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    • 4. 发明申请
    • METHOD, SYSTEM, AND COMPUTER PROGRAM PRODUCT FOR IMPLEMENTING PIN-BASED DATA TRANSFER ACTIVITIES
    • 基于密码的数据传输活动的方法,系统和计算机程序产品
    • US20080031455A1
    • 2008-02-07
    • US11869967
    • 2007-10-10
    • James PiccirilloJeffrey ThibeaultJustin HolmesLeonard SamelaWayne Hooper
    • James PiccirilloJeffrey ThibeaultJustin HolmesLeonard SamelaWayne Hooper
    • H04L9/00
    • G06Q20/3823G06Q20/04
    • A method, system, and computer program product for implementing personal identification number (PIN)-based data transfer activities is provided. The system includes a transfer system that includes a processor and a PIN processing application and decryption engine executing thereon. The PIN processing application and decryption engine implement a method. The method includes receiving an instrument identifier for an instrument upon which a data transfer is requested, and receiving a PIN input at the transfer system by a holder of the instrument. The PIN includes encrypted data elements that include the instrument identifier, a data value for the data transfer, a transfer system key of the transfer system, and a seed value associated with the instrument. The method includes decrypting the PIN to retrieve the data elements embedded therein. In response to successful validation of the data elements, the method includes encoding the instrument with the data value.
    • 提供了一种用于实现基于个人识别号码(PIN)的数据传输活动的方法,系统和计算机程序产品。 该系统包括传送系统,该传送系统包括处理器和在其上执行的PIN处理应用和解密引擎。 PIN处理应用和解密引擎实现一种方法。 该方法包括接收对其进行数据传送的仪器的仪器标识符,以及由仪器的持有人在传送系统处接收PIN输入。 PIN包括加密的数据元素,其包括仪器标识符,数据传输的数据值,传送系统的传送系统密钥以及与仪器相关联的种子值。 该方法包括解密PIN以检索其中嵌入的数据元素。 响应成功验证数据元素,该方法包括用数据值对仪器进行编码。
    • 8. 发明授权
    • Method, system, and computer program product for implementing pin-based data transfer activities
    • 用于实现基于引脚的数据传输活动的方法,系统和计算机程序产品
    • US07934640B2
    • 2011-05-03
    • US11869967
    • 2007-10-10
    • James S. PiccirilloJeffrey ThibeaultJustin HolmesLeonard V. SamelaWayne J. Hooper
    • James S. PiccirilloJeffrey ThibeaultJustin HolmesLeonard V. SamelaWayne J. Hooper
    • H04L9/00G06F17/00
    • G06Q20/3823G06Q20/04
    • A method, system, and computer program product for implementing personal identification number (PIN)-based data transfer activities is provided. The system includes a transfer system that includes a processor and a PIN processing application and decryption engine executing thereon. The PIN processing application and decryption engine implement a method. The method includes receiving an instrument identifier for an instrument upon which a data transfer is requested, and receiving a PIN input at the transfer system by a holder of the instrument. The PIN includes encrypted data elements that include the instrument identifier, a data value for the data transfer, a transfer system key of the transfer system, and a seed value associated with the instrument. The method includes decrypting the PIN to retrieve the data elements embedded therein. In response to successful validation of the data elements, the method includes encoding the instrument with the data value.
    • 提供了一种用于实现基于个人识别号码(PIN)的数据传输活动的方法,系统和计算机程序产品。 该系统包括传送系统,该传送系统包括处理器和在其上执行的PIN处理应用和解密引擎。 PIN处理应用和解密引擎实现一种方法。 该方法包括接收对其进行数据传送的仪器的仪器标识符,以及由仪器的持有人在传送系统处接收PIN输入。 PIN包括加密的数据元素,其包括仪器标识符,数据传输的数据值,传送系统的传送系统密钥以及与仪器相关联的种子值。 该方法包括解密PIN以检索其中嵌入的数据元素。 响应成功验证数据元素,该方法包括用数据值对仪器进行编码。