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    • 1. 发明授权
    • Method for controlling a machine dispensing good and charging of goods thus dispensed
    • 用于控制分配商品的机器的方法和由此分配的货物的充电
    • US07720709B1
    • 2010-05-18
    • US10089253
    • 2000-09-28
    • Michael LangerPatrik LjungströmUwe MichelJohann ReindlLeonhard Schmickler
    • Michael LangerPatrik LjungströmUwe MichelJohann ReindlLeonhard Schmickler
    • G06Q20/00
    • G07F7/0866G06Q20/04G06Q20/12G06Q20/18G06Q20/20G06Q20/28G06Q20/32G06Q20/322G06Q20/363G06Q20/382G07F9/00
    • A method for controlling and operating a vending machine that incorporates a mobile radiocommunication transmit/receive unit and can be called from a user's mobile telephone unit over a mobile telephone network via an abbreviated mobile telephone number affixed on the vending machine. The method includes, upon receipt of a call from the user's mobile telephone unit to the abbreviated mobile telephone number on the vending machine, establishing a connection to a bank and determining if the user has an account at that bank, and if so, whether there are sufficient funds in the user's account, if the user has an account and there are sufficient funds, prompting, via the vending machine, the user to select a merchandise item, after the merchandise item has been dispensed, generating, a billing entry in the vending machine, and settling the billing entry via a payment gateway, the step of settling comprising accessing a mini-payment account the user has opened with a bank, and determining the mini-payment account number based on the user's mobile telephone number.
    • 一种用于控制和操作包含移动无线电通信发射/接收单元的自动售货机的方法,并且可以通过移动电话网络经由固定在自动售货机上的缩写移动电话号码从用户的移动电话单元呼叫。 该方法包括在从用户的移动电话单元接收到自动售货机上的缩写移动电话号码的呼叫时,建立与银行的连接并确定用户是否在该银行有帐户,如果是,是否存在 是用户帐户中的足够的资金,如果用户具有帐户并且有足够的资金,通过自动售货机促使用户选择商品,在商品被分配之后,生成在 自动售货机,并且通过支付网关结算记帐条目,结算步骤包括访问用户已经与银行打开的小额支付帐户,以及基于用户的移动电话号码确定小型支付帐号。
    • 2. 发明授权
    • Method for charging internet services via a mobile telephone
    • 通过移动电话为互联网服务收费的方法
    • US07319855B1
    • 2008-01-15
    • US10089504
    • 2000-09-28
    • Peter BrunePatrik LjungströmUwe MichelJörg RassLeonhard Schmickler
    • Peter BrunePatrik LjungströmUwe MichelJörg RassLeonhard Schmickler
    • H04M11/00
    • G06Q20/04G06Q20/10G06Q20/102G06Q20/12G06Q20/32G06Q20/3223G07F17/0014
    • A method is provided for a mobile telephone users to pay small individual fees for certain content when surfing the Internet using a mobile telephone terminal, for example, a WAP-enabled terminal. The method establishes a payment gateway which is accessible by the mobile telephone Internet user via the mobile telephone terminal and by a provider via a provider server. Customer data of the user is held securely in a database of the payment gateway and is not transmitted over the Internet or held in the mobile terminal. A micropayment account opened at a bank is synchronized continuously with the payment gateway. To provide payment of fees for content, a reservation of a certain amount is made in the payment account via the payment gateway and is authorized by the user to the provider allowing the provider to debit amounts against the reservation. Actual charges are transmitted from the provider to the payment gateway and allocated against the reservation debiting the amounts from the micropayment account, crediting the provider and canceling the reserved amount.
    • 提供了一种用于移动电话用户使用移动电话终端(例如,启用WAP的终端)上网时支付特定内容的小的个人费用的方法。 该方法建立支付网关,其可由移动电话因特网用户经由移动电话终端和经由提供商服务器的提供商访问。 用户的客户数据安全地保存在支付网关的数据库中,并且不通过因特网发送或保存在移动终端中。 在银行开立的小额支付帐户与支付网关不断同步。 为了提供对内容的费用的支付,通过支付网关在支付帐户中进行一定量的预约,并且被用户授权给允许提供商根据预留扣除金额的提供商。 实际费用从提供商传送到支付网关,并根据预付款进行分配,从微支付账户中扣除金额,记入供应商并取消预留金额。