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1. 发明授权

KR100487605B1 원거리용 적외선 금융결제장치 失效
标题翻译：红外金融设备长距离
公开(公告)号：KR100487605B1
公开(公告)日：2005-05-03
申请号：KR1020020039774
申请日：2002-07-09
申请人： 주식회사 하렉스인포텍
发明人： 장광수 , 박경양 , 김철기
IPC分类号： G07B15/06 , H04B7/26
摘要： 원거리용 적외선 금융결제장치는 카드 대용의 광송수신기가 부착된 휴대용 기기의 변경없이 통신거리를 증가시키고 통신유효범위를 확대하기 위한 것이다. 본 발명은 광학렌즈와 다수의 광송수신기를 구비하여 휴대용 기기에서 송신되는 광신호의 수신 감도를 증가시키고, 다수의 광송수신기의 각 수신출력을 논리합하여 최종 수신신호를 얻어내어 유효통신거리를 증가시킬 수 있도록 구성된다. 따라서, 본 발명은 금융정보 송신측 휴대용 기기의 변경없이 통신거리 및 유효범위를 증가시켜 휴대용 기기의 적은 출력을 원거리에서 수신할 수 있어 거리에 상관없이 톨게이트등에서 광결제를 원할하게 수행할 수 있으며 광결제의 적용범위를 확대시킬 수 있는 효과를 제공한다.

2. 发明公开

KR1020020083526A 일괄처리 결제시스템 失效
标题翻译：集体流程结算系统
公开(公告)号：KR1020020083526A
公开(公告)日：2002-11-02
申请号：KR1020020059528
申请日：2002-09-30
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W88/18
摘要： PURPOSE: A collective process settlement system is provided to admit a transaction using a telephone number registered in a mobile unit as an ID, totalize the admitted transactions, and perform a collective settlement process for embodying credit transaction environment in a vending machine, a bus, or a subway. CONSTITUTION: A mobile unit(890) transmits a telephone number registered when performing a transaction act with an authentication key as an optical signal, accumulates an amount of transaction money, and stores an amount of accumulated transaction money. An optical receiver(892) receives the telephone number and the authentication key of the optical signal transmitted from the mobile unit(890), admits a transaction, stores the admitted transaction history, and transmits an amount of transaction money to the mobile unit(890). A totalizing center(896) totalizes the transaction history stored in the optical receiver(892), transmits the totalized transaction history, and pays a calculated charge to a corresponding member store(894). A mobile communication company(898) calculates the transaction history, pays the charge to the totalizing center(896), adds the charge to a communication rate of the mobile unit(890), and requests the added charge.
摘要翻译：目的：提供一种集体处理结算系统，以移动单元中注册的电话号码作为ID进行交易，对接受到的交易进行总结，并对自动售货机，总线等进行信用交易环境的集体结算处理，或地铁。构成：移动单元（890）在执行交易行为时注册的电话号码作为光信号发送认证密钥，累积交易金额，并存储积累的交易金额。光接收器（892）接收从移动单元（890）发送的电信号和认证密钥，接收交易，存储接收的交易历史，并向移动单元（890）发送交易金额）。总计中心（896）将存储在光接收器（892）中的交易历史进行合计，发送总计交易历史，并将计算的费用支付给相应的会员商店（894）。移动通信公司（898）计算交易历史，向总计中心支付费用（896），将费用加入到移动单元的通信速率（890），并请求附加费用。

3. 发明授权

KR100399730B1 ＡＴＭ 관리 시스템 有权
标题翻译： ATM관리시스ATM
公开(公告)号：KR100399730B1
公开(公告)日：2003-09-29
申请号：KR1020020059532
申请日：2002-09-30
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W12/02
摘要： PURPOSE: An ATM(Automatic Teller Machine) management system is provided to store an actual currency value in a mobile terminal to which an optical transceiver is attached, so as to exchange the currency value with the ATM or other mobile terminal in real time. CONSTITUTION: A user of a mobile terminal(830A) inputs a password and selects a withdrawal type. After the withdrawal type is selected, card information built in the mobile terminal(830A) is transmitted to an ATM(840A) in optical signals, and the user of the mobile terminal(830A) enters a withdrawal amount. If withdrawal in cash is selected as the withdrawal type, the desired amount of cash is withdrew by interworking with the card information received to the ATM(840A). If electronic cash is selected, the ATM(840A) transmits a currency value corresponding to the entered amount to the mobile terminal(830A) for transfer. And the transferred electronic cash is exchanged with the other mobile terminal(830B).
摘要翻译：目的：提供一种ATM（自动柜员机）管理系统，用于将实际货币值存储在附有光收发器的移动终端中，以实时地与ATM或其他移动终端交换货币值。构成：移动终端的用户（830A）输入密码并选择提款类型。在选择了取款类型之后，移动终端（830A）中内置的卡信息以光学信号被发送到ATM（840A），并且移动终端（830A）的用户输入取款金额。如果选择现金提款作为提款类型，则通过与接收到ATM的卡信息相互配合退出所需数量的现金（840A）。如果选择电子现金，则ATM（840A）将与输入的金额对应的货币值发送给移动终端（830A）以进行转账。并且传送的电子现金与另一移动终端交换（830B）。

4. 发明公开

KR1020020082670A 대칭키 보안 알고리즘을 이용한 금융정보 입력방법 및 그이동통신용 상거래 시스템 失效
标题翻译：使用对称密钥安全算法和用于移动通信的商业系统来输入财务信息的方法
公开(公告)号：KR1020020082670A
公开(公告)日：2002-10-31
申请号：KR1020010022391
申请日：2001-04-25
申请人： 주식회사 하렉스인포텍
发明人： 김철기 , 황규민 , 김정헌 , 장광수
IPC分类号： G06Q40/02 , H04L9/06 , H04W12/04
CPC分类号： G07F7/1008 , G06Q20/04 , G06Q20/32 , G06Q20/322 , G06Q20/327 , G06Q20/341 , G06Q20/3674 , G06Q20/3829 , G06Q20/40975 , G06Q40/00 , H04M15/48 , H04M17/00 , H04M17/026 , H04M2215/0156
摘要： PURPOSE: A method for inputting financial information using a symmetric key security algorithm and a commerce system for a mobile communication thereof is provided to enhance a security of a financial transaction by coding financial information using a symmetric security algorithm and inputting the coded financial information in a mobile communication terminal. CONSTITUTION: In a method for inputting financial information in a personal mobile communication terminal having an optical transmitter/receiver attached thereto, financial information including a client number and a valid period of a card being issued and the coded information are received. When an issue of a card is requested, a management number(K1) for an electronic wallet and a telephone number(MIN1) of the mobile communication terminal are received. The financial information is coded and the coded financial information and the inputted telephone number(MIN1) are coded using the inputted inherent management number(K1) for an electronic wallet of the client as a symmetric key. The coded information is stored in the mobile communication terminal.
摘要翻译：目的：提供一种使用对称密钥安全算法和用于其移动通信的商务系统来输入财务信息的方法，以通过使用对称安全算法编码财务信息来增强金融交易的安全性，并将编码的财务信息输入到移动通信终端。构成：在具有附接有光发送器/接收器的个人移动通信终端中输入财务信息的方法中，接收包括正在发行的卡的客户端号码和有效期间的财务信息以及编码信息。当请求发行卡时，接收用于电子钱包的管理号码（K1）和移动通信终端的电话号码（MIN1）。编码财务信息，并且使用输入的用于客户端的电子钱包的固有管理号码（K1）作为对称密钥对编码的财务信息和输入的电话号码（MIN1）进行编码。编码信息存储在移动通信终端中。

5. 发明公开

KR1020010090485A 광지불송수신장치 및 이를 이용한 광결제시스템 有权
标题翻译：光学付费收付系统及其使用的光学平衡系统
公开(公告)号：KR1020010090485A
公开(公告)日：2001-10-18
申请号：KR1020010013736
申请日：2001-03-16
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W12/08
CPC分类号： G06Q20/322 , G06Q20/10 , G06Q20/102 , G06Q20/20 , G06Q20/32 , G06Q20/325 , G06Q20/327 , G06Q20/341 , G06Q20/342 , G06Q20/351 , G06Q20/355 , G06Q20/363 , G06Q20/367 , G06Q20/3672 , G06Q20/382 , G06Q20/40 , G06Q20/4014 , G06Q30/0213 , G06Q30/0222 , G06Q40/00 , G07F7/025 , G07F7/0866 , G07F7/1008
摘要： PURPOSE: A transceiving apparatus for optical payment and an optical settlement system using the same are provided so that a customer can use a portable terminal including an optical transceiver as a payment means for settlement. CONSTITUTION: A personal portable terminal, such as a cellular phone or a PDA(Personal Digital Assistant), includes an optical transceiver and transceives card information with a card inquiry terminal connected with the transceiver. The card inquiry terminal reads out the card information in the same way that a card reader reads out information on a magnetic card, and transmits the card information to a server of a card company(36) and requests permission of the card company(36) for customer's payment in order to accomplish settlement. The personal portable terminal can be applied to all fields based on banking transaction such as commercial transaction, electronic commerce, subway or bus fee, tollgate or tunnel fee, gas station, department store, vending machine, and so on.
摘要翻译：目的：提供一种用于光学支付的收发装置和使用该收发装置的光学沉降系统，以便客户能够使用包括光收发器的便携式终端作为用于结算的支付手段。构成：诸如蜂窝电话或PDA（个人数字助理）之类的个人便携式终端包括光收发器，并将卡信息与收发器连接的卡询问终端收发。卡片查询终端以与读卡器读取磁卡上的信息相同的方式读出卡片信息，并将卡片信息发送到卡片公司（36）的服务器，并请求卡片公司（36）的许可，为客户付款以完成结算。个人便携式终端可以基于商业交易，电子商务，地铁或公交费，收费站或隧道费，加油站，百货，自动售货机等银行交易应用于各个领域。

6. 发明公开

KR1020030074853A 휴대단말기를 이용한 상거래에서의 금융/ＩＤ카드본인인증방법 및 그 장치 无效
标题翻译：使用便携式终端认证商业中的现金/身份证的方法和装置
公开(公告)号：KR1020030074853A
公开(公告)日：2003-09-22
申请号：KR1020020013835
申请日：2002-03-14
申请人： 주식회사 하렉스인포텍
发明人： 황규민 , 장광수
IPC分类号： H04L9/32
CPC分类号： G06Q20/4012 , G06Q20/24 , G06Q20/26 , G06Q20/28 , G06Q20/32
摘要： PURPOSE: A method and an apparatus for authenticating a cash/ID card in commerce using a portable terminal are provided to prevent the exposure of a password by using the portable terminal including cash card information or ID information. CONSTITUTION: A selection process and an input process are performed to select kinds of cards and input a password of the selected card by using a key pad of a portable terminal(301). An encoding process and a transmitting process are performed to encode the password and the encoded cash/ID information and transmit the encoded password and the encoded cash/ID information(302,303). A decoding process is performed to receive and decode the encoded password and the encoded cash/ID information(304). The kinds of cards are identified by using the decoded information(305). The decoded information are transmitted according to the identified result or the encoded information of the decoded information are transmitted according to the identified result(306). An authentication process is performed to authenticate the transmitted information(308).
摘要翻译：目的：提供一种使用便携式终端认证商业中的现金/身份证的方法和装置，以通过使用包括现金卡信息或ID信息的便携式终端来防止密码的暴露。构成：执行选择处理和输入处理以通过使用便携式终端（301）的键盘来选择种类的卡并输入所选择的卡的密码。执行编码处理和发送处理以对密码和编码的现金/ ID信息进行编码，并发送编码密码和编码的现金/ ID信息（302,303）。执行解码处理以接收和解码编码的密码和编码的现金/ ID信息（304）。通过使用解码信息来识别卡的种类（305）。根据识别的结果发送解码的信息，或者根据识别的结果发送解码的信息的编码信息（306）。执行认证处理以认证所发送的信息（308）。

7. 发明公开

KR1020020090945A 키오스크의 수수료 광결제시스템 및 방법 失效
标题翻译：基督教委员会光学支付系统及其方法
公开(公告)号：KR1020020090945A
公开(公告)日：2002-12-05
申请号：KR1020020059525
申请日：2002-09-30
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W88/18
摘要： PURPOSE: A commission optical payment system of a kiosk is provided to issue a document required by a user in a kiosk, and to store transaction details, then to transmit all collected transaction details to a server of a card company, thereby enabling a user to pay a commission of issuing certificates to a mobile unit building card information therein. CONSTITUTION: An MU(Mobile Unit)(410) builds card information, and transmits the card information as an optical signal. A kiosk(440) receives the optical signal from the MU(410), and extracts the card information from the optical signal, to issue a document required by a user. The kiosk(440) stores transaction details, and transmits the stored transaction details to a collecting server(450) through a call connection. The collecting server(450) collectively transmits the collected transaction details to a card company(418). A card company server(418) pays transaction bills on an account of an operator of the kiosk(440), and requests the bills to a card user.
摘要翻译：目的：提供信息亭的佣金光学支付系统，以发布用户在信息亭中所需的文档，并存储交易细节，然后将所有收集的交易细节传送到卡公司的服务器，从而使用户能够向其中的移动单位建筑卡片信息支付发放证书的佣金。构成：MU（移动单元）（410）构建卡信息，并将卡信息作为光信号发送。信息亭（440）从MU（410）接收光信号，并从光信号中提取卡信息，以发出用户所需的文件。信息亭（440）存储交易细节，并且通过呼叫连接将存储的交易细节发送到收集服务器（450）。收集服务器（450）将收集的交易明细集体地传送给卡公司（418）。信用卡公司服务器（418）向自动售货机（440）的操作者的帐户支付交易账单，并向纸牌用户请求账单。

8. 发明公开

KR1020020079711A 버스/택시 요금 자동 징수를 위한 광결제시스템 失效
标题翻译：光电平衡系统，用于自动采购总线/ TAXI FARE
公开(公告)号：KR1020020079711A
公开(公告)日：2002-10-19
申请号：KR1020020059526
申请日：2002-09-30
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W88/18
摘要： PURPOSE: An optical settlement system for automatically levying a bus/a taxi fare is provided to store payment information in a portable terminal to which an optical transceiver is attached and automatically levy a bus or a taxi fare through the portable terminal. CONSTITUTION: A portable terminal(540) transmits card information as an optical signal. An RF(Radio Frequency) terminal(550) has an optical transceiver(551), receives the optical signal, extracts card information from the received optical signal, levies a fare, and records levy items. A transmission terminal(542) connects to the RF terminal(550) and collectively transmits the recorded levy items for settlement process.
摘要翻译：目的：提供一种用于自动征收公共汽车/出租车费用的光学沉降系统，用于将支付信息存储在安装有光收发器的便携式终端中，并通过便携式终端自动征收公共汽车或出租车费用。构成：便携式终端（540）发送作为光信号的卡信息。射频（射频）终端（550）具有光收发器（551），接收光信号，从接收到的光信号中提取卡信息，收取费用，并记录征费项目。传输终端（542）连接到RF终端（550）并且共同地传送用于结算处理的所记录的收费项目。

9. 发明授权

KR100407657B1 일괄처리 결제시스템 失效
标题翻译： 일괄처리결제시스템
公开(公告)号：KR100407657B1
公开(公告)日：2003-12-03
申请号：KR1020020059528
申请日：2002-09-30
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W88/18
摘要： PURPOSE: A collective process settlement system is provided to admit a transaction using a telephone number registered in a mobile unit as an ID, totalize the admitted transactions, and perform a collective settlement process for embodying credit transaction environment in a vending machine, a bus, or a subway. CONSTITUTION: A mobile unit(890) transmits a telephone number registered when performing a transaction act with an authentication key as an optical signal, accumulates an amount of transaction money, and stores an amount of accumulated transaction money. An optical receiver(892) receives the telephone number and the authentication key of the optical signal transmitted from the mobile unit(890), admits a transaction, stores the admitted transaction history, and transmits an amount of transaction money to the mobile unit(890). A totalizing center(896) totalizes the transaction history stored in the optical receiver(892), transmits the totalized transaction history, and pays a calculated charge to a corresponding member store(894). A mobile communication company(898) calculates the transaction history, pays the charge to the totalizing center(896), adds the charge to a communication rate of the mobile unit(890), and requests the added charge.
摘要翻译：目的：提供一种集体处理结算系统，用于使用登记在移动单元中的电话号码作为ID来进行交易，累计所接纳的交易，并且执行用于在自动售货机，公共汽车等中实现信用交易环境的集体结算处理，或地铁。组成：移动单元（890）将执行交易行为时登记的电话号码与认证密钥一起作为光信号发送，累计交易金额并存储累计交易金额。光接收机（892）接收从移动单元（890）发送的光信号的电话号码和认证密钥，允许进行交易，存储允许的交易历史，并将一定量的交易金额发送到移动单元（890 ）。累计中心（896）累计存储在光接收机（892）中的交易历史，发送累计交易历史并将计算的费用支付给对应的会员店（894）。移动通信公司（898）计算交易历史，向收费中心支付收费（896），将收费添加到移动单元（890）的通信速率，并请求添加的收费。

10. 发明授权

KR100407656B1 지하철 요금 자동 징수를 위한 광결제시스템 失效
标题翻译： 지하철요금자동징수를위한광결제시스템
公开(公告)号：KR100407656B1
公开(公告)日：2003-12-03
申请号：KR1020020059527
申请日：2002-09-30
申请人： 주식회사 하렉스인포텍
发明人： 박경양 , 김철기 , 황규민 , 정봉성 , 성광현 , 김도하 , 정훈준 , 강복희 , 조은상 , 김원동 , 김대연 , 장광수 , 우희구
IPC分类号： H04W4/24 , H04W88/18
摘要： PURPOSE: An optical settlement system for automatically levying a subway fare is provided to levy the fare without contacting a traffic card by embedding card information in a mobile unit to which an optical transceiver is attached and by transmitting card information to a fare levying terminal installed in a subway switch. CONSTITUTION: An MU(Mobile Unit)(560) transmits card information as an optical signal, receives departure station information, and temporarily stores received departure station information. An RF(Radio Frequency) terminal(570) has an optical transmitting and receiving unit(571) for receiving the optical signal, transmitting departure station information, linking a subway fare to card information to levy the subway fare, and recording the levied history. A totalizing server(562) totalizes the levied history recorded in the RF terminal(570), and transmits the totalized levied history to a card company.
摘要翻译：目的：提供一种用于自动征收地铁票价的光学结算系统，通过将卡信息嵌入到光学收发器所附属的移动单元中并通过将卡信息发送到安装在其中的票价终端而不接触交通卡而征收票价地铁开关。组成：MU（移动单元）（560）发送卡信息作为光信号，接收出发站信息，并临时存储接收到的出发站信息。 RF（射频）终端（570）具有用于接收光信号，发送出发站信息，将地铁费用与卡信息关联以征收地铁费用并记录所征收的历史的光发送和接收单元（571）。累计服务器（562）累计RF终端（570）中记录的征收历史，并将累计征收历史发送给卡公司。

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