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1. 发明申请

US20200008898A1 NEEDLE SAFETY SYSTEMS 审中-公开
公开(公告)号：US20200008898A1
公开(公告)日：2020-01-09
申请号：US16447139
申请日：2019-06-20
申请人： Patrick ROUSCHE , Peter TEK , Charles VENTURA , Richard A. SCRIBNER , Andrew BLACK , Andrew LEOPOLD , Mark CARLSON , Todd MACY , Daniel LANE , Adam HENSEL , Edward BROWKA
发明人： Patrick ROUSCHE , Peter TEK , Charles VENTURA , Richard A. SCRIBNER , Andrew BLACK , Andrew LEOPOLD , Mark CARLSON , Todd MACY , Daniel LANE , Adam HENSEL , Edward BROWKA
IPC分类号： A61B90/00 , A61B5/15 , A61M5/158
摘要： Tissue access devices and methods of using the same are disclosed. The devices can have a sensor configured to occlude a flow path by deflecting a membrane into the flow path when the devices become dislodged from tissue. The sensor can be configured to partially or fully occlude the flow path. The sensor can have a spring. The spring can be biased to move the sensor from a sensor first configuration to a sensor second configuration when a force applied by the sensor first surface against a non-sensor surface changes from a first force to a second force less than the first force. The membrane can be deflected into the flow path when the sensor is in the sensor second configuration.

2. 发明申请

US20180211244A1 INTEGRATED SECURITY SYSTEM 审中-公开
公开(公告)号：US20180211244A1
公开(公告)日：2018-07-26
申请号：US15925433
申请日：2018-03-19
申请人： Mark Carlson , Ayman Hammad
发明人： Mark Carlson , Ayman Hammad
IPC分类号： G06Q20/32 , G06Q20/36 , G06Q20/10
CPC分类号： G06Q20/3223 , G06Q20/10 , G06Q20/325 , G06Q20/363 , G06Q20/3672
摘要： A third party payment system is provided which allows a user to conduct transactions through payment accounts stored on the third party payment system. The user can enroll in the third party payment system and create an account with registered payment accounts. The user can access the payment accounts via a mobile device and load the payment data associated with a payment account to the mobile device. The user can then utilize the mobile device to provide payment during a transaction.

3. 发明申请

US20180189801A1 MOBILE COUPON METHOD AND SYSTEM 审中-公开
公开(公告)号：US20180189801A1
公开(公告)日：2018-07-05
申请号：US15907680
申请日：2018-02-28
申请人： Mark Carlson , Peter Ciurea
发明人： Mark Carlson , Peter Ciurea
IPC分类号： G06Q30/02
CPC分类号： G06Q30/02 , G06Q30/0215
摘要： A system and a method for using a portable consumer device such as a mobile phone are disclosed. In one embodiment, a method according to the present invention comprises referencing data regarding an individual consumer stored as part of a payment processing network to generate an electronic coupon targeted to the individual consumer. The electronic coupon is transmitted to a mobile device of the individual consumer over a communications network, and purchase transaction utilizing the electronic coupon is processed over the payment processing network. In certain embodiments, the electronic coupon may be generated based upon temporal and/or geographic information of a prior purchase transaction conducted using the payment processing network.

4. 发明授权

US09940627B2 Mobile coupon method and system 有权
公开(公告)号：US09940627B2
公开(公告)日：2018-04-10
申请号：US11960173
申请日：2007-12-19
申请人： Mark Carlson , Peter Ciurea
发明人： Mark Carlson , Peter Ciurea
IPC分类号： G06Q20/00 , G06Q30/02
CPC分类号： G06Q30/02 , G06Q30/0215
摘要： A system and a method for using a portable consumer device such as a mobile phone are disclosed. In one embodiment, a method according to the present invention comprises referencing data regarding an individual consumer stored as part of a payment processing network to generate an electronic coupon targeted to the individual consumer. The electronic coupon is transmitted to a mobile device of the individual consumer over a communications network, and purchase transaction utilizing the electronic coupon is processed over the payment processing network. In certain embodiments, the electronic coupon may be generated based upon temporal and/or geographic information of a prior purchase transaction conducted using the payment processing network.

5. 发明申请

US20170286926A1 COMMUNICATION DEVICE INCLUDING MULTI-PART ALIAS IDENTIFIER 审中-公开
公开(公告)号：US20170286926A1
公开(公告)日：2017-10-05
申请号：US15627019
申请日：2017-06-19
申请人： Mark Carlson
发明人： Mark Carlson
IPC分类号： G06Q20/10
CPC分类号： G06Q40/00 , G06Q20/10 , G06Q20/40 , H04L63/083
摘要： Methods and systems are disclosed for allowing financial transactions to be conducted using consumer devices. In some embodiments, the consumer device is a mobile communication device, such as a mobile phone. A payer initiates a transaction by sending a payment request message from a mobile phone which specifies the payee and amount to be paid. Payees are identified by unique aliases, which are maintained in a database. The aliases, in turn, are comprised of multiple parts. Each pail of the alias may identify a relevant aspect of the transaction. For example, one pad of the alias may identify the payee and another part of the alias may identify the financial institution of the account of the payee. Methods for assembling the enrollment and alias database are included.

6. 发明授权

US09760882B2 Wireless payment method and systems 有权
公开(公告)号：US09760882B2
公开(公告)日：2017-09-12
申请号：US12263320
申请日：2008-10-31
申请人： Joan Myers , Sara Garrison , Mark Carlson
发明人： Joan Myers , Sara Garrison , Mark Carlson
IPC分类号： G06Q20/32 , G06Q20/02 , G06Q20/10 , G06Q20/20 , G06Q20/08 , G06Q20/40 , G06Q30/06 , G06Q40/00 , G06Q20/38 , G06Q40/02
CPC分类号： G06Q20/322 , G06Q20/027 , G06Q20/085 , G06Q20/10 , G06Q20/102 , G06Q20/20 , G06Q20/3821 , G06Q20/40 , G06Q30/06 , G06Q40/00 , G06Q40/02
摘要： A method for conducting a transaction is disclosed. The method includes using a first portable electronic device, and directly transmitting a request for payment to a second portable electronic device through a wireless link. Then, the second portable electronic device transmits an approval of the request for payment to the first portable electronic device. One of the first and the second portable electronic devices then sends the request for payment to a payment hub service. The payment hub service then facilitates the transfer of funds from a payer institution to a payee institution to complete the transaction.

7. 发明申请

US20170083912A1 ALERT ARCHITECTURE 审中-公开
公开(公告)号：US20170083912A1
公开(公告)日：2017-03-23
申请号：US15369683
申请日：2016-12-05
申请人： Ayman Hammad , Mark Carlson
发明人： Ayman Hammad , Mark Carlson
IPC分类号： G06Q20/40 , G08B25/00 , H04L12/18 , G08B5/22 , G06Q20/32 , G06Q40/00
摘要： Systems, architecture of the systems, and methods for generating alert message are disclosed. A user enrolls in an alert messaging service. Information that the user provides during an enrollment process are sent into a database. the user performs a transaction using a portable consumer device. Transaction data are sent to a computer apparatus. The computer apparatus accesses the database containing alert customization data. An alert message is generated based on the transaction data and the alert customization data. The alert message is sent to a user device. The systems, resources and processes responsible for performing the transaction and providing the alert messages are separated so that the transaction processing and alert generation are performed in parallel by systems in communication with each other. Utilizing such method prevents the transaction processing system from being overloaded with additional processes, while maintains a desired level of efficiency, security and reliability of the payment processing system.

8. 发明申请

US20170076313A1 SYSTEMS AND METHODS FOR VISUAL REPRESENTATION OF OFFERS 审中-公开
标题翻译：提供视觉表示的系统和方法
公开(公告)号：US20170076313A1
公开(公告)日：2017-03-16
申请号：US15363311
申请日：2016-11-29
申请人： Mark Carlson , Patrick L. Faith
发明人： Mark Carlson , Patrick L. Faith
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0224 , G06Q30/02 , G06Q30/0222 , G06Q30/0225 , G06Q30/0251 , G06Q30/0252 , G06Q30/0255 , G06Q50/188 , G09B29/007
摘要： A method and system for providing geographic location notifications for targeted offers is disclosed. One embodiment of the invention is directed to a method including monitoring for an event to trigger a targeted offer. Upon detection of the event, the offer is generated. The offer is targeted to a consumer and is generated using payment data generated in response to transactions conducted by the consumer with a plurality of different merchants. A geographic location for redeeming the offer is determined. A notification message is generated about the offer. The notification message includes the offer and the geographic location for redeeming the offer. The notification message is sent to a notification device which is operated by the consumer. A graphical depiction of the offer is displayed on a map on the notification device.
摘要翻译：公开了一种用于为目标提供提供地理位置通知的方法和系统。本发明的一个实施例涉及一种包括监视事件以触发目标报价的方法。一旦检测到事件，生成报价。该提议针对消费者，并且是使用响应于消费者与多个不同商家进行的交易产生的支付数据而生成的。确定要兑换优惠的地理位置。生成关于报价的通知消息。通知消息包括优惠和兑换优惠的地理位置。通知消息被发送到由消费者操作的通知设备。报价的图形显示在通知设备的地图上。

9. 发明授权

US09542675B2 Alert architecture 有权
标题翻译：警报架构
公开(公告)号：US09542675B2
公开(公告)日：2017-01-10
申请号：US12720627
申请日：2010-03-09
申请人： Ayman Hammad , Mark Carlson
发明人： Ayman Hammad , Mark Carlson
IPC分类号： G06Q20/20 , G06Q30/00 , G06Q30/02 , G06Q50/26 , H04L12/18 , H04L29/08 , G06Q40/00 , G06Q20/40 , G08B5/22
CPC分类号： G06Q20/401 , G06Q20/202 , G06Q20/325 , G06Q20/40 , G06Q30/0185 , G06Q30/0224 , G06Q30/0236 , G06Q40/12 , G06Q50/265 , G08B5/229 , G08B25/004 , H04L12/1895 , H04L67/04 , H04L67/26 , H04L67/306
摘要： Systems, architecture of the systems, and methods for generating alert message are disclosed. A user enrolls in an alert messaging service. Information that the user provides during an enrollment process are sent into a database. the user performs a transaction using a portable consumer device. Transaction data are sent to a computer apparatus. The computer apparatus accesses the database containing alert customization data. An alert message is generated based on the transaction data and the alert customization data. The alert message is sent to a user device. The systems, resources and processes responsible for performing the transaction and providing the alert messages are separated so that the transaction processing and alert generation are performed in parallel by systems in communication with each other. Utilizing such method prevents the transaction processing system from being overloaded with additional processes, while maintains a desired level of efficiency, security and reliability of the payment processing system.
摘要翻译：公开了系统，系统的架构和用于生成警报消息的方法。用户注册一个警报消息服务。在注册过程中用户提供的信息被发送到数据库。用户使用便携式消费者设备执行交易。事务数据被发送到计算机装置。计算机装置访问包含警报定制数据的数据库。基于事务数据和警报定制数据生成警报消息。警报消息被发送到用户设备。负责执行事务和提供警报消息的系统，资源和过程被分离，使得通过彼此通信的系统并行地执行事务处理和警报生成。利用这种方法防止事务处理系统由于额外的过程而过载，同时保持支付处理系统的期望的效率水平，安全性和可靠性。

10. 发明申请

US20160224976A1 SECURING EXTERNAL SYSTEMS WITH ACCOUNT TOKEN SUBSTITUTION 审中-公开
标题翻译：安全外部系统与帐户替代
公开(公告)号：US20160224976A1
公开(公告)日：2016-08-04
申请号：US15095984
申请日：2016-04-11
申请人： Gourab Basu , Michael Mori , Ross Sakata , Steve Cracknell , Millie Yee , Mark Carlson , Patrick Stan , Surendra Keshan , Edward Katzin
发明人： Gourab Basu , Michael Mori , Ross Sakata , Steve Cracknell , Millie Yee , Mark Carlson , Patrick Stan , Surendra Keshan , Edward Katzin
IPC分类号： G06Q20/36 , G06Q20/38 , G06Q20/40
摘要： Systems, apparatuses, and methods for providing an account token to an external entity during the lifecycle of a payment transaction. In some embodiments, an external entity may be a merchant computer requesting authorization of a payment message. In other embodiments, the external entity may be a support computer providing a payment processing network or a merchant support functions.
摘要翻译：在支付交易的生命周期期间向外部实体提供账户令牌的系统，装置和方法。在一些实施例中，外部实体可以是请求授权支付消息的商家计算机。在其他实施例中，外部实体可以是提供支付处理网络或商家支持功能的支持计算机。

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