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    • 2. 发明授权
    • System and method for collecting financial transaction data
    • 收集金融交易数据的系统和方法
    • US06394341B1
    • 2002-05-28
    • US09382354
    • 1999-08-24
    • Mikko Mäkip{umlaut over (aa)}Olli Immonen
    • Mikko Mäkip{umlaut over (aa)}Olli Immonen
    • G06F1760
    • G06Q30/04G06Q20/02G06Q20/04G06Q20/0453G06Q20/32G06Q20/322G06Q20/3255G06Q20/327G06Q20/3825
    • The present invention is a system and method for collecting transaction data. A system for collecting transaction data in accordance with the invention includes at least one transaction provider (12) which provides at least an electronic receipt of financial transactions offered by each transaction provider; at least one user device (14), in communication with each transaction provider, which provides to each transaction provider a selection by a user of the user device of an offered financial transaction and in response to receipt of an acceptance of the financial transaction recorded in the received electronic receipt; and at least one user information system (18), coupled to at least one of the at least one transaction provider or the at least one user device, which stores at least electronic receipts which are received from the at least one user device or the at least one transaction provider which are verified by the user information system to have been accepted by the user of the user device. At least one intermediate service provider (20) may be coupled to the at least one transaction provider processes information relating to the accepted financial transactions transmitted to the at least one intermediate service provider to produce processed information pertaining to the accepted financial transactions.
    • 本发明是用于收集交易数据的系统和方法。 根据本发明的用于收集交易数据的系统包括至少一个提供每个交易提供者提供的金融交易的电子收据的交易提供者(12) 与每个交易提供者通信的至少一个用户设备(14),其向每个交易提供商提供用户设备的用户对所提供的金融交易的选择,以及响应于接收到所记录的金融交易的接受 收到的电子收据; 以及至少一个用户信息系统(18),其耦合到所述至少一个交易提供商或所述至少一个用户设备中的至少一个,其至少存储从所述至少一个用户设备或所述至少一个用户设备接收的电子收据 至少一个由用户信息系统验证以被用户设备的用户接受的交易提供商。 至少一个中间服务提供商(20)可以耦合到所述至少一个交易提供商处理与传送到所述至少一个中间服务提供商的所接受的金融交易相关的信息,以产生与所接受的金融交易有关的处理信息。