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    • 3. 发明申请
    • SMS MESSAGING METHODS AND SYSTEMS HAVING INTERACTIVE FUNCTIONALITIES FOR INCREASING COMMERCIAL TRAFFIC TO ENTERPRISES AND FOR GATHERING DATA USEFUL FOR COMMERCIAL ACTIVITIES
    • 具有增加企业商业交通和用于商业活动的有用数据的交互功能的SMS消息传递方法和系统
    • US20140012629A1
    • 2014-01-09
    • US14020066
    • 2013-09-06
    • Dillon TaylorGeorgia TaylorDavid Taylor
    • Dillon TaylorGeorgia TaylorDavid Taylor
    • G06Q30/02
    • G06Q30/0203G06F16/24553G06Q30/02H04L51/02H04L51/38H04L67/02H04W4/12H04W4/14
    • SMS-based communications methods and systems comprising interactive functionalities, as well as devices, software, modules and integrated systems and methods are provided. The text-messaging methods and systems of the invention are particularly useful for increasing the marketability of products and services, and for increasing commercial traffic to one or more commercial establishments through network communicated dialogues and other communications. SMS-based systems and methods of the invention are configured also to be able gather and analyze many different kinds and patterns of data, such as that relating to marketing and advertising activities, and to performance of the systems and methods themselves. The present technology relates also to methods and systems for both gathering and using marketing and other commercial information on a real time basis to increase enterprise incoming traffic flow and business. Methods and systems of the invention can be provided in turnkey forms, and can also configured for particular enterprises, and also by means of one or more modules, for example, provided on a digital device such as a server.
    • 提供了基于SMS的通信方法和包括交互功能的系统,以及设备,软件,模块和集成系统和方法。 本发明的文本消息传递方法和系统对于增加产品和服务的可销售性以及通过网络传送的对话和其他通信增加对一个或多个商业机构的商业交通特别有用。 本发明的基于SMS的系统和方法还被配置为能够收集和分析许多不同种类和数据的模式,例如与营销和广告活动相关的数据,以及系统和方法本身的性能。 本技术还涉及到实时收集和使用营销和其他商业信息的方法和系统,以增加企业流量的流量和业务。 本发明的方法和系统可以以交钥匙形式提供,并且还可以为特定企业配置,并且还可以通过例如设置在诸如服务器的数字设备上的一个或多个模块来提供。
    • 6. 发明申请
    • PIN Servicing
    • PIN服务
    • US20100313027A1
    • 2010-12-09
    • US12280492
    • 2007-02-19
    • David Taylor
    • David Taylor
    • H04L9/32G06F21/00
    • G06Q20/341G06F21/77G06Q20/355G07F7/1008G07F7/1016
    • A smart card (1) interfaces with a smart card reader (2) to generate an authentication message (PSRQ), which is sent to a PIN servicing centre (5, 6). If the authentication message (PSRQ) is validated by the PIN servicing centre (5, 6), a validation response message (PSRS) is sent back to the user (3). The user (3) enters the validation response message (PSRS) on the reader (2), which authenticates the validation response message (PSRS) with the smart card (1); the PIN servicing function may then be performed. The smart card cryptographic messages are generated internally and solely by the smart card (1)—the reader (2) acts merely as an input mechanism into the smart card (1) or as an output mechanism from the smart card (1) to the display (10). The reader (2), therefore, does not need to contain any customer information or be personalised by the card issuer.
    • 智能卡(1)与智能卡读卡器(2)接口以产生认证消息(PSRQ),其被发送到PIN服务中心(5,6)。 如果验证消息(PSRQ)由PIN服务中心(5,6)验证,则将验证响应消息(PSRS)发回给用户(3)。 用户(3)在读取器(2)上输入验证响应消息(PSRS),该认证响应消息用智能卡(1)认证验证响应消息(PSRS); 然后可以执行PIN维修功能。 智能卡加密消息在内部仅由智能卡(1)产生 - 读卡器(2)仅作为智能卡(1)中的输入机构或作为从智能卡(1)到 显示(10)。 因此,阅读器(2)不需要包含任何客户信息或由发卡机构个性化。
    • 8. 发明授权
    • System and method for finance-based competition
    • 金融竞争制度与方法
    • US07685034B1
    • 2010-03-23
    • US11870994
    • 2007-10-11
    • Kenichi MoriDavid TaylorRonald Jason CharBrian M. Weaver
    • Kenichi MoriDavid TaylorRonald Jason CharBrian M. Weaver
    • G06F17/22G06Q40/00H04K1/00
    • G06Q40/06G06Q40/02G06Q40/10G06Q40/123
    • Various embodiments of a system and method for finance-based competition are described. The system and method for finance-based competition may provide a game engine configured to enable a user to engage in a finance-based competition with one or more other users. The winner of the competition may be determined by one of various standards related to various financial attributes. In various embodiments, the game engine may be configured to enable a user to compete against one or more user-defined goals. A user may set various goals that he would like to complete during a given time period, such as saving a certain amount of wealth, funding a child's education fund, purchasing a second home, minimizing taxes owed to a taxing authority, and other finance-related goals. In various embodiments, the game engine may be configured to generate one or more finance-related predictions using a rules engine.
    • 描述了用于基于财务的竞争的系统和方法的各种实施例。 用于基于金融的竞争的系统和方法可以提供被配置为使得用户能够与一个或多个其他用户进行基于财务的竞争的游戏引擎。 比赛的获胜者可以通过与各种财务属性相关的各种标准之一来确定。 在各种实施例中,游戏引擎可以被配置为使得用户能够与一个或多个用户定义的目标进行竞争。 用户可以在给定的时间段内设定他想要完成的各种目标,例如节省一定数量的财富,资助孩子的教育基金,购买第二个家庭,最大限度地减少对税务机关的税收以及其他金融 - 相关目标 在各种实施例中,游戏引擎可以被配置为使用规则引擎来生成一个或多个与财务有关的预测。
    • 9. 发明申请
    • Side Bearer
    • 侧承
    • US20090308276A1
    • 2009-12-17
    • US12224192
    • 2007-02-26
    • Alan AitkenDavid TaylorWayne Jamieson
    • Alan AitkenDavid TaylorWayne Jamieson
    • B61F5/14
    • B61F5/14
    • This invention relates to a side bearer (10) for a railway bogie having a longitudinal axis, including a lower component (11) for attachment to the bogie, an upper component (18) carrying a friction bearing plate (17) for receiving a part of a vehicle to be supported on the bogie and having a pair of divergent lower surfaces and a mounting for mounting the upper component on the lower component for relative vertical movement, the mounting means including first and second elements having respective inclined surfaces (19, 21) for receiving respective lower surfaces of the upper element, springs (15) for supporting the first and second lower elements and guide means for guiding the first and second elements for vertical movement characterised in that the first and second elements are horizontally separable by a downward vertical movement of the upper element for thereby urging them against the guide means for generating a substantially constant vertical damping force between the first and second elements and the guide means (13) .
    • 本发明涉及一种用于具有纵向轴线的铁路转向架的侧支架(10),其包括用于附接到转向架的下部部件(11),承载摩擦支承板(17)的上部部件(18) 的车辆,其被支撑在所述转向架上并且具有一对发散的下表面和用于将所述上部部件安装在所述下部部件上用于相对垂直运动的安装件,所述安装装置包括具有相应的倾斜表面(19,21)的第一和第二元件 ),用于接收上部元件的相应下表面,用于支撑第一和第二下部元件的弹簧(15)和用于引导第一和第二元件进行垂直运动的引导装置,其特征在于,第一和第二元件可水平地分开, 上部元件的垂直运动,从而将它们推压在引导装置上,以在第一和第二部件之间产生基本恒定的垂直阻尼力 第二元件和引导装置(13)。