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1. 发明公开

KR1020020083526A 일괄처리 결제시스템 失效
标题翻译：集体流程结算系统
公开(公告)号：KR1020020083526A
公开(公告)日：2002-11-02
申请号：KR1020020059528
申请日：2002-09-30
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W88/18
摘要： PURPOSE: A collective process settlement system is provided to admit a transaction using a telephone number registered in a mobile unit as an ID, totalize the admitted transactions, and perform a collective settlement process for embodying credit transaction environment in a vending machine, a bus, or a subway. CONSTITUTION: A mobile unit(890) transmits a telephone number registered when performing a transaction act with an authentication key as an optical signal, accumulates an amount of transaction money, and stores an amount of accumulated transaction money. An optical receiver(892) receives the telephone number and the authentication key of the optical signal transmitted from the mobile unit(890), admits a transaction, stores the admitted transaction history, and transmits an amount of transaction money to the mobile unit(890). A totalizing center(896) totalizes the transaction history stored in the optical receiver(892), transmits the totalized transaction history, and pays a calculated charge to a corresponding member store(894). A mobile communication company(898) calculates the transaction history, pays the charge to the totalizing center(896), adds the charge to a communication rate of the mobile unit(890), and requests the added charge.
摘要翻译：目的：提供一种集体处理结算系统，以移动单元中注册的电话号码作为ID进行交易，对接受到的交易进行总结，并对自动售货机，总线等进行信用交易环境的集体结算处理，或地铁。构成：移动单元（890）在执行交易行为时注册的电话号码作为光信号发送认证密钥，累积交易金额，并存储积累的交易金额。光接收器（892）接收从移动单元（890）发送的电信号和认证密钥，接收交易，存储接收的交易历史，并向移动单元（890）发送交易金额）。总计中心（896）将存储在光接收器（892）中的交易历史进行合计，发送总计交易历史，并将计算的费用支付给相应的会员商店（894）。移动通信公司（898）计算交易历史，向总计中心支付费用（896），将费用加入到移动单元的通信速率（890），并请求附加费用。

2. 发明授权

KR100414640B1 차안주문시스템에서의 광지불에 의한 결제방법 및 시스템 失效
标题翻译： 차안주문시스템에서의광지불에의한결제방법및系统
公开(公告)号：KR100414640B1
公开(公告)日：2004-01-07
申请号：KR1020020059523
申请日：2002-09-30
申请人： 주식회사 하렉스인포텍
发明人： 정훈준 , 조은상
IPC分类号： H04W4/24 , H04W4/04
摘要： PURPOSE: A settlement method by an optical payment in a drive-thru order system and a system therefor are provided to prevent inconvenience according to a cash settlement and the requirement of an unnecessary time by settling the purchase of goods using an optical payment device for transmitting card information as an optical signal and an optical receiver connected to a card inquirer or a POS(Point Of Sales). CONSTITUTION: A portable phone(30) embeds card information and transmits card information as an optical signal. An order list display board(23) displays an order list and an amount of money according to goods ordered by a client, and an optical receiver(24) is attached to the order list display board(23) for receiving card information of the optical signal. A POS or card inquirer(25) connects to the optical receiver(24) for requesting the transaction approval of received card information. A VAN(Value Added Network) company server(40) transmits the request of the transaction approval and the approval between the POS or card inquirer(25) and a card company.
摘要翻译：目的：提供一种通过直流订购系统中的光学支付的结算方法及其系统，用于防止根据现金结算和通过使用用于发送的光学支付装置结算商品的购买而导致的不必要的时间的不便作为光信号的卡信息和连接到卡查询者或POS（销售点）的光接收器。组成：便携式电话（30）嵌入卡信息并作为光信号发送卡信息。订购清单显示板（23）根据客户订购的商品显示订购清单和金额，并且光学接收器（24）附接到订购清单显示板（23），用于接收光学设备的卡信息信号。 POS或卡查询器（25）连接到光接收器（24），用于请求交易批准所接收的卡信息。 VAN（增值网络）公司服务器（40）发送POS或卡询问者（25）与卡公司之间的交易批准和批准的请求。

3. 发明公开

KR1020020090945A 키오스크의 수수료 광결제시스템 및 방법 失效
标题翻译：基督教委员会光学支付系统及其方法
公开(公告)号：KR1020020090945A
公开(公告)日：2002-12-05
申请号：KR1020020059525
申请日：2002-09-30
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W88/18
摘要： PURPOSE: A commission optical payment system of a kiosk is provided to issue a document required by a user in a kiosk, and to store transaction details, then to transmit all collected transaction details to a server of a card company, thereby enabling a user to pay a commission of issuing certificates to a mobile unit building card information therein. CONSTITUTION: An MU(Mobile Unit)(410) builds card information, and transmits the card information as an optical signal. A kiosk(440) receives the optical signal from the MU(410), and extracts the card information from the optical signal, to issue a document required by a user. The kiosk(440) stores transaction details, and transmits the stored transaction details to a collecting server(450) through a call connection. The collecting server(450) collectively transmits the collected transaction details to a card company(418). A card company server(418) pays transaction bills on an account of an operator of the kiosk(440), and requests the bills to a card user.
摘要翻译：目的：提供信息亭的佣金光学支付系统，以发布用户在信息亭中所需的文档，并存储交易细节，然后将所有收集的交易细节传送到卡公司的服务器，从而使用户能够向其中的移动单位建筑卡片信息支付发放证书的佣金。构成：MU（移动单元）（410）构建卡信息，并将卡信息作为光信号发送。信息亭（440）从MU（410）接收光信号，并从光信号中提取卡信息，以发出用户所需的文件。信息亭（440）存储交易细节，并且通过呼叫连接将存储的交易细节发送到收集服务器（450）。收集服务器（450）将收集的交易明细集体地传送给卡公司（418）。信用卡公司服务器（418）向自动售货机（440）的操作者的帐户支付交易账单，并向纸牌用户请求账单。

4. 发明公开

KR1020020079711A 버스/택시 요금 자동 징수를 위한 광결제시스템 失效
标题翻译：光电平衡系统，用于自动采购总线/ TAXI FARE
公开(公告)号：KR1020020079711A
公开(公告)日：2002-10-19
申请号：KR1020020059526
申请日：2002-09-30
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W88/18
摘要： PURPOSE: An optical settlement system for automatically levying a bus/a taxi fare is provided to store payment information in a portable terminal to which an optical transceiver is attached and automatically levy a bus or a taxi fare through the portable terminal. CONSTITUTION: A portable terminal(540) transmits card information as an optical signal. An RF(Radio Frequency) terminal(550) has an optical transceiver(551), receives the optical signal, extracts card information from the received optical signal, levies a fare, and records levy items. A transmission terminal(542) connects to the RF terminal(550) and collectively transmits the recorded levy items for settlement process.
摘要翻译：目的：提供一种用于自动征收公共汽车/出租车费用的光学沉降系统，用于将支付信息存储在安装有光收发器的便携式终端中，并通过便携式终端自动征收公共汽车或出租车费用。构成：便携式终端（540）发送作为光信号的卡信息。射频（射频）终端（550）具有光收发器（551），接收光信号，从接收到的光信号中提取卡信息，收取费用，并记录征费项目。传输终端（542）连接到RF终端（550）并且共同地传送用于结算处理的所记录的收费项目。

5. 发明授权

KR100407657B1 일괄처리 결제시스템 失效
标题翻译： 일괄처리결제시스템
公开(公告)号：KR100407657B1
公开(公告)日：2003-12-03
申请号：KR1020020059528
申请日：2002-09-30
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W88/18
摘要： PURPOSE: A collective process settlement system is provided to admit a transaction using a telephone number registered in a mobile unit as an ID, totalize the admitted transactions, and perform a collective settlement process for embodying credit transaction environment in a vending machine, a bus, or a subway. CONSTITUTION: A mobile unit(890) transmits a telephone number registered when performing a transaction act with an authentication key as an optical signal, accumulates an amount of transaction money, and stores an amount of accumulated transaction money. An optical receiver(892) receives the telephone number and the authentication key of the optical signal transmitted from the mobile unit(890), admits a transaction, stores the admitted transaction history, and transmits an amount of transaction money to the mobile unit(890). A totalizing center(896) totalizes the transaction history stored in the optical receiver(892), transmits the totalized transaction history, and pays a calculated charge to a corresponding member store(894). A mobile communication company(898) calculates the transaction history, pays the charge to the totalizing center(896), adds the charge to a communication rate of the mobile unit(890), and requests the added charge.
摘要翻译：目的：提供一种集体处理结算系统，用于使用登记在移动单元中的电话号码作为ID来进行交易，累计所接纳的交易，并且执行用于在自动售货机，公共汽车等中实现信用交易环境的集体结算处理，或地铁。组成：移动单元（890）将执行交易行为时登记的电话号码与认证密钥一起作为光信号发送，累计交易金额并存储累计交易金额。光接收机（892）接收从移动单元（890）发送的光信号的电话号码和认证密钥，允许进行交易，存储允许的交易历史，并将一定量的交易金额发送到移动单元（890 ）。累计中心（896）累计存储在光接收机（892）中的交易历史，发送累计交易历史并将计算的费用支付给对应的会员店（894）。移动通信公司（898）计算交易历史，向收费中心支付收费（896），将收费添加到移动单元（890）的通信速率，并请求添加的收费。

6. 发明授权

KR100407656B1 지하철 요금 자동 징수를 위한 광결제시스템 失效
标题翻译： 지하철요금자동징수를위한광결제시스템
公开(公告)号：KR100407656B1
公开(公告)日：2003-12-03
申请号：KR1020020059527
申请日：2002-09-30
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W88/18
摘要： PURPOSE: An optical settlement system for automatically levying a subway fare is provided to levy the fare without contacting a traffic card by embedding card information in a mobile unit to which an optical transceiver is attached and by transmitting card information to a fare levying terminal installed in a subway switch. CONSTITUTION: An MU(Mobile Unit)(560) transmits card information as an optical signal, receives departure station information, and temporarily stores received departure station information. An RF(Radio Frequency) terminal(570) has an optical transmitting and receiving unit(571) for receiving the optical signal, transmitting departure station information, linking a subway fare to card information to levy the subway fare, and recording the levied history. A totalizing server(562) totalizes the levied history recorded in the RF terminal(570), and transmits the totalized levied history to a card company.
摘要翻译：目的：提供一种用于自动征收地铁票价的光学结算系统，通过将卡信息嵌入到光学收发器所附属的移动单元中并通过将卡信息发送到安装在其中的票价终端而不接触交通卡而征收票价地铁开关。组成：MU（移动单元）（560）发送卡信息作为光信号，接收出发站信息，并临时存储接收到的出发站信息。 RF（射频）终端（570）具有用于接收光信号，发送出发站信息，将地铁费用与卡信息关联以征收地铁费用并记录所征收的历史的光发送和接收单元（571）。累计服务器（562）累计RF终端（570）中记录的征收历史，并将累计征收历史发送给卡公司。

7. 发明授权

KR100407655B1 키오스크의 수수료 광결제시스템 및 방법 失效
标题翻译： 키오스크의수수료광제품시스템및방법
公开(公告)号：KR100407655B1
公开(公告)日：2003-12-03
申请号：KR1020020059525
申请日：2002-09-30
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W88/18
摘要： PURPOSE: A commission optical payment system of a kiosk is provided to issue a document required by a user in a kiosk, and to store transaction details, then to transmit all collected transaction details to a server of a card company, thereby enabling a user to pay a commission of issuing certificates to a mobile unit building card information therein. CONSTITUTION: An MU(Mobile Unit)(410) builds card information, and transmits the card information as an optical signal. A kiosk(440) receives the optical signal from the MU(410), and extracts the card information from the optical signal, to issue a document required by a user. The kiosk(440) stores transaction details, and transmits the stored transaction details to a collecting server(450) through a call connection. The collecting server(450) collectively transmits the collected transaction details to a card company(418). A card company server(418) pays transaction bills on an account of an operator of the kiosk(440), and requests the bills to a card user.
摘要翻译：目的：提供售货亭的佣金光学支付系统以发布用户在售货亭中需要的文件，并存储交易细节，然后将所有收集的交易细节发送到卡公司的服务器，从而使用户向其中的移动设备发行证书的佣金支付。构成：MU（移动单元）（410）建立卡信息，并将卡信息作为光信号发送。自助终端（440）从MU（410）接收光信号，并从光信号中提取卡信息，以发布用户所需的文档。售货亭（440）存储交易细节，并且通过呼叫连接将存储的交易细节发送到收集服务器（450）。收集服务器（450）将所收集的交易细节集中地发送给卡公司（418）。卡公司服务器（418）在售货亭（440）的操作员的账户上支付交易账单，并向卡用户请求账单。

8. 发明授权

KR100407654B1 버스/택시 요금 자동 징수를 위한 광결제시스템 失效
标题翻译： 스택징위위광
公开(公告)号：KR100407654B1
公开(公告)日：2003-12-03
申请号：KR1020020059526
申请日：2002-09-30
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W88/18
摘要： PURPOSE: An optical settlement system for automatically levying a bus/a taxi fare is provided to store payment information in a portable terminal to which an optical transceiver is attached and automatically levy a bus or a taxi fare through the portable terminal. CONSTITUTION: A portable terminal(540) transmits card information as an optical signal. An RF(Radio Frequency) terminal(550) has an optical transceiver(551), receives the optical signal, extracts card information from the received optical signal, levies a fare, and records levy items. A transmission terminal(542) connects to the RF terminal(550) and collectively transmits the recorded levy items for settlement process.
摘要翻译：目的：提供一种用于自动征收公共汽车/出租车费用的光学结算系统，以将支付信息存储在附有光学收发器的便携式终端中，并通过便携式终端自动地征收公共汽车或出租车费用。构成：便携式终端（540）作为光信号发送卡信息。 RF（射频）终端（550）具有光收发器（551），接收光信号，从接收到的光信号中提取卡信息，征收费用并记录征收项目。传输终端（542）连接到RF终端（550）并共同传输记录的征收项目以进行结算处理。

9. 发明授权

KR100366060B1 광지불송수신장치 및 이를 이용한 광결제시스템 有权
标题翻译：光支付收发器和系统使用相同
公开(公告)号：KR100366060B1
公开(公告)日：2002-12-28
申请号：KR1020010013736
申请日：2001-03-16
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W12/08
CPC分类号： G06Q20/322 , G06Q20/10 , G06Q20/102 , G06Q20/20 , G06Q20/32 , G06Q20/325 , G06Q20/327 , G06Q20/341 , G06Q20/342 , G06Q20/351 , G06Q20/355 , G06Q20/363 , G06Q20/367 , G06Q20/3672 , G06Q20/382 , G06Q20/40 , G06Q20/4014 , G06Q30/0213 , G06Q30/0222 , G06Q40/00 , G07F7/025 , G07F7/0866 , G07F7/1008
摘要： 광지불송수신장치및 이를이용한광결제시스템은광송수신기를내장한개인휴대단말기를카드대용의지불수단으로이용하여결제하기위한것이다. 본발명은카드정보를휴대폰이나 PDA등광송수신기를내장한개인휴대단말기에입력시키고, 카드조회기에광송수신기를연결하여카드정보를광송수신한다. 카드조회기는수신된카드정보를카드리더기로마그네틱카드를읽는것과동일하게인식하여밴사서버나카드사서버측에카드정보를전송하고승인요청을하여결제가이루어지도록구성된다. 본발명은일반상거래나전자상거래, 톨게이트나터널통행료, 지하철및 버스요금, 주유소, 백화점, 차안주문시스템(drive thru), 자동판매기, 키오스크등금융거래가이루어지는모든분야에적용될수 있다. 아울러, 신원확인이필요한출입보안시스템에도확대적용된다. 따라서, 본발명은현금이나카드를소지하지않아도휴대단말기를지불수단으로사용할수 있어, 보다안전하고신뢰성있는신용거래를도모할수 있는효과를제공한다.

10. 发明公开

KR1020030005073A ＡＴＭ 관리 시스템 有权
标题翻译： ATM管理系统
公开(公告)号：KR1020030005073A
公开(公告)日：2003-01-15
申请号：KR1020020059532
申请日：2002-09-30
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W12/02
摘要： PURPOSE: An ATM(Automatic Teller Machine) management system is provided to store an actual currency value in a mobile terminal to which an optical transceiver is attached, so as to exchange the currency value with the ATM or other mobile terminal in real time. CONSTITUTION: A user of a mobile terminal(830A) inputs a password and selects a withdrawal type. After the withdrawal type is selected, card information built in the mobile terminal(830A) is transmitted to an ATM(840A) in optical signals, and the user of the mobile terminal(830A) enters a withdrawal amount. If withdrawal in cash is selected as the withdrawal type, the desired amount of cash is withdrew by interworking with the card information received to the ATM(840A). If electronic cash is selected, the ATM(840A) transmits a currency value corresponding to the entered amount to the mobile terminal(830A) for transfer. And the transferred electronic cash is exchanged with the other mobile terminal(830B).
摘要翻译：目的：提供ATM（自动取款机）管理系统，用于在连接有光收发器的移动终端中存储实际货币值，以实时与ATM或其他移动终端交换货币价值。构成：移动终端（830A）的用户输入密码并选择撤销类型。在选择提款类型之后，内置在移动终端（830A）中的卡信息以光信号传输到ATM（840A），并且移动终端（830A）的用户进入提取量。如果以现金方式提取现金作为提款类型，则通过与接收到ATM的卡信息（840A）互通来取消所需的现金金额。如果选择了电子现金，则ATM（840A）向移动终端（830A）发送与输入的金额对应的货币值以进行转移。并且转移的电子现金与另一移动终端（830B）交换。

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