专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明申请

US20080015991A1 SYSTEMS, METHODS AND DEVICES FOR SELLING TRANSACTION INSTRUMENTS 有权
标题翻译：用于出售交易仪器的系统，方法和设备
公开(公告)号：US20080015991A1
公开(公告)日：2008-01-17
申请号：US11844702
申请日：2007-08-24
申请人： Randy Beck , Gennye Feldman , Rachel Heitz , Jon Imada , Paula Martinez , Sven Miller , Clyde Page , Steven Keiser
发明人： Randy Beck , Gennye Feldman , Rachel Heitz , Jon Imada , Paula Martinez , Sven Miller , Clyde Page , Steven Keiser
IPC分类号： G06Q40/00
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q20/28 , G06Q20/40 , G06Q40/02
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
摘要翻译：本发明一般涉及用于分发开放式交易工具的系统和方法。该系统包括以下步骤：在零售环境中可供出售开放交易工具; 出售选定的开放交易工具; 并使用开放式交易工具。交易工具可以是例如开放的预付卡。此外，在一个示例性实施例中，通过将预付卡挂在机架上来执行可开放的预付卡出售。开放交易工具的分配还可以包括基本上实时地发送消息的步骤，导致预先支付的开放交易工具被资助但未被激活。此外，根据本发明的另外的示例性实施例，发行者系统被适当地配置为利用现有基础设施进行库存和相关过程。

2. 发明申请

US20070057045A1 SYSTEMS, METHODS AND DEVICES FOR SELLING TRANSACTION INSTRUMENTS 有权
公开(公告)号：US20070057045A1
公开(公告)日：2007-03-15
申请号：US11556953
申请日：2006-11-06
申请人： Randall Beck , Gennye Feldman , Rachel Heitz , Jon Imada , Paula Martinez , Sven Miller , Clyde Page , Steven Keiser
发明人： Randall Beck , Gennye Feldman , Rachel Heitz , Jon Imada , Paula Martinez , Sven Miller , Clyde Page , Steven Keiser
IPC分类号： G06K5/00 , G06Q40/00
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q20/28 , G06Q20/40 , G06Q40/02
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.

3. 发明授权

US08046299B2 Systems, methods, and devices for selling transaction accounts 有权
标题翻译：用于销售交易账户的系统，方法和设备
公开(公告)号：US08046299B2
公开(公告)日：2011-10-25
申请号：US10707779
申请日：2004-01-12
申请人： Rachel Heitz , Stephen Howland , Dave Lamb , Jeffrey Peterson , Caroline Philpott , John Rose , Scott Scovel
发明人： Rachel Heitz , Stephen Howland , Dave Lamb , Jeffrey Peterson , Caroline Philpott , John Rose , Scott Scovel
IPC分类号： G06Q40/00
CPC分类号： G06Q20/18 , G06Q20/04 , G06Q20/042 , G06Q20/10 , G06Q20/1085 , G06Q20/20
摘要： Systems and methods are configured to facilitate the distribution of transaction accounts through distributors. An exemplary method includes the steps of: issuing a transaction account to a distributor, receiving information from the distributor via the MICR protocol used by the banking and financial services industries, wherein the information reports the distribution of the transaction account, and processing the information via a Travelers Cheque infrastructure. The transaction account may be a pre-paid card and the distributor may be a seller of pre-paid cards. Distribution of the transaction account may be facilitated by use of a sequential number, such as a Travelers Cheque number. Thus, the system may be configured to be compatible with existing Travelers Cheque communication systems already in place. Furthermore, a financial transaction device may include a card that bears a serialized number, such as a Travelers Cheque number, in a manner that can be read by MICR technology.
摘要翻译：系统和方法被配置为便于通过分销商分发交易账户。一种示例性方法包括以下步骤：向分发者发出交易账户，经由银行和金融服务行业使用的MICR协议从分发者接收信息，其中信息报告交易账户的分配，以及经由旅行支票基础设施。交易帐户可以是预付卡，分销商可以是预付卡的卖家。可以通过使用诸如旅行者支票号码的顺序号来促进交易账户的分配。因此，系统可以被配置为与已经存在的现有的旅行者检查通信系统兼容。此外，金融交易装置可以以可以通过MICR技术读取的方式包括承载序列号的卡，例如旅行支票号码。

4. 发明申请

US20050154670A1 SYSTEMS, METHODS, AND DEVICES FOR SELLING TRANSACTION ACCOUNTS 有权
标题翻译：用于出售交易账户的系统，方法和设备
公开(公告)号：US20050154670A1
公开(公告)日：2005-07-14
申请号：US10707779
申请日：2004-01-12
申请人： Rachel Heitz , Stephen Howland , Dave Lamb , Jeffrey Peterson , Caroline Philpott , John Rose , Scott Scovel
发明人： Rachel Heitz , Stephen Howland , Dave Lamb , Jeffrey Peterson , Caroline Philpott , John Rose , Scott Scovel
IPC分类号： G06F20060101 , G06Q20/00 , G06F17/60
CPC分类号： G06Q20/18 , G06Q20/04 , G06Q20/042 , G06Q20/10 , G06Q20/1085 , G06Q20/20
摘要： Systems and methods are configured to facilitate the distribution of transaction accounts through distributors. An exemplary method includes the steps of: issuing a transaction account to a distributor, receiving information from the distributor via the MICR protocol used by the banking and financial services industries, wherein the information reports the distribution of the transaction account, and processing the information via a Travelers Cheque infrastructure. The transaction account may be a pre-paid card and the distributor may be a seller of pre-paid cards. Distribution of the transaction account may be facilitated by use of a sequential number, such as a Travelers Cheque number. Thus, the system may be configured to be compatible with existing Travelers Cheque communication systems already in place. Furthermore, a financial transaction device may include a card that bears a serialized number, such as a Travelers Cheque number, in a manner that can be read by MICR technology.
摘要翻译：系统和方法被配置为便于通过分销商分发交易账户。一种示例性方法包括以下步骤：向分发者发出交易账户，经由银行和金融服务行业使用的MICR协议从分发者接收信息，其中信息报告交易账户的分配，以及经由旅行支票基础设施。交易帐户可以是预付卡，分销商可以是预付卡的卖家。可以通过使用诸如旅行者支票号码的顺序号来促进交易账户的分配。因此，系统可以被配置为与已经存在的现有的旅行者检查通信系统兼容。此外，金融交易装置可以以可以通过MICR技术读取的方式包括承载序列号的卡，例如旅行支票号码。

5. 发明申请

US20070294169A1 SYSTEMS, METHODS AND DEVICES FOR SELLING TRANSACTION INSTRUMENTS 有权
标题翻译：用于出售交易仪器的系统，方法和设备
公开(公告)号：US20070294169A1
公开(公告)日：2007-12-20
申请号：US11844663
申请日：2007-08-24
申请人： Randall Beck , Gennye Feldman , Rachel Heitz , Jon Imada , Paula Martinez , Sven Miller , Clyde Page , Steven Keiser
发明人： Randall Beck , Gennye Feldman , Rachel Heitz , Jon Imada , Paula Martinez , Sven Miller , Clyde Page , Steven Keiser
IPC分类号： G06Q40/00 , G06Q90/00
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q20/28 , G06Q20/40 , G06Q40/02
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
摘要翻译：本发明一般涉及用于分发开放式交易工具的系统和方法。该系统包括以下步骤：在零售环境中可供出售开放交易工具; 出售选定的开放交易工具; 并使用开放式交易工具。交易工具可以是例如开放的预付卡。此外，在一个示例性实施例中，通过将预付卡挂在机架上来执行可开放的预付卡出售。开放交易工具的分配还可以包括基本上实时地发送消息的步骤，导致预先支付的开放交易工具被资助但未被激活。此外，根据本发明的另外的示例性实施例，发行者系统被适当地配置为利用现有基础设施进行库存和相关过程。

6. 发明申请

US20050199705A1 SYSTEMS, METHODS, AND DEVICES FOR SELLING TRANSACTION INSTRUMENTS 有权
标题翻译：用于销售交易仪器的系统，方法和设备
公开(公告)号：US20050199705A1
公开(公告)日：2005-09-15
申请号：US10905663
申请日：2005-01-14
申请人： Randy Beck , Gennye Feldman , Rachel Heitz , Jon Imada , Paula Martinez , Sven Miller , Clyde Page
发明人： Randy Beck , Gennye Feldman , Rachel Heitz , Jon Imada , Paula Martinez , Sven Miller , Clyde Page
IPC分类号： G06K5/00 , G06F17/60
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q20/28 , G06Q20/40 , G06Q40/02
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
摘要翻译：本发明一般涉及用于分发开放式交易工具的系统和方法。该系统包括以下步骤：在零售环境中可供出售开放交易工具; 出售选定的开放交易工具; 并使用开放式交易工具。交易工具可以是例如开放的预付卡。此外，在一个示例性实施例中，通过将预付卡挂在机架上来执行可开放的预付卡出售。开放交易工具的分配还可以包括基本上实时地发送消息的步骤，导致预先支付的开放交易工具被资助但未被激活。此外，根据本发明的另外的示例性实施例，发行者系统被适当地配置为利用现有基础设施用于库存和相关过程。

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式