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    • 1. 发明授权
    • Personal identification system
    • 个人识别系统
    • US4214230A
    • 1980-07-22
    • US870818
    • 1978-01-19
    • Viiveke FakIngemar B. IngemarssonRolf BlomRobert ForchheimerBjorn I. Hellberg
    • Viiveke FakIngemar B. IngemarssonRolf BlomRobert ForchheimerBjorn I. Hellberg
    • G06Q20/40G07F7/10G06K7/08G06F7/06H04Q9/00
    • G07F7/10G06Q20/4012G06Q20/4014G06Q40/02G07F7/105G07F7/1066G07F7/1075G07F7/127
    • A method and apparatus for verifying that the bearer of a card (e.g., credit card, bank card, etc.) is authorized to use the card. The card bears machine-readable indicia of an account number (PAN) and the bearer of the card has memorized a personal identification number (PIN). There is associated with the PAN a check number (PCN) which is derived by (1) generating a first cipher Y1 by encrypting the PAN using the PIN in combination with a secret security number as a key, the bits of which address a data encryption process; (2) generating a second cipher by decrypting the first cipher using the secret security number as a key so that the decryption process is the reverse of the encryption process; and (3) storing the second cipher as the check number PCN in a machine-accessible location, which may be in a separate memory or recorded on the card itself.Verification is accomplished by (a) sensing the PAN from the machine-readable indicia on the card; (b) enciphering the PAN with respect to the data encryption process under control of a key which is a combination (such as by addition) of the PIN and the secret security number to thereby produce a third cipher; (c) sensing the PCN from the machine-accessible location; (d) enciphering the PCN with respect to the data encryption process under control of a key which is the secret security number to thereby produce a fourth cipher; and (e) accepting the card as valid provided the third and fourth ciphers bear a predetermined relationship to each other, such as equality.
    • 用于验证卡的承载(例如,信用卡,银行卡等)被授权使用该卡的方法和装置。 该卡具有帐号(PAN)的机器可读标记,并且卡的承载已经存储了个人识别号码(PIN)。 与PAN相关联的检查号码(PCN),其通过(1)通过使用PIN与秘密安全号码组合作为密钥将PIN加密来生成第一密码Y1,其中,所述PIN位是数据加密 处理; (2)通过使用秘密安全号码作为密钥对第一密码进行解密来生成第二密码,使得解密处理与加密处理相反; 以及(3)将第二密码作为检查号码PCN存储在机器可访问位置中,其可以在单独的存储器中或记录在卡本身上。 验证是通过(a)从卡上的机器可读标记感测PAN; (b)在作为PIN的组合(例如通过添加)的密钥和秘密安全号码的密钥的控制下,相对于数据加密处理对PAN进行加密,从而产生第三密码; (c)从机器可访问位置感测PCN; (d)在作为秘密安全号码的密钥的控制下,相对于数据加密处理对PCN进行加密,从而产生第四密码; 以及(e)如果第三和第四密码彼此具有预定的关系,例如相等,则接受该卡是有效的。