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    • 2. 发明申请
    • System and method for processing financial transactions using multi-payment preferences
    • 使用多付款偏好处理金融交易的系统和方法
    • US20060178986A1
    • 2006-08-10
    • US10407367
    • 2003-04-04
    • Joseph GiordanoJack Murray
    • Joseph GiordanoJack Murray
    • G06Q40/00
    • G06Q30/02G06Q20/04G06Q20/102G06Q20/12G06Q20/20G06Q20/4014
    • The invention relates generally to retail transactions and, more particularly, to retail transaction systems and methods employing consumer preferences applicable to the transaction for goods and services. The customer profile may comprise customer preferences with regard to at least one method of payment. Based on the customer profile and/or other preference or transaction criteria, a preferred method of payment may be determined for a specific transaction. The provided methods, systems and processes may be used merely to identify a customer or in combination with transaction payment (e.g., payment for goods, services, or other financial transaction). The methods, systems and processes may also be used in combination with a loyalty program with a specific merchant or an association of merchants participating in a combined customer loyalty program.
    • 本发明一般涉及零售交易,更具体地涉及使用适用于货物和服务的交易的消费者喜好的零售交易系统和方法。 客户简档可以包括关于至少一种支付方式的顾客偏好。 基于客户简档和/或其他偏好或交易标准,可以针对特定交易确定优选的付款方式。 所提供的方法,系统和过程可以仅用于识别客户或结合交易支付(例如,货物,服务或其他金融交易的支付)。 方法,系统和过程也可以与参与组合的顾客忠诚度计划的特定商家或商家协会的忠诚度计划结合使用。
    • 4. 发明申请
    • Configurable network appliance
    • 可配置的网络设备
    • US20070036152A1
    • 2007-02-15
    • US11582738
    • 2006-10-17
    • Joseph GiordanoJacob Samboursky
    • Joseph GiordanoJacob Samboursky
    • H04L12/66
    • H04L41/0886H04L41/0253H04L41/082H04L41/0883H04L67/02H04L67/303
    • An Internet appliance accesses an HTML page on a Web site containing configuration information for the appliance, such as an Internet compatible telephone. Data from the HTML page are downloaded to the appliance to modify its options or settings automatically upon accessing the HTML page, or as directed by the user. The data may be downloaded to a programmable memory in the Internet appliance and the stored data may be used to upgrade the appliance. The upgrade HTML page may include information to alert the user when the new information is available regarding changes to options and settings of the appliance. Alternatively, data from the Internet appliance are placed in an HTML page and the data are then uploaded to the Web site. Additional embodiments provide other functions that may be placed in an HTML page to effect some internal action in the Internet appliance, such as checking e-mail.
    • 互联网设备访问包含设备配置信息的网站上的HTML页面,例如Internet兼容电话。 将HTML页面的数据下载到设备,以便在访问HTML页面时或按照用户的指示自动修改其选项或设置。 数据可以下载到Internet设备中的可编程存储器中,并且可以使用存储的数据来升级设备。 升级HTML页面可能包括信息,用于在新的信息可用时提醒用户有关设备选项和设置的更改。 或者,来自Internet设备的数据被放置在HTML页面中,然后将数据上传到网站。 另外的实施例提供了可以放置在HTML页面中以实现因特网设备中的一些内部动作的其他功能,诸如检查电子邮件。
    • 7. 发明申请
    • Early detection and advanced warning
    • 早期检测和高级警告“废物备份”设备和方法
    • US20070205906A1
    • 2007-09-06
    • US11369039
    • 2006-03-06
    • Joseph GiordanoDaniel Giordano
    • Joseph GiordanoDaniel Giordano
    • G08B21/00
    • E03F7/00E03C1/122
    • A device for the early detection and advanced warning that waste is backing up in a waste pipe line comprising: a tubular body member having an open lower portion, a central hollow core extending axially there through, and a closed upper portion. The open lower portion is dimensionally sized and configured to be removably yet sealably fitted and fixed into the waste pipe line. The closed upper portion is provided with a vent. The device further comprises switching means fixedly secured on the upper closed portion and extending from the upper closed portion into the hollow core so that it is surrounded by and housed within the tubular body member; alarm issuing means installed in a remote location distanced away from the installation location of the tubular body but positioned for easy access and viewing; and communications means connecting the switching means to the alarm issuing means so that when the switching means responds to the rise of liquid waste inside the tubular body member as a result of waste backup in the waste pipe line, it closes a circuit and sends a signal along the communication means to the alarm issuing means, to generate an alarm and provide a window of opportunity to clear up the waste back up.
    • 一种用于早期检测和高级警告的装置,废物在废料管线中备份,包括:管状本体构件,其具有敞开的下部,中心空心芯沿轴向延伸穿过,以及封闭的上部。 敞开的下部尺寸尺寸并构造成可移除地可密封地装配并固定到废液管线中。 封闭的上部设有通气口。 该装置还包括固定地固定在上部封闭部分上并从上部封闭部分延伸到中空芯部中的开关装置,使得其被包围并容纳在管状本体构件内; 警报发出装置安装在远离位置的远程位置,远离管状体的安装位置,但被定位成便于接近和观察; 并且通信装置将切换装置连接到报警发布装置,使得当切换装置响应于废物管线中的废物备份而在管状主体部件内的废液的上升时,其闭合电路并发送信​​号 沿着通信装置发送到报警装置,产生报警并提供机会窗口以清除废物备份。