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21. 发明申请

US20120310838A1 LOCAL USAGE OF ELECTRONIC TOKENS IN A TRANSACTION PROCESSING SYSTEM 审中-公开
标题翻译：在交易处理系统中本地使用电子玩具
公开(公告)号：US20120310838A1
公开(公告)日：2012-12-06
申请号：US13485645
申请日：2012-05-31
申请人： Theodore Harris , Patrick Faith
发明人： Theodore Harris , Patrick Faith
IPC分类号： G06Q20/36
CPC分类号： G06Q20/387 , G06Q20/12 , G06Q20/20 , G06Q20/322 , G06Q20/3276 , G06Q20/34
摘要： A method for the use of electronic transactional tokens includes: generating a plurality of transactional tokens including a first token; associating each of the transactional tokens with a plurality of users, the first token associated with a first user; monitoring usage of the transactional tokens in a plurality of transactions in a local region or network; and in response to receiving transactional data for the first transaction, updating the first token from a first state to a second state (e.g., to provide a benefit when the token is applied in the local region or network). The tokens may be generated and monitored using a token processing system, which uses transaction data received by a transaction handler that is handling transaction processing for the transactions.
摘要翻译：一种使用电子交易令牌的方法包括：产生包括第一令牌的多个事务令牌; 将每个事务令牌与多个用户相关联，所述第一令牌与第一用户相关联; 监视本地区域或网络中的多个事务中的事务令牌的使用; 并且响应于接收到所述第一事务的事务数据，将所述第一令牌从第一状态更新为第二状态（例如，当所述令牌被应用于所述本地区域或网络时提供益处）。可以使用令牌处理系统来生成和监视令牌，令牌处理系统使用正在处理事务的事务处理的事务处理程序接收的事务数据。

22. 发明申请

US20180157336A1 Gesture Recognition Cloud Command Platform, System, Method, and Apparatus 审中-公开
公开(公告)号：US20180157336A1
公开(公告)日：2018-06-07
申请号：US15862323
申请日：2018-01-04
申请人： Theodore Harris , Scott Edington , Patrick Faith
发明人： Theodore Harris , Scott Edington , Patrick Faith
IPC分类号： G06F3/01 , G06K9/00 , H04L29/06 , G06Q30/06 , H04L29/08 , G06K9/32 , H04W12/06
CPC分类号： G06F3/017 , G06F3/011 , G06F3/0304 , G06F3/0482 , G06F3/04842 , G06F3/147 , G06F3/167 , G06F2203/0381 , G06K9/00268 , G06K9/00288 , G06K9/00335 , G06K9/00355 , G06K9/00671 , G06K9/3258 , G06K2209/27 , G06Q30/0641 , G09G2340/10 , G09G2358/00 , G09G2370/022 , G09G2380/04 , H04L63/0861 , H04L67/10 , H04L67/12 , H04L67/22 , H04W12/00508 , H04W12/06
摘要： Systems and methods described herein are for transmitting a command to a remote system. A processing system determines the identity of the user based on the unique identifier and the biometric information. Thereafter, a sensor detects a gesture performed by the user. The sensor is configured to detect the gesture performed by the user when the user is located within the detectable range of the wireless antenna. The processing system determines an action associated with the detected gesture based on the identity of the user and sends a command to a remote computer system to cause it to perform the action associated with the detected gesture.

23. 发明申请

US20120271770A1 MANAGING ELECTRONIC TOKENS IN A TRANSACTION PROCESSING SYSTEM 审中-公开
标题翻译：在交易处理系统中管理电子玩具
公开(公告)号：US20120271770A1
公开(公告)日：2012-10-25
申请号：US13450828
申请日：2012-04-19
申请人： Theodore Harris , Patrick Faith
发明人： Theodore Harris , Patrick Faith
IPC分类号： G06Q20/40 , G06Q20/00
CPC分类号： G06Q20/00 , G06Q40/00
摘要： A method for the use of electronic transactional tokens includes: generating transactional tokens including a first token; associating each of the transactional tokens with one of a group of users; monitoring usage of the transactional tokens in a multitude of transactions by the users; and responsive to the monitoring, updating the first token from a first state to a second state. The tokens may be generated and monitored using a token processing system, which uses transaction data received by a transaction handler that is handling transaction processing for the transactions.
摘要翻译：一种使用电子交易令牌的方法包括：生成包括第一令牌的交易令牌; 将每个事务令牌与一组用户中的一个相关联; 监控用户在大量交易中的交易令牌的使用情况; 并且响应于所述监视，将所述第一令牌从第一状态更新为第二状态。可以使用令牌处理系统来生成和监视令牌，令牌处理系统使用正在处理事务的事务处理的事务处理程序接收的事务数据。

24. 发明授权

US10395256B2 Reputation management in a transaction processing system 有权
公开(公告)号：US10395256B2
公开(公告)日：2019-08-27
申请号：US13485637
申请日：2012-05-31
申请人： Theodore Harris , Patrick Faith
发明人： Theodore Harris , Patrick Faith
IPC分类号： G06Q40/00 , G06Q30/02
摘要： A method includes: receiving information regarding a plurality of completed transactions from a plurality of users; receiving a query from a first user regarding a proposed transaction; determining at least one affinity between the first user and the plurality of users based on the information; determining a ranking or expectation of success for each of a plurality of potential entities for the proposed transaction based on the at least one affinity; selecting a plurality of selected entities based on the ranking or expectation of success for each of the potential entities; and sending, in response to the query, the plurality of selected entities to the first user.

25. 发明申请

US20120310831A1 REPUTATION MANAGEMENT IN A TRANSACTION PROCESSING SYSTEM 审中-公开
标题翻译：交易处理系统中的回报管理
公开(公告)号：US20120310831A1
公开(公告)日：2012-12-06
申请号：US13485637
申请日：2012-05-31
申请人： Theodore Harris , Patrick Faith
发明人： Theodore Harris , Patrick Faith
IPC分类号： G06Q40/00
CPC分类号： G06Q30/02
摘要： A method includes: receiving information regarding a plurality of completed transactions from a plurality of users; receiving a query from a first user regarding a proposed transaction; determining at least one affinity between the first user and the plurality of users based on the information; determining a ranking or expectation of success for each of a plurality of potential entities for the proposed transaction based on the at least one affinity; selecting a plurality of selected entities based on the ranking or expectation of success for each of the potential entities; and sending, in response to the query, the plurality of selected entities to the first user.
摘要翻译：一种方法包括：从多个用户接收关于多个完成的交易的信息; 从第一用户接收关于所提交的交易的查询; 基于所述信息确定所述第一用户和所述多个用户之间的至少一个亲和度; 基于所述至少一个亲和度确定针对所提出的交易的多个潜在实体中的每一个的成功的排名或期望; 基于每个潜在实体的成功的排名或期望来选择多个选定的实体; 以及响应于所述查询向所述第一用户发送所述多个所选择的实体。

26. 发明授权

US10095276B2 Information access device and data transfer 有权
公开(公告)号：US10095276B2
公开(公告)日：2018-10-09
申请号：US12953372
申请日：2010-11-23
申请人： Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Kris Koganti
发明人： Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Kris Koganti
IPC分类号： H04B7/00 , G06F1/16 , G06Q20/10 , G06Q20/32 , G06Q20/38 , G06Q20/40 , G06Q20/42 , H04W12/08
摘要： Embodiments of the present invention are directed to systems, apparatuses and methods for using a first device with an accelerometer to transfer data by making contact with a second device with an accelerometer, thereby generating interaction data that is representative of the physical contact between the mobile device and the second device. The first device may be a mobile phone. The second device may be a mobile phone or a stationary kiosk or terminal. A first device with an accelerometer physically contacts the second device. Each of the first and second devices generate interaction data (e.g., accelerometer, location, time data, etc.) representative of the physical interaction between the first and second device. A server computer determines, based on interaction data, that the first device and the second device physically contact each other. After determining that the mobile device and the second device made contact, communications may be initiated between the devices. Communications may include customer-provided information (e.g., shopping lists) and merchant-provided information (e.g., items in stock or on sale from the consumer's shopping list). In some embodiments, at least two independent interactions between three devices transfer data from a first computing device to a second computing device, after each of the first and second computing devices independently interacts with a mobile device.

27. 发明申请

US20160292690A1 RISK MANAGER OPTIMIZER 审中-公开
标题翻译：风险管理者优化者
公开(公告)号：US20160292690A1
公开(公告)日：2016-10-06
申请号：US15182241
申请日：2016-06-14
申请人： Patrick Faith , Kevin Siegel , Mayrose Pacis Kragas
发明人： Patrick Faith , Kevin Siegel , Mayrose Pacis Kragas
IPC分类号： G06Q20/40 , G06F17/30 , G06F21/55 , H04L29/06
CPC分类号： G06Q20/4016 , G06F16/9024 , G06F16/9027 , G06F21/552 , G06F2221/034 , H04L63/20
摘要： Embodiments of the invention provides systems and methods for automatically generating rules for detecting unauthorized network activities. The method comprises receiving network activity data for a set of prior network activities, deriving a set of field combinations by combining different fields in a subset of the plurality of fields of the network activity data, deriving a set of field value combinations associated with the field combination, calculating a field value combination signal-to-noise value (SNV) based on at least a ratio of authorized network activities to unauthorized network activities in the set of prior network activities, determining a field combination SNV based on the field value combination SNVs, selecting one or more field combinations to generate a set of one or more detection rules, and applying the selected detection rules to determine whether a particular network activity is authorized.
摘要翻译：本发明的实施例提供了用于自动生成用于检测未经授权的网络活动的规则的系统和方法。该方法包括接收一组先前网络活动的网络活动数据，通过组合网络活动数据的多个字段的子集中的不同字段来导出一组字段组合，导出与该字段相关联的一组字段值组合基于所述现有网络活动集合中的授权网络活动与未授权网络活动的比例来计算场值组合信噪比（SNV），基于所述场值组合SNV来确定场组合SNV ，选择一个或多个字段组合以生成一组一个或多个检测规则，以及应用所选择的检测规则以确定特定网络活动是否被授权。

28. 发明授权

US08907768B2 Access using a mobile device with an accelerometer 有权
标题翻译：使用带加速度计的移动设备进行访问
公开(公告)号：US08907768B2
公开(公告)日：2014-12-09
申请号：US12953371
申请日：2010-11-23
申请人： Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Kris Koganti
发明人： Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Kris Koganti
IPC分类号： H04Q5/22 , G08B1/08 , G05B19/00 , H04K1/00 , G06F3/033 , G06Q20/42 , G06Q20/38 , G06Q20/32 , G06Q20/40 , G06Q20/10 , G06F1/16
CPC分类号： G06F1/1694 , G06F21/40 , G06Q20/10 , G06Q20/32 , G06Q20/3224 , G06Q20/389 , G06Q20/40 , G06Q20/4016 , G06Q20/42 , H04W12/08
摘要： Embodiments of the present invention are directed to systems, apparatuses and methods for using a mobile device with an accelerometer to gain access into a secured or restricted area. A first device and a second device interact by making physical contact with each other thereby generating interaction data that is representative of the physical interaction between the first and second device. The first and second device may be mobile phones. The second device may be a point of sale terminal, access point device, or any other stationary (i.e., in a fixed position) device positioned at a line, door, gate, or entrance. A server computer determines, based on interaction data, that the first device and the second device made physical contact. After determining that the first device and the second device made contact, communications may be initiated between the devices. Communications may relate an access transaction comprising an exchange of information, such as credentials, between a prospective entrant (operating the first device) and a gatekeeper (operating the second device) to verify that the prospective entrant is permitted or is not permitted access to a particular area that is secured or restricted by the gatekeeper. Other embodiments are direct to confirmation transactions. Access transaction and confirmation transactions may be combined with a financial transaction using a payment processing network.
摘要翻译：本发明的实施例涉及使用具有加速度计的移动装置来获得进入安全或限制区域的系统，装置和方法。第一设备和第二设备通过彼此进行物理接触进行交互，从而生成代表第一和第二设备之间的物理交互的交互数据。第一和第二装置可以是移动电话。第二设备可以是销售点终端，接入点设备或位于线路，门，门或入口处的任何其它固定（即固定位置）设备。服务器计算机基于交互数据确定第一设备和第二设备进行物理接触。在确定第一设备和第二设备联系之后，可以在设备之间发起通信。通信可以涉及在潜在进入者（操作第一设备）和网守（操作第二设备）之间的信息交换（诸如凭证）之间的访问交易，以验证潜在进入者是否被允许或不允许访问被守门员固定或限制的特定区域。其他实施例直接用于确认交易。访问交易和确认交易可以与使用支付处理网络的金融交易组合。

29. 发明申请

US20140344142A1 Gateway Service Platform 有权
标题翻译：网关服务平台
公开(公告)号：US20140344142A1
公开(公告)日：2014-11-20
申请号：US14257863
申请日：2014-04-21
申请人： Patrick Faith , Mark Carlson , Krishna Prasad Koganti
发明人： Patrick Faith , Mark Carlson , Krishna Prasad Koganti
IPC分类号： G06Q20/02
CPC分类号： G06Q20/027 , G06Q30/06 , G06Q30/0601
摘要： A gateway service platform is disclosed that provides access to a payment processing system via an open network such as the internet. The gateway service platform also provides access to service systems that provide a variety of services and applications offered by or affiliated with the payment processing system. The gateway service platform allows the payment processing system to reach users and to facilitate transactions on a wide variety of devices that may not otherwise be able to connect to payment processing system. Other devices, such as payment terminal devices, can also interact with a payment processing system through the gateway service platform using the same network and protocol. Embodiments of the invention allow devices on these open networks to connect with the payment processing system without having to change the existing infrastructure of the payment processing system.
摘要翻译：公开了一种网关服务平台，其提供经由诸如互联网的开放网络对支付处理系统的访问。网关服务平台还提供对提供由支付处理系统提供或附属的各种服务和应用的服务系统的访问。网关服务平台允许支付处理系统接触用户并促进在不同的设备上可能无法连接到支付处理系统的交易。诸如支付终端设备的其他设备也可以通过使用相同网络和协议的网关服务平台与支付处理系统进行交互。本发明的实施例允许这些开放网络上的设备与支付处理系统连接，而不必改变支付处理系统的现有基础设施。

30. 发明申请

US20140325606A1 SERVICE ACTIVATION USING ALGORITHMICALLY DEFINED KEY 审中-公开
标题翻译：使用算术关键词进行服务激活
公开(公告)号：US20140325606A1
公开(公告)日：2014-10-30
申请号：US14288254
申请日：2014-05-27
申请人： Ashwin Raj , John Tullis , Mark Carlson , Patrick Faith , Shalini Mayor , Joseph Mirizzi , Lauren White , Olivier Brand , Mike Lindelsee
发明人： Ashwin Raj , John Tullis , Mark Carlson , Patrick Faith , Shalini Mayor , Joseph Mirizzi , Lauren White , Olivier Brand , Mike Lindelsee
IPC分类号： H04L29/06
CPC分类号： H04W12/06 , G06F21/31 , G06F2221/2117 , G06Q20/02 , G06Q20/10 , G06Q20/3829 , G06Q20/40 , G06Q20/4037 , G06Q40/02 , H04L9/0643 , H04L9/0861 , H04L9/321 , H04L9/3226 , H04L9/3236 , H04L63/0428 , H04L63/08 , H04L63/0884 , H04W12/04 , H04W12/08
摘要： Systems and methods for service activation using algorithmically defined keys are disclosed. A consumer who has a relationship with a first party may wish to enroll in a service provided by a third party. The first party can maintain control of such enrollments through the use of algorithmically defined keys. The algorithmically defined keys also allow the third party service provider to verify data provided by the consumer as matching data stored by the first party. The verification provides for data synchronization without requiring the third party to have access to the first parties data systems.
摘要翻译：公开了使用算法定义的键进行服务激活的系统和方法。与第一方有关系的消费者可能希望注册第三方提供的服务。第一方可以通过使用算法定义的键来保持对这种注册的控制。算法定义的密钥还允许第三方服务提供商将由消费者提供的数据验证为由第一方存储的匹配数据。验证提供数据同步，而不需要第三方访问第一方数据系统。

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