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1. 发明申请

US20140337138A1 PAYMENT CODES FOR ENHANCED CONSUMER EXPERIENCE 审中-公开
标题翻译：用于增强消费者体验的付款代码
公开(公告)号：US20140337138A1
公开(公告)日：2014-11-13
申请号：US13931691
申请日：2013-06-28
申请人： Jalpesh K. Chitalia , Ansar Ansari , Karun Viswanath , Attaullah M. Baig , Sireesh Potireddy , Catherine Wong , Gavin Philips , Darrell Esch , Malik Velani , Upendra S. Mardikar
发明人： Jalpesh K. Chitalia , Ansar Ansari , Karun Viswanath , Attaullah M. Baig , Sireesh Potireddy , Catherine Wong , Gavin Philips , Darrell Esch , Malik Velani , Upendra S. Mardikar
IPC分类号： G06Q20/32 , G06Q20/20 , G06Q30/02
CPC分类号： G06Q20/3274 , G06K19/06028 , G06K19/06037 , G06Q20/20 , G06Q20/202 , G06Q20/322 , G06Q20/3224 , G06Q20/385 , G06Q30/0267
摘要： Methods and systems for facilitating payments with a mobile device are described. The methods include detecting a location of a mobile device, receiving identifying information from a user through the mobile device when the mobile device is near at least one merchant without a request from the user, generating a payment code without a request from the user, transmitting the payment code to the mobile device, receiving the payment code and a payment request from a merchant, and processing the payment request.
摘要翻译：描述了用于促进用移动设备进行支付的方法和系统。所述方法包括检测移动设备的位置，当移动设备在没有来自用户的请求的情况下移动设备在至少一个商家附近时通过移动设备从用户接收识别信息，在没有来自用户的请求的情况下生成支付代码，发送向移动设备发送支付代码，从商家接收支付代码和支付请求，以及处理支付请求。

2. 发明申请

US20120060207A1 ROLE-BASED ATTRIBUTE BASED ACCESS CONTROL (RABAC) 有权
标题翻译：基于角色属性的访问控制（RABAC）
公开(公告)号：US20120060207A1
公开(公告)日：2012-03-08
申请号：US13226325
申请日：2011-09-06
申请人： Upendra S. Mardikar , Jeffrey Meyer
发明人： Upendra S. Mardikar , Jeffrey Meyer
IPC分类号： G06F21/00 , G06F7/04 , G06F15/16
CPC分类号： H04L63/20 , G06F21/31 , G06F21/33 , G06F21/62 , G07C9/00031 , H04L63/08 , H04L63/105 , H04L63/12 , H04L63/1433
摘要： Systems and methods are disclosed for receiving an access request from a user device, the access request including an identity claim for a user; evaluating a risk of access based on matching an attribute of the user device with attributes stored in a user information database; authenticating the access request based on the identity claim and the risk evaluation to determine an authentication confidence level; generating a token based on the confidence level and the attribute matched; producing an authorization response based on inputs from the token, a risk based access control, a role based access control, and an attribute based access control, in which the authorization response determines whether to allow access to a system, deny access to the system, or request additional input from the user device.
摘要翻译：公开了用于从用户设备接收访问请求的系统和方法，所述访问请求包括用户的身份声明; 基于将用户设备的属性与存储在用户信息数据库中的属性进行匹配来评估访问风险; 基于所述身份声明和所述风险评估来认证所述访问请求以确定认证置信水平; 基于置信水平和匹配的属性生成令牌; 基于来自令牌的输入，基于风险的访问控制，基于角色的访问控制和基于属性的访问控制来产生授权响应，其中授权响应确定是否允许访问系统，拒绝对系统的访问，或从用户设备请求附加输入。

3. 发明申请

US20130283356A1 ROLE-BASED ATTRIBUTE BASED ACCESS CONTROL (RABAC) 有权
公开(公告)号：US20130283356A1
公开(公告)日：2013-10-24
申请号：US13925732
申请日：2013-06-24
申请人： Upendra S. Mardikar , Jeffrey Meyer
发明人： Upendra S. Mardikar , Jeffrey Meyer
IPC分类号： G06F21/31
CPC分类号： H04L63/20 , G06F21/31 , G06F21/33 , G06F21/62 , G07C9/00031 , H04L63/08 , H04L63/105 , H04L63/12 , H04L63/1433
摘要： Systems and methods are disclosed for receiving an access request from a user device, the access request including an identity claim for a user; evaluating a risk of access based on matching an attribute of the user device with attributes stored in a user information database; authenticating the access request based on the identity claim and the risk evaluation to determine an authentication confidence level; generating a token based on the confidence level and the attribute matched; producing an authorization response based on inputs from the token, a risk based access control, a role based access control, and an attribute based access control, in which the authorization response determines whether to allow access to a system, deny access to the system, or request additional input from the user device.

4. 发明授权

US08689310B2 Applications login using a mechanism relating sub-tokens to the quality of a master token 有权
标题翻译：应用程序使用与次令牌相关的机制登录到主令牌的质量
公开(公告)号：US08689310B2
公开(公告)日：2014-04-01
申请号：US13340521
申请日：2011-12-29
申请人： Sebastien Ludovic Jean Taveau , Upendra S. Mardikar
发明人： Sebastien Ludovic Jean Taveau , Upendra S. Mardikar
IPC分类号： G06F7/04 , G06F15/16 , G06F17/30 , H04L29/06
CPC分类号： G06F21/34 , G06F21/30 , G06F21/335 , G06F21/41 , G06F21/629 , G06F2221/2113 , G06F2221/2137 , G06Q20/12 , G06Q20/127 , G06Q20/20 , G06Q20/382 , G06Q20/4014 , G06Q20/40145 , G06Q20/405 , H04L9/3226 , H04L9/3228 , H04L9/3231 , H04L63/0807 , H04L63/0815 , H04L63/0861
摘要： Methods and systems allow a user to log in to a device so that a number of apps become accessible on the device without the user repeatedly logging in to each different app as the user launches multiple apps. A mechanism of providing a master token with a quality score and providing sub-tokens for each app that can use the sub-token and the score quality to evaluate the level of security provided by the initial login allows each app to skip its own login process and provides a level of enhanced efficiency and convenience for the user. A method includes authenticating a user; creating a master token on the user device; creating a sub-token of the master token for an app launched on the device; the app skipping the login process of the app in response to the sub-token so that the app proceeds directly to validating a transaction.
摘要翻译：方法和系统允许用户登录设备，以便在用户启动多个应用程序时，用户可以在设备上访问多个应用程序，而无需用户重复登录每个不同的应用程序。提供具有质量得分的主令牌和为可以使用子令牌的每个应用程序提供副令牌和评分质量来评估由初始登录提供的安全级别的机制允许每个应用程序跳过其自己的登录过程并为用户提供了更高的效率和便利性。一种方法包括认证用户; 在用户设备上创建主令牌; 为设备上启动的应用程序创建主令牌的子令牌; 该应用程序将回应该应用程序的登录过程，以响应该子令牌，以便该应用程序直接进行以验证一个事务。

5. 发明申请

US20130174244A1 APPLICATIONS LOGIN USING A MECHANISM RELATING SUB-TOKENS TO THE QUALITY OF A MASTER TOKEN 有权
公开(公告)号：US20130174244A1
公开(公告)日：2013-07-04
申请号：US13340521
申请日：2011-12-29
申请人： Sebastien Ludovic Jean Taveau , Upendra S. Mardikar
发明人： Sebastien Ludovic Jean Taveau , Upendra S. Mardikar
IPC分类号： G06F15/16
CPC分类号： G06F21/34 , G06F21/30 , G06F21/335 , G06F21/41 , G06F21/629 , G06F2221/2113 , G06F2221/2137 , G06Q20/12 , G06Q20/127 , G06Q20/20 , G06Q20/382 , G06Q20/4014 , G06Q20/40145 , G06Q20/405 , H04L9/3226 , H04L9/3228 , H04L9/3231 , H04L63/0807 , H04L63/0815 , H04L63/0861
摘要： Methods and systems allow a user to log in to a device so that a number of apps become accessible on the device without the user repeatedly logging in to each different app as the user launches multiple apps. A mechanism of providing a master token with a quality score and providing sub-tokens for each app that can use the sub-token and the score quality to evaluate the level of security provided by the initial login allows each app to skip its own login process and provides a level of enhanced efficiency and convenience for the user. A method includes authenticating a user; creating a master token on the user device; creating a sub-token of the master token for an app launched on the device; the app skipping the login process of the app in response to the sub-token so that the app proceeds directly to validating a transaction.

6. 发明授权

US08474018B2 Role-based attribute based access control (RABAC) 有权
公开(公告)号：US08474018B2
公开(公告)日：2013-06-25
申请号：US13226325
申请日：2011-09-06
申请人： Upendra S. Mardikar , Jeffrey Meyer
发明人： Upendra S. Mardikar , Jeffrey Meyer
IPC分类号： H04L29/06
CPC分类号： H04L63/20 , G06F21/31 , G06F21/33 , G06F21/62 , G07C9/00031 , H04L63/08 , H04L63/105 , H04L63/12 , H04L63/1433
摘要： Systems and methods are disclosed for receiving an access request from a user device, the access request including an identity claim for a user; evaluating a risk of access based on matching an attribute of the user device with attributes stored in a user information database; authenticating the access request based on the identity claim and the risk evaluation to determine an authentication confidence level; generating a token based on the confidence level and the attribute matched; producing an authorization response based on inputs from the token, a risk based access control, a role based access control, and an attribute based access control, in which the authorization response determines whether to allow access to a system, deny access to the system, or request additional input from the user device.

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