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1. 发明申请

US20160007197A1 SERVICE ACTIVATION USING ALGORITHMICALLY DEFINED KEY 审中-公开
标题翻译：使用算术关键词进行服务激活
公开(公告)号：US20160007197A1
公开(公告)日：2016-01-07
申请号：US14857568
申请日：2015-09-17
申请人： Ashwin Raj , John Tullis , Mark Carlson , Patrick Faith , Shalini Mayor , Joseph Mirizzi , Lauren White , Olivier Brand , Mike Lindelsee
发明人： Ashwin Raj , John Tullis , Mark Carlson , Patrick Faith , Shalini Mayor , Joseph Mirizzi , Lauren White , Olivier Brand , Mike Lindelsee
IPC分类号： H04W12/06 , H04W12/04 , H04L29/06 , H04W12/08
CPC分类号： H04W12/06 , G06F21/31 , G06F2221/2117 , G06Q20/02 , G06Q20/10 , G06Q20/3829 , G06Q20/40 , G06Q20/4037 , G06Q40/02 , H04L9/0643 , H04L9/0861 , H04L9/321 , H04L9/3226 , H04L9/3236 , H04L63/0428 , H04L63/08 , H04L63/0884 , H04W12/04 , H04W12/08
摘要： Systems and methods for service activation using algorithmically defined keys are disclosed. A consumer who has a relationship with a first party may wish to enroll in a service provided by a third party. The first party can maintain control of such enrollments through the use of algorithmically defined keys. The algorithmically defined keys also allow the third party service provider to verify data provided by the consumer as matching data stored by the first party. The verification provides for data synchronization without requiring the third party to have access to the first parties data systems.
摘要翻译：公开了使用算法定义的键进行服务激活的系统和方法。与第一方有关系的消费者可能希望注册第三方提供的服务。第一方可以通过使用算法定义的键来保持对这种注册的控制。算法定义的密钥还允许第三方服务提供商将由消费者提供的数据验证为由第一方存储的匹配数据。验证提供数据同步，而不需要第三方访问第一方数据系统。

2. 发明授权

US08782391B2 Service activation using algorithmically defined key 有权
标题翻译：使用算法定义的密钥进行服务激活
公开(公告)号：US08782391B2
公开(公告)日：2014-07-15
申请号：US12796087
申请日：2010-06-08
申请人： Ashwin Raj , John Tullis , Mark Carlson , Patrick Faith , Shalini Mayor , Joseph Mirizzi , Lauren White , Olivier Brand , Mike Lindelsee
发明人： Ashwin Raj , John Tullis , Mark Carlson , Patrick Faith , Shalini Mayor , Joseph Mirizzi , Lauren White , Olivier Brand , Mike Lindelsee
IPC分类号： H04L9/32 , H04L9/06 , G06F21/31 , G06Q20/40 , G06Q20/38
CPC分类号： H04W12/06 , G06F21/31 , G06F2221/2117 , G06Q20/02 , G06Q20/10 , G06Q20/3829 , G06Q20/40 , G06Q20/4037 , G06Q40/02 , H04L9/0643 , H04L9/0861 , H04L9/321 , H04L9/3226 , H04L9/3236 , H04L63/0428 , H04L63/08 , H04L63/0884 , H04W12/04 , H04W12/08
摘要： Systems and methods for service activation using algorithmically defined keys are disclosed. A consumer who has a relationship with a first party may wish to enroll in a service provided by a third party. The first party can maintain control of such enrollments through the use of algorithmically defined keys. The algorithmically defined keys also allow the third party service provider to verify data provided by the consumer as matching data stored by the first party. The verification provides for data synchronization without requiring the third party to have access to the first parties data systems.
摘要翻译：公开了使用算法定义的键进行服务激活的系统和方法。与第一方有关系的消费者可能希望注册第三方提供的服务。第一方可以通过使用算法定义的键来保持对这种注册的控制。算法定义的密钥还允许第三方服务提供商将由消费者提供的数据验证为由第一方存储的匹配数据。验证提供数据同步，而不需要第三方访问第一方数据系统。

3. 发明申请

US20100318783A1 SERVICE ACTIVATION USING ALGORITHMICALLY DEFINED KEY 有权
标题翻译：使用算术关键词进行服务激活
公开(公告)号：US20100318783A1
公开(公告)日：2010-12-16
申请号：US12796087
申请日：2010-06-08
申请人： Ashwin Raj , John Tullis , Mark Carlson , Patrick Faith , Shalini Mayor , Joseph Mirizzi , Lauren White , Olivier Brand , Mike Lindelsee
发明人： Ashwin Raj , John Tullis , Mark Carlson , Patrick Faith , Shalini Mayor , Joseph Mirizzi , Lauren White , Olivier Brand , Mike Lindelsee
IPC分类号： H04L9/32 , G06F21/20
CPC分类号： H04W12/06 , G06F21/31 , G06F2221/2117 , G06Q20/02 , G06Q20/10 , G06Q20/3829 , G06Q20/40 , G06Q20/4037 , G06Q40/02 , H04L9/0643 , H04L9/0861 , H04L9/321 , H04L9/3226 , H04L9/3236 , H04L63/0428 , H04L63/08 , H04L63/0884 , H04W12/04 , H04W12/08
摘要： Systems and methods for service activation using algorithmically defined keys are disclosed. A consumer who has a relationship with a first party may wish to enroll in a service provided by a third party. The first party can maintain control of such enrollments through the use of algorithmically defined keys. The algorithmically defined keys also allow the third party service provider to verify data provided by the consumer as matching data stored by the first party. The verification provides for data synchronization without requiring the third party to have access to the first parties data systems.
摘要翻译：公开了使用算法定义的键进行服务激活的系统和方法。与第一方有关系的消费者可能希望注册第三方提供的服务。第一方可以通过使用算法定义的键来保持对这种注册的控制。算法定义的密钥还允许第三方服务提供商将由消费者提供的数据验证为由第一方存储的匹配数据。验证提供数据同步，而不需要第三方访问第一方数据系统。

4. 发明申请

US20140325606A1 SERVICE ACTIVATION USING ALGORITHMICALLY DEFINED KEY 审中-公开
标题翻译：使用算术关键词进行服务激活
公开(公告)号：US20140325606A1
公开(公告)日：2014-10-30
申请号：US14288254
申请日：2014-05-27
申请人： Ashwin Raj , John Tullis , Mark Carlson , Patrick Faith , Shalini Mayor , Joseph Mirizzi , Lauren White , Olivier Brand , Mike Lindelsee
发明人： Ashwin Raj , John Tullis , Mark Carlson , Patrick Faith , Shalini Mayor , Joseph Mirizzi , Lauren White , Olivier Brand , Mike Lindelsee
IPC分类号： H04L29/06
CPC分类号： H04W12/06 , G06F21/31 , G06F2221/2117 , G06Q20/02 , G06Q20/10 , G06Q20/3829 , G06Q20/40 , G06Q20/4037 , G06Q40/02 , H04L9/0643 , H04L9/0861 , H04L9/321 , H04L9/3226 , H04L9/3236 , H04L63/0428 , H04L63/08 , H04L63/0884 , H04W12/04 , H04W12/08
摘要： Systems and methods for service activation using algorithmically defined keys are disclosed. A consumer who has a relationship with a first party may wish to enroll in a service provided by a third party. The first party can maintain control of such enrollments through the use of algorithmically defined keys. The algorithmically defined keys also allow the third party service provider to verify data provided by the consumer as matching data stored by the first party. The verification provides for data synchronization without requiring the third party to have access to the first parties data systems.
摘要翻译：公开了使用算法定义的键进行服务激活的系统和方法。与第一方有关系的消费者可能希望注册第三方提供的服务。第一方可以通过使用算法定义的键来保持对这种注册的控制。算法定义的密钥还允许第三方服务提供商将由消费者提供的数据验证为由第一方存储的匹配数据。验证提供数据同步，而不需要第三方访问第一方数据系统。

5. 发明授权

US09286604B2 Over the air management of payment application installed in mobile device 有权
标题翻译：通过空中管理支付应用程序安装在移动设备中
公开(公告)号：US09286604B2
公开(公告)日：2016-03-15
申请号：US12563540
申请日：2009-09-21
申请人： Christian Aabye , Olivier Brand , Mike Lindelsee , Joseph J. Mirizzi , Hao Ngo , Lauren White , David William Wilson
发明人： Christian Aabye , Olivier Brand , Mike Lindelsee , Joseph J. Mirizzi , Hao Ngo , Lauren White , David William Wilson
IPC分类号： G06Q40/00 , G06Q20/32 , G06Q20/40
CPC分类号： G06Q20/3227 , G06Q20/32 , G06Q20/325 , G06Q20/40 , G06Q20/401 , G06Q20/4014 , G06Q40/00 , H04L63/102
摘要： Systems, apparatus, and methods for managing a payment application installed on a mobile device, such as a mobile phone are provided. An Issuer of a payment device can remotely control the payment application by instructing a wireless network carrier or operator to transmit a message to the mobile phone, where the message contains an instruction to perform an operation related to the payment application. The Issuer can remotely reset a counter or a password associated with the payment application, lock or unlock a payment application, and set the access control data to a predetermined value, to prevent unauthorized use of the payment application in the situation in which the mobile phone is lost or stolen, or the Issuer desires to limit access to the payment application for other reasons, such as limiting its exposure to unauthorized uses of the payment device.
摘要翻译：提供了用于管理安装在诸如移动电话的移动设备上的支付应用的系统，装置和方法。支付设备的发行者可以通过指示无线网络运营商或运营商向移动电话发送消息来远程控制支付应用，其中消息包含执行与支付应用相关的操作的指令。发行人可以远程重置与支付应用相关联的计数器或密码，锁定或解锁支付应用，并将访问控制数据设置为预定值，以防止在移动电话的情况下未经授权使用支付应用丢失或被盗，或者发行人希望由于其他原因限制对付款申请的访问，例如限制其对付款设备的未经授权的使用。

6. 发明申请

US20100198728A1 OVER THE AIR MANAGEMENT OF PAYMENT APPLICATION INSTALLED IN MOBILE DEVICE 有权
标题翻译：在移动设备上安装的付款应用程序的空中管理
公开(公告)号：US20100198728A1
公开(公告)日：2010-08-05
申请号：US12563540
申请日：2009-09-21
申请人： Christian Aabye , Olivier Brand , Mike Lindelsee , Joseph J. Mirizzi , Hao Ngo , Lauren White , David William Wilson
发明人： Christian Aabye , Olivier Brand , Mike Lindelsee , Joseph J. Mirizzi , Hao Ngo , Lauren White , David William Wilson
IPC分类号： G06F21/22 , G06Q40/00 , H04L9/32
CPC分类号： G06Q20/3227 , G06Q20/32 , G06Q20/325 , G06Q20/40 , G06Q20/401 , G06Q20/4014 , G06Q40/00 , H04L63/102
摘要： Systems, apparatus, and methods for managing a payment application installed on a mobile device, such as a mobile phone are provided. An Issuer of a payment device can remotely control the payment application by instructing a wireless network carrier or operator to transmit a message to the mobile phone, where the message contains an instruction to perform an operation related to the payment application. The Issuer can remotely reset a counter or a password associated with the payment application, lock or unlock a payment application, and set the access control data to a predetermined value, to prevent unauthorized use of the payment application in the situation in which the mobile phone is lost or stolen, or the Issuer desires to limit access to the payment application for other reasons, such as limiting its exposure to unauthorized uses of the payment device.
摘要翻译：提供了用于管理安装在诸如移动电话的移动设备上的支付应用的系统，装置和方法。支付设备的发行者可以通过指示无线网络运营商或运营商向移动电话发送消息来远程控制支付应用，其中消息包含执行与支付应用相关的操作的指令。发行人可以远程重置与支付应用相关联的计数器或密码，锁定或解锁支付应用，并将访问控制数据设置为预定值，以防止在移动电话的情况下未经授权使用支付应用丢失或被盗，或者发行人希望由于其他原因限制对付款申请的访问，例如限制其对付款设备的未经授权的使用。

7. 发明申请

US20110178926A1 Remote Variable Authentication Processing 审中-公开
标题翻译：远程变量认证处理
公开(公告)号：US20110178926A1
公开(公告)日：2011-07-21
申请号：US13009177
申请日：2011-01-19
申请人： Mike Lindelsee , Olivier Brand , James Dimmick , Benedicto Dominguez
发明人： Mike Lindelsee , Olivier Brand , James Dimmick , Benedicto Dominguez
IPC分类号： G06Q40/00
摘要： A remote variable authentication processing system is disclosed. A sending entity initiates a remote payment using an alias over an initiation channel. The alias may be associated with one or more nicknames that identify portable consumer devices and metadata. The metadata describes which channels are available for authentication. The sending entity selects a nickname and an associated authentication channel. The sending entity authenticates with an issuer over the selected authentication channel.
摘要翻译：公开了一种远程变量认证处理系统。发送实体通过启动信道上的别名启动远程支付。别名可能与识别便携式消费者设备和元数据的一个或多个昵称相关联。元数据描述哪些通道可用于认证。发送实体选择昵称和相关联的认证信道。发送实体通过所选择的认证信道与发行者进行认证。

8. 发明申请

US20180268404A1 REMOTE VARIABLE AUTHENTICATION PROCESSING 审中-公开
公开(公告)号：US20180268404A1
公开(公告)日：2018-09-20
申请号：US15981660
申请日：2018-05-16
申请人： Mike Lindelsee , Olivier Brand , James Dimmick , Benedicto Dominguez
发明人： Mike Lindelsee , Olivier Brand , James Dimmick , Benedicto Dominguez
IPC分类号： G06Q20/40
摘要： A remote variable authentication processing system is disclosed. A sending entity initiates a remote payment using an alias over an initiation channel. The alias may be associated with one or more nicknames that identify portable consumer devices and metadata. The metadata describes which channels are available for authentication. The sending entity selects a nickname and an associated authentication channel. The sending entity authenticates with an issuer over the selected authentication channel.

9. 发明授权

US08364593B2 Intelligent authentication 有权
标题翻译：智能认证
公开(公告)号：US08364593B2
公开(公告)日：2013-01-29
申请号：US12826157
申请日：2010-06-29
申请人： Greg Trifiletti , Olivier Brand , Mike Lindelsee , James Dimmick , Dave Wentker
发明人： Greg Trifiletti , Olivier Brand , Mike Lindelsee , James Dimmick , Dave Wentker
IPC分类号： G06Q40/00
CPC分类号： G06Q20/401 , G06Q20/20 , G06Q20/32 , G06Q20/322 , G06Q20/325 , G06Q20/40 , G06Q20/409
摘要： Systems and methods for intelligently authenticating payment transactions are disclosed. A user initiates a payment transaction to purchases goods or services from a merchant. The merchant sends a payment initiation request to a server computer in communication with a payment processing network and an issuer. The server computer queries various databases to determine one or more available communication channels that may be used as authentication channels by the issuer. The server computer also determines one or more communication channels, available for use by a mobile device of the user, that may be used as authentication channels to authenticate the payment transaction. The user is provided with a list of available/eligible authentication channels. User selects one of the authentication channels and the issuer is notified of the selection. The issuer uses the selected authentication channel to communicate with the user and authenticate the payment transaction.
摘要翻译：公开了用于智能地认证支付交易的系统和方法。用户启动支付交易以从商家购买商品或服务。商家向支付处理网络和发行者通信的服务器计算机发送支付发起请求。服务器计算机查询各种数据库以确定可由发行方用作认证信道的一个或多个可用通信信道。服务器计算机还确定可由用户的移动设备使用的一个或多个通信信道，其可以用作认证信道来认证支付交易。向用户提供可用/合格认证通道的列表。用户选择一个认证通道，并向发行者通知该选择。发行方使用所选择的认证通道与用户进行通信并认证支付交易。

10. 发明申请

US20110178927A1 VERIFICATION MECHANISM 审中-公开
标题翻译：验证机制
公开(公告)号：US20110178927A1
公开(公告)日：2011-07-21
申请号：US13009419
申请日：2011-01-19
申请人： Mike Lindelsee , Olivier Brand , James Dimmick , Benedicto Dominguez
发明人： Mike Lindelsee , Olivier Brand , James Dimmick , Benedicto Dominguez
IPC分类号： G06Q40/00
CPC分类号： G06Q20/40
摘要： Systems, apparatuses, and methods for receiving a verification message with information that includes a first portion but not a second portion of an account identifier associated with an account of a consumer. Upon receiving the verification message, searching for the account using the information of the verification message.
摘要翻译：用于接收具有包括与消费者的帐户相关联的帐户标识符的第一部分而不是第二部分的信息的验证消息的系统，装置和方法。在接收到验证消息后，使用验证消息的信息搜索该帐号。

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