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1. 发明授权

US09203860B1 Dynamic risk engine 有权
标题翻译：动态风险引擎
公开(公告)号：US09203860B1
公开(公告)日：2015-12-01
申请号：US13425227
申请日：2012-03-20
申请人： Debra Casillas , Richard Andrew Davey , Michael Frank Morris , Maland Keith Mortensen , John David Row , Thomas Buckingham , Tammy Sanclemente
发明人： Debra Casillas , Richard Andrew Davey , Michael Frank Morris , Maland Keith Mortensen , John David Row , Thomas Buckingham , Tammy Sanclemente
IPC分类号： G06F11/00 , H04L29/06 , G06F21/57
CPC分类号： H04L63/1433 , G06F21/31 , G06F21/46 , G06F21/577 , H04L63/0869 , H04L63/1408 , H04L63/1441
摘要： Various embodiments of the present invention generally relate to identity authentication and/or recognition. Some embodiments provide a method for determining when a user may engage in a restricted activity, including engaging in an initial contact with a user via a channel, acquiring identifying information relating to the user, receiving, from the user, a request to engage in an activity, determining an activity trust threshold required for the activity, based on the identifying information, determining an initial identity trust score for the user based on the identifying information, comparing the initial identity trust score with the activity trust threshold. Based on the comparison, the user is either allowed to engage in the activity, rejected from engaging in the activity, or additional identifying information is collected.
摘要翻译：本发明的各种实施例通常涉及身份认证和/或识别。一些实施例提供一种用于确定用户什么时候可能参与受限活动的方法，包括经由频道与用户进行初始联系，获取与用户有关的识别信息，从用户接收参与基于所述识别信息确定所述活动所需的活动信任阈值，基于所述识别信息确定所述用户的初始身份信任评分，将所述初始身份信任分数与所述活动信任阈值进行比较。根据比较，用户被允许参与活动，拒绝参与活动，或收集其他识别信息。

2. 发明授权

US08799809B1 Systems and methods for key logger prevention security techniques 有权
标题翻译：关键记录仪预防安全技术的系统和方法
公开(公告)号：US08799809B1
公开(公告)日：2014-08-05
申请号：US12237874
申请日：2008-09-25
申请人： Teddy Joseph Edmond Voutour , Michael Frank Morris
发明人： Teddy Joseph Edmond Voutour , Michael Frank Morris
IPC分类号： G06F3/048 , G06F3/06
CPC分类号： H04L63/145 , G06F3/048 , G06F3/0638 , G06F21/31 , G06F21/606 , G06F21/82 , G06F2221/031
摘要： An applet may be downloaded or provided to a web browser when a user visits a site in order to protect data input by the user from being captured by malicious software, such as key loggers. The applet may present a user input field in the web browser and may generate a random sequence of low-level key stroke or mouse click events within the input field when the user enters information, such as a username and/or password. A listening key logger will receive a large amount of random data, whereas the applet will receive and buffer the actual user data that may be communicated to a remote site access by the user.
摘要翻译：当用户访问站点时，可以将小程序下载或提供给Web浏览器，以便保护用户输入的数据不被诸如密钥记录器的恶意软件捕获。小应用程序可以在web浏览器中呈现用户输入字段，并且当用户输入诸如用户名和/或密码的信息时，可以在输入字段内生成低级关键笔划或鼠标点击事件的随机序列。聆听密钥记录器将接收大量的随机数据，而小应用程序将接收和缓冲用户可能传送给远程站点访问的实际用户数据。

3. 发明授权

US08538124B1 Systems and methods for real-time validation of check image quality 有权
公开(公告)号：US08538124B1
公开(公告)日：2013-09-17
申请号：US11747223
申请日：2007-05-10
申请人： Greg Alan Harpel , R. Bharat Prasad Nuggehalli , Michael Frank Morris
发明人： Greg Alan Harpel , R. Bharat Prasad Nuggehalli , Michael Frank Morris
IPC分类号： G06K9/00
CPC分类号： G06K9/186 , G06K9/03 , G06K2209/01
摘要： Systems and methods for real-time validation of check image quality and readability of MICR line data are provided. A check image received by a financial institution can be assessed during a customer on-line session, so that the customer is informed in real-time whether the image is acceptable. Received check images are used to produce images in another format, which are then analyzed for specified requirements.

4. 发明授权

US08156338B1 Systems and methods for strong authentication of electronic transactions 有权
标题翻译：电子交易强认证的系统和方法
公开(公告)号：US08156338B1
公开(公告)日：2012-04-10
申请号：US11861059
申请日：2007-09-25
申请人： Michael Frank Morris
发明人： Michael Frank Morris
IPC分类号： H04L9/00
CPC分类号： H04L9/3228 , H04L9/3234 , H04L63/0846 , H04L63/0853 , H04L2209/80 , H04W12/06
摘要： A token value is generated for a user to submit to an authentication service of an electronic system. The token value represents that the user is in possession of an electronic item known to the authentication service, where the electronic item is capable of two-way communications with the authentication service and has thereon an authenticator application transmitted from the authentication service to the electronic item. The authenticator application obtains a current time value from a clock of the electronic item or an authentication value from the authentication service, retrieves predetermined indicia of the electronic item from a location thereon, and combines the obtained value and the retrieved indicia of the electronic item to generate the token value. The authentication service essentially performs the same steps based on information already available at such authentication service to generate a verification token value, and compares the submitted token value to the verification token value.
摘要翻译：生成令牌值以供用户提交给电子系统的认证服务。令牌值表示用户拥有认证服务已知的电子商品，其中电子商品能够与认证服务进行双向通信，并且具有从认证服务发送到电子商品的认证器应用。认证器应用程序从电子项目的时钟或来自认证服务的认证值获取当前时间值，从其上的位置检索电子项目的预定标记，并将获得的值和电子项目的检索标记组合到生成令牌值。认证服务基本上基于在这种认证服务可用的信息执行相同的步骤以生成验证令牌值，并将提交的令牌值与验证令牌值进行比较。

5. 发明授权

US07256961B2 Damped spindle motor flange for the disk pack in a hard disk drive 失效
标题翻译：硬盘驱动器中磁盘组的阻尼主轴电机法兰
公开(公告)号：US07256961B2
公开(公告)日：2007-08-14
申请号：US10916913
申请日：2004-08-11
申请人： Shiao-Hua Chen , Frank Morris , Joseph Chang
发明人： Shiao-Hua Chen , Frank Morris , Joseph Chang
IPC分类号： G11B17/02
CPC分类号： G11B33/121 , G11B25/043 , G11B33/08
摘要： The present invention includes a spindle motor with a dampened spindle motor flange, which includes a shallow groove on the disk face. The shallow groove includes a first rim, a trough, and a second rim. In use, the trough fills with a visco-elastic material compressed by a metallic ring. A disk pack assembly uses the spindle motor coupling through the dampened spindle motor flange to at least one clamped disk. The invention includes a disk pack using the spindle motor, visco-elastic material, and metallic ring, as well as hard disk drives built with these disk packs. The invention includes the method of disk pack assembly, as well as making a hard disk drive using disk pack. The manufactured disk pack and the hard disk drive are products of the invention's processes.
摘要翻译：本发明包括具有减振主轴电动机凸缘的主轴电动机，其在盘面上包括浅槽。浅槽包括第一边缘，槽和第二边缘。在使用中，槽填充有被金属环压缩的粘弹性材料。磁盘组组件使用主轴电动机通过减振主轴电动机法兰连接到至少一个夹紧盘。本发明包括使用主轴电动机，粘弹性材料和金属环的盘组，以及用这些盘组件构建的硬盘驱动器。本发明包括磁盘组装的方法，以及使用磁盘盒制作硬盘驱动器。制造的磁盘组件和硬盘驱动器是本发明工艺的产品。

6. 发明申请

US20060034011A1 Damped spindle motor flange for the disk pack in a hard disk drive 失效
标题翻译：硬盘驱动器中磁盘组的阻尼主轴电机法兰
公开(公告)号：US20060034011A1
公开(公告)日：2006-02-16
申请号：US10916913
申请日：2004-08-11
申请人： Shiao-Hua Chen , Frank Morris , Joseph Chang
发明人： Shiao-Hua Chen , Frank Morris , Joseph Chang
IPC分类号： G11B17/02
CPC分类号： G11B33/121 , G11B25/043 , G11B33/08
摘要： The present invention includes a spindle motor with a dampened spindle motor flange, which includes a shallow groove on the disk face. The shallow groove includes a first rim, a trough, and a second rim. In use, the trough fills with a visco-elastic material compressed by a metallic ring. A disk pack assembly uses the spindle motor coupling through the dampened spindle motor flange to at least one clamped disk. The invention includes a disk pack using the spindle motor, visco-elastic material, and metallic ring, as well as hard disk drives built with these disk packs. The invention includes the method of disk pack assembly, as well as making a hard disk drive using disk pack. The manufactured disk pack and the hard disk drive are products of the invention's processes.
摘要翻译：本发明包括具有减振主轴电动机凸缘的主轴电动机，其在盘面上包括浅槽。浅槽包括第一边缘，槽和第二边缘。在使用中，槽填充有被金属环压缩的粘弹性材料。磁盘组组件使用主轴电动机通过减振主轴电动机法兰连接到至少一个夹紧盘。本发明包括使用主轴电机，粘弹性材料和金属环的磁盘组，以及用这些磁盘组构建的硬盘驱动器。本发明包括磁盘组装的方法，以及使用磁盘盒制作硬盘驱动器。制造的磁盘组件和硬盘驱动器是本发明工艺的产品。

7. 发明授权

US06474439B1 Dipole logging tool 有权
标题翻译：偶极测井工具
公开(公告)号：US06474439B1
公开(公告)日：2002-11-05
申请号：US09537836
申请日：2000-03-29
申请人： David Hoyle , Hitoshi Tashiro , Benoit Froelich , Alain Brie , Hiroshi Hori , Hitoshi Sugiyama , Jahir Pabon , Frank Morris
发明人： David Hoyle , Hitoshi Tashiro , Benoit Froelich , Alain Brie , Hiroshi Hori , Hitoshi Sugiyama , Jahir Pabon , Frank Morris
IPC分类号： G01V140
CPC分类号： G01V1/52
摘要： A logging tool having a tool body, which can be positioned in a fluid-filled borehole, including a receiver section and a dipole transmitter; wherein the dipole transmitter includes a transducer with a shell having a reaction mass and a motor located therein, the motor operatively connecting the shell and the reaction mass such that only an outer surface of the shell is in contact with the fluid in the borehole. This new type of dipole source for well logging involves shaking all or part (axially) of a dipole tool body to produce a pure, broadband acoustic dipole signal while at the same time coupling as little energy as possible into the tool body. Important variations on this idea include a linear phased array of shaker sources, and active cancellation of tool borne noise.
摘要翻译：一种具有工具主体的测井工具，该工具主体可定位在充满流体的钻孔中，包括接收器部分和偶极发射器; 其中所述偶极发射器包括具有壳体的换能器，所述壳体具有反作用物质和位于其中的马达，所述马达可操作地连接所述壳体和所述反作用物质，使得只有所述壳体的外表面与所述钻孔中的流体接触。这种用于测井的新型偶极子源涉及摇动偶极工具体的全部或部分（轴向），以产生纯的宽带声偶极子信号，同时将尽可能少的能量耦合到工具主体中。这个想法的重要变化包括振荡器源的线性相控阵列，以及主动消除工具噪声。

8. 发明授权

US06188545B1 Moveable disk wiper apparatus and method 有权
标题翻译：可动式刮水器装置及方法
公开(公告)号：US06188545B1
公开(公告)日：2001-02-13
申请号：US09360489
申请日：1999-07-23
申请人： Long Nguyen , Venkat R. Koka , Frank Morris , Syed Iftikar
发明人： Long Nguyen , Venkat R. Koka , Frank Morris , Syed Iftikar
IPC分类号： G11B358
CPC分类号： G11B23/50
摘要： Methods and apparatus for increasing the reliability of removable storage media by dynamically reducing particulate contaminants from magnetic disks. The apparatus and methods include using wipers which slidingly engage both sides of the magnetic disk as the disk rotates, in order to reduce particulates. In some embodiments, the wiper can be coupled to a swing-type actuator or to any resilient member which can be moved over the surface of the magnetic disk.
摘要翻译：通过动态地减少磁盘中的微粒污染物来增加可移动存储介质的可靠性的方法和装置。该装置和方法包括使用当盘旋转时滑动地接合磁盘的两侧的擦拭器，以便减少微粒。在一些实施例中，擦拭器可以联接到摆动式致动器或可以在磁盘表面上移动的任何弹性部件。

9. 发明授权

US09892454B1 Systems and methods for obtaining an image of a check to be deposited 有权
公开(公告)号：US09892454B1
公开(公告)日：2018-02-13
申请号：US11877335
申请日：2007-10-23
申请人： Jeff Pollack , Michael Frank Morris , Bharat Prasad , Frank Kyle Major , John Weatherman Brady , Ralph Paige Mawyer, Jr. , Clint James Reynolds , Kairav Mahesh Shah
发明人： Jeff Pollack , Michael Frank Morris , Bharat Prasad , Frank Kyle Major , John Weatherman Brady , Ralph Paige Mawyer, Jr. , Clint James Reynolds , Kairav Mahesh Shah
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00
摘要： An image of a check may be presented for payment in a banking system in place of the physical paper check. The check to be deposited can be collected from a depositor using a scanner. A web site, accessed through a depositor's web browser, can be used to drive the process of collecting the check, but in some contexts (e.g., in less popular computing environments, such as those that do not run the most popular operating systems), it is economically infeasible to obtain the certificates that would be used to allow a program executing in the web browser to control the scanner. Thus, a depositor can be instructed to capture and upload images of the check in the form of files, where the image files are then presented for payment through a banking system.

10. 发明授权

US08433127B1 Systems and methods for real-time validation of check image quality 有权
标题翻译：用于实时验证检查图像质量的系统和方法
公开(公告)号：US08433127B1
公开(公告)日：2013-04-30
申请号：US11747222
申请日：2007-05-10
申请人： Greg Alan Harpel , R. Bharat Prasad Nuggehalli , Michael Frank Morris
发明人： Greg Alan Harpel , R. Bharat Prasad Nuggehalli , Michael Frank Morris
IPC分类号： G06K9/00 , G06Q40/00
CPC分类号： G06K9/036 , G06K9/186 , G06Q20/042
摘要： Systems and methods for real-time validation of check image quality and readability of MICR line data are provided. A check image received by a financial institution can be assessed during a customer on-line session, so that the customer is informed in real-time whether the image is acceptable. Received check images are used to produce images in another format, which are then analyzed for specified requirements.
摘要翻译：提供了用于实时验证检查图像质量和MICR线数据的可读性的系统和方法。可以在客户在线会话期间评估由金融机构接收到的检查图像，以便实时地通知客户图像是否可接受。接收到的检查图像用于生成另一种格式的图像，然后根据特定要求进行分析。

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