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    • 7. 发明授权
    • Computer-driven information management system for selectively matching credit applicants with money lenders through a global communications network
    • 计算机驱动的信息管理系统,用于通过全球通信网络选择性地将信贷申请人与放款人相匹配
    • US06208979B1
    • 2001-03-27
    • US09454095
    • 1999-12-03
    • David A. Sinclair
    • David A. Sinclair
    • G06F1760
    • G06Q30/02G06Q30/06G06Q40/02G06Q40/025G06Q40/08
    • A computer-driven information management system selectively matches credit applicants with money lenders through a global communications network. The system includes an applicant data entry device for entering applicant data into the system. The applicant data defines an electronic applicant profile of a credit applicant seeking financing. A model data entry device is provided for entering model data into the system. The model data is established by the lender and defines an electronic model profile representing characteristics of a desired applicant. A filter electronically compares the applicant profile with the model profile, such that for those credit applicants matching the model profile, the applicant data is made available through the system to lender. For those credit applicants not matching the model profile, no applicant data is made available through the system to the lender.
    • 计算机驱动的信息管理系统通过全球通信网络选择性地将信用申请人与放款人进行匹配。 该系统包括用于将申请人数据输入到系统中的申请者数据输入装置。 申请人资料定义了寻求融资的信用申请人的电子申请人简介。 提供模型数据输入装置,用于将模型数据输入到系统中。 模型数据由贷款人建立,并且定义了表示期望申请人特征的电子模型简档。 过滤器将申请人简介与模型资料进行电子比较,使得对于符合模型资料的信用申请人,通过系统向申请人提供资料。 对于不符合模特资料的信用申请人,没有通过系统向贷方提供申请人资料。