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1. 发明申请

US20110099202A1 Anonymous Information Exchange 有权
标题翻译：匿名信息交流
公开(公告)号：US20110099202A1
公开(公告)日：2011-04-28
申请号：US12605052
申请日：2009-10-23
申请人： Mehmet E. Dedeoglu , Iwao Fusillo , Eddie J. Alvarez , Qaiser S. Shakeel , Andrew E. Roth , Lewis A. Tierney
发明人： Mehmet E. Dedeoglu , Iwao Fusillo , Eddie J. Alvarez , Qaiser S. Shakeel , Andrew E. Roth , Lewis A. Tierney
IPC分类号： G06F17/30
CPC分类号： G06F21/6254 , G06F17/30702 , G06Q10/06 , G06Q30/02
摘要： A third party facilitates exchange of customer data between first and second entities while maintaining customer privacy. Personally identifiable information (PII) and first entity customer attributes of a first set of customers are received from a first entity. PII for a second set of customers is received from a second entity. First and second set common customers are identified using the PII of the first and the second set of customers. Subsequently, a list of third set of customers is sent to the second entity. The list of third set of customers includes the common customers and a plurality of other customers from the second set of customers. Second entity customer attributes are received for each customer in the list of third set of customers. Further, the first entity customer attributes of the common customers and the second entity customer attributes of the common customers are linked.
摘要翻译：第三方便于在第一和第二实体之间交换客户数据，同时保持客户隐私。从第一实体接收第一组客户的个人身份信息（PII）和第一实体客户属性。从第二个实体收到第二组客户的PII。使用第一和第二组客户的PII识别第一和第二套普通客户。随后，将第三组客户的列表发送到第二实体。第三套客户的列表包括第二套客户的普通客户和多个其他客户。在第三组客户名单中的每个客户收到第二实体客户属性。此外，共同客户的第一实体客户属性和普通客户的第二实体客户属性相关联。

2. 发明授权

US08838629B2 Anonymous information exchange 有权
标题翻译：匿名信息交流
公开(公告)号：US08838629B2
公开(公告)日：2014-09-16
申请号：US12605052
申请日：2009-10-23
申请人： Mehmet E. Dedeoglu , Iwao Fusillo , Eddie J. Alvarez , Qaiser S. Shakeel , Andrew E. Roth , Lewis A. Tierney
发明人： Mehmet E. Dedeoglu , Iwao Fusillo , Eddie J. Alvarez , Qaiser S. Shakeel , Andrew E. Roth , Lewis A. Tierney
IPC分类号： G06F7/00 , G06F17/30 , G06Q30/02
CPC分类号： G06F21/6254 , G06F17/30702 , G06Q10/06 , G06Q30/02
摘要： A third party facilitates exchange of customer data between first and second entities while maintaining customer privacy. Personally identifiable information (PII) and first entity customer attributes of a first set of customers are received from a first entity. PII for a second set of customers is received from a second entity. First and second set common customers are identified using the PII of the first and the second set of customers. Subsequently, a list of third set of customers is sent to the second entity. The list of third set of customers includes the common customers and a plurality of other customers from the second set of customers. Second entity customer attributes are received for each customer in the list of third set of customers. Further, the first entity customer attributes of the common customers and the second entity customer attributes of the common customers are linked.
摘要翻译：第三方便于在第一和第二实体之间交换客户数据，同时保持客户隐私。从第一实体接收第一组客户的个人身份信息（PII）和第一实体客户属性。从第二个实体收到第二组客户的PII。使用第一和第二组客户的PII识别第一和第二套普通客户。随后，将第三组客户的列表发送到第二实体。第三套客户的列表包括第二套客户的普通客户和多个其他客户。在第三组客户名单中的每个客户收到第二实体客户属性。此外，共同客户的第一实体客户属性和普通客户的第二实体客户属性相关联。

3. 发明申请

US20130006766A1 Spend Based Digital Ad Targeting and Measurement 有权
标题翻译：花费数字广告定位和测量
公开(公告)号：US20130006766A1
公开(公告)日：2013-01-03
申请号：US13172676
申请日：2011-06-29
申请人： Mehmet E. Dedeoglu , Iwao Fusillo , Danny M. Yelle
发明人： Mehmet E. Dedeoglu , Iwao Fusillo , Danny M. Yelle
IPC分类号： G06Q30/00
CPC分类号： G06Q30/02 , G06Q30/0243 , G06Q30/0249 , G06Q30/0251
摘要： The present disclosure includes a system, method, and article of manufacture for spend based targeting and measurement. The method may comprise transmitting to a third party system a model and/or a measurement file associating a first party cookie ID with a model, and receiving, from the third party system, an updated model (and/or measurement) file associating a third party cookie ID with web-browsing data. The third party cookie ID may anonymously and uniquely correspond to the first party cookie ID, and the first party cookie ID may be stripped from the updated model (and/or measurement) file to de-identify a customer associated with the first party cookie ID. Moreover, the web-browsing data may be received by the third party system from a second party system.
摘要翻译：本公开包括用于基于花费的瞄准和测量的系统，方法和制品。该方法可以包括向第三方系统发送将第一方Cookie ID与模型相关联的模型和/或测量文件，以及从第三方系统接收更新的模型（和/或测量）文件，其将第三方Cookie ID与模型相关联派对Cookie ID与网络浏览数据。第三方Cookie ID可以匿名地且唯一地对应于第一方Cookie ID，并且可以从更新的模型（和/或测量）文件中剥离第一方cookie ID以取消标识与第一方Cookie ID相关联的客户。此外，网页浏览数据可以由第三方系统从第二方系统接收。

4. 发明授权

US09607308B2 Spend based digital ad targeting and measurement 有权
公开(公告)号：US09607308B2
公开(公告)日：2017-03-28
申请号：US13172676
申请日：2011-06-29
申请人： Mehmet E. Dedeoglu , Iwao Fusillo , Danny M. Yelle
发明人： Mehmet E. Dedeoglu , Iwao Fusillo , Danny M. Yelle
IPC分类号： G06Q30/02
CPC分类号： G06Q30/02 , G06Q30/0243 , G06Q30/0249 , G06Q30/0251
摘要： The present disclosure includes a system, method, and article of manufacture for spend based targeting and measurement. The method may comprise transmitting to a third party system a model and/or a measurement file associating a first party cookie ID with a model, and receiving, from the third party system, an updated model (and/or measurement) file associating a third party cookie ID with web-browsing data. The third party cookie ID may anonymously and uniquely correspond to the first party cookie ID, and the first party cookie ID may be stripped from the updated model (and/or measurement) file to de-identify a customer associated with the first party cookie ID. Moreover, the web-browsing data may be received by the third party system from a second party system.

5. 发明申请

US20120271744A1 INDUSTRY SIZE OF WALLET 有权
标题翻译：钱包行业规模
公开(公告)号：US20120271744A1
公开(公告)日：2012-10-25
申请号：US13538936
申请日：2012-06-29
申请人： Prashant Kalia , Karlyn Heiner Crotty , Iwao Fusillo
发明人： Prashant Kalia , Karlyn Heiner Crotty , Iwao Fusillo
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0202 , G06Q10/06375 , G06Q30/00 , G06Q30/0201 , G06Q30/0205 , G06Q40/00
摘要： Consumer spend by industry is modeled based on the industry sizes of wallet of consumers having a high share of wallet with a financial institution. A size of wallet is calculated for each consumer in a plurality of consumers. A share of wallet for each consumer is also calculated. A subset of the plurality of consumers whose share of wallet is above a given percentage of their size of wallet is then determined. For each consumer in the subset, an industry size of wallet is determined. A correlation between the industry size of wallet of a given consumer and one or more characteristics of the given consumer is then derived using the industry size of wallet for the consumers in the subset.
摘要翻译：行业的消费支出是基于具有金融机构的钱包份额较高的消费者的钱包的行业规模来模拟的。为多个消费者中的每个消费者计算一个钱包的大小。还计算每个消费者的钱包份额。然后确定多个消费者的一部分，其中钱包的份额高于其钱包尺寸的给定百分比。对于子集中的每个消费者，确定钱包的行业大小。给定消费者的钱包的行业规模与给定消费者的一个或多个特征之间的相关性就是使用该子集中消费者的钱包的行业大小来得出的。

6. 发明授权

US08401947B2 Industry size of wallet 有权
标题翻译：钱包行业规模
公开(公告)号：US08401947B2
公开(公告)日：2013-03-19
申请号：US13538936
申请日：2012-06-29
申请人： Prashant Kalia , Karlyn Heiner Crotty , Iwao Fusillo
发明人： Prashant Kalia , Karlyn Heiner Crotty , Iwao Fusillo
IPC分类号： G06Q40/00
CPC分类号： G06Q30/0202 , G06Q10/06375 , G06Q30/00 , G06Q30/0201 , G06Q30/0205 , G06Q40/00
摘要： Consumer spend by industry is modeled based on the industry sizes of wallet of consumers having a high share of wallet with a financial institution. A size of wallet is calculated for each consumer in a plurality of consumers. A share of wallet for each consumer is also calculated. A subset of the plurality of consumers whose share of wallet is above a given percentage of their size of wallet is then determined. For each consumer in the subset, an industry size of wallet is determined. A correlation between the industry size of wallet of a given consumer and one or more characteristics of the given consumer is then derived using the industry size of wallet for the consumers in the subset.
摘要翻译：行业的消费支出是基于具有金融机构的钱包份额较高的消费者的钱包的行业规模来模拟的。为多个消费者中的每个消费者计算一个钱包的大小。还计算每个消费者的钱包份额。然后确定多个消费者的一部分，其中钱包的份额高于其钱包尺寸的给定百分比。对于子集中的每个消费者，确定钱包的行业大小。给定消费者的钱包的行业规模与给定消费者的一个或多个特征之间的相关性就是使用该子集中消费者的钱包的行业大小来得出的。

7. 发明授权

US08239250B2 Industry size of wallet 有权
标题翻译：钱包行业规模
公开(公告)号：US08239250B2
公开(公告)日：2012-08-07
申请号：US11608179
申请日：2006-12-07
申请人： Prashant Kalia , Karlyn Heiner Crotty , Iwao Fusillo
发明人： Prashant Kalia , Karlyn Heiner Crotty , Iwao Fusillo
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0202 , G06Q10/06375 , G06Q30/00 , G06Q30/0201 , G06Q30/0205 , G06Q40/00
摘要： Consumer spend by industry is modeled based on the industry sizes of wallet of consumers having a high share of wallet with a financial institution. A size of wallet is calculated for each consumer in a plurality of consumers. A share of wallet for each consumer is also calculated. A subset of the plurality of consumers whose share of wallet is above a given percentage of their size of wallet is then determined. For each consumer in the subset, an industry size of wallet is determined. A correlation between the industry size of wallet of a given consumer and one or more characteristics of the given consumer is then derived using the industry size of wallet for the consumers in the subset.
摘要翻译：行业的消费支出是基于具有金融机构的钱包份额较高的消费者的钱包的行业规模来模拟的。为多个消费者中的每个消费者计算一个钱包的大小。还计算每个消费者的钱包份额。然后确定多个消费者的一部分，其中钱包的份额高于其钱包尺寸的给定百分比。对于子集中的每个消费者，确定钱包的行业大小。给定消费者的钱包的行业规模与给定消费者的一个或多个特征之间的相关性就是使用该子集中消费者的钱包的行业大小来得出的。

8. 发明申请

US20100131400A1 Automatic Classification of Credit Card Customers 有权
标题翻译：信用卡客户自动分类
公开(公告)号：US20100131400A1
公开(公告)日：2010-05-27
申请号：US12695928
申请日：2010-01-28
申请人： Rajendra R. Rane , David Juang , Eduardo J. Alvarez , Iwao Fusillo
发明人： Rajendra R. Rane , David Juang , Eduardo J. Alvarez , Iwao Fusillo
IPC分类号： G06Q40/00
CPC分类号： G06Q30/02 , G06Q30/0202 , G06Q30/0204 , G06Q40/00 , G06Q40/02
摘要： According to embodiments of the present invention there is provided a computer-based method and a computer program product for automatically sorting customers who make purchases from merchants using a credit card. The computer-based method includes the following steps. An adjusted index is calculated for a customer based on an amount of money the customer spent across merchants during a time period. The adjusted index is compared to a cut-off value. The customer is classified based on the comparison of the adjusted index to the cut-off value. In an embodiment, the method also includes re-classifying the customer based on at least one of (i) information about the merchants, or (ii) a number of transactions in a predetermined industry.
摘要翻译：根据本发明的实施例，提供了一种基于计算机的方法和一种计算机程序产品，用于自动分类使用信用卡从商家购买的客户。基于计算机的方法包括以下步骤。根据客户在一段时间内在商家中花费的金额，为客户计算调整后的指数。将调整后的指数与截止值进行比较。客户根据调整后的指数与截止值的比较进行分类。在一个实施例中，该方法还包括基于（i）关于商家的信息或（ii）预定行业中的多个交易中的至少一个来重新分类客户。

9. 发明申请

US20080091508A1 Multidimensional personal behavioral tomography 有权
标题翻译：多维个人行为层析成像
公开(公告)号：US20080091508A1
公开(公告)日：2008-04-17
申请号：US11529730
申请日：2006-09-29
申请人： Rajendra Rane , David Juang , Eduardo J. Alvarez , Iwao Fusillo
发明人： Rajendra Rane , David Juang , Eduardo J. Alvarez , Iwao Fusillo
IPC分类号： G07G1/00
CPC分类号： G06Q30/0205 , G06Q30/02 , G06Q30/0203 , G06Q30/0204 , G06Q30/0269
摘要： A method and computer program product for identifying attributes of customers and potential customers, allowing marketing to be directed at such consumers. Information is received regarding each of a number of consumers. This information can include demographic information, data regarding spending habits, and information as to how such attributes may have changed over time. Once attributes have been determined, and any changes over time to such attributes have been determined, a correlation of the attributes is performed. Such combined attributes are denoted as composite dimensions. Given the composite dimensions, as well as attributes that may not have been correlated with any other attributes, consumers are plotted in the resulting multi-dimensional space. Sets of consumers that appear to be grouped in this multi-dimensional space are then identified. Common attributes of this consumer group are identified. Unique attributes of a given consumer in such a group are also identified.
摘要翻译：一种方法和计算机程序产品，用于识别客户和潜在客户的属性，允许营销针对这些消费者。收到关于多个消费者中的每一个的信息。该信息可以包括人口统计信息，关于消费习惯的数据，以及关于这些属性如何随时间而改变的信息。一旦确定了属性，并且已经确定了对于这些属性随时间的任何改变，则执行属性的相关性。这样的组合属性被表示为复合尺寸。给定复合尺寸以及可能没有与任何其他属性相关联的属性，消费者被绘制在所得到的多维空间中。然后识别出似乎被分组在该多维空间中的消费者集合。识别此消费群体的常见属性。也确定了这样一个组中给定消费者的独特属性。

10. 发明申请

US20070288299A1 Automatic classification of credit card customers 有权
标题翻译：自动分类信用卡客户
公开(公告)号：US20070288299A1
公开(公告)日：2007-12-13
申请号：US11451542
申请日：2006-06-13
申请人： Rajendra R. Rane , David Juang , Eduardo J. Alvarez , Iwao Fusillo
发明人： Rajendra R. Rane , David Juang , Eduardo J. Alvarez , Iwao Fusillo
IPC分类号： G06F17/30
CPC分类号： G06Q30/02 , G06Q30/0202 , G06Q30/0204 , G06Q40/00 , G06Q40/02
摘要： According to embodiments of the present invention there is provided a computer-based method and a computer program product for automatically sorting customers who make purchases from merchants using a credit card. The computer-based method includes the following steps. An adjusted index is calculated for a customer based on an amount of money the customer spent across merchants during a time period. The adjusted index is compared to a cut-off value. The customer is classified based on the comparison of the adjusted index to the cut-off value. In an embodiment, the method also includes re-classifying the customer based on at least one of (i) information about the merchants, or (ii) a number of transactions in a predetermined industry.
摘要翻译：根据本发明的实施例，提供了一种基于计算机的方法和一种计算机程序产品，用于自动分类使用信用卡从商家购买的客户。基于计算机的方法包括以下步骤。根据客户在一段时间内在商家中花费的金额，为客户计算调整后的指数。将调整后的指数与截止值进行比较。客户根据调整后的指数与截止值的比较进行分类。在一个实施例中，该方法还包括基于（i）关于商家的信息或（ii）预定行业中的多个交易中的至少一个来重新分类客户。

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