020A1 ENROLLMENT SERVER 审中-公开
公开(公告)号：US20190259020A1
公开(公告)日：2019-08-22
申请号：US16283547
申请日：2019-02-22
申请人： Patrick Faith , Ayman Hammad , Jack Coyne
发明人： Patrick Faith , Ayman Hammad , Jack Coyne
IPC分类号： G06Q20/32 , G06Q40/00 , G06Q40/02 , G06Q30/02 , G06Q20/00 , G06Q20/40
摘要： Systems, methods and apparatus for processing enrollment requests are provided. Enrollment requests may be sent from a user to an enrollment server. The enrollment server may verify the information in the enrollment request with entities that may contain authoritative data reflecting the validity of the information in the enrollment request. The authenticity of devices involved in the enrollment request may also be verified. In addition, the user's transaction history can be reviewed to determine if the enrollment fits the user's transaction history profile. Based on the verified information and a level of risk associated with the enrollment, the enrollment server may allow or deny the enrollment request.

2. 发明申请

US20100268557A1 ENROLLMENT SERVER 审中-公开
标题翻译： ENROLLING服务器
公开(公告)号：US20100268557A1
公开(公告)日：2010-10-21
申请号：US12581753
申请日：2009-10-19
申请人： Patrick Faith , Ayman Hammad , Jack Coyne
发明人： Patrick Faith , Ayman Hammad , Jack Coyne
IPC分类号： G06Q10/00 , G06F17/30 , G06F7/10
CPC分类号： G06Q20/3255 , G06Q20/00 , G06Q20/3223 , G06Q20/4016 , G06Q20/405 , G06Q30/0201 , G06Q40/02 , G06Q40/12
摘要： Systems, methods and apparatus for processing enrollment requests are provided. Enrollment requests may be sent from a user to an enrollment server. The enrollment server may verify the information in the enrollment request with entities that may contain authoritative data reflecting the validity of the information in the enrollment request. The authenticity of devices involved in the enrollment request may also be verified. In addition, the user's transaction history can be reviewed to determine if the enrollment fits the user's transaction history profile. Based on the verified information and a level of risk associated with the enrollment, the enrollment server may allow or deny the enrollment request.
摘要翻译：提供了用于处理注册请求的系统，方法和装置。注册请求可以从用户发送到注册服务器。注册服务器可以使用可能包含反映注册请求中的信息的有效性的权威数据的实体来验证注册请求中的信息。注册请求中涉及的设备的真实性也可以被验证。此外，可以审查用户的交易历史以确定注册是否符合用户的交易历史资料。根据验证信息和与注册相关的风险级别，注册服务器可能允许或拒绝注册请求。

3. 发明授权

US10095276B2 Information access device and data transfer 有权
公开(公告)号：US10095276B2
公开(公告)日：2018-10-09
申请号：US12953372
申请日：2010-11-23
申请人： Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Kris Koganti
发明人： Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Kris Koganti
IPC分类号： H04B7/00 , G06F1/16 , G06Q20/10 , G06Q20/32 , G06Q20/38 , G06Q20/40 , G06Q20/42 , H04W12/08
摘要： Embodiments of the present invention are directed to systems, apparatuses and methods for using a first device with an accelerometer to transfer data by making contact with a second device with an accelerometer, thereby generating interaction data that is representative of the physical contact between the mobile device and the second device. The first device may be a mobile phone. The second device may be a mobile phone or a stationary kiosk or terminal. A first device with an accelerometer physically contacts the second device. Each of the first and second devices generate interaction data (e.g., accelerometer, location, time data, etc.) representative of the physical interaction between the first and second device. A server computer determines, based on interaction data, that the first device and the second device physically contact each other. After determining that the mobile device and the second device made contact, communications may be initiated between the devices. Communications may include customer-provided information (e.g., shopping lists) and merchant-provided information (e.g., items in stock or on sale from the consumer's shopping list). In some embodiments, at least two independent interactions between three devices transfer data from a first computing device to a second computing device, after each of the first and second computing devices independently interacts with a mobile device.

4. 发明授权

US08907768B2 Access using a mobile device with an accelerometer 有权
标题翻译：使用带加速度计的移动设备进行访问
公开(公告)号：US08907768B2
公开(公告)日：2014-12-09
申请号：US12953371
申请日：2010-11-23
申请人： Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Kris Koganti
发明人： Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Kris Koganti
IPC分类号： H04Q5/22 , G08B1/08 , G05B19/00 , H04K1/00 , G06F3/033 , G06Q20/42 , G06Q20/38 , G06Q20/32 , G06Q20/40 , G06Q20/10 , G06F1/16
CPC分类号： G06F1/1694 , G06F21/40 , G06Q20/10 , G06Q20/32 , G06Q20/3224 , G06Q20/389 , G06Q20/40 , G06Q20/4016 , G06Q20/42 , H04W12/08
摘要： Embodiments of the present invention are directed to systems, apparatuses and methods for using a mobile device with an accelerometer to gain access into a secured or restricted area. A first device and a second device interact by making physical contact with each other thereby generating interaction data that is representative of the physical interaction between the first and second device. The first and second device may be mobile phones. The second device may be a point of sale terminal, access point device, or any other stationary (i.e., in a fixed position) device positioned at a line, door, gate, or entrance. A server computer determines, based on interaction data, that the first device and the second device made physical contact. After determining that the first device and the second device made contact, communications may be initiated between the devices. Communications may relate an access transaction comprising an exchange of information, such as credentials, between a prospective entrant (operating the first device) and a gatekeeper (operating the second device) to verify that the prospective entrant is permitted or is not permitted access to a particular area that is secured or restricted by the gatekeeper. Other embodiments are direct to confirmation transactions. Access transaction and confirmation transactions may be combined with a financial transaction using a payment processing network.
摘要翻译：本发明的实施例涉及使用具有加速度计的移动装置来获得进入安全或限制区域的系统，装置和方法。第一设备和第二设备通过彼此进行物理接触进行交互，从而生成代表第一和第二设备之间的物理交互的交互数据。第一和第二装置可以是移动电话。第二设备可以是销售点终端，接入点设备或位于线路，门，门或入口处的任何其它固定（即固定位置）设备。服务器计算机基于交互数据确定第一设备和第二设备进行物理接触。在确定第一设备和第二设备联系之后，可以在设备之间发起通信。通信可以涉及在潜在进入者（操作第一设备）和网守（操作第二设备）之间的信息交换（诸如凭证）之间的访问交易，以验证潜在进入者是否被允许或不允许访问被守门员固定或限制的特定区域。其他实施例直接用于确认交易。访问交易和确认交易可以与使用支付处理网络的金融交易组合。

5. 发明申请

US20140337175A1 Universal Electronic Payment Apparatuses, Methods and Systems 审中-公开
标题翻译：通用电子支付设备，方法和系统
公开(公告)号：US20140337175A1
公开(公告)日：2014-11-13
申请号：US13520481
申请日：2012-02-22
申请人： Edward Katzin , Julian Hua , Gregory Kenneth Storey , Michael Mori , Abhinav Shrivastava , Amit Bhargava , Andrew Beck , Ayman Hammad , Ben Pfisterer , Diane Salmon , Igor Karpenko , Jennifer Schulz , Miroslav Gavrilov , Peter Ciurea , Patrick Faith , Phillip Kumnick , Saurav Chatterjee , Sebastian Badea , Shaw Li , Shipra Jha , Stacy Pourfallah , Susan French , Tenni Theurer , Theodore Harris , Thomas Purves , Vanita Pandey , Victoria Graham , Prakash Hariramani
发明人： Edward Katzin , Julian Hua , Gregory Kenneth Storey , Michael Mori , Abhinav Shrivastava , Amit Bhargava , Andrew Beck , Ayman Hammad , Ben Pfisterer , Diane Salmon , Igor Karpenko , Jennifer Schulz , Miroslav Gavrilov , Peter Ciurea , Patrick Faith , Phillip Kumnick , Saurav Chatterjee , Sebastian Badea , Shaw Li , Shipra Jha , Stacy Pourfallah , Susan French , Tenni Theurer , Theodore Harris , Thomas Purves , Vanita Pandey , Victoria Graham , Prakash Hariramani
IPC分类号： G06Q20/36 , G06Q20/32 , G06Q30/06
CPC分类号： G06Q20/36 , G06Q20/204 , G06Q20/322 , G06Q20/367 , G06Q30/00 , G06Q30/06 , G06Q30/0623 , G07F7/0886
摘要： The UNIVERSAL ELECTRONIC PAYMENT APPARATUS, METHODS AND SYSTEMS (“UEP”) transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the product information search request, information on a first product for sale by a first merchant and a second product for sale by a second merchant. The UEP generates a single purchase transaction request, using the information on the first product for sale by the first merchant and the second product for sale by the second merchant. The UEP provides, via the user device, the single purchase transaction request for payment processing. Also, the UEP obtains an electronic purchase receipt for the first product for sale by the first merchant and the second product for sale by the second merchant.
摘要翻译：通用电子支付设备，方法和系统（“UEP”）将触摸屏输入通过UEP组件转换成虚拟钱包移动应用程序接口到购买交易触发器和收据通知。在一个实现中，UEP经由用户设备提供产品信息搜索请求; 并且响应于所述产品信息搜索请求，获得关于由第一商家出售的第一产品和由第二商家销售的第二产品的信息。 UEP使用由第一商家销售的第一产品的信息和由第二商家销售的第二商品来生成单个购买交易请求。 UEP经由用户设备提供用于支付处理的单个购买交易请求。此外，UEP获得第一商家的第一商品的电子购买收据和由第二商家出售的第二商品。

6. 发明申请

US20130218760A1 FINANCIAL TRANSACTION TOKEN WITH ONBOARD POWER SOURCE 审中-公开
标题翻译：财务交易托盘与电源
公开(公告)号：US20130218760A1
公开(公告)日：2013-08-22
申请号：US13847912
申请日：2013-03-20
申请人： Patrick Faith , Ayman Hammad
发明人： Patrick Faith , Ayman Hammad
IPC分类号： G06K19/077
CPC分类号： G06K19/077 , G06Q20/341 , G06Q20/3415 , G06Q20/352 , G06Q20/367 , G07F7/082 , G07F7/084 , G07F7/1008
摘要： There is provided a card or token for use in financial transactions. The financial transaction token or card has an onboard energy storage device that enables onboard electronics to operate when the card is not in the proximity of a merchant Point-Of-Service (POS) terminal. In one implementation, the onboard energy storage device includes a capacitor such as a thin-film capacitor that stores sufficient energy to power onboard electronics without the need for an onboard battery. The card may be incorporated within various conventional apparatus such as a see-through and/or protective substrate, an item of clothing, an item of jewelry, a cell phone, a Personal Digital Assistant (PDA), a credit card, an identification card, a money holder, a wallet, a personal organizer, a keychain payment tag, and like personality.
摘要翻译：提供了用于金融交易的卡或令牌。金融交易令牌或卡片具有板载能量存储装置，当卡不在商业服务点（POS）终端附近时，能使板载电子设备工作。在一个实施方式中，车载能量存储装置包括诸如薄膜电容器的电容器，其存储足够的能量来为车载电子设备供电，而不需要车载电池。卡可以并入各种常规设备中，例如透视和/或保护性基板，服装项目，珠宝项目，手机，个人数字助理（PDA），信用卡，身份证，钱夹，钱包，个人组织者，钥匙扣付款标签等个性。

7. 发明申请

US20130036003A1 INPUT DEVICE WITH AN ACCELEROMETER 有权
标题翻译：带加速度计的输入装置
公开(公告)号：US20130036003A1
公开(公告)日：2013-02-07
申请号：US13584168
申请日：2012-08-13
申请人： Patrick Faith , Mark Carlson , Ayman Hammad
发明人： Patrick Faith , Mark Carlson , Ayman Hammad
IPC分类号： G06F3/033 , G06Q30/02 , H04W4/02 , G06Q30/00 , H04W4/00
CPC分类号： H04W12/06 , G06F21/00 , G06K9/00335 , G06Q30/0201 , G06Q30/0207 , G06Q30/0261 , H04L63/0861 , H04N21/42204 , H04N21/812 , H04W4/18
摘要： Methods, devices, and systems are described for bumping a mobile device, such as a smart phone, against a fixed poster board display at a store to initiate a download of coupons, advertisements, or other benefits to the mobile device. Products can be rated by a user's up/down bump or other bump patterns. Using accelerometer-based inertial measurements, multiple users can control multiple mouse cursors on a large display with their mobile devices in order to select information to be downloaded to their mobile devices. The multiple users can bump the display in order to select their items simultaneously.
摘要翻译：描述了方法，设备和系统，用于使诸如智能电话的移动设备与存储处的固定的海报板显示器相撞，以便向移动设备发起优惠券，广告或其他益处的下载。产品可以通过用户的上/下凹凸或其他凹凸图案进行评级。使用基于加速度计的惯性测量，多个用户可以使用移动设备在大型显示器上控制多个鼠标光标，以便选择要下载到其移动设备的信息。多个用户可以碰撞显示器，以便同时选择它们的项目。

8. 发明申请

US20110066516A1 Portable Consumer Device Configured to Generate Dynamic Authentication Data 有权
标题翻译：便携式消费者设备配置为生成动态认证数据
公开(公告)号：US20110066516A1
公开(公告)日：2011-03-17
申请号：US12874008
申请日：2010-09-01
申请人： Ayman Hammad , Patrick Faith
发明人： Ayman Hammad , Patrick Faith
IPC分类号： G06Q20/00 , G06K19/073
CPC分类号： G06Q20/3829 , G06Q20/085 , G06Q20/105 , G06Q20/20 , G06Q20/204 , G06Q20/367 , G06Q20/3672 , G06Q20/3674 , G06Q20/382 , G06Q20/3821 , G06Q20/385 , G06Q20/40 , G06Q20/401 , G06Q30/06 , G06Q40/00 , G06Q2220/00 , H04L9/3271 , H04L2209/56
摘要： Embodiments of the invention provide a portable consumer device configured to store dynamic authentication data in memory. The portable consumer device also includes an interface for transmitting data to and receiving power from an external device. The dynamic authentication data is read from the memory by a read-write device located on the portable consumer device. The authentication data is updated and the updated data may be written into memory using the read-write device. In some embodiments, an authentication value read from the memory may be used to generate another authentication value based on an algorithm. The portable consumer device is further configured to transmit authentication data to an external device. The process of reading, updating, generating, transmitting, and rewriting the authentication data may occur each time external power is provided to the portable consumer device via the interface. The power for operating the components of the portable consumer device may be drawn exclusively from the power received from the external device (i.e., the external power). In some embodiments, a portion of the external power may be temporarily stored on an energy storage means of the portable consumer device.
摘要翻译：本发明的实施例提供了被配置为将动态认证数据存储在存储器中的便携式消费者设备。便携式消费设备还包括用于向外部设备发送数据并从外部设备接收电力的接口。通过位于便携式消费设备上的读写装置从存储器读取动态认证数据。更新认证数据，并且可以使用读写装置将更新的数据写入存储器。在一些实施例中，从存储器读取的认证值可以用于基于算法生成另一认证值。便携式消费者设备还被配置为将认证数据发送到外部设备。每当通过接口向便携式消费者设备提供外部电力时，可以发生读取，更新，生成，发送和重写认证数据的过程。用于操作便携式消费者设备的组件的功率可以仅从从外部设备接收的功率（即外部功率）来绘制。在一些实施例中，外部功率的一部分可以临时存储在便携式消费设备的能量存储装置上。

9. 发明申请

US20100280927A1 PRE-AUTHORIZATION OF A TRANSACTION USING PREDICTIVE MODELING 有权
标题翻译：使用预测建模的交易预先授权
公开(公告)号：US20100280927A1
公开(公告)日：2010-11-04
申请号：US12773763
申请日：2010-05-04
申请人： Patrick Faith , Kevin P. Siegel , Ayman Hammad
发明人： Patrick Faith , Kevin P. Siegel , Ayman Hammad
IPC分类号： G06Q20/00 , G06Q40/00 , G06Q10/00 , G06F21/00
CPC分类号： G06Q20/4016 , G06Q10/04 , G06Q10/06375 , G06Q20/40 , G06Q30/02 , G06Q30/0202 , G06Q30/0204 , G06Q30/0205 , G06Q30/0224 , G06Q30/0269 , G06Q40/00 , G06Q40/12
摘要： Systems, apparatus, and methods are provided for efficiently authorizing a transaction initiated by a consumer. An authorization can be generated before the consumer actually initiates the transaction. For example, a future transaction can be predicted, and an authorization can be generated for the predicted transaction. In this manner, the authorization can be ready and quickly used when the consumer does initiate the transaction. Previous transactions made by the consumer can be used to predict when the future transaction is likely. In various examples, the authorization can be sent to a specific merchant or to the consumer for use when the consumer initiates the predicted transaction, or saved by an authorization server for use in response to an authorization request from the merchant.
摘要翻译：提供了系统，装置和方法以有效地授权由消费者发起的交易。在消费者实际启动交易之前，可以生成授权。例如，可以预测未来的事务，并且可以为预测的事务生成授权。以这种方式，当消费者确实启动交易时，可以准备好并快速使用授权。消费者以前的交易可以用于预测未来交易何时可能。在各种示例中，当消费者启动预测的交易或由授权服务器保存以响应商家的授权请求使用时，授权可以被发送到特定商家或消费者使用。

10. 发明申请

US20100027786A1 DYNAMIC ENCRYPTION AUTHENTICATION 审中-公开
标题翻译：动态加密认证
公开(公告)号：US20100027786A1
公开(公告)日：2010-02-04
申请号：US12031036
申请日：2008-02-14
申请人： Patrick Faith , Ayman Hammad
发明人： Patrick Faith , Ayman Hammad
IPC分类号： H04L9/00 , H04L9/28
CPC分类号： G06Q20/3823 , G06F21/606 , G06Q20/04 , H04L9/0618 , H04L9/0866 , H04L9/3226 , H04L2209/56
摘要： A method is disclosed. The method includes generating a uniquely derived data string using personalized information and a first encryption algorithm, generating at least one uniquely derived key using the uniquely derived data string, and creating a dynamic verification value using a second encryption algorithm using the at least one uniquely derived key, wherein the first encryption algorithm is different than the second encryption algorithm.
摘要翻译：公开了一种方法。该方法包括使用个性化信息生成唯一导出的数据串和第一加密算法，使用唯一导出的数据串生成至少一个唯一导出的密钥，以及使用第二加密算法，使用至少一个唯一导出的密钥，其中所述第一加密算法与所述第二加密算法不同。

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式