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1. 发明授权

US08286875B2 Apparatus and method for commercial transactions using a communication device 有权
标题翻译：使用通信设备的商业交易的装置和方法
公开(公告)号：US08286875B2
公开(公告)日：2012-10-16
申请号：US13162001
申请日：2011-06-16
申请人： Tai Kwan Jimmy Tang , Chi Wah Lo , Kenneth G. Mages , Michael Kron
发明人： Tai Kwan Jimmy Tang , Chi Wah Lo , Kenneth G. Mages , Michael Kron
IPC分类号： G06K7/08
CPC分类号： G06Q20/341 , G06K7/0004 , G06K7/01 , G06K7/082 , G06Q20/085 , G06Q20/32 , G06Q20/322 , G06Q20/325 , G06Q20/327 , G06Q20/3272 , G06Q20/3278 , G06Q20/352 , G06Q20/353 , G06Q20/409 , G06Q20/425 , G06Q2220/00 , H04L63/0428
摘要： An apparatus for commercial transactions using a transaction card via a communication device in audio communication with a remote processor assembly is provided. The apparatus comprises an input device for capturing information from the transaction card, a controller for converting the captured card information into an audio signal. The controller is linked to the communication device. The apparatus may also be part of an assembly wherein this controller is part of the communication device. The remote processor assembly includes a transaction server linked to a remote processor/issuer for validating the transaction card data. A system including this apparatus, the communication device and the transaction server is also provided. Methods therefore are also disclosed. The input device captures the card information that is converted to an audio signal by the controller and transmitted to the transaction server via the communication device for being converted to an appropriate signal to be transmitted to the remote processor/issuer for validation thereof. The validation information is sent back to the apparatus providing feedback to the user. The transaction server translates the signal received by the remote processor/issuer into an audio signal and sends it to the controller via the communication device for conversion to an appropriate format.
摘要翻译：提供了一种用于通过与远程处理器组件进行音频通信的通信设备使用交易卡进行商业交易的装置。该装置包括用于从交易卡捕获信息的输入装置，用于将所捕获的卡信息转换成音频信号的控制器。控制器链接到通信设备。该装置还可以是组件的一部分，其中该控制器是通信装置的一部分。远程处理器组件包括链接到远程处理器/发行者的交易服务器，用于验证交易卡数据。还提供了包括该装置，通信装置和交易服务器的系统。因此也公开了方法。输入设备捕获由控制器转换成音频信号的卡信息，并通过通信设备传送到交易服务器，以转换成要发送给远程处理器/发行者的适当信号以进行验证。验证信息被发回到向用户提供反馈的设备。交易服务器将由远程处理器/发行者接收的信号转换为音频信号，并通过通信设备将其发送到控制器，以转换为适当的格式。

2. 发明申请

US20110099112A1 APPARATUS AND METHOD FOR CONDUCTING SECURING FINANCIAL TRANSACTIONS 有权
标题翻译：开展安全财务交易的手段和方法
公开(公告)号：US20110099112A1
公开(公告)日：2011-04-28
申请号：US12675621
申请日：2008-08-29
申请人： Kenneth G. Mages , Chi Wah Lo , Kent H. Mages , Tai Kwan Tang
发明人： Kenneth G. Mages , Chi Wah Lo , Kent H. Mages , Tai Kwan Tang
IPC分类号： H04K1/00
CPC分类号： G06Q20/382 , G06F21/445 , G06Q20/02 , G06Q20/12 , G06Q20/40 , G06Q20/4014 , G07F7/1075 , H04L63/08 , H04L63/102 , H04L2463/082
摘要： A system and method are disclosed for conducting secure electronic transactions using dual-authentications. A secure server stores security information for a plurality of users and authorizes transactions being conducted by these users. A user computer system having a trusted platform module is used for storing security information relating to at least one user account. Protected environments are created to facilitate secure connections based on at least the security information stored in the trusted platform module. Transactions between the user/electronic merchants and between the user/secure server are conducted within protected environments. When a user conducts an electronic transaction with an electronic merchant, the transaction is authenticated by the secure server before can be completed.
摘要翻译：公开了一种使用双重认证进行安全电子交易的系统和方法。安全服务器存储多个用户的安全信息，并授权由这些用户进行的交易。具有可信平台模块的用户计算机系统用于存储与至少一个用户帐户有关的安全信息。创建受保护的环境以便至少基于存储在可信平台模块中的安全信息来促进安全连接。用户/电子商家之间和用户/安全服务器之间的交易在受保护的环境中进行。当用户与电子商家进行电子交易时，可以在安全服务器完成之前对交易进行认证。

3. 发明授权

US09053471B2 Apparatus and method for conducting securing financial transactions 有权
标题翻译：进行金融交易的设备和方法
公开(公告)号：US09053471B2
公开(公告)日：2015-06-09
申请号：US12675621
申请日：2008-08-29
申请人： Kenneth G. Mages , Chi Wah Lo , Kent H. Mages , Tai Kwan Tang
发明人： Kenneth G. Mages , Chi Wah Lo , Kent H. Mages , Tai Kwan Tang
IPC分类号： G06Q20/12 , G06Q20/02 , G06Q20/38 , G06Q20/40 , G07F7/10
CPC分类号： G06Q20/382 , G06F21/445 , G06Q20/02 , G06Q20/12 , G06Q20/40 , G06Q20/4014 , G07F7/1075 , H04L63/08 , H04L63/102 , H04L2463/082
摘要： A system and method are disclosed for conducting secure electronic transactions using dual-authentications. A secure server stores security information for a plurality of users and authorizes transactions being conducted by these users. A user computer system having a trusted platform module is used for storing security information relating to at least one user account. Protected environments are created to facilitate secure connections based on at least the security information stored in the trusted platform module. Transactions between the user/electronic merchants and between the user/secure server are conducted within protected environments. When a user conducts an electronic transaction with an electronic merchant, the transaction is authenticated by the secure server before can be completed.
摘要翻译：公开了一种使用双重认证进行安全电子交易的系统和方法。安全服务器存储多个用户的安全信息，并授权由这些用户进行的交易。具有可信平台模块的用户计算机系统用于存储与至少一个用户帐户有关的安全信息。创建受保护的环境以便至少基于存储在可信平台模块中的安全信息来促进安全连接。用户/电子商家之间和用户/安全服务器之间的交易在受保护的环境中进行。当用户与电子商家进行电子交易时，可以在安全服务器完成之前对交易进行认证。

4. 发明授权

US08534554B2 Apparatus and method for commercial transactions using a communication device 有权
公开(公告)号：US08534554B2
公开(公告)日：2013-09-17
申请号：US13283314
申请日：2011-10-27
申请人： Tai Kwan Jimmy Tang , Chi Wah Lo , Kenneth G. Mages
发明人： Tai Kwan Jimmy Tang , Chi Wah Lo , Kenneth G. Mages
IPC分类号： G06K7/08
CPC分类号： G06Q20/341 , G06K7/0004 , G06K7/01 , G06K7/082 , G06Q20/085 , G06Q20/32 , G06Q20/322 , G06Q20/325 , G06Q20/327 , G06Q20/3272 , G06Q20/3278 , G06Q20/352 , G06Q20/353 , G06Q20/409 , G06Q20/425 , G06Q2220/00 , H04L63/0428
摘要： An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.

5. 发明授权

US08055545B2 Apparatus and method for conducting secure financial transactions 有权
标题翻译：进行安全金融交易的设备和方法
公开(公告)号：US08055545B2
公开(公告)日：2011-11-08
申请号：US12230540
申请日：2008-08-29
申请人： Kenneth G. Mages , Chi Wah Lo , Kent H. Mages , Tai Kwan Tang
发明人： Kenneth G. Mages , Chi Wah Lo , Kent H. Mages , Tai Kwan Tang
IPC分类号： G06Q40/00
CPC分类号： G06Q20/12 , G06Q20/40 , G06Q30/0601 , G06Q40/12
摘要： A system and method are disclosed for conducting secure electronic transactions using dual-authentications. A secure server stores security information for a plurality of users and authorizes transactions being conducted by these users. A user computer system having a trusted platform module is used for storing security information relating to at least one user account. Protected environments are created to facilitate secure connections based on at least the security information stored in the trusted platform module. Transactions between the user/electronic merchants and between the user/secure server are conducted within protected environments. When a user conducts an electronic transaction with an electronic merchant, the transaction is authenticated by the secure server before can be completed.
摘要翻译：公开了一种使用双重认证进行安全电子交易的系统和方法。安全服务器存储多个用户的安全信息，并授权由这些用户进行的交易。具有可信平台模块的用户计算机系统用于存储与至少一个用户帐户有关的安全信息。创建受保护的环境以便至少基于存储在可信平台模块中的安全信息来促进安全连接。用户/电子商家之间和用户/安全服务器之间的交易在受保护的环境中进行。当用户与电子商家进行电子交易时，可以在安全服务器完成之前对交易进行认证。

6. 发明授权

US6035329A Method of securing the playback of a DVD-ROM via triggering data sent via a cable network 失效
标题翻译：通过经由有线网络发送的数据来确保DVD-ROM的重放的方法
公开(公告)号：US6035329A
公开(公告)日：2000-03-07
申请号：US27113
申请日：1998-02-18
申请人： Kenneth G. Mages , Jie Feng , Kent Mages
发明人： Kenneth G. Mages , Jie Feng , Kent Mages
IPC分类号： G06F21/00 , G11B20/00 , H04L29/06 , G06F13/00
CPC分类号： H04L63/0428 , G06F21/10 , G11B20/00086 , H04L63/061 , H04L63/083
摘要： A method and system for implementing the pay-per-view DVD-ROM system, whereby the enabling data provided to the DVD-player allowing the playback of the DVD-ROM video data is provided to the DVD-player via the Internet or via the cable-TV system provider. The invention discriminates between DVD-ROM's requiring pay-per-view play, and those that are free and do not require pay-per-view play, by the use of a special code for the header of the DVD-ROM indicating a pay-per-view title. Also disclosed is use of a smart card or ATM card for receiving the enabling data for allowing playback of the Hyper-DVD disk.
摘要翻译：一种用于实现按次付费DVD-ROM系统的方法和系统，由此通过因特网或通过互联网将提供给允许DVD-ROM视频数据的再现的DVD播放器的使能数据提供给DVD播放器有线电视系统提供商。本发明通过使用DVD-ROM的头部的特殊代码来区分要求按次付费播放的DVD-ROM和免费的DVD-ROM，并且不需要按次付费播放，每次观看标题。还公开了使用智能卡或ATM卡来接收允许重放超级DVD盘的启用数据。

7. 发明授权

US5892825A Method of secure server control of local media via a trigger through a network for instant local access of encrypted data on local media 失效
标题翻译：通过网络通过触发器安全地控制本地媒体的方法，用于在本地媒体上即时本地访问加密数据
公开(公告)号：US5892825A
公开(公告)日：1999-04-06
申请号：US756162
申请日：1996-11-25
申请人： Kenneth G. Mages , Jie Feng
发明人： Kenneth G. Mages , Jie Feng
IPC分类号： G06F21/00 , G11B20/00 , H04L29/06 , H04L9/08
CPC分类号： H04L63/0428 , G06F21/10 , G11B20/00086 , G11B20/00137 , G11B20/00152 , G11B20/00159 , G11B20/0021 , G11B20/00224 , G11B20/00615 , G11B20/0071 , H04L63/061 , H04L63/083
摘要： A method of triggering video imaging and/or audio data on a "HyperCD" (CD-ROM) via a trigger through a network for instant local access of encrypted data on local media. The CD-ROM contains video/audio files that have been crippled by removing the critical information thereof. The CD-ROM also contains programs for directly and automatically connecting the end-user's computer to a targeted server (URL) a network (such as the Internet).The method of the invention includes the separation of critical information/key from media data, the storage of encrypted keys on a remote server, the storage of crippled chunky media data on CD-ROM's, the socket-to-socket connection between the end-user's computer and the remote server and the request from user to server, the authorization and transmission of the uncrippling key through a network to the end-user's computers, the combining in RAM of the trigger and the crippled data from CD-ROM for instant rendering/playback, the storing of the uncrippling key on the end-user's computers non-volatile media for owning the data on the CD-ROM for later access authorized by the remote server. Since the uncrippling trigger is much smaller than the entire media file, it saves considerable amount of transmission time, thereby instantly combining the trigger with the crippled data on the CD-ROM, after which instantly playing the designated track from end-user's computer.
摘要翻译：一种通过网络触发的“HyperCD”（CD-ROM）上的视频成像和/或音频数据的方法，用于本地媒体上加密数据的即时本地访问。 CD-ROM包含通过删除其关键信息而被削弱的视频/音频文件。 CD-ROM还包含用于直接和自动地将终端用户的计算机连接到网络（例如因特网）的目标服务器（URL）的程序。本发明的方法包括将关键信息/密钥从媒体数据中分离出来，在远程服务器上存储加密的密钥，在CD-ROM上存储残留的大块介质数据，在终端 - 用户计算机和远程服务器以及从用户到服务器的请求，通过网络向终端用户的计算机授权和传送无限制密钥，将触发器的RAM中的组合和CD-ROM中的瘫痪数据进行即时渲染 /播放，在最终用户的计算机非易失性媒体上存储无限制密钥，以拥有CD-ROM上的数据，以供远程服务器授权的以后访问。由于无限制触发器比整个媒体文件小得多，因此可以节省大量的传输时间，从而将触发器与CD-ROM上的瘫痪数据进行即时组合，然后立即从终端用户的计算机播放指定的音轨。

8. 发明申请

US20090119184A1 Apparatus and method for conducting secure financial transactions 有权
标题翻译：进行安全金融交易的设备和方法
公开(公告)号：US20090119184A1
公开(公告)日：2009-05-07
申请号：US12230540
申请日：2008-08-29
申请人： Kenneth G. Mages , Chi Wah Lo , Kent H. Mages , Tai Kwan Tang
发明人： Kenneth G. Mages , Chi Wah Lo , Kent H. Mages , Tai Kwan Tang
IPC分类号： G06Q20/00 , G06Q30/00
CPC分类号： G06Q20/12 , G06Q20/40 , G06Q30/0601 , G06Q40/12
摘要： A system and method are disclosed for conducting secure electronic transactions using dual-authentications. A secure server stores security information for a plurality of users and authorizes transactions being conducted by these users. A user computer system having a trusted platform module is used for storing security information relating to at least one user account. Protected environments are created to facilitate secure connections based on at least the security information stored in the trusted platform module. Transactions between the user/electronic merchants and between the user/secure server are conducted within protected environments. When a user conducts an electronic transaction with an electronic merchant, the transaction is authenticated by the secure server before can be completed.
摘要翻译：公开了一种使用双重认证进行安全电子交易的系统和方法。安全服务器存储多个用户的安全信息，并授权由这些用户进行的交易。具有可信平台模块的用户计算机系统用于存储与至少一个用户帐户有关的安全信息。创建受保护的环境以便至少基于存储在可信平台模块中的安全信息来促进安全连接。用户/电子商家之间和用户/安全服务器之间的交易在受保护的环境中进行。当用户与电子商家进行电子交易时，可以在安全服务器完成之前对交易进行认证。

9. 发明授权

US5937164A Method and apparatus of secure server control of local media via a trigger through a network for instant local access of encrypted data on local media within a platform independent networking system 失效
标题翻译：通过网络通过触发器安全地控制本地媒体的方法和装置，用于在平台独立网络系统内的本地媒体上即时本地访问加密数据
公开(公告)号：US5937164A
公开(公告)日：1999-08-10
申请号：US792092
申请日：1997-01-31
申请人： Kenneth G. Mages , Jie Feng
发明人： Kenneth G. Mages , Jie Feng
IPC分类号： G06F1/00 , G06F21/00 , G11B20/00 , H04L29/06 , H04L29/08 , H04N21/2347 , H04N21/2381 , H04N21/4143 , H04N21/432 , H04N21/4363 , H04N21/438 , H04N21/462 , H04N21/4627 , H04N21/4782 , H04N21/61 , H04N21/6334 , H04N21/81 , H04L9/32 , G06F13/00 , H04L9/00
CPC分类号： H04N21/4622 , G06F21/10 , G11B20/00086 , G11B20/00137 , G11B20/00152 , G11B20/00159 , G11B20/0021 , G11B20/00224 , G11B20/00615 , G11B20/00659 , G11B20/0071 , G11B20/00855 , H04L29/06 , H04L63/0428 , H04L63/061 , H04L63/083 , H04N21/2347 , H04N21/2381 , H04N21/4143 , H04N21/4325 , H04N21/4363 , H04N21/4381 , H04N21/4627 , H04N21/4782 , H04N21/6125 , H04N21/63345 , H04N21/8173 , G06F2211/007 , H04L29/06027 , H04L67/02 , Y10S707/99939
摘要： A method of triggering video imaging and/or audio data on a "HyperCD" (CD-ROM) via a trigger through a network for instant local access of encrypted data on local media. The CD-ROM contains video/audio files that have been crippled by removing the critical information thereof. The CD-ROM also contains programs for directly and automatically connecting the end-user's computer to a targeted server (URL) a network (such as the Internet). The method of the invention includes the separation of critical information/key from media data, the storage of encrypted keys on a remote server, the storage of crippled chunky media data on CD-ROM's, the socket-to-socket connection between the end-user's computer and the remote server and the request from user to server, the authorization and transmission of the uncrippling key through a network to the end-user's computers, the combining in RAM of the trigger and the crippled data from CD-ROM for instant rendering/playback, the storing of the uncrippling key on the end-user's computers non-volatile media for owning the data on the CD-ROM for later access authorized by the remote server. Since the uncrippling trigger is much smaller than the entire media file, it saves considerable amount of transmission time, thereby instantly combining the trigger with the crippled data on the CD-ROM, after which instantly playing the designated track from end-user's computer.
摘要翻译：一种通过网络触发的“HyperCD”（CD-ROM）上的视频成像和/或音频数据的方法，用于本地媒体上加密数据的即时本地访问。 CD-ROM包含通过删除其关键信息而被削弱的视频/音频文件。 CD-ROM还包含用于直接和自动地将终端用户的计算机连接到网络（例如因特网）的目标服务器（URL）的程序。本发明的方法包括将关键信息/密钥从媒体数据中分离出来，在远程服务器上存储加密的密钥，在CD-ROM上存储残留的大块介质数据，在终端 - 用户计算机和远程服务器以及从用户到服务器的请求，通过网络向终端用户的计算机授权和传送无限制密钥，将触发器的RAM中的组合和CD-ROM中的瘫痪数据进行即时渲染 /播放，在最终用户的计算机非易失性媒体上存储无限制密钥，以拥有CD-ROM上的数据，以供远程服务器授权的以后访问。由于无限制触发器比整个媒体文件小得多，因此可以节省大量的传输时间，从而将触发器与CD-ROM上的瘫痪数据进行即时组合，然后立即从终端用户的计算机播放指定的音轨。

10. 发明申请

US20120061467A1 APPARATUS AND METHOD FOR COMMERCIAL TRANSACTIONS USING A COMMUNICATION DEVICE 有权
标题翻译：使用通信设备的商业交易的装置和方法
公开(公告)号：US20120061467A1
公开(公告)日：2012-03-15
申请号：US13239512
申请日：2011-09-22
申请人： Tai Kwan Jimmy Tang , Chi Wah Lo , Kenneth G. Mages
发明人： Tai Kwan Jimmy Tang , Chi Wah Lo , Kenneth G. Mages
IPC分类号： G06F7/08
CPC分类号： G06Q20/341 , G06K7/0004 , G06K7/01 , G06K7/082 , G06Q20/085 , G06Q20/32 , G06Q20/322 , G06Q20/325 , G06Q20/327 , G06Q20/3272 , G06Q20/3278 , G06Q20/352 , G06Q20/353 , G06Q20/409 , G06Q20/425 , G06Q2220/00 , H04L63/0428
摘要： An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.
摘要翻译：提供了一种用于通过通信设备使用交易卡与服务器进行商业交易的装置。该设备包括与通信设备耦合的交易设备，用于从交易卡捕获信息;以及控制器，用于将所捕获的卡信息转换为加密音频信号，并将音频信号发送到通信设备。通信设备将音频信号传递到服务器以处理商业交易。

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