专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明授权

US09723108B2 System and methods for creating and authorizing internet content using application media packages 有权
公开(公告)号：US09723108B2
公开(公告)日：2017-08-01
申请号：US13215874
申请日：2011-08-23
申请人： John Albert Kembel , George Andrew Kembel , Daniel S. Kim , John Russell , Jake Wobbrock , Geoffrey S. Kembel , Jeremy L. Kembel , Joseph A. Bella , Sridhar T. Devulkar , Mark Wallin
发明人： John Albert Kembel , George Andrew Kembel , Daniel S. Kim , John Russell , Jake Wobbrock , Geoffrey S. Kembel , Jeremy L. Kembel , Joseph A. Bella , Sridhar T. Devulkar , Mark Wallin
IPC分类号： G06F17/00 , H04L29/06 , G06F3/0484 , G06F9/445 , G06F17/24 , G06F17/30 , H04L12/24 , H04L29/08 , G06F17/22 , G06F17/27
CPC分类号： H04L67/42 , G06F3/0481 , G06F3/0484 , G06F8/65 , G06F17/2235 , G06F17/248 , G06F17/272 , G06F17/30899 , H04L29/08135 , H04L29/08981 , H04L41/22 , H04L65/60 , H04L67/02 , H04L67/10 , H04L67/306
摘要： An Application Media Package is a software component for accessing and displaying Internet content which includes a definition for rendering a graphical user interface and a URL pointing to Internet content to be downloaded and presented within said user interface. An Application Media Viewer may be used in association with an Application Media Package to manage the collection, organization, sharing, and rendering of a plurality of such Packages. A development server supports the community of Application Media Package developers, providing developer tools, including Package templates which provide an expedient method of re-purposing existing internet media into a new presentation package by choosing from existing examples. Access to tools and information may be controlled at the development server. The development server may also provide a development and test zone for Package verification, authentication and acceptance before posting.

2. 发明授权

US09124665B2 Server including components for accessing and displaying internet content and for providing same to a client 有权
标题翻译：服务器包括用于访问和显示互联网内容并将其提供给客户端的组件
公开(公告)号：US09124665B2
公开(公告)日：2015-09-01
申请号：US11932340
申请日：2007-10-31
申请人： John Albert Kembel , George Andrew Kembel , Daniel S. Kim , John Russell , Jake Wobbrock , Geoffrey S. Kembel , Jeremy L. Kembel , Joseph A. Bella , Sridhar T. Devulkar , Mark Wallin
发明人： John Albert Kembel , George Andrew Kembel , Daniel S. Kim , John Russell , Jake Wobbrock , Geoffrey S. Kembel , Jeremy L. Kembel , Joseph A. Bella , Sridhar T. Devulkar , Mark Wallin
IPC分类号： G06F17/00 , H04L29/06 , G06F17/30 , G06F3/0484 , H04L12/24
CPC分类号： H04L67/42 , G06F3/0481 , G06F3/0484 , G06F8/65 , G06F17/2235 , G06F17/248 , G06F17/272 , G06F17/30899 , H04L29/08135 , H04L29/08981 , H04L41/22 , H04L65/60 , H04L67/02 , H04L67/10 , H04L67/306
摘要： A server maintains and provides access to application media packages for accessing and displaying Internet content. These packages include a definition for rendering a graphical user interface within which Internet content may be presented outside of and without utilization of a web browser application. The packages also include a network reference, such as a URL, pointing to the Internet content such that the Internet Content may be downloaded and presented within said user interface. A representation of each package on the server available for downloading is provided. A user may select one or more desired packages for downloading. An application media viewer may also be made available for downloading.
摘要翻译：服务器维护并提供访问应用程序媒体包以访问和显示Internet内容。这些包包括用于呈现图形用户界面的定义，在该界面中可以在网络浏览器应用之外使用互联网内容。这些包还包括指向因特网内容的诸如URL的网络参考，使得可以在所述用户界面内下载和呈现因特网内容。提供了可用于下载的服务器上每个包的表示。用户可以选择一个或多个期望的包以进行下载。还可以使应用媒体查看器可用于下载。

3. 发明授权

US08346887B1 Tracking and tracing user activity with application media packages 失效
标题翻译：使用应用程序媒体包跟踪和跟踪用户活动
公开(公告)号：US08346887B1
公开(公告)日：2013-01-01
申请号：US11932456
申请日：2007-10-31
申请人： John Albert Kembel , George Andrew Kembel , Daniel Kim , John Russell , Jake Wobbrock , Geoffrey Kembel , Jeremy Kembel , Lynn Gabbay , Anthony Medrano , Scot Malloy , Joseph Bella , Sridhar Devulkar , Mark Wallin
发明人： John Albert Kembel , George Andrew Kembel , Daniel Kim , John Russell , Jake Wobbrock , Geoffrey Kembel , Jeremy Kembel , Lynn Gabbay , Anthony Medrano , Scot Malloy , Joseph Bella , Sridhar Devulkar , Mark Wallin
IPC分类号： G06F17/00
CPC分类号： H04L67/42 , G06F3/0481 , G06F3/0484 , G06F8/65 , G06F17/2235 , G06F17/248 , G06F17/272 , G06F17/30899 , H04L29/08135 , H04L29/08981 , H04L41/22 , H04L65/60 , H04L67/02 , H04L67/10 , H04L67/306
摘要： A software component for tracking and tracing the access and display of Internet content employs an Application Media Package. That package includes a definition for rendering a graphical user interface and a URL pointing to Internet content that may be presented within said user interface. An application media viewer manages the collection, organization, sharing, and rendering of a plurality of such software components. Because Application Media Packages are used in groups and often for relatively long periods of time, the present invention may collect real-time multidimensional use statistics that over time becomes a valuable multi-dimensional user behavior profiling database. A server collects use statistics from its Application Media Viewer that runs on client computers or cell phones for example, and manages and tracks Application Media Package and Viewer downloads, access to an Application Media Package library, etc.
摘要翻译：用于跟踪和跟踪Internet内容的访问和显示的软件组件采用应用程序媒体包。该包包括用于呈现图形用户界面和指向可能在所述用户界面内呈现的因特网内容的URL的定义。应用程序媒体查看器管理多个这样的软件组件的收集，组织，共享和呈现。由于应用程序介质包是以组合的方式使用的，并且通常用于较长的时间段，本发明可以收集随时间变成有价值的多维用户行为剖析数据库的实时多维使用统计。服务器从其应用媒体查看器收集使用统计信息，例如在客户端计算机或手机上运行，并管理和跟踪应用程序媒体包和查看器下载，访问应用程序媒体包库等。

4. 发明授权

US07500599B2 Suspicious persons database 有权
标题翻译：可疑人数据库
公开(公告)号：US07500599B2
公开(公告)日：2009-03-10
申请号：US11778519
申请日：2007-07-16
申请人： Amy Swift , Mark Wallin , Lance Pate
发明人： Amy Swift , Mark Wallin , Lance Pate
IPC分类号： G07F19/00
CPC分类号： G06Q40/02 , G06Q20/04 , G06Q20/4014 , G06Q20/403
摘要： Most financial transactions involving check deposits and cashing at automatic teller machines are often associated with high risk. Although conventional security measures for many automatic teller machines record financial transactions, the recorded events are typically viewed after suspicious or criminal activity has already occurred. Therefore, a financial institution may not know in advance whether requested financial transactions are of suspicious or fraudulent intent. The present teachings relate to a method of scoring customers prior to authorization in a manner so as to identify suspicious behavior or suspicious activity. The method also relates to marking suspicious individuals by storing related transaction information, such as biometric data, in a database for purposes of verifying identification information and scoring the validity of future financial transactions.
摘要翻译：涉及支票存款和自动柜员机兑现的大多数金融交易往往与高风险相关。虽然许多自动取款机的常规安全措施记录了金融交易，但是在发生可疑或犯罪活动之后，通常会查看记录的事件。因此，金融机构可能不知道所要求的金融交易是否具有可疑或欺诈意图。本教导涉及在授权之前对客户进行评分的方法，以便识别可疑行为或可疑活动。该方法还涉及通过将相关交易信息（例如生物特征数据）存储在数据库中来标记可疑个体，以便验证识别信息并评估未来金融交易的有效性。

5. 发明授权

US07287689B2 Systems and methods for assessing the risk of a financial transaction using authenticating marks 有权
标题翻译：使用认证商标评估金融交易风险的系统和方法
公开(公告)号：US07287689B2
公开(公告)日：2007-10-30
申请号：US10731540
申请日：2003-12-09
申请人： Lisa C. Tidwell , Amy L. Swift , Cassandra Mollett , Mark Wallin , Lance D. Pate , Charles R. Williams
发明人： Lisa C. Tidwell , Amy L. Swift , Cassandra Mollett , Mark Wallin , Lance D. Pate , Charles R. Williams
IPC分类号： G06K5/00
CPC分类号： G06Q20/4016 , G06Q20/042 , G06Q20/108 , G06Q20/40 , G06Q30/00 , G06Q40/025
摘要： Systems and methods are described for better assessing risk associated with cashing second-party checks and other negotiable instruments. The systems and methods make use of information about authenticating marks, such as watermarks, bar codes, insignia, background patterns, and the like, from a check in order to better assess the legitimacy and cashability of the check. In various embodiments, information about an authenticating mark may be compared to stored information about an expected configuration for the authenticating mark. In various embodiments, a gradated risk score may be generated, based at least in part on the comparison. In various embodiments, the risk score may be combined with risk scores that are descriptive of other aspects of a check cashing transaction to calculate a risk score for the transaction as a whole. In some embodiments, the transaction risk score may be used to generate an accept/decline recommendation for the transaction.
摘要翻译：描述了系统和方法，以更好地评估与第二方支票和其他可转让票据相关的风险。系统和方法从支票中使用关于认证标记的信息，例如水印，条形码，徽章，背景图案等，以便更好地评估支票的合法性和可现金性。在各种实施例中，关于认证标记的信息可以与存储关于认证标记的期望配置的信息进行比较。在各种实施例中，可以至少部分地基于比较来生成分级风险评分。在各种实施例中，风险评分可以与描述检查兑现交易的其他方面的风险评分相结合，以计算整个交易的风险评分。在一些实施例中，交易风险分数可用于为交易产生接受/拒绝推荐。

6. 发明申请

US20050125360A1 Systems and methods for obtaining authentication marks at a point of sale 审中-公开
标题翻译：在销售点获取认证标志的系统和方法
公开(公告)号：US20050125360A1
公开(公告)日：2005-06-09
申请号：US10730868
申请日：2003-12-09
申请人： Lisa Tidwell , Amy Swift , Cassandra Mollett , Mark Wallin , Lance Pate , Charles Williams
发明人： Lisa Tidwell , Amy Swift , Cassandra Mollett , Mark Wallin , Lance Pate , Charles Williams
IPC分类号： G06Q20/00 , G07D7/00 , G06F17/60
CPC分类号： G06Q20/20 , G06Q20/042 , G06Q20/367 , G06Q20/4014 , G06Q20/4016 , G07D7/004
摘要： Systems and methods are described for using a point-of-sale device at a check-cashing entity to obtain information about one or more authenticating marks, such as watermarks, bar codes, background patterns, color schemes, insignia, security validation numbers, or the like, from a second-party check or other negotiable instrument presented for a proposed check-cashing transaction. In various embodiments, the authenticating mark information may be compared to stored information about expected configurations of authenticating marks as part of a risk assessment of the check. In various embodiments, the point-of-sale device transmits authenticating mark information to a check authorization system. The point-of-sale device may receive an accept/decline recommendation for the transaction from the check authorization system, based at least in part on the obtained authenticating mark information. The point-of-sale device may display a message about the recommendation to an operator of the device.
摘要翻译：描述了系统和方法，用于在支票兑现实体处使用销售点设备来获取关于一个或多个认证标记的信息，例如水印，条形码，背景图案，配色方案，徽章，安全验证号码或类似的，从提出的支票兑现交易呈现的第二方支票或其他可转让票据。在各种实施例中，认证标记信息可以与存储关于认证标记的预期配置的信息进行比较，作为支票的风险评估的一部分。在各种实施例中，销售点设备向认证授权系统发送认证标记信息。销售点设备可以至少部分地基于所获得的认证标记信息，从支票授权系统接收关于交易的接受/拒绝建议。销售点设备可以向设备的操作者显示关于推荐的消息。

7. 发明申请

US20050125337A1 Systems and methods for identifying payor location based on transaction data 有权
标题翻译：基于交易数据识别付款人位置的系统和方法
公开(公告)号：US20050125337A1
公开(公告)日：2005-06-09
申请号：US10730859
申请日：2003-12-09
申请人： Lisa Tidwell , Amy Swift , Cassandra Mollett , Mark Wallin , Lance Pate , Charles Williams
发明人： Lisa Tidwell , Amy Swift , Cassandra Mollett , Mark Wallin , Lance Pate , Charles Williams
IPC分类号： G06Q20/00 , G06Q30/00 , G06Q40/00 , G06F17/60
CPC分类号： G06Q20/042 , G06Q20/10 , G06Q20/40 , G06Q30/02 , G06Q40/02 , G06Q40/025
摘要： Systems and methods are described for building, maintaining, and using a repository of information about payors of second-party checks presented at a check-cashing entity for cashing. In various embodiments, the repository comprises stored information useful for determining the location of a payor of a second-party check. In one embodiment, information from the check that identifies an account on which the check is drawn, such as magnetic ink character recognition (MICR) line information from a paycheck, is used to access a repository of employer location information. In one embodiment, the payor location information is used to determine a proximity between the payor location and the check cashing entity location. In one embodiment, when a check is presented for which stored payor location information is not available, identifying information about the payor and/or the payor location is requested and is added to the repository.
摘要翻译：描述了系统和方法，用于构建，维护和使用在支票兑现实体提供的第二方支票的付款人的信息存储库进行兑现。在各种实施例中，存储库包括用于确定第二方检查的付款人的位置的存储信息。在一个实施例中，使用来自支票的来自工资支票的识别支票的帐户的信息，例如磁墨水字符识别（MICR）线路信息，用于访问雇主位置信息的存储库。在一个实施例中，付款人位置信息用于确定付款人位置和支票兑现实体位置之间的接近度。在一个实施例中，当呈现哪个存储的付款人位置信息不可用的支票时，请求识别有关付款人和/或付款人位置的信息，并将其添加到存储库。

8. 发明申请

US20050125295A1 Systems and methods for obtaining payor information at a point of sale 审中-公开
标题翻译：在销售点获取付款人信息的系统和方法
公开(公告)号：US20050125295A1
公开(公告)日：2005-06-09
申请号：US10731294
申请日：2003-12-09
申请人： Lisa Tidwell , Amy Swift , Cassandra Mollett , Mark Wallin , Lance Pate , Charles Williams
发明人： Lisa Tidwell , Amy Swift , Cassandra Mollett , Mark Wallin , Lance Pate , Charles Williams
IPC分类号： G06Q20/00 , G07D7/00 , G06F17/60
CPC分类号： G06Q20/20 , G06Q20/042 , G06Q20/4014 , G06Q20/4016 , G07D7/004
摘要： Systems and methods are described for using a point-of-sale device to obtain information about a payor of a second-party check or other negotiable instrument presented for a proposed check-cashing transaction. In various embodiments, a keyboard, touchscreen, voice input system or other input system is used to enter information about a payor of a second-party check, which may comprise, for example, payor name, payor bank account identifier, payor location information, and the like. The payor information may be used to determine the proximity of the payor to the location of the proposed check-cashing transaction. In various embodiments, the point-of-sale device transmits the payor information to a check authorization system for a risk assessment of the transaction. In some embodiments, the point-of-sale device may prompt an operator or a check presenter to enter payor information in response to a request from the check authorization system. In various embodiments, the point-of-sale device may receive an accept/decline recommendation for the transaction from the check authorization system, based at least in part on the obtained payor information.
摘要翻译：描述了使用销售点设备来获得关于为提出的支票兑现交易呈现的第二方支票或其他可转让票据的付款人的信息的系统和方法。在各种实施例中，键盘，触摸屏，语音输入系统或其他输入系统用于输入关于第二方支票的付款人的信息，其可以包括例如付款人姓名，付款人银行账户标识符，付款人位置信息，等等。支付者信息可以用于确定付款人对所提出的支票兑现交易的位置的接近度。在各种实施例中，销售点设备将支付者信息发送到支票授权系统以进行交易的风险评估。在一些实施例中，销售点设备可以响应于来自支票授权系统的请求，提示操作者或支票主持人输入付款人信息。在各种实施例中，销售点设备可以至少部分地基于所获得的付款者信息，从支票授权系统接收关于交易的接受/拒绝建议。

9. 发明授权

US4030312A Heat pumps with solar heat source 失效
标题翻译：太阳能热源热泵
公开(公告)号：US4030312A
公开(公告)日：1977-06-21
申请号：US674641
申请日：1976-04-07
申请人： Mark Wallin , Aaron Shantzer, deceased
发明人： Mark Wallin , Aaron Shantzer, deceased
IPC分类号： F24F5/00 , F25B13/00 , F25B29/00 , F25B27/00 , F25B27/02
CPC分类号： F24F5/0046 , F25B13/00 , F25B29/00
摘要： A reversible compression type refrigeration system is commonly known as a heat pump for conditioning a space having a conditioning side and a service side. The conditioning side is that area or environment where it is intended to achieve the benefit of the alternate heating and cooling effects produced by the reversible system. The service side is that side from which heat is drawn or to which heat is rejected when the opposite effect is required on the conditioned side. The system includes a conditioning coil connected to the conditioning side for absorbing heat from the space when cooling is required (cooling cycle) and rejecting heat to the space when heating is required (heating cycle); a first "service" coil connected to the service side adapted to reject heat to the outdoor air during system cooling cycles and absorb heat from the outdoor air on heating cycles; a second "service" coil connected to the service side adapted to withdraw direct or stored heat from a liquid stream heated by a solar collector, and reversible means to allow the first service coil to withdraw heat from the outside air under conditions where the supply of direct or stored solar heat intended to be delivered to the second service coil has been exhausted.
摘要翻译：可逆式压缩式制冷系统通常被称为用于调节具有调节侧和服务侧的空间的热泵。调理方面是旨在实现可逆系统产生的替代加热和冷却效果的区域或环境。服务侧是在调节侧需要相反的效果的时候从中抽出热量的那一侧或被拒绝的热量。该系统包括连接到调节侧的调节线圈，当需要冷却（冷却循环）时从该空间吸收热量并且在需要加热时将热量排除到空间（加热循环）; 连接到服务侧的第一“服务”线圈适于在系统冷却循环期间将热量排除到室外空气，并且在加热循环中从室外空气吸收热量; 连接到服务侧的第二“服务”线圈，其适于从由太阳能收集器加热的液体流中引回或存储热量，以及可逆装置，以允许第一服务线圈在外部空气中提供热量，要被输送到第二维修线圈的直接或储存的太阳能热已经耗尽。

10. 发明授权

US08020083B1 System and methods for creating and authoring internet content using application media packages 有权
标题翻译：使用应用程序媒体包创建和创作互联网内容的系统和方法
公开(公告)号：US08020083B1
公开(公告)日：2011-09-13
申请号：US11932585
申请日：2007-10-31
申请人： John Albert Kembel , George Andrew Kembel , Daniel Kim , John Russell , Jake Wobbrock , Geoffrey Kembel , Jeremy Kembel , Joseph Bella , Sridhar Devulkar , Mark Wallin
发明人： John Albert Kembel , George Andrew Kembel , Daniel Kim , John Russell , Jake Wobbrock , Geoffrey Kembel , Jeremy Kembel , Joseph Bella , Sridhar Devulkar , Mark Wallin
IPC分类号： G06F17/00 , G06F15/173
CPC分类号： H04L67/42 , G06F3/0481 , G06F3/0484 , G06F8/65 , G06F17/2235 , G06F17/248 , G06F17/272 , G06F17/30899 , H04L29/08135 , H04L29/08981 , H04L41/22 , H04L65/60 , H04L67/02 , H04L67/10 , H04L67/306
摘要： An Application Media Package is a software component for accessing and displaying Internet content which includes a definition for rendering a graphical user interface and a URL pointing to Internet content to be downloaded and presented within said user interface. An Application Media Viewer may be used in association with an Application Media Package to manage the collection, organization, sharing, and rendering of a plurality of such Packages. A development server supports the community of Application Media Package developers, providing developer tools, including Package templates which provide an expedient method of re-purposing existing internet media into a new presentation package by choosing from existing examples. Access to tools and information may be controlled at the development server. The development server may also provide a development and test zone for Package verification, authentication and acceptance before posting.
摘要翻译：应用媒体包是用于访问和显示因特网内容的软件组件，其包括用于呈现图形用户界面和指向要在所述用户界面中呈现的因特网内容的URL的定义。应用媒体查看器可以与应用媒体包一起使用以管理多个这样的包的收集，组织，共享和呈现。开发服务器支持应用程序媒体包开发人员社区，提供开发人员工具，包括包模板，可通过从现有示例中选择，提供将现有互联网媒体重新用于新演示文稿包的方便方法。开发服务器可以控制对工具和信息的访问。开发服务器还可以在发布之前提供包验证，认证和验收的开发和测试区域。

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式