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    • 3. 发明申请
    • RECHARGE AMOUNT TRANSFER SYSTEM AND METHOD FOR ELECTRONIC PAYMENT MEANS USING PORTABLE PHONE
    • 使用便携式电话的电子付款方式的充值金额转帐系统和方法
    • US20110106707A1
    • 2011-05-05
    • US13001619
    • 2009-02-02
    • Jin Woo HwangSeon Ku LeeJin Woo Park
    • Jin Woo HwangSeon Ku LeeJin Woo Park
    • G06Q40/00
    • G06Q20/40G06Q20/28G06Q20/32G06Q20/3255G06Q20/349G06Q20/363
    • The present invention relates to a recharge amount transfer system for an electronic payment means using a portable phone. The present invention comprises: a first user terminal that indexes a recharge balance stored in a first electronic settlement payment means according to recharge amount transfer request information input by a first user, transmits a generated recharge amount transfer request SMS if the amount to be transferred is less than the recharge balance, receives a first recharge amount transfer completion SMS, and updates the recharge balance stored in the first electronic settlement payment means; a recharge server that indexes the first user information already stored according to the recharge amount transfer request SMS, generates and transmits a recharge amount transfer confirmation request SMS accordingly, receives a recharge amount transfer confirmation SMS, updates the first and second user information already stored in a recharge storage DB, and transmits the generated first and second recharge amount transfer completion SMS; and a second user terminal unit that receives the recharge amount transfer confirmation request SMS, generates and transmits a recharge amount transfer confirmation SMS according to the recharge amount transfer confirmation information input by a second user, receives the second recharge amount transfer completion SMS, and updates the recharge balance stored in a second electronic settlement payment means.
    • 本发明涉及一种使用便携式电话的电子支付装置的再充电量转移系统。 本发明包括:第一用户终端,根据第一用户输入的充值量传送请求信息对存储在第一电子结算支付单元中的充值余额进行索引,如果要转移的数量为 小于充值余额,接收第一充值金额转账完成短信,并更新存储在第一电子结算支付单元中的充值余额; 充值服务器,根据充值金额传送请求SMS对已经存储的第一用户信息进行索引,生成并相应发送充值金额转移确认请求SMS,接收充值金额转账确认SMS,更新已存储的第一用户信息和第二用户信息 充电存储DB,并发送生成的第一和第二充值量传送完成SMS; 以及第二用户终端单元,其接收所述充值金额转移确认请求SMS,根据由第二用户输入的充值金额转移确认信息生成并发送充值金额转移确认SMS,接收第二再充值金额转移完成SMS,并更新 存储在第二电子结算支付手段中的充值余额。