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1. 发明授权

US07934640B2 Method, system, and computer program product for implementing pin-based data transfer activities 失效
标题翻译：用于实现基于引脚的数据传输活动的方法，系统和计算机程序产品
公开(公告)号：US07934640B2
公开(公告)日：2011-05-03
申请号：US11869967
申请日：2007-10-10
申请人： James S. Piccirillo , Jeffrey Thibeault , Justin Holmes , Leonard V. Samela , Wayne J. Hooper
发明人： James S. Piccirillo , Jeffrey Thibeault , Justin Holmes , Leonard V. Samela , Wayne J. Hooper
IPC分类号： H04L9/00 , G06F17/00
CPC分类号： G06Q20/3823 , G06Q20/04
摘要： A method, system, and computer program product for implementing personal identification number (PIN)-based data transfer activities is provided. The system includes a transfer system that includes a processor and a PIN processing application and decryption engine executing thereon. The PIN processing application and decryption engine implement a method. The method includes receiving an instrument identifier for an instrument upon which a data transfer is requested, and receiving a PIN input at the transfer system by a holder of the instrument. The PIN includes encrypted data elements that include the instrument identifier, a data value for the data transfer, a transfer system key of the transfer system, and a seed value associated with the instrument. The method includes decrypting the PIN to retrieve the data elements embedded therein. In response to successful validation of the data elements, the method includes encoding the instrument with the data value.
摘要翻译：提供了一种用于实现基于个人识别号码（PIN）的数据传输活动的方法，系统和计算机程序产品。该系统包括传送系统，该传送系统包括处理器和在其上执行的PIN处理应用和解密引擎。 PIN处理应用和解密引擎实现一种方法。该方法包括接收对其进行数据传送的仪器的仪器标识符，以及由仪器的持有人在传送系统处接收PIN输入。 PIN包括加密的数据元素，其包括仪器标识符，数据传输的数据值，传送系统的传送系统密钥以及与仪器相关联的种子值。该方法包括解密PIN以检索其中嵌入的数据元素。响应成功验证数据元素，该方法包括用数据值对仪器进行编码。

2. 发明授权

US07350695B2 Method, system, and computer program product for implementing pin-based data transfer activities 有权
标题翻译：用于实现基于引脚的数据传输活动的方法，系统和计算机程序产品
公开(公告)号：US07350695B2
公开(公告)日：2008-04-01
申请号：US11157222
申请日：2005-06-21
申请人： James S. Piccirillo , Jeffrey Thibeault , Justin Holmes , Leonard V. Samela , Wayne J. Hooper
发明人： James S. Piccirillo , Jeffrey Thibeault , Justin Holmes , Leonard V. Samela , Wayne J. Hooper
IPC分类号： H04L9/00 , G06F17/00
CPC分类号： G06Q20/3823 , G06Q20/04
摘要： A system for implementing personal identification number (PIN)-based data transfer activities includes a host system and a PIN generator application and encryption engine executing on the host system. The PIN generator application and the encryption engine generate an instance of a PIN by the PIN generator application in response to a request by a holder of an instrument to create the PIN. Generation of the instance of the PIN includes receiving an instrument identifier and a data value from the holder of the instrument, retrieving a transfer system key and a seed value associated with the instrument from an account record associated with the instrument identifier, and encrypting the instrument identifier, the data value, the transfer system key, and the seed value to form the instance of the PIN. The instance of the PIN is provided to the holder of the instrument. The data value is encoded on the instrument.
摘要翻译：用于实现基于个人识别码（PIN）的数据传输活动的系统包括主机系统和在主机系统上执行的PIN生成器应用和加密引擎。 PIN生成器应用程序和加密引擎响应于用于创建PIN的仪器的持有者的请求，由PIN生成器应用生成PIN的实例。 PIN的实例的生成包括从仪器的持有者接收仪器标识符和数据值，从与仪器标识符相关联的帐户记录中检索与仪器相关联的传送系统密钥和种子值，以及加密仪器标识符，数据值，传输系统密钥和种子值，以形成PIN的实例。 PIN的实例提供给仪器的持有人。数据值在仪器上编码。

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